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Dull, brittle locks? Follow the 4 expert rules for strong, beautiful hair

5/3/2013

(BPT) - For years, women have been working at the ends of hair, rather than the foundation – the scalp. Now, it is time to start working at the right end of hair.

Ninety-nine percent of hair’s natural strength and beauty comes from the scalp, CLEAR Scalp & Hair Beauty Therapy reports. A well-nourished scalp is the right foundation for strong, beautiful hair.

To help women commit to working at the right end of hair, CLEAR Scalp & Hair Therapy experts Dr. Francesca Fusco, a leading New York City dermatologist, and celebrity stylist Jen Atkin, are sharing their secrets to strong, beautiful hair.

Rule No. 1 – Care for your scalp like your skin: Dr. Fusco’s advice is to give the scalp the TLC it needs, just like you would the skin on your face. This will create the right foundation for strong, beautiful hair. “Rule No.1 is to wear a hat when outdoors to protect the scalp and hair from UV damage,” she says.

Rule No. 2 – Exfoliate: Dr. Fusco recommends exfoliating the scalp by shampooing regularly. “It is important to shampoo regularly to prevent product buildup and dulling dead cells on the scalp and hair,” says Dr. Fusco. Regular shampooing also allows for efficient absorption of conditioners.

Rule No. 3 – Moisturize: It’s essential to moisturize and nourish the scalp to create the right foundation for strong, beautiful hair. The optimal time to moisturize is immediately after shampooing. “While the line of CLEAR shampoos are formulated to feed scalp, regular shampooing also helps to cleanse and remove product buildup. This allows the conditioning product to absorb efficiently and deliver the beneficial ingredients to the hair,” says Dr. Fusco.

Rule No. 4 – Treat your strong, beautiful hair: Atkin defines strong, beautiful hair as strands that have shine and body, and don’t easily break when combing. For stronger, more beautiful hair, she advises her clients to use a nourishing treatment at least once a week. “All women can benefit from using the CLEAR Damage & Color Repair Deep Nourishing Treatment Mask. It nourishes the scalp deeply and is formulated to provide up to 95 percent more damage-resistant hair in three minutes, resulting in less breakage when combing, compared to using a non-conditioning shampoo” says Atkin.

For more tips on caring for your scalp and hair visit: www.facebook.com/clearhaircare.

Zapping top myths about laser hair removal

2/27/2013

(BPT) - For people considering laser hair removal for the summer, there’s good news – now is the perfect time to start. Easily hidden under typical cool weather clothing like bulky sweaters and leggings, skin is shielded from the sun and thus in perfect condition for hair removal. However, many men and women are on the fence when it comes to investing in long term hair removal due to several common misconceptions.

Here are the top five laser hair removal myths busted by Dr. Paul Flashner, chief medical director for American Laser Skincare:

1. Doesn’t treat all skin types
Today there are more advanced technologies, such as the GentleMax Pro system, which delivers a wide range of treatments for effective hair removal on all skin types. Each treatment focuses on the individual, and the system prompts a series of questions about the person’s skin tone and overall makeup to help determine optimal settings for best results. It leverages two fast and powerful lasers: the Alexandrite and the Yag, for customized results on all skin types, light and dark. It is important to note that if you are considering laser hair removal, you should first work closely with a skincare consultant to understand what treatment options work best for your individual skin.

2. Too painful
No pain no gain? The leading edge technology in laser hair removal has enabled a more comfortable experience for those nervous about the “ouch” factor. It delivers an intense but gentle burst of energy onto targeted areas of the skin, delivering a controlled amount of therapeutic heat to the area. In addition, many of our clients report that the system’s cool pulse provides increased comfort during treatment.

3. Too expensive
While laser hair removal does require a more substantial upfront investment, long-term results significantly trump traditional routines such as shaving or waxing. Studies have shown that women spend, on average, $10,000 on shaving over their lifetime, with waxing more than doubling the investment, especially when done by a professional. Laser hair removal can help save time and money over the course of a lifetime, and aesthetic service providers like American Laser Skincare offer a true personalized experience based on real, effective and achievable results.

4. Requires frequent clinic visits and treatments
GentleMax Pro treatments are separated by a window of four to 12 weeks depending on the treatment area and the individual’s hair regrowth cycle, making long-term hair removal a much less tedious and time consuming task. In order to be ready for summer, now is the perfect time to start.

5. Need to let unsightly hair grow in between treatments
Laser treatments target the root of the hair rather than the surface hair so you are able to shave in between treatments and not worry about growing any unsightly hair.

“Anyone is who is thinking about getting laser hair removal wants to experience fast and effective results,” says Dr. Flashner. “The technologies available now target faster results, fewer treatments and less discomfort. Now is the perfect time for people to make sure they’ll be beach ready by summer.”

Laser hair removal treatments are available at all 100+ American Laser Skincare clinics across the country. For more information or to book a free consultation, visit www.americanlaser.com for a full list of local clinics. For additional tips and useful information about hair removal, visit www.hairremovalforum.com.

Garden detective: Clues to determine and deter unwanted animals in your yard and garden

4/8/2013

(BPT) - Holmes and Watson, Riggs and Murtaugh, Starsky and Hutch – when it comes to sleuthing out just what critter is munching on your spring garden, you may feel like your partnership with Mother Nature is as contentious as any that ever graced the big, or small screen. After all, how are you supposed to fight the “crime” of a decimated garden if you can’t identify the suspect who’s been devouring your daylilies?

And while Mother Nature may happily grace your garden with rain, warmth and sunshine, she may not always be on the same team when it comes to keeping critters out of your gardens and landscapes. Foraging pests can destroy your yard, literally overnight.

It is possible to thwart garden thieves, but first you have to know what animals have been dining on your plants and shrubs. Once you’ve identified the culprits, you can settle on effective animal repellents that will persuade pests to leave your garden alone. Here are some facts to get your detective work under way:

Devouring deer – Ragged bites, typically a foot or more above the ground indicate deer damage. Deer are notorious for devouring gardens and landscapes. You’ll see them, and their offspring, every year, making dinner of your daisies, daylilies and other ornamental plants.

Ravenous rabbits – If plant damage is low to the ground – a few inches above the soil – and includes stems clipped cleanly at an angle, you’re probably dealing with rabbits. These four-legged foragers will eat just about any kind of vegetation, including your fabulous flowers, bushes and other woody plants. If you don’t want bunnies nesting and raising families near your garden, remove brush and other debris that could provide them with shelter.

Voracious voles – When flower bulbs disappear from the ground or plant roots go missing, chances are you have voles – mouse-like creatures that burrow underground and that are highly destructive to gardens. Exit holes are further indications that voles are tunneling under your garden. Teeth marks around the base of trees, droppings or trails in the grass can also indicate the presence of voles.

Greedy groundhogs – Mounds of dirt beside burrow entrances are a sure sign of groundhogs, a garden pest that eats just about every type of green plant. Groundhogs can destroy a garden. These solitary herbivores live in burrows underground.

Capricious chipmunks – The on-screen antics of Chip and Dale might charm your children, but the presence of chipmunks in your garden is nothing but bad news. Damage to flower bulbs, plant shoots and leaves, uprooted plants and dug-up roots are all signs you have chipmunks. Their underground burrows may be a challenge to spot since the entrances are usually only about 2 inches in diameter and not surrounded by noticeable dirt mounds. You can curtail their activity by removing yard debris where chipmunks hide.

Salacious squirrels – While you might think of them as mostly the enemy of anyone with a bird feeder, squirrels can also cause damage to gardens. They live in colonies, digging underground tunnels and mounds in grassy areas and around trees that can lay waste to gardens and landscapes.

Once you’ve identified the culprits assaulting your garden, you’ll need the right tools to take care of them. Most traditional pest-control measures – row covers, netting, noise deterrents, predator urine or even human hair strewn around the yard – simply don’t work. Fences can do the job, but they’re expensive and you may live in a community that restricts the type and height of fences you can erect.

Some small animal repellents, however, do work. Bobbex-R is all-natural, environmentally friendly and proven effective at protecting ornamental plantings from small, four-legged garden critters. In testing by the Connecticut Agricultural Experiment Station, the product – which works through smell and taste aversion – received a 100 percent efficacy rating at repelling rabbits. Usable in any weather, it won’t burn plants or wash off.

Use it as a bulb dip to deter underground damage, or spray it at the mouth of burrows to prevent animals from re-entering. Safe for humans, pets, birds and aquatic life, Bobbex-R contains no petro chemicals.

To thwart deer damage, try Bobbex Deer, an all-natural repellent made from a combination of ingredients, including putrescent eggs, garlic, fish, clove oil and vinegar. By mimicking predator scents, this fear repellent also tastes unpleasant to deer. The product is more effective than nine other commercial repellents (including coyote urine), according to independent testing by the Connecticut AG Station. Testers gave it a 93 percent protection index, second only to a fence at 100 percent.

For more information on keeping wildlife away from your yard and garden please visit www.bobbex.com.

Tips and tools to prepare for power outages

4/17/2013

(BPT) - Storms have been packing big punches in recent years. While the debate about the cause might rage on, so do the natural elements that wreak havoc on private homes and public infrastructure. As has been seen in recent years, the aging of the American power grid has resulted in extended power outages – and that increasingly seems that this will be the new norm. However, going without power for long periods of time is non-negotiable for many Americans.

Waiting out a power failure is only an option for so long – and for many people, it’s not an option at all. When power goes out, preparedness goes a long way. As a new season of storms looms on the horizon, consider these tips to keep your household both safe and functional, whatever the weather.

* Generate your own power. A portable generator can provide safety and comfort in both long- and shorter-term power outages. As an alternative energy source, it gives you the option to keep your household running far more smoothly than it would with no power at all. Models like the Powerhorse Portable Generator from Northern Tool + Equipment will power your refrigerator, fans, space heaters, room air conditioners, lights, TVs and more during an outage, with surprisingly quiet and easy operation.

* Invert for an alternative power source. Inverters are another handy, portable option for added power. They convert power from sources like batteries into AC current, which can be used to power a wide array of necessities, from medical devices to phone chargers and beyond. The NPower Portable Digital Inverter features high surge capacity, overload and high-temperature shutdown, and even a USB port.

* Be charged up. If you plan on using an inverter, be sure to keep batteries charged during stormy seasons. Having battery chargers on hand will help you be prepared to get through the aftermath of a power-disrupting storm.

* Keep your home supplied. A stock of candles, batteries, flashlights, first aid supplies, prescription medicines and other helpful items like duct tape and a digital thermometer will serve you well in a short-term outage, but will also be essential if it lasts longer.

* Remember food and water safety. Because tap water might become unsafe to drink, a stock of bottled water is a critical supply. If power is out for more than two hours, it’s time to start thinking about food safety. Remember that meat, poultry, fish, and eggs need to be refrigerated at or below 40 F, and that frozen food has to be kept at or below 0 F to remain safe to eat, according to the USDA.

When storms strike, it can result in chaos, no matter where you live. By taking steps to prepare ahead of time, you’ll be able to cope with power outages and get life back to normal sooner than you might have expected. For more ideas and information, visit the Centers for Disease Control Emergency Preparedness page and www.northerntool.com.

The most common mistakes homeowners make when choosing a home improvement contractor and how to avoid them

2/8/2013

(BPT) - Consumer complaints and lawsuits regarding home improvements are on the rise according to Ripoff Reports; a homeowner that does not do their homework before embarking on a project could find themselves with poor workmanship, inferior products, health and safety issues or even legal problems.

So what’s a homeowner in need of a fix up to do?

“Start by reviewing the three most common mistakes people make when embarking on a home improvement project,” says Dave Harrison, chief marketing officer of Champion Windows, Sunrooms, Roofing and Home Exteriors (www.GetChampion.com), one of the nation’s leading home improvement companies.

Mistake number one: Buying Only on Price

Your home is probably one of the most expensive items you own, so making improvements is not the place to budget shop. “Make sure you are getting quality products professionally installed. A properly done home improvement should only have to be done once,” added Harrison, “and remember the old adage ‘you get what you pay for’.”

Mistake number two: Not looking at the Long Term Investment Benefits

When your home improvement project is finally over, you should be getting more than an upgrade to your home; you should also see an increase in your home’s value. When you do it right you can reduce energy and maintenance costs and increase comfort and pride in your home, and never have to worry about it again for as long as you own your home.

On the flip side a poorly executed project can lower the value of your home, have to be re-done in several years and even put your family’s health at risk. For example, water damage from faulty windows could cause mold.

Mistake number three: Not Knowing How to Screen a Contractor

“I’ve seen many independently owned contractors close their businesses after a short year or two,” said Harrison. “When selecting a contractor to work with it is important to get a sense of who they are, what products they use and how long they have been in business.”

According to Harrison there are four essential questions to ask during this screening process:

- Who designs it?

- Who builds it?

- Who installs it?

- Who guarantees it?

“When you don’t get the correct answers to these four questions you may end up with an inferior investment, expensive surprises, property damage or even lawsuits and liabilities,” says Harrison. “Ultimately, the answer you want is that there is a single source of accountability for your project. Having one company design, build, install and guarantee the product and work, as Champion does, can save you time, money and hassles in the long run.”

Make sure you have a contractor relationship you can trust for the long-term. This long-term relationship starts with a quality product and professional installation and includes a lifetime warranty from a company that has longevity and provides you with a sense that they will still be in business five or ten years down the road. You should also ensure that your warranty is transferable, applies to all systems, applications and materials, and is non-prorated. A non-prorated warranty is considered to be the most valuable as it means that the manufacturer or seller will replace or repair the item at no cost to the buyer if there is a problem with a product.

Renew yourself and your home in four easy steps

3/6/2013

(BPT) - The urge to improve your home can find new life when the weather warms. The transition of seasons is a perfect opportunity to refocus on improving yourself and your space.

Repaint and refresh
One of the easiest and quickest ways to refresh the look of your home is with paint. Repainting any room will instantly transform it into a showpiece of your style and taste, while giving you control over the mood of the space.

Keeping up with the latest movement in the world of interior design, Pratt & Lambert Paints recently released its 2013 Color Trends Forecast, which juxtaposes dark and light, bold and subdued and bright and pastel. Highlighting the distinct moods and styles of the everyday and elevating the sensory experience, each of the four collections showcases how contrasting colors can form a very balanced design scheme, perfect for a fresh, balanced start to a new season.

Whether you choose from the Phenomena, Vestiges, Dialects or Curated palette, your renewed room will see the rich color saturation and lasting quality Pratt & Lambert is known to provide. With the help of a skilled painting contractor and the right color selections, in a matter of hours, you can transform any room into a reflection of your personal style and panache.

Cover corrections
That old chair you love might be comfortable, but even one piece of furniture with visibly worn or outdated fabric can ruin the look of an entire room. Fortunately, there is an easy way to create a more on-trend space without having to say goodbye to old favorites. Re-upholster old chair cushions with a plush fabric in a bold, new pattern or color. Re-stain weathered wooden tables and chairs, or paint them a solid color for a modern, chic look. You can even purchase pre-made full sofa or armchair covers in a wide variety of styles and fabrics if you are looking for an instant fix. Add a few stylish pillows in coordinating colors and any room’s furniture will become like new in no time.

A different light
You can easily change a room’s entire aura by adjusting how it’s lit. A visit to any home store’s lighting section will reveal seemingly endless options. Change out a dull overhead light with an elaborate chandelier for a turn-of-the-century look. Standing floor lamps are available in nearly any finish and style and are perfect for a sitting or living area, while wall sconces can create a soft, romantic glow while saving floor space. If you’re not ready to purchase new lighting elements, you can easily renew the look of your space by updating lamp shades, painting the bases or simply rearranging freestanding lights.

Accessorize
Little things can make the biggest difference, and putting finishing touches on a space will give it personality, making it your own. Changing or adding decorative rugs, pieces of art, throw pillows and other furnishings can completely change the feel of a room. Experiment with different styles and materials throughout the room, but avoid going overboard with too many knick-knacks, which can create a cluttered, crowded feel. You can also give your home additional sensory appeal by adding aromatic candles or stylish oil diffusers, instantly creating a more inviting space.

With a few focused efforts, you can create a rejuvenated home you’ll be proud to show off throughout the year to come.

Californians lead the way - again - in trend toward 'greener' backyards

3/27/2013

(BPT) - From implementing stricter standards for vehicle emissions to creating a state-level agency to administer stewardship of the environment, Californians have always been at the forefront of the green movement. That commitment to the environment even extends to local backyards, where California homeowners are turning to eco-friendly materials, building practices and landscaping to create “greener” outdoor living spaces.

You can bring such style into your own backyard with a few tips and tactics inspired by your California neighbors:

Choose eco-friendly materials that are locally produced in California.

A great place to start thinking about such issues is with a deck, which can be the showpiece of your outdoor environment. When you’re building one, be sure to choose materials that are sustainable, recyclable and of local origin. First, it’s key that the material can be grown and re-grown and positively impacts the environment. In addition, locally produced materials consume less fossil fuel and create fewer emissions being transported from their point of origin to your home. And, materials that can be recycled are much less likely to end up in a landfill someday.

For example, redwood is the material of choice for green-minded homeowners when building a deck. Natural and organic, redwood is sustainable, removes carbon from the atmosphere and is recyclable, whereas materials such as man-made plastic composites are not. Redwood grows in one of the world’s healthiest forest systems, and redwood lumber is carbon negative, which means that redwood removes more carbon from the atmosphere than it takes to produce. As a building material, it naturally resists decay, warping and shrinking, and is easy to work with. Unlike composite decking, redwood is a renewable resource. Because it’s local, it not only underscores the beauty of California’s natural environment, its transportation creates less environmental impact than imported hardwoods such as Ipe from the tropics or even cedar from Canada. To learn more about redwood, visit redwoodstrong.com.

Landscape with an eye toward sustainability.

Sustainable landscaping practices can help you create a beautiful backyard that is kind to Mother Nature. A sustainably designed backyard allows homeowners to conserve water, create an environment that celebrates the beauty of local nature, and minimize the amount of chemicals needed for plants, bushes and trees to thrive.

With many parts of California experiencing warm, dry summers, it pays to incorporate drought-resistant, local flora into your landscaping. Native plants have evolved to thrive in the specific conditions of a given region, so they’re much more likely to do well – with less work, fertilizer and water – than imported species not habituated for conditions in your area. What’s more, choosing native plants means they will travel less distance from nursery to backyard.

Likewise, when seeding your lawn each year, be sure to choose grass seed specifically bred to thrive in local conditions. You’ll need less seed to fill in bare spots on the lawn, and less water to keep the lawn healthy and green throughout the summer.

Not sure what plants are native to your area of the state? You can find information online, either at your local college’s extension website or through resources like www.landscaperesource.com, where you can enter your ZIP code and get information on local plants, as well as green service providers in your area.

While the green trend has branched out across the country, its strong roots grow in the climatically diverse, beautiful landscape of California. Whether you’re planning to expand your outdoor living space with a deck or just want a beautiful, lower-maintenance landscape, choosing local, sustainable materials can help ensure your backyard is as green as possible, no matter where you live.

Winning weight loss tips

1/21/2013

(BPT) - Winter can stretch for a very long time in many areas of the country, and with the extensive cold often comes the temptation to let weight loss goals fall by the wayside.

If you’ve set out to lose weight and get healthy in 2013, but are not sure how to keep going another month, much less the rest of the year, take advice from Registered Dietitian Anika DeCoster, program manager of the 90-Day Challenge for Life Time Fitness, The Healthy Way of Life Company. In its third year the national weight loss contest has helped a total of 58,000 people lose a cumulative 145,000 pounds.

“A great weight loss program provides a combination of the right exercise, nutrition and lifestyle factors, including stress management and good sleep,” DeCoster says. “In addition, I’ve noticed that those who succeed in losing the most weight take their efforts further in order to win the competition.”

She says adopting these five strategies can improve your chances of winning at weight loss.

1. Find your motivation.

You can’t lose weight because your doctor said to, or your spouse hinted you should, or a close friend passive-aggressively suggested it. “Real winners spend time thinking about and identifying their own motive for losing weight,” DeCoster says. “The more emotion you put into something, the more likely you’ll commit for the long term. Spend time reflecting and understanding why you’ll stop at nothing to achieve your overall goal.” This doesn’t mean you have to face your weight loss challenge alone, DeCoster adds. “But acknowledge that you are the only one to actively change your behavior.”

2. Learn how and make it a habit.

“As the saying goes, ‘motivation is what gets you started, but habits are what keep you going,’” DeCoster says. Forming healthy lifestyle habits will lead to long-term weight loss success. But making changes takes work and time. “Most people know what they need to do but often prevent their own success because they never take the time to learn how,” DeCoster says. “For example, you might want to eat healthier and know that you should eat more vegetables, but if you don’t know strategies to add more vegetables to your diet, your success will be limited.” Do your research or hire a coach to help you learn about sound nutrition and exercise.

3. Write your goal down, and publicize it.

A 2007 study from Dominican University in California reported that people who put their goals in writing are more successful than those who think about them. Success rate increases further by making those goals public. Participants in the study who merely considered their goals succeeded 43 percent of the time, whereas those who wrote goals down increased their success rate to 64 percent. Those who wrote down their goals and reported their progress weekly to a friend succeeded an average of 76 percent. Thanks to the Internet, you can share your progress via social media. In fact, a study published this month in Translational Behavioral Medicine revealed that participants in a weight loss program who also used Twitter as a support tool lost more weight.

4. Take a “before photo.”

You might want to skip this step, but don’t; real winners take before photos seriously. A before photo is the starting line, the benchmark to stay motivated and be reminded of how far you’ve come. DeCoster says photos should show as much skin as you would in a swimsuit and should capture front, back and side views. “When you are the one losing weight, it can be hard to see the daily metabolic change that is going inside of your body,” DeCoster says, adding that along with the photo make sure you jot down starting weight and measurements.

5. Focus on good behaviors to master, not bad behaviors to stop.

Make your weight loss journey a positive one. “Instead of telling yourself you really need to stop eating fast food for lunch, focus more on planning and packing lunches instead. Instead of telling yourself you can’t have any sweets, remind yourself you’re choosing healthier rewards,” DeCoster explains. The shift may seem subtle, but the payoff to the approach results in long-term lifestyle changes.

If these tips from competitive weight loss winners aren’t enough, entering a weight loss competition yourself could fortify your resolve. A 2009 study published in the journal Obesity concluded that team-based competitions can successfully reduce BMI and obesity rates within participating groups.

“Group dynamics can boost weight loss success,” says DeCoster, whose 90 Day Challenge kicks off Feb. 9 (www.lifetime-weightloss.com/90day). “Sharing your expectations with teammates and having a team hold you accountable, while supporting you at the same time fosters a no-fail atmosphere and inspires you to achieve a healthy way of life.”

Transform garage sale castoffs into fun finds

5/2/2013

(BPT) - As the warmer weather is upon us, it brings many new activities: baseball, picnics, beach time and – best of all - garage sales. People are purging what they don’t need or no longer want. It’s the perfect opportunity to turn their trash into your treasure. From outdated odds and ends to forgotten furniture, there is a wealth of worthy items just waiting to be found, re-imagined and re-purposed.

Pretty in paint

Rusty metal, chipped paint, colors from another decade – they are common sights for the garage sale shopper. But when you look beyond these imperfections – and at their spray paint potential – you’ll soon find some diamonds in the rough.

Metal products, such as tables, chairs, garden tools or even watering cans, can receive an easy and instant update with Rust Protector spray paint from Krylon. The product, available in a variety of colors and finishes, dries in just eight minutes. As you create your new masterpieces, you won’t have to worry about grass, leaves or other particles getting stuck in your fresh coat of paint. Plus, the paint provides the ultimate protection against rust, keeping your new treasures looking amazing, regardless of the elements they face.

If it’s color you desire, look no further than Krylon’s new ColorMaster spray paint with bold, bright or basic hues to update your new findings. Turn blah and bland wood chairs, dusty and drab dressers or awful accessories into amazing furniture or accents with the extensive line of color and finish choices. Covermax technology provides premium coverage and brilliant color. It's a new formulation that achieves better hide without relying on shading or fillers that can darken or wash out colors. The result is hues that are clean and crisp.

New uses for old things

The key to finding items at garage sales is to look at how they can be used in new and different ways. Don’t view that dusty, broken typewriter or vintage camera as mechanical pieces you have to fix, but rather as interesting design elements to be admired on bookshelves and mantels.

Even old books can add a level of sophistication to your home. Grab a handful in coordinating colors to stack on a dresser or end table for instant eye appeal. Buy an old ladder and prop it against the wall to drape blankets. You can even spray paint an old coffee mug rack to create a fabulous jewelry organizer to hang all your favorite accessories. The possibilities are endless.

Turning up treasures

If your main reason for getting giddy over garage sales is to make a quick buck, you’re not alone. Valuable items could lurk at every turn, and they are just waiting to be snatched up by eager buyers.

Before you head out to garage sales, however, do your research and read up on collectibles. Generally, pieces with high nostalgia will fetch a higher price tag. Think classic lunch boxes, comic books, sports memorabilia or board games – things you loved as a kid that never seem to go out of style. You can also enlist the help of a collectibles expert, who can tell you everything you need to know.

As you head outdoors this summer on a hunt for some bargain fixer-upper or forgotten gems, keep your eyes peeled and your mind open. The perfect addition to your home is right around the corner. You just have to use your imagination and bring it back to life. For more information on Krylon products or project ideas, visit www.krylon.com.

Tips for traveling solo

4/2/2013

Is there such a thing as a typical traveler? Not anymore. Travelers run the gamut in age, interests, preferences, likes and dislikes. For couples, families and solo travelers alike, travel preferences have never been so diverse. Nor has the world of travel been so accessible and appealing. And, if you’re thinking about traversing the world as a solo traveler, there’s never been a better time to go.

“In addition to seeing and experiencing different cultures, foods and traditions, when you explore the world, you also discover new things about yourself,” says Scott Nisbet, president and CEO of the Globus family of brands. “And that fact couldn't be more true when traveling on your own.”

Traveling alone can be nerve-racking at first, but it can be equally exhilarating. Solo travel is about setting your own terms and pleasing no one but yourself. It doesn’t just push you beyond your comfort zone, it gives you carte blanche to indulge your interests and passions and get to know yourself in new and exciting ways.

Perhaps that’s why more solo travelers than ever before are venturing off on their own. In fact, according to Cosmos - an international tour company - 11 percent of Americans travel solo each year, including 9 million women.

“Discovering the world can become a much deeper experience when traveling alone. Especially if your trip is well-planned,” Nisbet says. “One of the best ways for solo travelers to see the world is going on an escorted tour with a company like Cosmos.”

An escorted tour ensures all the logistics and details are taken care of for travelers so they can experience the “best” parts of a destination while letting someone else be in charge.

And when you’re traveling solo, an escorted tour ensures you’re never really alone. Expert guides are there with you, securing the right accommodations for the best price and transportation from place to place. They’re also there to help you prioritize your schedule, seeing the must-see sites first while also leaving you plenty of time to wander and discover each destination on your own. Even better? An escorted tour allows solo travelers the chance to keep the door open to meet a few like-minded travelers and friends on a journey of discovery.

Whether you’re traveling on a tour or on your own, here are solo traveler-friendly tips from Cosmos:

1. Start smart. Before you decide where to go, consider perusing guidebooks and conducting online research to get a feel for the people, culture, sites and excursions you’re bound to experience. There are even guidebooks geared toward single travelers.

2. Choose a solo-friendly destination. In general, Europe is the top destination for solo travelers. English-speaking countries such as Ireland, Britain, New Zealand and Australia are great choices.

3. Think about safety first. You might be worried about standing out as a solo traveler, but the reality is that you can blend in more easily than a group when you’re on your own. You can also avoid being identified as a tourist. You should, however, always remain alert while carrying an ID and keeping valuables away from prying eyes.

4. Look for single-supplement deals. What is a single supplement? While most hotels charge a room rate, travel package providers (tour operators, cruise lines, etc.) charge per person, and a single supplement is a common charge for travelers requesting solo accommodations (it is the amount typically charged for two travelers per room).

There are two ways to avoid this charge: 1) Ask for a single room. Sometimes a small inventory of single rooms is available, but they book fast. 2) Look for a special offer. Some travel providers offer limited-time deals, waiving the single supplement, or “room share” programs.

5. Enjoy the ride. You get to make your trip all about you. Take advantage of that fact and do as the locals do. Talk to strangers and eat well.

For more information about traveling solo, download Cosmos’ Solo Traveler Guide at www.solotravelingguide.com.

Why going gluten-free doesn't mean going grain-free

2/8/2013

(BPT) - It’s impossible to stroll the aisles in your local supermarket without seeing package after package labeled “gluten-free.” But who really needs a gluten-free diet, and how can you still enjoy grains, even if you are eating gluten-free?

Gluten is a protein found in just four grains: wheat, barley, rye and triticale, a wheat-rye hybrid. For people with celiac disease (an estimated 1 percent of the population) eating foods containing gluten can cause an immune reaction in the small intestine that leads to a host of health problems, from abdominal pain to vitamin deficiencies that can affect the brain, bones, liver and other organs. Some people who don’t have celiac disease still suffer from gluten-sensitivity or allergies to wheat, and can benefit from a gluten-free diet.

No matter the reason behind going gluten-free, for those making the switch it might seem like the end of eating grains. However, according to the Whole Grains Council that shouldn’t to be the case. The nonprofit advocacy group notes that while cutting out gluten-containing grains is important for those who are gluten-intolerant, there’s an array of other whole grains – naturally gluten-free – that can make your diet as varied, delicious and nutritious as you like.

If you’re building a gluten-free menu, it’s important to include whole grains, which provide many essential nutrients. Try some of these options in your meals, from breakfast to dinner, to get a taste of the flavors and textures that whole, gluten-free grains have to offer:

* Amaranth – Popped like corn or added to soups or a pilaf, this heart-healthy grain adds great taste and texture.

* Buckwheat – Whether used whole or ground as flour, buckwheat provides a rich, nutty flavor.

* Corn – A classic American staple that is as versatile as it is easy to find.

* Millet – Let it stand alone as a side or bake it into crunchy crackers; millet’s mild flavor ensures that it plays well with other ingredients.

* Oats – Oats themselves are gluten-free, but they’re often processed in places where gluten products are also made. Make sure your oats are certified as free from cross-contamination.

* Quinoa – This nutrient-rich grain has been a staple in the Andes Mountains for centuries, and it’s gaining in popularity for its versatility and subtle flavor.

* Brown and colored rice – Rice itself, or products made from it, like noodles, can be used to prepare delicious dishes from around the globe.

* Sorghum – Flour made from this nutrient-packed grain can be used to make everything from pie crust to pancakes. It can also be popped – it’s a fun treat that looks like mini-popcorn.

* Teff – Tiny teff grains (3,000 grains weigh just one ounce) make a flavorful flour that can be used for crepes, breads or injera, the spongy flatbread that is a dietary staple in the grain’s native country of Ethiopia.

* Wild rice – Hearty, nutty and utterly delicious, wild rice is a welcome addition on any plate. Use it as stuffing, in a salad or simply on its own.

Because all of these whole grains have their own nutrient profiles, mixing them up is a great way to make your diet healthier – the more different grains you eat, the more nutritional variety you’ll get. Recipes for each kind of gluten-free grain can be found at www.wholegrainscouncil.org. To get started, try this delicious dish, Southwestern Quinoa Salad, which pairs both quinoa and corn with flavorful, fresh ingredients that everyone will love.

Southwestern Quinoa Salad

1 cup quinoa

2 cups vegetable broth

2 ears corn, roasted and cut off cob

1 red bell pepper, roasted and chopped

1 15-ounce can black beans, rinsed and drained

3 scallions

1/2 cup chopped cilantro

3 limes, juiced

2 tablespoons olive oil

1/2 teaspoon cumin

1/2 teaspoon salt

1/4 teaspoon fresh ground black pepper

1/8 teaspoon cayenne pepper

Put quinoa and broth in a medium saucepan. Bring to a boil, cover and simmer for 15 minutes or until tender.

In a large bowl, mix together quinoa, corn, pepper, beans, scallions and cilantro.

In a small bowl, whisk together lime juice, olive oil and seasonings. Pour over quinoa mixture. Cover and chill for at least 30 minutes to let flavors set.

Think outside the fuse box: Unique energy-saving home improvements

4/29/2013

(BPT) - You’ve replaced your home’s 20-year-old windows with new, Energy Star-rated models, upgraded to electricity-sipping appliances and there’s not a single incandescent light bulb to be found anywhere in your house. You may be wondering what more you can do to further reduce your home energy bills.

When you’ve covered the basic and obvious ways to trim energy use at home, it’s time to start thinking outside the fuse box. Here are three unique home improvements that can help make your house even more energy-efficient.

1. Put a stake through the heart of vampire power – Even when they’re turned off, electrical devices draw power as long as they’re plugged in. “Vampire power” or “standby power” refers to the electricity wasted in this manner. In developed countries, standby power probably accounts for 5 to 10 percent of residential energy use, according to the Lawrence Berkeley National Laboratory.

Fortunately, vampire power is a relatively easy problem to solve. In many cases, simply unplug the power cord – a great solution for your cellphone charger or the coffee pot. When an appliance gets frequent use, however, constantly unplugging and replugging it may not be convenient. In those situations, a simple home improvement may be in order.

Connect outlets to wall switches that make it easy to turn the device off or on at the outlet. Or, you can plug appliances into a device that, in turn, plugs into the outlet and stops electricity leakage.

2. Add motorized shutters to windows – People add motorized rolling shutters to their homes for a variety of reasons, from enhancing privacy and security by making it harder for burglars to break in through windows, to protection against intense sunshine and hurricane winds. But did you know shutters can also boost your home’s energy efficiency?

In winter, motorized shades or rolling shutters maximize insulation of windows – a significant point of heat loss in many homes. In summer, they can reduce heat gain, help maintain a more comfortable indoor temperature and protect furnishings from damaging UV rays. Automating motorized shutters with a sun sensor, like those available from Somfy Systems, allows you to further improve energy efficiency by raising or lowering shutters throughout the day to fine-tune heat retention.

And, for the truly eco-minded homeowner, Somfy's new solar powered AutoSun uses solar energy to power the shutter motor – so saving energy doesn’t require you to use electricity. Learn more at www.somfysystems.com.

3. Open the door to energy savings – Your home’s front door is the first impression visitors get when they arrive on your doorstep, but it’s also a potential source of heat and energy loss. Replacing an old, inefficient or poorly insulated door with an Energy Star-qualified door can pay off with significant heat retention and energy savings.

When looking for a replacement door, insulated doors made of fiberglass or steel, filled with an insulating core such as polyurethane foam, are more energy-efficient than traditional wooden doors. Doors should also fit well into the doorframe, and use weather stripping to block drafts.

Doors wear out, lose efficiency and need to be replaced, according to the Residential Energy Services Network. Replace your old front door with an Energy Star-qualified one, and you may qualify for a federal tax credit of up to 30 percent of the cost of the door, according to EnergyStar.gov.

Improving your home’s energy efficiency is the right thing to do – for both the environment and your wallet. With a bit of creativity and the right home improvements, it’s possible to maximize your home’s energy efficiency.

Five things to do before sending your child to camp wearing hearing aids

5/6/2013

(BPT) - Summer is approaching and many parents will be sending their children off to camp. If your child wears hearing aids and is set to attend a summer camp for kids of all abilities, here are five things you can do to help your child get the most from his or her summer camp experience:

1. Visit your child’s hearing care professional. Many new digital hearing aids have features and accessories that can enhance your child’s summer camp experience. For example, Siemens Aquaris hearing aids are sweat-proof, waterproof, dirt-proof and shock-resistant. These hearing aids can be completely submerged and help children fully participate in sports and other basic camping activities. Be sure to ask if your child’s hearing aids are waterproof or only water-resistant.

2. Pack accessories and maintenance items. Review the following list of suggested items to bring along to camp with your child’s hearing care provider:

Must haves:

* A full supply of batteries or a hearing aid recharger

* A couple of sturdy hearing aid cases (in case one is lost)

* Extra tubing

* Dehumidifier (not needed for rechargeable hearing aids - the rechargers also dehumidify)

* Hearing aid cleaning kit

Optional:

* (If camp permits) Cellphone, in case of emergency

* Remote/streamer for synching with Bluetooth phones, game consoles and MP3 players, and/or FM and other wireless systems

* Portable alarm that awakens with vibration or light

3. Gather contact information. Provide the camp with a list of phone numbers to reach you at home, work or while traveling, as well as backup names and numbers for emergency contacts in case you are unavailable. Be sure to notify your alternate contacts that they may be contacted by the camp. Don’t forget to include your child’s hearing care professional’s information.

4. Meet with the staff before camp begins. It’s a good idea to meet with the director and/or staff to discuss your child’s needs. Present your visit as a positive opportunity to have a dialogue, during which you’ll be happy to answer any questions or address concerns the camp staff may have. Your goals are to learn if the staff has experience working with campers wearing hearing aids and to share the information necessary to make the experience positive for all involved. Be sure to discuss the following:

* If your child’s counselors haven’t worked with children who wear hearing aids, explain all the accessories your child is bringing, and how and when they should be used.

* Tell the counselor the best ways to communicate with your child, particularly when giving directions during activities or other situations where safety is a concern. The counselor can wear a special microphone (for example, Siemens VoiceLink accessory) that connects wirelessly with a child’s hearing aids to make communication easy and natural.

* Find out what the camp’s policies are toward educating campers about diverse abilities and handling disputes between campers. You should be able to tell your child exactly how to communicate to his or her counselor if there is a problem, and receive clear assurance that teasing or other harassment will not be tolerated.

* Provide a how-to primer. Though you should personally demonstrate to camp staff how to handle your child’s hearing aids, you can also create a notebook with pictures or a short video tutorial. You and your child can have fun together creating this personalized hearing aid care primer to share with the counselors who are responsible for your child, including how to:

- Properly insert and remove hearing aids

- Change batteries and/or recharge them

- Adjust programs

- Keep them clean and functioning

Remember to give clear instructions as to whether the hearing aids can be worn in the rain, while swimming or participating in other water activities, and what to do to protect them if they cannot.

With good preparation, the summer camp experience should be as safe and enjoyable for kids with hearing aids as it is for any child.

Travel: cruising 101

2/13/2013

(BPT) - If you’re thinking of taking a cruise, there are a lot of options to consider, from the cruise line and style to the destinations, vacation length and types of on-board amenities. Cruising is a fun (and economical) way to see several places in a relatively short amount of time without having to unpack and repack every day. While some “hard-core” travelers may scoff at cruises, don’t knock it till you’ve tried it.

Choose your cruise line
This is probably the single most important task when planning a cruise. Choose the wrong cruise line, or even more specifically, the wrong ship, and it can mean the difference between a blissful, relaxing trip or one filled with 18-year-olds getting rowdy on rum punch. To figure out which ship and line suits your preference, do some research online and ask friends who have taken cruises. Find out the median age onboard; if a ship caters to an older demographic, there’s typically not much to do after 10 p.m. Ask about the quality of food. The food on most vessels is in line with what you get at 4- and 5-star restaurants on land, so beware that elastic waistbands might be needed by the end of your trip. Also gather opinions on cruise schedules. Some cruise lines allow for flexibility in your itinerary, others have two dinner seatings and if you’re not on time, you don’t eat. Ask about the activities are onboard. Is there a variety? Are the shows good? For comparison, Royal Caribbean brought “Hairspray” to sea several years ago, and a few ships have Cirque du Soleil spinoffs. Finally, inquire about the decor; newer or updated ships will feel more like a Ritz-Carlton than a Motel 6.

As far as cruise styles, “mainstream” cruise lines, like Celebrity and Royal Caribbean can carry a small city on the water. Other cruise lines, such as Viking River Cruises or Oceania Cruises, provide luxury and a slower pace. There are also specialized cruise ships, like the American Queen Steamboat that runs multi-day cruises up and down the Mississippi River.

Choose your destinations
After finding the right cruise line, figure out how many days you want to spend on the cruise (remember that depending on where you live, it can take a day to travel to the departure port and a day to travel home). The number of days will then dictate what destination options you have. Some itineraries will feature just one port for visiting, while others will dock at anywhere from three to 10. If you’re traveling from the United States, the travel experts at Away.com recommend touring the Caribbean, Hawaii or Alaska. There are also plenty of cruise lines that tour the Mediterranean, the rivers of Europe, and even Russia and Asia. Cruising allows you to get an overview of destinations, rather than an in-depth look into the local scene. Because you’re traveling by a large ship (unless you do a river cruise), you will explore only coastal towns, and typically the ship will be in port only for about a half a day. As you peruse the destinations available, you can normally see a sample itinerary, too.

Book your cruise
Once you’ve selected the cruise line, the number of days and the destinations you want to visit, then you’re ready to book your cruise. With all your meals, snacks and beverages (alcohol and specialty restaurants onboard might cost more), your room, and onboard entertainment covered, there’s not much left to plan. You can choose to research things to do in ports, or you can take advantage of the shore excursions that cruises offer.

Pack for your cruise
No matter your destinations, it pays to look up the typical weather and pack accordingly. A cruise in July might sound warm, but if you’re heading to Alaska you can skip the bathing suit and pack an extra sweatshirt. Everyone packs differently, but it’s in your best interest to pack minimally, as the rooms are not as big as a typical hotel room. Bathing suits and shorts are usually fine for the daytime, but evenings typically require more of a resort-casual wardrobe. And most ships have one or two formal nights, so pull out the old bridesmaid or prom dresses. Most importantly, if you’re traveling outside of the United States, make sure your passport is up to date and packed along with your ticket so you’ll be good to sail away.

Sell your home faster with these cost-effective staging tips

4/16/2013

(BPT) - Appearances count, especially when you’re trying to sell a home. Even though the housing industry experts predict this spring will be a seller’s market, it’s important to grab every advantage when you’re trying to sell your home. Staging – decorating a house to appeal to the broadest possible range of buyers – can make the difference between a quick sale or a long, painful linger on the market.

Fortunately, many of the most effective staging trips are also inexpensive, from a thorough cleaning to decorator details. Here are five staging tricks that don’t cost a bundle:

1. Cleanliness counts – Nothing turns off buyers faster than a dirty house. Before you list your house, give it a thorough top-to-bottom cleaning – something that costs nothing but the price of supplies if you do it yourself and a couple hundred bucks, tops, if you hire pros to do it for you. Don’t overlook little details like baseboards, ceiling fans, blinds and shower doors. Include decluttering in your cleanup efforts, and remove excess items from your home, even if you have to rent a storage unit to do it.

2. Work those walls – Painting is one of the cheapest, easiest ways to help your home look fresh and great. Choose neutral colors that will appeal to the broadest range of buyers. Don’t forget that neutral doesn’t have to mean bland, either. Consider dressing up an accent wall, easily and cost-effectively with repositionable wallpaper or a removable wallpaper mural. Websites like MuralsYourWay.com offer a wide variety of repositionable wall coverings, called SmartStick, in a variety of designs. A patented adhesive makes it easy to install the mural – creating an eye-catching focal point for any room – and remove it later if buyers decide they don’t want it. It’s a great way to get a designer look at a fraction of the cost – and without the commitment of traditional wallpaper.

3. Fix up the fireplace – Sure, you’re heading into summer selling season, but fireplaces charm buyers no matter what the weather. Make yours look its best. Old brick fireplaces can get designer flare from a coat of paint. If your fireplace is wood-burning, remove and clean the screen. If it looks tired and rusty, give it a fresh look with a coat of heat-resistant spray paint. For gas fireplaces, keep the glass clean and make sure everything is in working order. For a nominal cost, you can install a remote starter – a winning feature for buyers who can envision themselves starting a fire without ever having to leave the comfort of their couch.

4. Spruce up outdoor living spaces – If you have a deck or patio, do whatever it takes to spruce it up, from power-washing pavers and deck boards to staining tired-looking wooden decks. If you don’t have a patio or deck, and don’t want to spend a lot of money adding one, you can still create an appealing outdoor seating area. Mark off an area using stones or plastic edgers near the house or in a shady spot in the yard. Fill in with pea gravel or wood chips, then add an attractive bistro set – with umbrella – to create a pleasant seating spot.

5. Brighten the bath – Bathrooms and kitchens sell houses, yet many sellers are reluctant to sink any additional money into staging a bathroom. You don’t have to spend a bundle to make your bathroom more appealing. After a deep cleaning, invest in some designer towels that only come out for showings. Put up a fresh shower curtain and get rid of those nasty area rugs that will make buyers think “germs.” Add a small vase of fresh flowers on the vanity. Bring in more natural light by removing blinds and ensuring privacy with removable film that makes windows look frosted. Have a bathroom that doesn’t have windows? You can really brighten it – and make a designer statement – by placing a removable wallpaper mural on the ceiling. Pick a sky scene with fluffy clouds on a blue background and you can even brighten a windowless powder room.

Staging a home can help make it more appealing to potential buyers, and ensure you sell it faster.

Cleaning the right way to remove allergens

4/17/2013

(BPT) - When you’re done with spring cleaning, you may assume you’ve eliminated any allergy triggers that were lurking in your home. But the truth is, if you don’t clean the right way, you might be making the problem worse.

More than 40 million Americans suffer from allergy problems, and 25 million have asthma. If your cleaning routine doesn't specifically focus on allergen control and removal, you may be only moving dust around, sending allergens and irritating cleaning chemicals into the air which can affect allergy and asthma symptoms. To maximize your cleaning efforts and reduce allergens, consider these simple tips from the asthma and allergy friendly Certification Program, the healthy home initiative of the nonprofit Asthma and Allergy Foundation of America (AAFA):

* Use a certified vacuum that has a high efficiency filter with tight seams and seals to prevent particles from leaking out while you vacuum. Also, choose a style that requires minimal exposure during canister emptying or bag changes.

*Dusting improperly can actually increase airborne dust particles in your home. Use moist cloths or special dry dusters designed to trap and lock dust from hard surfaces. Use vacuum attachments to remove dust from soft and upholstered surfaces.

* Certain cleaning products can also contribute to airborne irritants, especially if they contain harsh chemicals, strong odors or volatile organic compounds (VOCs). Choose products that contain none of these irritants, but also beware of "green" labels, as some of these solutions may be made with natural allergenic ingredients, such as lemon, coconut or tea-tree oils.

* Rodent dander and cockroach particles are common household asthma triggers. However, some pesticides may do more harm than good for people with asthma and allergies. If you have a pest problem, look for an exterminator with expertise in integrated pest management and experience treating homes of people with asthma.

* Whether you have a cat or dog, pet dander is present in most U.S. homes. If it is possible, keep pets out of the bedroom. Your cleaning routine should include frequently washing linens in your bedroom, where cat or dog dander can settle.

* Place certified allergen barrier covers on your mattresses and pillows. Wash your bedding at least once a week in 130 degree or higher hot water to kill dust mites and their eggs.

* Mold, a common allergy trigger, can grow anywhere in your home where moisture is present. Look for cleaning products that help kill and prevent mold from returning. Also, keep household humidity below 50 percent and fix leaky pipes and cracks to reduce standing puddles of moisture where mold can prosper.

* If children live in your home, look for certified plush toys. Dust mites, mold and pet dander can accumulate on plush toys over time. Certified toys can be placed in the freezer for 24 hours, then rinsed in cold water to remove dead mites. Dry completely. Do this monthly.

* Lots of air passes through window areas, and airborne dust and allergens accumulate on all types of window treatments - which are rarely cleaned. In the family room and throughout the home, replace big, heavy linen drapes with more sensible window treatments such as wood blinds or flat screens that are easy to wipe and keep clean.

* If your home uses central air conditioning or heat, replace the filter in the machine regularly, typically every 30 to 90 days. Choose an HVAC filter that has been certified to effectively capture fine airborne particles like pollen, dust and dander.

Keep in mind that while consumers spend nearly $18 billion annually on asthma and allergy medications, they also spend more than $20 billion on nonmedical consumer products marketed for people with asthma and allergies such as room air cleaners, bedding, vacuums and more, according to AAFA. While demand for such products continues to grow, there is little regulation governing product claims, the Foundation notes. AAFA's asthma and allergy friendly Certification Program helps consumers evaluate and verify the allergen-reducing effectiveness of a variety of products, from cleaning supplies, air cleaning devices and vacuums to toys, bedding, home improvement products, paints, clothes washers and more. You can learn more at www.AAFA.org/certified.

Easy DIY cures for common concrete problems

3/5/2013

(BPT) - Have you ever seen a house with a beautiful lawn, lush landscaping, a tasteful and well-maintained exterior – and an ugly cracked concrete driveway? Why is it that even seasoned, proficient do-it-yourselfers sometimes balk at taking care of concrete?

“Concrete can be intimidating,” says Bob Schmidt, national product manager for Sakrete, which makes concrete repair products. “There’s an unfair stigma that repairing concrete is a lot of work, but it’s actually not difficult. In many cases, if you can use a caulk gun, you can repair your cracked concrete.”

As with other home maintenance tasks, making your own repairs to minor concrete damage yourself can prevent problems from becoming worse – and turning into something that requires costly replacement by professionals. Here are some concrete repair tasks that you can do yourself, and helpful tips for doing the jobs right:

Repairing cracks in sidewalks and concrete driveways

Even properly poured concrete can crack over time. Cracks that appear over time can be caused by tree roots pushing under the slab or a shift in the ground under the slab. As cracks develop moisture works its way into minute fissures in the concrete which eventually leads to larger, visible cracks. This is especially severe in winter when the water turns to ice, the ice expands and the cracking process accelerates. Left unaddressed, cracks will worsen, ultimately leading to crumbling and the breakdown of the slab. Repairing small cracks can prevent them from becoming larger.

For cracks between one-eighth to three-eighths of an inch wide, use a product like Sakrete’s Concrete and Mortar Repair, which comes in an easy-to-use caulk tube. Slightly larger cracks can be repaired with Sakrete Concrete Crack Filler, a one-quart pre-mixed concrete repair material in a sqeezable container. Cracks should be wide enough to accept the tip of a caulk gun. Larger cracks may require a concrete repair product similar to the one you would use to repair broken or uneven concrete.

For any size crack, begin by cleaning the crack and the concrete around it. Use a wire brush or screwdriver to remove loose chips and dust from the crack. Then, using a garden hose, squirt water directly into the crack to force out all loose material. Allow standing water to drain before filling the crack.

Once the surface is ready, apply your crack-filling product per the manufacturer’s directions.

Restoring worn concrete surfaces

While concrete is one of the most durable surfaces in your outdoor environment, like any other material that’s exposed to the elements and vigorous use, it can start to look worn. Pitting and cracking not only look bad, they can ultimately lead to severe breakdown of the surface.

Before you pay a professional to perform the labor-intensive task of ripping up the old concrete and pouring new, consider resurfacing your worn concrete driveway, sidewalk or pathway. While resurfacing is a little more work than simply patching cracks, it’s still well within the abilities of most DIYers.

Products like Sakrete’s Flo-Coat Resurfacer pour over the existing concrete and, when properly applied, create a durable, visually appealing new surface. Be sure to clean the concrete first – especially if there are oil stains – and follow the manufacturer’s directions for application to ensure the best possible results.

Leveling uneven concrete

Concrete slabs that have separated at the joint, leaving one higher than the other are not only unslightly, but can pose a tripping hazard. Rather than tearing up and repouring the uneven area, consider using concrete repair patching material to level the area.

A concrete repair material like Sakrete’s Top ‘n Bond can be applied in layers, using a trowel. It allows you to not only fill in cracks, but also level out uneven concrete.

“Many common concrete problems can be easily and quickly addressed by the average homeowner, using the right products and a little bit of elbow grease,” Schmidt says. “Tackling concrete repairs on your own can save you time and money – and leave you with a great-looking end result, as well as the satisfaction of knowing you did it yourself.”

Make your summer sizzle

4/9/2013

It seems that the minute summer gets underway, your calendar fills up with graduation parties, family get-togethers and backyard barbecues - and that’s not counting the things you’ve already planned.

Before you work yourself into a frazzle, let the experts at www.countrydoor.com give you a few tips (and delicious recipes) to enjoy in the sun without breaking a sweat.

* Stand up and cheer. The backyard picnic is as American as hot dogs and apple pie, both of which are great to serve at picnics, by the way. So show your summer spirit with red-white-and-blue paper plates, cups, coolers, comfy pillows and outdoor rugs to make your summer party colorful and fun.

* It’s all about comfort. Sturdy lawn furniture is a must, but if you don’t have enough for the whole gang, ask everyone to B.Y.O.C. (bring your own chair). And if your yard doesn’t have a lot of shade, think about putting up a screened gazebo or pergola hung with breezy curtains. Not only will you gain valuable shade, you’ll set the mood for cozy conversation. Finally, put out tubes of sunscreen for everyone’s comfort.

* What’s cookin’? Serving food for a crowd? Don’t be afraid to ask guests to bring a dish to pass. Remember, there are no medals awarded for falling asleep during your own party. Make a menu and divide the courses between family groups for preparation (the best way to avoid an all-dessert meal), and ask each to bring a copy of the recipe to share.

* Tennis anyone? Family games are always a hit, whatever the occasion. They can be great icebreakers when guests arrive or a welcome follow-up to a big meal - provided the games aren’t too strenuous. Consider the ages and abilities of your guests before finalizing your game plan, then set out the equipment needed. Rather than having a “structured” game time, let guests wander over and play when they want to.

* Always have a plan B. There’s no counting on the weather, so make sure your party is “portable.” In a pinch, a garage, covered porch or family room - or any combination of the three - can fill in as “party central.” Just make sure the area is clean, comfortable and dressed for success with tables, chairs, plenty of room to set crockpots and cheery decorations. In red, white and blue, of course.

For more entertaining and decorating ideas join the conversation on Country Door’s Facebook page at Facebook.com/thecountrydoor.

Color, texture and more: Vinyl continues to be America's most-installed siding

3/8/2013

(BPT) - While vinyl siding has historically been the most-used siding material in the U.S., its continuing advancements are allowing even more choice when it comes to two critical qualities desired by homeowners: outstanding curb appeal and low maintenance. Add to this to the growing interest by homeowners to save energy and the increasing green measures being taken by builders, and insulated vinyl siding stands out as a versatile choice.

More value is being created by marrying texture and toughness, creating beautiful and extremely durable homes. The toughest vinyl siding exteriors are code-compliant for hurricane zones and offer maximum possible fire resistance ratings.

For example, with several new stone siding profiles in its Foundry Stone Collection and the most comprehensive color palette for cedar shake and shingle panels, Foundry premium vinyl siding by The Tapco Group has emerged as a cladding of choice in storm-prone and moisture-rich coastal areas. Its durability, low maintenance and limited lifetime warranty are factors making it popular in locations such as Virginia Beach, the Carolina coast and communities throughout Alabama.

Unlimited by geography, Foundry siding is found nationally, from whole-house applications in Western New York and South Florida to gable accents in the Great Lakes and Mountain West.

“The Foundry has great looks and I like the fact that it meets the strict Florida building code wind load requirement,” says George Williams, owner of Precision Homecrafters, Birmingham, Ala. “With the Foundry’s cedar shake profile, until you walk up and touch it, you don’t know that it’s vinyl.”

Foundry siding’s robust strength withstands the harshest conditions. With a wind load exceeding 170 mph, it also features highest-rating Class 1(A) fire resistance and 60-inch per pound or more impact resistance. At the same time, it is easily cut with snips and comes in efficient 5-foot panels so a single installer can quickly side the home.

Homeowner Marsha Wallace had 27 squares of Foundry Siding installed on her Virginia Beach, Va. home. “Everyone who has seen the house is amazed when they get up really close and realize it’s vinyl siding. They don’t believe it until they get up really close and examine it. It looks like brand new shake and doesn’t look like your typical siding job at all,” Wallace says. “The freedom from maintenance is very attractive,” she adds.

Williams also appreciates the low maintenance. “I put Foundry siding on my home,” notes Williams. “People see it and they really like it.”

Manufactured from molds of real cedar and stone, authenticity is built into these premium vinyl panels. In addition to the easy-installing 5-foot panel lengths, Foundry firsts include proprietary multi-tone Weathered Collection colors and the only stone siding profile - Foundry Stacked Stone – featuring the finely-tuned detail of integrated grout lines.

“A very important aspect is being maintenance-free. The last thing that many homeowners want to do is literal “home” work. Time-saving products like The Foundry that reduce maintenance can be a huge benefit for a lot of people,” says Jonathan Wierengo, vice president of marketing for The Tapco Group. “You have a versatile, large selection of warm and inviting colors that let the house stand out – and you don’t have to worry about painting.”

The Foundry is a division of The Tapco Group,a U.S. Green Building Council member. For more information, visit www.foundrysiding.com or call 800-771-4486.

Tips for new Mother's Day and Father's Day traditions

4/3/2013

(BPT) - Families have many special traditions to celebrate Mother’s Day and Father’s Day. Starting new traditions around these days is also common. If your family is looking for some new ways to enjoy Mother’s Day or Father’s Day this year, check out these tips and gift ideas that will help make your celebrations special:

* Shop, dine or donate – Mother’s Day and Father’s Day are when we recognize parents for starting their families. This year, March of Dimes is launching the imbornto campaign to celebrate a powerful truth that every baby is born to do something great, but first they have to be born strong and healthy. Every time a baby is born, so are a new mom and dad. That’s why March of Dimes is the “Official Partner of Mother’s Day and Father’s Day,” encouraging you to shop, dine or donate where you see the imbornto seal to help continue the organization’s 75 years of research, education, vaccine development and medical breakthrough. imbornto partners include Martha Stewart Living Omnimedia, Inc., The Bon-Ton Stores, Bliss Carpets, Farmers Insurance, Kmart, Mud Pie, Beaulieu, ProFlowers and First Response. Visit www.imbornto.com to learn more.

* Good eats - New delicious recipes always bring flair to family gatherings around the dinner table. Make it a fun event by having family members create these recipes together, and then present them to mom or dad with a flourish of colorful cards, fresh cut flowers or brightly-wrapped packaging. Here are some great recipes from the kitchens of Martha Stewart Living Omnimedia, Inc. to try:

Grilled Potato Slices with Salt and Vinegar

Prep time: 5 minutes
Total time: 50 minutes
Yield: serves 4

Ingredients:

1 pound potatoes, preferably fingerling, cut lengthwise into 1/4-inch-thick slices
2 cups white vinegar
2 tablespoons extra-virgin olive oil
1 1/2 teaspoons coarse salt, plus more for sprinkling
1/4 teaspoon freshly ground pepper

Directions:

Bring potatoes and vinegar to a boil in a medium saucepan (vinegar should cover potatoes). Reduce heat to medium-low, and simmer potatoes until just fork tender, about 5 minutes. Let potatoes cool in vinegar for 30 minutes. Drain well, and gently toss with oil, salt and pepper. Preheat grill to medium-high. Grill potatoes in a single layer until browned on both sides and cooked through, about 5 minutes per side. Sprinkle with salt before serving.

Brown Sugar and Pecan Sticky Buns

Prep time: 25 minutes
Total time: 55 minutes plus resting
Yield: serves 12

Ingredients:

All-purpose flour, for work surface
1 recipe basic pizza dough, or 2 pounds store-bought pizza dough, thawed if frozen
1 cup plus 6 tablespoons unsalted butter (2 3/4 sticks), room temperature
1 cup packed dark-brown sugar
1 1/2 cups pecans, chopped
1/2 teaspoon coarse salt

Directions:

On a floured work surface, roll dough to a 10-by-18-inch rectangle. Dot upper two-thirds of dough with 1 cup butter and fold dough like a letter. Roll dough to a 10-by-18-inch rectangle. Refrigerate on a baking sheet until firm, 1 hour (or up to 1 day). Preheat oven to 350 degrees. In a small bowl, combine sugar, pecans and salt. Leaving a 1/2-inch border, dot dough with 6 tablespoons butter and sprinkle with sugar mixture. Starting at a long end, roll up dough like a jelly roll. Cut crosswise into 12 pieces. Place each piece, cut side down, into 2 jumbo muffin pans or a 9-by-13-inch baking pan. Bake until golden brown and cooked through, 30 to 40 minutes, rotating pans halfway through. Immediately invert buns onto a serving platter or baking sheet. Serve warm.

Cook's note:

Folding butter into the dough creates a flaky, rich result. This recipe works well with store-bought dough, but it's exceptional with homemade.

* Family activity time – Spending the day together is the best way to celebrate Mother’s Day or Father’s Day, so find an activity everyone can enjoy. Maybe it’s heading out to watch a movie, going to the local park for a long walk or bike ride, or crafting a household decoration together.

All members of the family can enjoy Mother’s Day and Father’s Day, so consider trying out a new family tradition and make the celebration even bigger this year.

Impromptu party planning: How to create great gatherings in 30 minutes or less

4/30/2013

(BPT) - Parents have never been more crunched for time. Balancing work demands with parental duties is complex – 56 percent of working moms and 50 percent of working dads say they find it very or somewhat difficult to balance these responsibilities, according to a 2013 report about modern parenthood from the Pew Research Center. But just because you’re time strapped doesn’t mean you need to stress when it comes time to host after-school activities or weekend gatherings with friends and family. With a few key strategies, even impromptu parties are a snap to pull together.

Did your teen just call to tell you he’s having the baseball team over for an Xbox live tournament tonight? Has a pop-up neighborhood party suddenly happened at your house? Did you forget about the Girl Scout meeting after school today? Whatever the reason, embrace spontaneous gatherings and go from zero to party in 30 minutes or less with these ideas:

Astounding activities

Great parties make everyone feel included, no matter how young or old. For spur-of-the-moment parties, gather your favorite board games and a few decks of cards to spread around on various tables. For outdoor gatherings, nothing beats classic lawn games like Frisbee, bocce, ladder ball or horseshoes. Groups are sure to gather to indulge in the fun, and lively conversation will inevitably follow.

To appeal to younger kids, create a makeshift theater stage with a blanket or shower curtain, and pile up costumes, hats and props. Even wallflowers are sure to bloom during this fun activity that inspires make-believe.

For teenagers, video games are ideal – just make sure your system, game options and high-speed Internet are ready for intensive group play and there are plenty of snacks on hand. Add some comfy pillows and throws so everyone can spread out and enjoy the friendly competition. Ask friends and neighbors to bring over their games too for even more variety.

Fantastic food

Time-crunched parents don’t have to worry about fancy food when parties suddenly pop up; guests don’t expect an elaborate meal. Take a no-nonsense approach by serving flavors everyone will love. Frozen appetizers you can pop in the oven and serve beside fresh seasonal items are ideal.

Bite-size foods are best for easy snacking. Bake some Farm Rich Mozzarella Sticks, which are made with 100 percent real mozzarella and lightly seasoned. Kids and adults alike will devour these snacks with a crispy coating and warm cheesy center. Add some zesty Farm Rich Jalapeno Peppers and everyone’s taste buds will be dancing. These snacks, available at Walmart and other grocery stores, pair well with fresh seasonal fare, so set out fresh grapes or strawberries, juicy sliced melon or chopped veggies with dip – whatever you have on hand or can get quickly at the local market – and you’ll have a spread that will disappear almost instantly.

Set the scene

There’s no need to deep clean, but spending a few minutes to tidy up creates a welcoming environment for guests. Focus your efforts on areas where people will gather – like the kitchen, patio or living room. Don’t forget to stock toiletries in the bathrooms, too.

If you have time, decorate for your last-minute shindig with simple yet clever decor. Hosting a video game gathering? Make a banner such as “Nelson’s Awesome Arcade” and hang above the TV. Have memorable photos of your guests? Run a ribbon and attach photos side-by-side with clothespins so everyone can enjoy the fun imagery. Want to add a summer vibe to your party? Skip the florist and cut some fresh buds from your backyard. If you’re stuck, a quick visit to Pinterest is sure to inspire.

When really strapped for time, skip decor and focus on the music – play songs everyone will enjoy and that reflect the theme of the party. Upbeat songs that embrace the warm weather always set the right mood. From the Beach Boys to the most current chart-toppers, some toe-tapping tunes will help guests get in the party groove.

With these tips and tricks, you’ll throw a party or get together that’ll make everybody happy. You’ll stress less and no one will know you put the whole thing together in minutes.

Be a real life hero: Taking on the most impossible missions and doing whatever it takes to keep America safe

1/24/2013

(BPT) - When the Navy needs to complete seemingly impossible missions or track elusive targets, the job is often assigned to Naval Special Warfare (NSW) or Naval Special Operations (NSO) teams. These elite men and women work with dedication and intense courage in locations all over the world, and in every possible climate, to neutralize potential threats.

Although the young men and women interested in pursuing a career in the NSW/NSO community do not need to have a college degree to excel in these challenging environments, they do need to be specially trained to work closely and efficiently with other special forces to ensure the successful completion of missions around the globe. The training these individuals go through is truly life-altering: training can include advanced swimming and lifesaving techniques, diver and parachute training, maritime navigation and helicopter operations. Some of the careers individuals can excel in include:

* Aviation Rescue Swimmers (AIRR)

The motto of the Aviation Rescue Swimmer community is "So Others May Live." The responsibilities vary from rescue and recovery to surveillance and operational support for Sailors who serve as part of this top emergency response unit. AIRRs are typically attached to an aircraft for their tasks, which can include saving pilots of downed aircraft, coming to the aid of civilians during natural disasters, rappelling to reach survivors at a remote crash site, collaborating with other forces on joint rescue missions, jumping out of a helicopter to pluck crewmembers out of frigid waters and conducting surveillance in anti-submarine warfare and drug interdiction operations.

Intense training is required for these Sailors. This includes nearly two years of training in advanced swimming and lifesaving techniques, as well as training in water and land survival, flight safety, search and rescue, Naval aviation and more. The training is as true to life as possible because work environments can be different for every situation.

* Explosive Ordnance Disposal Technician (EOD)

EODs are brought in to deal with disposal of chemical, biological and nuclear weapons. They clear IEDs, parachute out of aircraft, dive beneath ships - protecting others by handling situations with steady hands and even steadier nerves. They also investigate and demolish underwater obstructions, prepare coastal regions for amphibious landings and provide intelligence about potential threats, both in the United States and abroad. This work has EODs located all around the world, and missions could be by air, land or sea.

Training involves 51 rigorous weeks, including various levels of EOD preparation, diver training and parachute training. Duties of EODs may include demolition of hazardous munitions, pyrotechnics and outdated explosives, locating and identifying underwater foreign and domestic ordinances, performing parachute and helicopter insertion operations in support of missions, supporting military and civilian law enforcement agencies, and executing underwater mine countermeasure operations to clear waterways in support of the Fleet.

* Special Warfare Combatant-Craft Crewman (SWCC)

Named the “Quiet Professionals,” SWCC provide critical mission support to Navy SEALs. They operate state-of-the-art, high-performance boats. They protect global waters from enemy combatants. This elite team carries out military actions that are beyond the capability of standard forces. These Sailors secure the freedom of global waters via the riverine and littoral environments by operating independently among small units or while integrated with other U.S. Special Operations forces or within U.S. Navy carrier and expeditionary strike groups.

SWCC perform direct action raids against enemy shipping and waterborne traffic, as well as provide rapid mobility in shallow water areas where larger ships cannot operate. They maintain ammunition, weapons, combat vehicles and other equipment associated with SWCC and other special operations missions.

Training for SWCC is as intense as all other NSW/NSO ratings, but Sailors interested in this opportunity may receive specialized training in areas including maritime navigation, radio communications, boat/propulsion systems engineering and parachute and helicopter operations.

The Navy is A Global Force for Good with many exciting and challenging career opportunities available. Visit navy.com to learn more about some of these opportunities, and the background required to serve.

Brooke Burke-Charvet takes on a challenge for allergy relief

4/22/2013

(BPT) - For many, spring’s warmer weather is welcomed with spending more time outside. But for allergy sufferers, the season can mean facing symptoms that make them look and feel bad.

TV host, busy mom and longtime allergy sufferer Brooke Burke-Charvet has teamed up again with the makers of non-drowsy Claritin products to share her “My Claritin Clear Challenge.” The new two-minute video shares a sneak peek into Brooke’s daily life and gives an idea of how she’s able to handle some big and small everyday challenges without having to worry about her allergies.

Brooke’s story shows her tackling daily tasks related to family, work and friends that the 40 million Americans who suffer from indoor or outdoor allergies may also face. “Spring is a very busy time for me. I’m back hosting Dancing with the Stars so my TV season is in full swing, my kids are more active and demanding and we love spending as much time outdoors as possible. I certainly don’t have time for allergy symptoms to get in my way,” says Brooke. “That’s why I was happy to take on the challenge. It’s simple, as soon as your allergy symptoms start, take one 24-hour non-drowsy Claritin every day of your allergy season, as long as your triggers remain, for continuous relief or your money back. So for me it’s as long as the pollen keeps flying.”

Common allergy symptoms can include sneezing, runny nose and itchy watery eyes and can really get in the way of people’s everyday lives – impacting sleep, performance at work and other daily activities.

According to a new survey of allergy sufferers commissioned by Merck this year:

* 72 percent of adults with seasonal allergy symptoms admit they don’t feel like themselves when they’re suffering from allergy symptoms, leaving them sluggish, irritable and miserable.

* Allergy symptoms were the cause of almost four missed work days in the past year. The majority of allergy sufferers say it’s hard to concentrate on work when suffering from allergy symptoms and nearly half of allergy sufferers admit to being less productive at the office due to allergy symptoms.

* 51 percent agree they are no fun to be around when they are suffering from seasonal allergy symptoms.

* Seasonal allergy sufferers spend less time exercising (55 percent), cleaning (45 percent), and having a social life (37 percent) than they would like to because of their allergy symptoms.

* And 62 percent of seasonal allergy sufferers’ sleep less during allergy season.

“The good news is there are ways to help manage allergies and relieve symptoms,” says Dr. Robert Eitches, an allergy specialist. Here are some tips to help you survive the spring season:

* Beat the clock: Peak pollen production can occur in early morning, so try to plan outside activities at other times of the day.

* Wash wisely: If you are going to be outside, it’s a good idea to shower and wash your hair when you return indoors to remove the pollen, which can be an allergy trigger. This prevents it from being transferred to your furniture and linens.

* Check the forecast: People with seasonal allergies should check for pollen counts in their area. Pollen levels can vary day-to-day depending upon several factors, including the weather.

This spring, Claritin is encouraging allergy sufferers to try the challenge for themselves for continuous relief and is offering a money back guarantee. For more details on the challenge and the money back guarantee, visit www.ClaritinChallenge.com and Brooke’s full story can be seen at YouTube.com/Claritin.

A celebrity chef's tips for scoring big with game-day partying

4/1/2013

(BPT) - Whatever sports you like to watch – whether pro levels or big collegiate moments such as the NCAA Men's Final Four, NCAA Frozen Four or College World Series – they all have one important thing in common: watching with friends makes them even more fun. Hosting the perfect game-day viewing party is sure to score big with your friends, no matter what sport you’re watching together.

So what’s the perfect game plan for game-day partying? Chef Richard Blais, winner of Bravo’s Top Chef All-Stars and author of “Try This at Home: Recipes from My Head to Your Plate” offers a few easy tips and a tasty game-day recipe below:

* Put your guests to work. Set up an interactive buffet, like a taco bar or make your own pizza table. With all the toppings and sides prepped in advance, you'll reduce your active cooking time on the big day, and allow guests the freedom and creativity to satisfy their own individual tastes and cravings.

* Easy access. Make entertaining as simple as possible by stocking your fridge a few days in advance. Consider using appliances that will help you save time, such as LG’s super-capacity fridge that features a magnetically sealed “door in door” section for fast, easy access to commonly reached-for items.

* Beverage bliss. Punch is all the rage right now in beverage trends, and a great way to make a large-batch cocktail, alcoholic or not. You can use your favorite spirits and juices and finish with a nice carbonated beverage.

* Amp it up. If you really want to play up that sports theme, cut a few basketballs in half, insert some mixing bowls into the half spheres, lay them on ice and fill with punch. Now that's a way to ice a shooter by putting it all on the line.

* Courtside seats at home. Designate an area of the house for socializing and an area for the serious fans that want the best picture quality possible and no distractions. A really big “ultra high definition” screen like LG’s new 84-inch TV that displays 8 million pixels, is perfect for the serious fans that want to feel like they are sitting courtside.

* Prep like a professional. Get your shopping and prep work done in the days leading up to the big game. Having your to-do list done in advance will leave you more relaxed and the food will be even better because you took the time to do things right. As host, you'll set the cool, calm and confident tone you hope your team has.

Below is a recipe from Chef Richard Blais to help make your at-home gameday experience extra special:

English Muffin Pizzas (Makes 18 pizzas)

Ingredients:

For the dough:

2 2/3 cups unbleached bread flour

2 teaspoons instant yeast

3/4 teaspoon kosher salt

1 1/2 cups whole milk, heated until lukewarm

1 tablespoon olive oil

2 teaspoons honey

1/4 teaspoon baking soda

3 tablespoons warm water

2 tablespoons vegetable oil, plus more as needed

About 1/4 cup fine cornmeal

*Not enough time to bake from scratch? No shame in using your favorite store bought brand English muffins instead! If you’d rather go that route, feel free to skip down to step 7.

Directions:

1. To make the dough: In a large bowl, whisk the flour, yeast and salt together until combined. In a large liquid measuring cup or a bowl, stir the milk, olive oil and honey together until combined. While whisking, slowly pour the milk mixture into the flour mixture, whisking until the liquid is absorbed and spongy dough forms. Cover the bowl tightly with plastic wrap and refrigerate for at least 12 hours, or overnight.

2. Remove the dough from the refrigerator and let it come to room temperature.

3. In a small bowl, stir the baking soda and warm water together until the baking soda dissolves. With a large rubber spatula, gently fold the soda mixture into the dough until just combined.

4. Cook the muffins: Heat the vegetable oil in a large skillet over medium heat. Grease four 4-inch English muffin ring molds into vegetable oil and dust the interiors with cornmeal, shaking out the excess. Place the molds in the pan and fill each one two-thirds full with dough. Sprinkle 1/2 teaspoon cornmeal over the top of each muffin, reduce the heat to low, and cook until the bottoms are golden brown, about 12 minutes. With a large spatula, flip the muffins, in their molds, and cook for an additional 12 minutes.

5. Using the spatula, transfer the muffins, still in the molds, to a rack and set the pan aside. Cool for three minutes, then remove the molds, stand the muffins up on their sides to keep them from collapsing under their own weight, and let cool completely on the rack.

6. Meanwhile, heat the pan again over medium heat. Regrease the muffin molds and dust again with cornmeal. Place them in the skillet, fill them two-thirds with dough, and sprinkle with cornmeal, then reduce the heat to low, and cook as directed above. Let cool, and continue making muffins until the dough is used up.

7. To make the pizzas, preheat the broiler. Split the muffins and toast them lightly. Top with your choice of sauce and/or other ingredients and broil until the toppings are hot, the cheese is melted, and the edges are crisp.

Note: Store completely cooled muffins in an airtight bag at room temperature for up to three days or freeze them for up to one month.

Muffin Pizza Suggestions

* Tomato sauce with pepperoni or cooked Italian crumbled sausage plus shredded mozzarella

* Sauteed shrimp with snail butter

* Crisped bacon slices, poached eggs and bearnaise

* Country ham, ricotta cheese and Brussels sprouts

* Goat cheese and truffles with a squeeze of lemon

* Tomato sauce, sliced burrata and torn fresh basil leaves

Hungry for more?

You can find further facts, recipes and tips at www.lg.com/ncaa.

Eight easy ways to organize - and maximize - a small bath

5/17/2013

(BPT) - The bath serves a variety of uses, from a functional room to a serene sanctuary, a storage facility to a salon. And, whether you enjoy it yourself or share with the family, every bathroom is in need of one major thing – organization. To help keep your bath feeling more serene and less insane, follow these eight ideas to help improve your organization, maximize space and even add a bit of style.

1.Supersize your shower. You don’t need to remodel – or even use a tool – to increase the size of your shower space. Simply swap your straight shower rod with a curved version. Moen offers a variety of curved shower rod options, including a new Tension Curved Shower Rod that adds up to 5 1/2 inches of elbow room without using any elbow grease for installation. The no-tool, no-drill feature makes it ideal for showers featuring ceramic tile. For more space and functionality, Moen’s Double Curved Shower Rod adds up to 7 inches of elbow room, with two rods to hang multiple shower curtains or towels.

2.Take back the tub. From shampoo and shower gel, duckies and boats, the bathtub often needs to store a variety of items. While shower caddies or shelves are great solutions, you can also make your own. Reuse your straight shower rod – but install it across the back wall of the tub. Next, use shower rod hooks to hang a variety of plastic baskets, creating instant storage for each member of the family.

3. Maximize with dual-function. Dual-function products are perfect for smaller baths, since they offer added benefits without taking up more space. Update your current toilet paper holder, towel bars and in-shower shelves with newer versions that integrate grab bars. Moen offers stylish grab bars that feature paper holders, towel bars and two shelf designs – all in a variety of finishes to help you update these bathroom basics while adding storage, safety and style.

4. Clean closets. If you have a closet in your bathroom, fully utilize its storage potential. Use labeled - and preferably see-through - bins on the floor and for higher-up shelves to keep smaller items neat, organized and easily accessible. Designate the middle shelves for frequently used linens. Finally, the inside of the closet door can be a potential location for added storage space. Hang a shoe rack and you’ll instantly have a dozen pouches to hold smaller items.

5. Hidden helpers. While space underneath the vanity offers room for storage, this area is a glutton for disorganization. Remove everything and toss any items you don’t need. Next, use baskets or bins to create places for everything. Don’t forget that the back of the doors can also be added locations to install hooks or shelves

6. Shelves for storage. Don’t limit the vertical surfaces of your bathroom for mirrors and decor (especially if you don’t have a closet) – try installing wall shelves. Choose from a variety of options – from smaller, decorative shelves that can hold perfume and toiletries – to larger hotel shelves that provide the perfect storage location for towels.

7. Get hooked. It’s one of the major pet peeves in the bathroom: towels and clothes on the floor. Solve this problem by installing robe hooks. They are inexpensive, easy to install and come in a variety of styles and finishes to match your bathroom. If you share your bath with children, be sure to install a few lower on the wall, within reach of little hands.

8. Hotel inspiration. The next time you’re staying in a hotel, take note of the amenities offered – and incorporate them into your bathroom for added functionality and organization. Did you love using the wall-mounted, magnifying mirror? Enjoy the convenience of storing the hair dryer on the wall? These same bath accessories are available for your home – so install and enjoy.

With a few simple projects, your bathroom can achieve maximum organization, use of space and style. For more information on Moen bathroom accessories, visit www.moen.com.

Pregnancy can be a beautiful thing

3/21/2013

(BPT) - The big news that a baby is on the way is a time for celebration, excitement and planning. Many couples choose to keep this information quiet for the first couple of months, so they can celebrate the upcoming change in their life together. But sometimes, morning sickness for the mom-to-be can let the news out of the bag earlier than intended.

Morning sickness – pregnancy-related nausea – is very common, especially during the first trimester. However, the problem isn’t the same for every woman, as the nausea can occur at any time of day or night (not just in the morning) and some women experience it throughout their pregnancy. For some women, it’s a minor annoyance. For others, it can become a serious issue. No one is sure exactly what causes it, but hormonal changes that take place during pregnancy probably play a role.

Morning sickness relief can be complicated, too, since many women try to avoid taking medications during pregnancy. And what works for one woman, may not be as effective for another.

Fortunately, if you’re experiencing morning sickness, there are natural, alternative remedies that can help control your upset tummy, and help you keep your news private until you’re ready to share. Some are age-old (taking ginger for an upset stomach) and some are leading edge (using a wrist band to provide acupressure). Here are some nonmedicinal remedies you can use to relieve morning sickness:

* Lifestyle changes – Making certain changes in your eating habits can also help relieve morning sickness, according to the Mayo Clinic. The clinic’s website recommends mothers-to-be choose foods that are high-carb, low-fat and easy to digest, and avoid greasy, spicy and fatty foods. Having an empty stomach can actually make nausea worse, so consider snacking on a few crackers or a piece of dry toast before getting out of bed and snacking throughout the day rather than eating three larger meals.

* Ginger – For centuries, Asian cultures have recognized ginger’s ability to help settle an upset stomach. You may find sipping ginger tea will help relieve your nausea, or you can increase the use of this spice in your cooking to help create a more even, lasting effect. For times when you need quick relief, you can try ginger lozenges. Sea-Band makes a variety, dubbed Mama! Ginger Lozenges, that also include folic acid, which is believed to help promote healthy fetal development. These are available at Walgreens.com.

* Aromatherapy – Sensitivity to certain smells is also common during pregnancy and can even bring on pregnancy-related nausea. Aromas can also help relieve symptoms. Scents like ginger, peppermint and spearmint can help an unsettled stomach feel better. At home, try potpourri or sachets scented with these essential oils. On the go, a wearable product, like Sea-Band Mama! pocket-sized Essential Oils Rollette can help deliver the soothing aromas of spearmint and ginger.

* Acupressure – Just as wearing an acupressure wrist band can help fight motion sickness, these bands may help moms-to-be relieve morning sickness. Available at Walgreens.com, products like Sea-Band Mama! place continuous pressure on a specific point on the wrist that has been associated with relieving an unsettled stomach. An Italian study found that pregnant women who used Sea-Bands had their morning sickness symptoms reduced by 70 percent.

For all the joys pregnancy can bring to your life, you’ll have to cope with challenges too. Morning sickness – like puffy ankles and an expanding waistline – is a reality of pregnancy, but it doesn’t have to spoil your enjoyment of this special time. Natural remedies can help you feel better without the potential risks of medication. To learn more about acupressure and ginger remedies, visit www.sea-bandmama.com. Sea-band products are available online at www.sea-band.com and www.drugstore.com.

A bright idea: Tips to save money, energy with LED light bulbs

3/20/2013

(BPT) - What could you do in 23 years? A lot, apparently – you could trip your way to an Oscar win like Jennifer Lawrence. Better yet, what about banking billions by 23 like Facebook CEO Mark Zuckerberg? You could have a baby, send them to college and buy them their first (legal) libation … all before having to change a light bulb.

With the U.S. incandescent phaseout wrapping up in January 2014, there are a lot of confusing messages in the lighting aisle using unfamiliar words like “lumens” and “kelvins.” You’ve got things to do (and 23 years to do them), don’t get bogged down in technical lighting jargon.

The solution is simple, instead of getting lost in the maze of bulb options, go for the one that will make your life easier and save you money. Most LED light bulbs use approximately 85 percent less energy than their incandescent counterparts, can last for up to 23 years and brighten your home beautifully (based on Cree LED bulb 60W replacements at 9.5 watt, $0.11 per kilowatt-hour, 25,000 hour lifetime and average usage of 6 hours per day).

Go green, save green

Using less energy means spending less money, and after replacing your top five most-used light sources with LED options, you can see an average annual savings of $61 dollars. Now that’s a bright idea.

When LED light bulbs first hit the marketplace, they were ringing up at as much as $50 a bulb. For many consumers, it was too high a price to pay for light bulbs. As technology advanced in recent years, LEDs have become more affordable. This month, The Home Depot and Cree released the most cost-friendly, technologically advanced light bulb to hit the marketplace. Selling for approximately $13, this light bulb is less pricey than earlier LEDs and can pay for itself in less time.

“It’s easier now than ever before to go green and save money while doing it,” says Jeff Epstein, merchandising vice president at The Home Depot. “As technology advances in LED bulbs, the price of the light bulbs are coming down. The Cree bulb is the most advanced bulb on the market, for the best price.”

Matching the right bulb to the right room

Your blood, sweat and tears went into creating your home sweet home, and you want to show it off. The final touches on home decor mean finding the right color light to showcase a room. Color temperature is how you measure the color of the light. Incandescent light bulbs give off a warm light with a rating of 2,700 kelvins, a hue everyone has grown familiar with. However, you can achieve a similar color temperature with LED warm light bulbs that are a fraction of the cost to operate. Also an option in energy saving LEDs are bulbs with bright or daylight color temperatures for various rooms. First, think about what you use the room for. Kitchens may be best in brighter, clean daylight light. Living rooms and bedrooms are beautiful in warm lighting with a rating of 2,700 kelvins, similar to a traditional incandescent light bulb. Track lighting is ideal for LED bulbs because you don’t have to climb back up a ladder to change it for a couple decades. LEDs also come with dimmable options so you can change the light based on function or your mood and unlike other energy-efficient options, come on instantly to full brightness. Lighting label fact sheets are on most bulbs today, all in Home Depot stores, so if you want to read color temperature, also known as “Kelvins” you will find it on this label. Remember the lower the kelvins the warmer hue the bulb is. The higher the kelvins the more bright and blue hued the bulb is, best for outside places or somewhere you want bright light.

Don’t reinvent the bulb

If you’re comfortable with a traditional-looking bulb, keep it simple and buy a traditional-looking light bulb. The Cree LED Bulb, available exclusively through The Home Depot, is designed to look and feel familiar, although there’s complicated top-of-the-line technology behind the shatterproof glass.

Traditional looking bulbs also look great in all fixtures and fit in seamlessly with a variety of decor styles. After all, you want guests looking at your house, not a uniquely-designed light bulb.

Expert tips and affordable tricks for planning summer parties

4/10/2013

(BPT) - Warm sun, fresh air, soft grass – the summer season is the perfect reason to plan a festive gathering with friends and family. Whether you’re celebrating a momentous occasion or simply spending time with the special people in your life, a few tips and tricks can help you plan a fun party without breaking the bank.

Follow these simple steps that the party planning pros use to create impressive parties for less:

* Start with a theme. A theme can be a fun way to start the party-planning process and get your guests enthused. Themes can be a simple concept such as a color or a word. More complex themes might include a sport, a particular movie or a famous location. Whatever you choose, infuse the theme throughout the party decor, food and activities, creating a fun atmosphere and natural conversation starters.

* Determine location. A backyard barbecue is a classic choice that never goes out of style; but to spice up your gathering, consider affordable alternatives. Cities often have pavilions or picnic spaces in local parks that can be rented for a relatively small fee; just be sure to get the proper permits. Nonprofit gardens or nature centers are also good places to seek out for an outside gathering. And, of course, it wouldn’t be summer without water – so a community pool or shady space at the beach is always a fit.

* Focus on handheld foods. Guests are mingling and children are playing, so the food you choose should be easy to carry and eat. Fruit kabobs made of produce from the local farmers market are refreshing and fabulous for summer fiestas. Handheld foods such as tea sandwiches, chicken skewers or mini sliders are good choices, too. Finally, skip the messy, difficult-to-make desserts and opt for cake pops or cupcake cones. Mix baked cake with icing, mold into cones and frost – and voila – a unique and tasty treat!

* Bring a bevy of beverages. The warmth of summer calls for plenty of refreshing beverages, so make sure you provide a variety of juices, water and adult drinks. “Wow” guests and add some pizzazz to your party with delicious summer wine options. CalNaturale, the “Official Wine of Summer,” is made with organic grapes and comes in an eco-friendly Tetra Pak carton that is convenient and portable – perfect for any summer gathering. This affordable, award-winning line of wine is sure to please partygoers. Try pairing CalNaturale Chardonnay with fruits or chicken dishes, and the Cabernet Sauvignon with burgers for a mouth-watering combination!

* Embrace the mix-and-match trend. Gone are the days when everything needed to match. Take cues from the relaxed summer vibe and mix things up as you set up your party. Place decorative pillows and throws you typically use inside, out onto patio furniture to add color and keep guests comfortable. Mix and match plates, bowls and serving utensils to create an eclectic style. To avoid a hodgepodge look, make sure there is one unifying feature such as different shaped cups that are all the same color or plates with different prints that are all the same size.

* Find affordable flowers. Nothing says “summer” more than colorful floral arrangements, but ordering flowers can be expensive. Instead, take the DIY route: buy in-season flowers grown locally and arrange them in simple vases. Whether from your local flower mart or neighborhood grocery store, gorgeous blooms await for just a few dollars when they are in season. When’s the best day to shop? Sales are slow on Tuesdays, so deals are plentiful.

* Light the night. Summer gatherings aren’t just for the daylight hours. Extending the fun past sunset can make for a dynamic event – plus you’ll enjoy cooler temperatures. Once the sun goes down, make sure to light your party space. LED balloons are a stunning way to light the night with soft glowing orbs. You might also consider lighting pathways with paper bag luminaries. Choose a paper bag in the color of your choice, fill with a cup of sand and nestle a tea light within the sand. Of course, a few strands of simple white holiday lights can be quickly repurposed for summer parties, too.

With a fun theme, savory foods, tasty wine and unique decor, you’re sure to put on a party that guests will be talking about for years to come.

Take control and mitigate mold growth in your home

4/2/2013

(BPT) - Damp, dark areas of the home, such as an unfinished basement, can often be trouble spots for homeowners hoping to increase their living space. Left unfinished, these areas of the home can potentially suffer significant damage, be prone to flooding or develop mold. When it comes to home improvement, homeowners are wise to consider the affects of moisture and mold buildup and how they can be combated.

Mold growth, usually a result of excess moisture, also can be detrimental to one’s health. The Center for Disease Control and Prevention says that mold can survive in almost any conditions, and can cause visual, respiratory and even skin problems. Mold growth can also contribute to poor indoor air quality.

Homeowners looking to turn an unfinished basement into a liveable space or take control of mold growth can help protect their home from unexpected expenses later on, and also add value to their home. There are several techniques to control moisture penetrating their home. The U.S. Environmental Protection Agency suggests homeowners consider techniques that manage water outside the foundation walls, ensure that the home is properly ventilated with exhaust fans in at least each bathroom and the kitchen, and size the home’s air conditioning unit correctly. Homeowners are also recommended to use construction techniques that can help control water, air movement, vapor diffusion as well as condensation.

More often than not, mold is found in homes that do not have adequate insulation. As moisture builds up within walls, the interior of the walls can start to slowly rot. This rot can emit a foul smell and eventually reduce the stability and quality of the home. Homeowners who want to address moisture and mold growth should consider a complete solution that halts future opportunities for mold growth and prevents potential costly repairs in the future.

Using a modern insulation material such as spray foam insulation, like that available from Icynene, is one solution that can assist. As a vapor-permeable material, spray foam insulation allows moisture to travel through it, enabling it to dry completely. Additionally, spray foam insulation is not considered a food source for mold, thereby quashing the probability of further mold growth. Properly insulated wall cavities and crawl spaces control moisture, minimize air leakage, save on energy bills as well as improve occupant comfort.

Getting to the root of mold issues is critical for any homeowner looking to add investment value to their home. A material like spray foam insulation can be applied within seconds to the walls, ceiling and floors of a basement to plug any cracks or gaps to deliver immediate results. More information on how spray foam insulation can help control moisture and mold growth can be found online at www.icynene.com.

Small steps keep financial resolutions within reach

1/22/2013

(BPT) - Keeping resolutions is the hardest part of making them. If you’re like many, 2013 may be the year of getting your financial house in order. For some, that may mean getting out from credit card debt or paying off a student loan; for others, it may mean setting aside more for emergency savings or for retirement.

Whatever your financial resolution, keep in mind that even the smallest, simplest steps can add up over the course of a year to some sizable savings. If you’re looking for a few ways to hold onto extra cash, here are five tips to trim your household budget without feeling too big of a pinch:

1. Get rid of unused memberships: Make a complete list of all your memberships and their associated annual fees. Objectively assess how often you use them. If you haven’t visited the gym, the museum or that website in ages, then cancel your membership and pocket the savings.

2. Try borrowing: If you haven’t been to your local library lately, it might be time for a reintroduction. It’s easier than ever to borrow books, magazines, DVDs and even e-books, with many libraries offering convenient online hold services that allow you to request items and receive notification as soon as they’re available.

3. Consider a cash-back service: Let’s face it, no matter how stringent you are about saving, spending for necessities is inevitable. Why not make it work for you? In addition to cash-back services now offered by many banks and credit card companies, online sites with free membership, like Ebates and FatWallet, can provide additional cash-back muscle and get you money-saving coupons and deals.

4. Review your cellphone plan: Are you paying for minutes, text or data you never use? If you’re locked into a contract and are paying for more than you need, consider flexible no-contract plans – such as those offered by Consumer Cellular – that let you select a plan that meets your needs and change as often as you need without penalty. Be sure to understand any early termination fees with your current provider before making the switch; if the fees are exorbitant, it may be wise to wait until your contract is up.

5. Avoid late fees: If you’re notorious for burying your bills and finding them well after their due dates, consider setting up automatic bill payment if your bank offers the service free of charge. Avoiding late fees keeps more money in your wallet and can help your credit score, too.

Taking time to review where your money is going and making some minor adjustments to your spending habits can get you off to a good start in terms of keeping your financial resolutions. Once you’re comfortable with small changes, start building on them to make an even bigger impact and move even closer to your goals.

Decluttering advice for those drowning in digital chaos

1/25/2013

(BPT) - Smartphones, tablets, desktops, laptops, e-readers and music players – most of us have more than one digital device in our lives. Juggling so many devices and trying to sync data among them can leave you feeling like you’re drowning in digital chaos.

If you’re looking to declutter your digital life, getting a handle on your music is a good place to start.

For most people, it’s not uncommon to have hundreds or thousands of music files. While that variety is enjoyable, those high numbers have some underlying consequences: first, the sheer cost of paying for those songs and albums, and second, the amount of space they take up. And if your music isn’t shareable across platforms, there’s a serious frustration factor.

A digital music subscription can be a great solution, offering a variety of benefits:

1. Cost cutting. Digital music subscriptions offer millions of licensed songs and albums, typically for around $10 per month. Weighing that price against what you’d pay for individual tracks, the savings can add up quickly. For example, a premium subscription to Sony Entertainment Network’s Music Unlimited service gives users access to more than 18 million songs from all of the major labels and many independents and costs under $120 for the whole year.

2. Access anywhere. Digital subscriptions make it easy to access music across devices like personal computers, iPhone and Android smartphones, tablets, smart TVs, gaming consoles and more. So there’s no need to buy yet another gadget to have all the music you want at your fingertips, wherever you are. There is even offline playback for Android devices so you do not need to be connected to the internet to enjoy your favorite music.

3. Keep it secure. If you’ve ever gotten a “no files found” message or lost a device, you know the panic that the thought of losing your music collection will induce. A digital subscription keeps your library safe in the cloud, so that you don’t need to fear losing it all – and having to replace it.

4. Find new music. A defining part of being a music lover is always looking for great new music. An added benefit of a digital subscription is that it allows you to explore bands you haven’t heard of before; some services also provide features to help you navigate the choices available based on your preferences. Aside from delivering all of the latest album releases, Sony’s Music Unlimited service hosts dozens and dozens of pre-programmed channels and additional channels created by user preference through My Channels.

Cut down the digital clutter and optimize your life. Take the first step by trying the Music Unlimited service – there is a free 30-day trial to get you started. Learn more at music.sonyentertainmentnetwork.com.

Responsible ridership and safety are the first steps toward personal watercraft fun

1/30/2013

(BPT) - One of the easiest and most fun ways to enjoy everything the water has to offer is on a personal watercraft (PWC). Personal watercrafts have taken great strides toward modernization; the PWCs of today are quiet, run on clean four-stroke technology engines, include significant safety features, are more stable, and are designed to accommodate up to three passengers.

Because advances in technology have made personal watercraft options from brands like Sea-Doo, Jet Ski, Kawasaki and WaveRunner more accessible and easier to use, more people are enjoying them each year. PWCs are also incredibly versatile and are becoming popular for towing wake boarders, tubers, and water skiers, exploring waterways and fishing. They can even be used as transportation to and from overnight camp sites.

To fully enjoy a PWC, riders must be responsible, safe and educated about operating one. Before you insert the key into the ignition, here are a few questions to ask yourself:

* Are you of legal age in your state to operate a PWC?
* Do you know your craft and the specific ways it operates compared to other PWCs?
* Have you read all instructional materials and labels from the manufacturer?
* Do you know the “rules of the road” on the water?
* Are you wearing a personal flotation device (PFD) and neoprene shorts?

If you answer “no” to any of these questions, it’s time to head back to the dock.

Responsible riding isn’t just about personal safety. It also includes being considerate of those around you. Be mindful of other vessels in your vicinity and how your rate of speed or wake affects them. And don’t forget about marine life: Respect ecologically sensitive areas.

The Personal Watercraft Industry Association offers important safety tips, rider rules, local laws and PWC etiquette for riders of every skill level. Information on instructional courses and downloadable safety materials, including a brief handbook titled Riding Rules for Personal Watercraft and PWC Orientation Checklist can be found at www.pwia.org. Additional information can also be found through the United States Coast Guard. Getting educated about riding a PWC responsibly will ensure you’re equipped to handle the vessel and can enjoy a fun-filled day on the water.

Before you get your feet wet, remember to ride responsibly. Visit www.pwia.org to learn more about riding responsibly, or visit us on twitter @PWIA_News.

From golf to fishing: America's ultimate destinations for active travel

3/4/2013

(BPT) - The word “vacation” means different things to different people. For some, it’s lounging poolside and sleeping until noon. Others, however, savor the opportunity to get outside, try some new activities and indulge in their favorite pastimes for days on end. If you’re one of the latter group, there are few better places to travel than right here in the United States.

Across the 50 states, there are countless opportunities to revel in natural beauty and explore new places, all while pursuing your favorite activities. But whether you envision yourself teeing up on a spectacular golf course or hiking through a rocky canyon, there are a few destinations among the pack that stand out as being the best.

As travel high season looms on the horizon, set your sights on these exceptional active travel destinations. All have opportunities for beginners to try their hand at a new activity, but they’ll also satisfy those who have long-established passions for their favorite pursuit.

Golf: Wisconsin

Settled into the rolling landscape not far from Lake Michigan, The American Club resort in Kohler, Wisc., provides golfers with the vacation of their wildest dreams. The resort is home to Whistling Straits and Blackwolf Run, championship golf courses that have been featured in Golf Digest’s 100 Greatest Rankings, one of the most respected rankings in the sport. The Straits course at Whistling Straits leads the way, coming in No. 2 among the 100 Greatest Public Golf Courses. Both Whistling Straits and Blackwolf Run feature two 18-hole courses. For golfers, the opportunity to play courses that are host to major championships like the U. S. Women's Open, The PGA Championship and the 2020 Ryder Cup, is an opportunity that can’t be passed by. The resort also features luxurious accommodations and amenities like spa treatments, fine dining and other seasonal activities, from horseback riding to archery.

Fly fishing: New York

Reputed to be the birthplace of American dry-fly fishing, New York’s Catskills are still prime territory for anglers who love a bit of tradition – and a lot of brook, brown and rainbow trout. Quaint and charming Roscoe, N.Y., bills itself as “Trout Town USA” and the nearby Beaverkill River and Willewemoc Creek number in the ranks of the best streams in the country.

Canoeing: Minnesota

The upper Midwest – predominantly Minnesota and Wisconsin – is famed for its canoeing opportunities, but in Minnesota’s far north, the Boundary Water Canoe Area Wilderness (BWCA) is a true paddler’s paradise. With more than a million acres, 1,200 miles of canoe routes and 2,000 campsites, you can go as far as your paddle – and ambition – will take you. The fact that this is some of the most pristine wilderness in the United States is another draw for those who truly love to be immersed in the great outdoors.

White water rafting: Idaho

With raging rivers and dramatic scenery, Idaho is the place to go when you want a wild ride. The state is home to Hells Canyon, the deepest canyon in the entire United States, and the best way to see it is a rafting excursion down the Snake River. You’ll go through thrilling rapids and still have enough smooth spots to get a good look at your surroundings. Idaho’s other star rafting attraction is the Middle Fork of the Salmon River, which boasts 100 frequent rapids over 100 miles.

Hiking: Utah

Utah’s abundance of national parks and monuments speaks volumes about the beauty of its landscapes. The spectacular red rock formations, canyons and arches that are the calling cards of Utah’s parks draw adventurous visitors year after year. Favorites include the Narrows at Zion National Park, Devil’s Garden at Arches National Park and the Needles district within Canyonlands National Park.

Whether it’s the best round of golf you’ve ever played or the most beautiful hike you’ve ever done, a great active vacation will pay you back in memories that will stay with you for a lifetime. For more information on active travel, from golf to fishing and beyond, visit www.AmericanClub.com.

Easy tips for a manicured lawn

5/6/2013

(BPT) - The days are getting longer, the grass is growing and yard work season has begun. Many homeowners strive to have the best lawn in the neighborhood, but the task ahead can often feel daunting and time-consuming.

Although yard work can be overwhelming at times, the steps to a great-looking lawn are easier than you think. To get started, here are a few tips for giving your yard that finished look:

* Keep grass approximately 2 inches in length and only take off 1/3 inch of new growth.

* Alternate the direction you mow each session. If you mow in the same direction every time, the wheels will create a rut in the grass.

* Plant flowers around the yard for a pop of color. Using mulch in flower beds will also add detail to your landscape.

* Use string trimmers around trees, rocks, fences and other obstacles to give your lawn a polished look.

* Use a broom to clean grass clippings and soil from pavement and walkways.

Yard work can feel easier and even enjoyable when using the right lawn care tools for the job. According to Troy-Bilt, a leading manufacturer of outdoor power equipment, one of the quickest ways to give your lawn a manicured look is using a string trimmer. It can handle everything from cutting down weeds to trimming around trees to cleaning up grass under decks. String trimmers are the most versatile tool every homeowner should have in their shed.

“Lawn mowers can maneuver around obstacles and larger plants, but it’s usually hard to get into tight spaces,” says Heidi Ketvertis, director of marketing communications for Troy-Bilt. “A string trimmer can get into places a lawn mower can’t reach and really give your lawn that polished look.”

Troy-Bilt’s TB675 EC 4-cycle gas string trimmer can help make life in the yard that much easier. There’s no need to mix oil and gas, and it can quickly convert into multiple tools with Troy-Bilt’s TrimmerPlus attachments.

Making your lawn stand out as the beauty of the block will take some work, but the end result will be worth the effort. Visit www.troybilt.com to learn more about lawn care products to help make time in the yard more enjoyable.

Five budget-friendly outdoor living space solutions

4/8/2013

(BPT) - As summer approaches, you’re probably dreaming of a luxurious outdoor retreat ideal for al fresco lunches, cookouts with friends or lazy afternoons spent sunbathing. While you also may be wondering if this project fits within your budget, it is possible to construct a completely customized outdoor oasis without breaking the bank.

The experts at Trex, world’s largest manufacturer of wood-alternative decking and railing, offer the following tips for creating an affordable and enjoyable outdoor living space in time for warm weather:

* Find ideas online. From inspiration to installation, you can reference trusted home improvement and do-it-yourself websites for guidance through every step of an outdoor living project. Take advantage of complimentary online resources, such as sample deck plans to spark your creativity, deck designers to create virtual outdoor living spaces with customized layouts, colors, textures and accessories, and material calculators to help you stay on-budget.

* Research financing opportunities. As with other significant purchases for the home, it’s possible to obtain special financing on a variety of outdoor living products – including decking, railing, lighting and furniture. Visit Trex.com before June 30, 2013 to apply for a line of credit through GE Capital, or work directly with a participating dealer or TrexPro contractor to determine the options available.

* Decide to do-it-yourself. By building a dream deck with your own two hands, you’re saving money on labor costs. Before getting started, however, make sure you’re confident in your DIY abilities and that you have the necessary tools (such as a circular saw, framing square, wheelbarrow and socket wrench) and plenty of help from family or friends. Be certain that you also can commit the time required to obtain local permits, draw up your design plans and complete the build.

* Choose the right decking materials. Offering superior durability and beauty at an affordable price point, new Trex Select defends against wear and tear from years of heavy foot traffic and severe weather – as well as everyday mishaps like dropped grill tools, scratches from heavy outdoor furniture and wet planter pots. Available in four nature-inspired colors that pair beautifully with railing in a complimentary white hue, Trex Select never requires sanding, staining or painting because food and drink spills wash off easily with just soap and water. This high-performance wood-alternative decking is wrapped in the signature Trex protective shell, which resists both stains and mold – and guards against fading better than traditional composites. It also comes with the additional peace of mind of a 25-Year Limited Residential Warranty.

* Dress up your deck. Even if your budget is tight, add vibrant throw pillows or tropical flowers and plants as quick and colorful pick-me-ups. If you enjoy entertaining outdoors, incorporate bright and bold tableware or vases into your dining area – or set out a few pieces of comfortable, durable outdoor furniture with all-weather cushions in eye-catching fabrics. Finally, consider installing dimmable LED deck lighting. Not only will it add ambience and security to your outdoor living space, but its energy-efficiency also may reduce your electricity bills.

For more outdoor living inspiration and ideas, visit www.trex.com.

Advice for choosing a financial advisor

4/3/2013

(BPT) - Saving for retirement is an essential task, but one that can be complex and demand a lot of attention. With the arrival of April – Financial Literacy Month – focusing on your existing saving strategies should be a priority. It’s also an ideal time to talk to a financial professional who can help you shoulder the burden and explore other options to make your money work harder for your future.

According to a recent Investor Sentiment survey conducted by Research Now on behalf of TD Ameritrade Holding Corporation, the majority (63 percent) of investors report they do rely on or seek guidance from a professional investment advisor when making investment decisions.

Even if you have a good handle on your investments, you may find that hiring a financial advisor - who can put the time and energy into making sure you and your family plan for a secure financial future - may be a worthwhile investment. By hiring an independent registered investment advisor - commonly referred to as an RIA - you can make sure your investments are managed on a full-time basis by a professional, while still having control.

Of course deciding to put someone in charge of your hard-earned money is not a process to be taken lightly. TD Ameritrade offers these tips to consider as you choose an independent financial advisor or RIA:

* Just as it is wise to do research on the background of anyone who would take care of your children, you should investigate the person or company you enlist to handle your money. The Securities and Exchange Commission (www.adviserinfo.sec.gov), Financial Industry Regulatory Authority (www.finra.org), Certified Planning Board of Standards (www.cfp.net), National Association of Personal Financial Advisors (www.findanadvisor.napfa.org/Home.aspx), and Financial Planning Association (www.fpanet.org), as well as your own state securities agency all collect background information on financial professionals that can be accessed through their websites. Use these sites to make sure the advisors you are considering haven't faced disciplinary action for dishonest practices and are in good standing with regulators.

* Know the difference between working with an independent RIA and a stock broker, or other financial services provider. Independent RIAs, for example, are bound by law to act in their clients' best interest. Brokers, on the other hand, are held to a "suitability" standard, meaning the advice they give must be suitable to that client's situation. If you are looking for objective, comprehensive money management, you might want to consider an RIA.

* While RIAs are required by law to act in your best interest, there are other ways that you can ensure they will do what is best for you. One is to ask how they are compensated. Fee-only compensation can help minimize conflicts of interest and means that your advisor is paid only for the management services and advice he or she offers, and only by you, not by investment product providers. When an advisor is paid on commission, there's a greater chance he or she will make choices with your money that serve not only your interests, but their own as well. That's not to say that advisors do not work fairly under this model, but potential conflicts of interest are something to consider as you choose an advisor.

* When looking for referrals from friends or relatives, the most valuable referrals may come from those in similar situations. It's also a good idea to ask potential advisors if they specialize in working with certain types of clients and choose one that fits your unique profile.

* Check to make sure your advisor's firm is audited on a regular basis. A third party custodian should also handle all your deposits, to ensure checks and balances. An independent custodian can help ensure the safety and security of your assets, and will provide you with a clear, concise statement every month. A duplicate monthly statement is also sent to your advisor. Make sure this is also a legitimate and upstanding business.

Working with a trusted independent RIA can help you pursue your financial goals, while allowing you to spend less time worrying about and managing your investments. If you need help finding a financial advisor through the TD Ameritrade AdvisorDirect program, visit www.tdameritrade.com/service/advisor-referral.page.

Tips for optimizing small spaces

3/26/2013

(BPT) - The trend toward smaller, more efficient homes is still in full swing, with new home builders offering floor plans that lower square footage while amping up usability. If your home is older, however, or you live in an apartment, your smaller space may just feel ... well, small.

Being short on space doesn’t mean you have to be short on style or efficiency. Even older small spaces can get an open, useful feel with the right design and decorating tactics. Here are a few ways you can optimize your small space:

Be size wise

Nothing makes a small room look more cramped than filling it with furnishings that are too big for the space. For example, if your living room is 10 by 12, a 9-foot-long sofa is going to dominate the room and leave little space for anything else. Conversely, placing a smaller bed (such as a twin or single) in a modestly sized bedroom is a classic trick designers and home stagers use to make a bedroom look larger.

When buying furniture for your small space, keep scale in mind. Furnishings should fit the space well, leaving plenty of area for you to move around them. Mohawk Homescapes blogger Cecilia Staniec advises homeowners take room measurements. “You should never shop for furniture without a complete set of measurements,” she writes.

Open up floor space

Smart use of wall space can open up floor space, which is often at a premium in small rooms. Some items must occupy floor space, such as sofas, tables and chairs. Others – like lighting, TVs and electronic components – don’t.

Wall-mounting TVs, especially flat screens, can be a great way to conserve floor space and create an appealing focal point for a petite room. Low-profile wall mounts, like Sanus’ Super Slim Full-motion VMF408, are perfect for small to medium screens of 26 to 47 inches. The mounts keep the screen close to the wall while providing a full range of motion for optimum viewing from multiple seating areas. Similarly, you can wall-mount your computer monitor – even an iPad.

Work with your walls

Your walls can work for you in other ways, too. Even in small rooms, the walls are one of the largest design elements. Choosing a bright or light wall color can help a smaller room feel more open and airy. Adding mirrors is another way to make a room appear larger. You don’t need to install a full-length mirror on one wall; a series of smaller mirrors attractively positioned in a cluster can do the job just as well without being overwhelming.

Carefully consider accessories you place on the wall, and don’t overdo it. Too much on the walls will make them look cluttered and even smaller. Sometimes, one or two thoughtful graphic elements are all you need to make a design statement.

Let there be light

A lack of lighting can make a small room look positively cramped. Whenever possible, enhance the size and appeal of your rooms with plenty of light. Natural light is optimum and adding a skylight or solar tube is a great way to bring sunshine into your home.

If that kind of renovation isn’t in your budget, however, maximize natural light by keeping window treatments light and open. Avoid dark colors around windows, as darker hues absorb more natural light. Recessed lighting overhead can help a room feel loftier, and wall sconces provide illumination without occupying valuable floor space.

When it comes to home decorating, bigger isn’t always better and smaller doesn’t have to mean cramped. With the right blend of furnishings, colors and accessories, it’s possible to live large in any small space.

Summer garden glory without the weeding and watering

5/7/2013

(BPT) - Summer can be tough on gardens. In what should be their glory days, many gardens suffer from neglect. Long weekends and summer vacations leave yards untended, while summer heat is an excuse for putting off chores. But it doesn’t have to be that way. It’s possible to have both a glorious well-maintained garden and time for fun in the sun by taking some smart gardening steps now.

Here’s a quick list of pro-active steps from the experts at preen.com to transform a yard or garden from needy-and-greedy to lean-and-green by reducing watering and weeding needs all season.

* Choose better places for better plants – Many plant experts insist that 90 percent of garden problems would disappear if gardeners put the right plants in the right places. But, sometimes it’s the planting place itself that needs adjustment. For example, a hot, dry, exposed setting is brutal on most plant selections. Why not completely rethink a spot like this? To alter the heat-and-light dynamic, introduce a small shade tree to serve as the anchor of a new easy-care landscape bed. Add a supporting cast of drought-tolerant shrubs and perennials. With better places for better plants, long-term maintenance can be a breeze.

* Whack weeding – Weeding consumes more time in the garden than anything else, except watering, according to a National Gardening Association survey. Covering garden beds with a 3-inch layer of mulch will greatly reduce the need to weed and water, while making everything look tidy too. Mulch retains soil moisture and denies weed seeds the light they need to sprout. Top off mulch with a sprinkling of a pre-emergent such as Preen to stop weed seeds from growing in mulch and garden soil for up to three or four months. For a one-step solution that creates a six-month weed-fighting barrier, try Preen Mulch Plus, a natural shredded-wood mulch with added pre-emergent weed preventers already mixed in.

* Beef up the border patrol – Sharply-defined edges around garden beds add visual appeal to any property. They also make maintenance easier by creating a firm demarcation between beds and lawns to keep out invasive perennial weeds, including nasty creepers that can’t be prevented by other means. Dig a shallow 8-inch wide trench surrounding garden beds, then cover it with 3 inches of mulch; or install a barrier-style perimeter edging of metal, stone, rubber or wood.

* Banish fainting spells – When it comes to water-retentive container plantings, think fewer and bigger. Don’t dot decks, doorways and patios with fussy little pots. Small containers look insignificant and dry out fast, subjecting parched plants to repeated bouts of stress from fainting spells. Larger containers allow for more dramatic plant groupings and plenty of healthy root room, plus retain important soil moisture.

* Try tick-tock watering – Gardens need less water than many think, thriving on as little as 1 inch of water per week whether it’s delivered by rain, drip irrigation, sprinklers or a hand-held hose. To save time watering all season and prepare a garden to get through extended dry spells, add programmable water timers to water spigots and hose systems. Even inexpensive timers can deliver water to suit particular plant and climate needs. Early morning watering is best. Midday sun can burn wet leaves. Evening watering can lead to plant ailments and mildew.

Don’t spend the summer constantly weeding, watering and struggling to keep up with garden chores. Put your garden on a path to self-sufficiency. Then focus on fun in the sun, whether you’re on vacation or in your own backyard.

Seven rules for keeping your job search on track

5/1/2013

(BPT) - The economy is starting to turn around, but competition for open jobs remains fierce. For job hunters, the mental and financial stresses mount every day they remain unemployed. To keep job-search momentum high and attitudes positive, it’s important to follow a few simple steps from the experts.

“Hunting for a job can quickly start to feel like a never-ending journey,” says employment expert Chasity Trzop, Regional Director of Career Services at Brown Mackie College – Louisville. “As America emerges from the Great Recession, early signs of job growth are appearing, but there is still unprecedented competition when it comes to finding employment.”

If you’re looking for a job, follow Trzop’s top seven rules for job searching and you’ll put yourself on the fast track to employment:

Rule No. 1: Get offline and score some face time

“When I talk with graduates who are discouraged, the first question I ask is, ‘What are you doing?’ Many times they’re on the computer applying online as a primary form of job searching,” says Trzop. While the computer can be instrumental, a good job search utilizes additional tactics. In addition to passive job search tactics, such as doing online applications where there is heavy competition, also incorporate activities such as face-to-face informational interviews.

Rule No. 2: Treat job searching like a job

While working with graduates, Trzop reminds them that searching for a job is a job in itself, and should be treated as such. A good rule of thumb is to do 10 things each day in support of your job search. “Five of those things can be done online, like finding and applying for jobs, and writing emails to strengthen your career network. The other five things should be personal contact with people who may be able to help,” says Trzop.

Rule No. 3: Join professional associations and network

Students at Brown Mackie College - Louisville learn the importance of building professional networks, and the same holds true for any job hunter. The affiliations are indispensable when searching for employment. Attending association functions or business open houses puts you in front of people who may be hiring. “No one knows how wonderful you are if you’re hiding behind your computer,” Trzop says.

Rule No. 4: Volunteer or apprentice without pay

Volunteering to work without pay may sound like the antithesis of job searching, but in reality it’s a great way to make connections and prove your worth. “Offer your service to someone in the field you want to enter. Ask if you can shadow him or her for a few days,” Trzop recommends. “Who wouldn’t want free labor? If he or she says no, you move on to the next opportunity.” Trzop has seen graduates and students be so effective while volunteering that companies have created positions for them.

Rule No. 5: Volunteer for community service

While unemployed it’s easy for days to flow into weeks to flow into months. Stop the snowball effect and make productive use of your time every day. “Volunteer for any type of community service that interests you,” Trzop says. It provides numerous benefits. It gets you out of the house and introduces you to new people. “You never know when you’ll meet someone who may be hiring. The experience also looks great on a resume, and can fill gaps in employment,” she says.

Rule No. 6: Use the phone to your best advantage

Trzop tells graduates to keep in touch. For example, after meeting people in your industry of interest, call them to solidify the relationship. Ask for information on which companies may be hiring. These ongoing relationships will serve you well throughout your career, but especially while job searching.

Rule No. 7: Use social websites to your advantage

“More and more people are turning to social networks like Facebook and LinkedIn in their searches for employment,” says Trzop. “The websites make it easy to connect with others who share your interests.” Make sure you keep your profiles and conversations professional, and stay up-to-date on industry happenings, so conversations reflect your intelligence and enthusiasm for your career.

Play day: How time-pressed families can find more time for fun

4/18/2013

(BPT) - It waits for no one, flies by and can’t be bottled, but it’s the one thing everyone would like more of: time. In today’s busy, hectic society it’s harder for families to find time together for fun, yet spending quality time together is key to the emotional health of the family unit and of individual family members.

The average American spends nearly eight hours a weekday working and more than two hours on housework, according to the Bureau of Labor Statistics American Time Use Survey. Add in the hours needed for sleeping and eating, and finding time for fun can take a backseat to other considerations.

Here are some ideas for how you and your family can take back time from your busy day and spend it with each other:

* Improve chore efficiencies – Housework is a necessity, but you don’t have to allow it to take up a lot of time. Working as a team and sharing duties is one way to ensure cleaning gets done quickly. Another smart time-saving technique is to streamline housework with the right tools. For example, the BISSELL CleanView Vacuum with OnePass Technology helps you spend less time vacuuming and more time enjoying a clean house. Powerful suction and an innovative brush design help pick up dirt on the first pass, meaning you spend less time going over the same spot of carpet. Learn more at www.bissell.com.

* Ease off on the electronics – The average American watches 34 hours of TV per week, according to one Nielsen report. Use of mobile devices is also increasing, and many families may find they spend more time with some kind of screen than they do with each other during the day. Reducing your family’s screen time could open up hours to enjoy doing things together. Consider family-friendly policies when it comes to use of electronics, such as no mobile devices at the dinner table, no TV with breakfast and no texting the family member in the next room.

* Meet over meals – Sitting down as a family for dinner is a great goal, but not easy for everyone. Shoot for one or two nights a week when you do this, rather than setting a possibly unachievable – and frustrating – goal of every night. Enhance the time spent preparing meals by involving kids in meal prep. This teaches children life skills such as math and measuring, meal-planning and nutrition. It also gives parents the opportunity to share more time with children as they prepare the family meal together.

* Schedule down – Take a look at your family’s schedule. Busy, isn’t it? Now look again. Are you all doing too much? Are you doing things that don’t really bring you individual enjoyment, let alone family fun? As a family, discuss what’s important in your schedules and what you can live without. Allow each family member reasonable time to pursue individual activities, but also eliminate extraneous ones. Reassign that time to family pursuits.

Spending time together as a family provides numerous benefits – from a greater sense of stability for children to improved mental health for adults. With some creativity and the right tools, it’s possible to find more time to spend together with the people who are most important to you.

Chef-inspired tips for a cleaner, more efficient kitchen

2/25/2013

(BPT) - If cleanliness is next to godliness – as the old adage goes – than a clean kitchen is simply a divine place to be. It’s the room in your home that gets the most intense use, so keeping your kitchen clean can be a challenge. You can make kitchen cleanup a bit easier if you take your cleanliness cues from professional chefs.

In a professional kitchen, cleanliness is not only a vital health issue, it directly impacts the efficient operation of the kitchen and everyone who works in it. Here are five tricks professional chefs use to maximize cleanliness and efficiency in their kitchens:

1. Don’t touch – From the culinary student who chops the onions for the French onion soup, to the chef that cooks the food and puts it on the plate, every team member in a professional kitchen knows that touch spreads germs. Home chefs can reduce the spread of germs in their own kitchens by minimizing the need to touch key tools, like the faucet.

Touch-free faucets, like Kohler’s Sensate Touchless Kitchen Faucet, allow you to control the flow of water in your kitchen sink without ever having to touch a potentially germy surface. A state-of-the-art sensor allows the faucet to respond in 20 milliseconds, and eliminates the need for bare-skin taps or awkward waving to activate the sensor. To learn more about the latest in kitchen faucet design and technology, visit www.Kohler.com.

2. Always be prepared – In professional kitchens, staff use separate cutting boards – and often utensils – for preparing meats, vegetables and fruits. Storing utensils, pots and pans according to their tasks facilitates quick and easy access when preparing food. Mis-en-place (pronounced meez-ahn-place), a French adage and popular chef’s practice, involves gathering all ingredients and implements needed before cooking begins. With everything in its place, you’ll be able to move smoothly and efficiently through a recipe without halting food prep to dig through the refrigerator or pantry.

3. Countertop savvy – Countertop savvy goes beyond just keeping them clean. Just as you use separate cutting boards for meats and vegetables, consider the value of task-specific countertop surfaces. Avid bakers, for example, can benefit from marble countertops because the material helps keep the dough cool. If such an installation falls outside your budget, consider a marble pastry board instead. Place it on the kitchen table to transform your eating area into an impromptu bake station. Bonus: rolling dough on a surface slightly shorter than standard 36-inch countertops provides a more comfortable, ergonomic experience.

4. Work the triangle – You may be familiar with the concept of the work triangle: arranging the refrigerator (food storage), sink (food prep area) and range (cooking space) in a triangle configuration makes the kitchen more efficient. But improving efficiency in your kitchen encompasses more than just the arrangement of these three key areas. Expand the concept to include other items that fall into each of these categories. For example, positioning the pantry beside the refrigerator ensures food is stored in the same general location – and increases the efficiency of your triangle flow. In short, the fewer steps taken to navigate the triangle, the more efficient it is.

Organ donation: gift of a second chance at life

5/3/2013

(BPT) - While organ transplantation is a remarkable story in the history of medicine, the need for organs is vastly greater than the number available for transplantation.

Any way you figure it, the math doesn’t add up to a promising picture. In 2012, there were more than 115,000 people in the U.S. awaiting an organ transplant – enough to overflow the country’s largest football stadium. Each year, more than 28,000 Americans receive a donated organ, but sadly, more than 6,500 people die each year waiting for an organ.

While many are on the waiting list for years, their number increases at the rate of more than 50,000 people a year, nearly one new person every 10 minutes. Day after day the list and the problem grow. It is, however, a problem with a solution – one that depends a lot on education and selflessness.

Professional snowboarder Chris Klug knows first-hand what the waiting game is like. After being diagnosed with PSC (Primary Sclerosing Cholangitis), a rare degenerative bile duct condition, Klug learned that he needed a liver transplant. He spent several years on the waiting list, eagerly anticipating the call that a donor organ had become available.

After a successful surgery and aggressive rehabilitation regimen, Klug won the bronze medal in snowboarding in front of the home crowd in Salt Lake City – just a year and a half after his transplant.

“I'm so blessed to be here today,” Klug says. “I will forever be grateful for my second chance. Every day I thank God and I thank my donor and his family for the decision to donate.”

A new survey released by Astellas Pharma US, Inc. shows that while 60 percent of people are familiar with their state’s organ donor registry and 57 percent would be willing to donate their organs after they pass away, only 43 percent are actually registered as organ donors and 48 percent don’t know how to register.

“We are very encouraged by the number of Americans who view organ donation positively and are willing to donate,” says David Fleming, president and CEO of Donate Life America. “However, knowing the large number of people awaiting a transplant, we are committed to continuing to educate all Americans on the importance of registering in their state, and ensuring they know.”

Registering to become a donor is a simple process that can be completed online or through many local departments of motor vehicles. Transplantation gives hope to thousands of people with organ failure and provides many others with active and renewed lives. Register today to become an organ donor at donatelife.net/register-now.

Select the right insurance for your home-based business

4/11/2013

(BPT) - Home-based businesses are booming.

About 36.6 million businesses operate from U.S. households, according to the Home Based Business Institute. And the Small Business Administration notes that 53 percent of all small businesses located in the U.S. are home-based, with those numbers expected to grow substantially in the near future.

But before you start planning your home-based bakery, personal training studio or computer repair venture, there’s one important thing to think about. Charles Valinotti, head of underwriting & product with insurer QBE, says that you should make sure you have the right insurance to protect your at-home enterprise.

A homeowner’s or renter’s insurance policy might provide some coverage for a business that operates out of the home, he says.

“If someone is running a small accounting business with little-to-no customer foot traffic and doesn’t have expensive office equipment, the homeowner’s or renter’s insurance would probably be acceptable to most insurance providers,” Valinotti points out. “But if you have a pottery school with customers coming and going, and are using pottery ovens that might be a fire hazard, most insurers don’t want to take on those kinds of risks.”

Depending on what type of business you’re brewing, Valinotti says there are three insurance options you’ll want to consider:

* Homeowner’s policy endorsement: An endorsement is a special provision added to an insurance policy to enhance or restrict its coverage. Adding a simple endorsement can increase coverage for business equipment, such as computers. You’ll also want to look into buying a homeowner’s liability endorsement – available in most states – to cover on-site injuries to customers or delivery people. A liability endorsement is usually available to in-home operations with few business-related visitors.

* In-home business policy: Valinotti says this policy is also known as an in-home business endorsement. Coverage can vary significantly between insurers. It provides more protection than what’s found in a typical homeowner’s policy. That includes more comprehensive property and equipment coverage, as well as protection for loss of income, extra expenses incurred, and liability for injuries caused by the products and services you offer.

* Business owner’s policy: If your home-based business is in more than one location, this policy might fit the bill, Valinotti says. It gives broader property and liability coverage than the in-home business policy. However, if you have employees, it doesn’t include workers’ compensation, health or disability insurance.

Valinotti also suggests you don’t forget about auto insurance if you’re using your car for business to transport supplies or products, or to visit customers.

He recommends contacting your agent for more information on the right insurance for your home-based business. “If you’re doing business at home, you need insurance. Finding the right coverage will go a long way to give you peace of mind and help make your special business possible.”

Five must-haves for your new truck

1/31/2013

(BPT) - With a brand new truck decorating your driveway, you’ve probably got plenty of ideas of how you’re going to use it for towing a boat, transporting large and heavy loads and conquering rugged terrain. Or maybe you just want to feel powerful while driving it down the road.

But before you get too comfortable, think about what could make your truck even better. What can you add that will help your truck last longer, handle more tasks and look even stronger? Here are the five must-haves for all new truck owners to add to their vehicle.

1. Mud flaps – This detail is both a decoration item – show some style with a powerful diamond plate pattern or cheer on your favorite sports team everywhere you drive – and a safety item. Mud flaps help prevent your truck from throwing moisture and rocks back at vehicles following you, and they also help to keep the back end of your truck cleaner – so other drivers can see you in inclement weather.

2. Protective bedliner coating – A spray-on truck bedliner will give the bed additional protection from corrosion and abrasions, resist damage from chemicals and water, and keep objects stored in the bed from slipping and sliding around during travels. The LINE-X PREMIUM is a spray-on bedliner that provides UV protection to prolong the life and look of your truck bed. With this protective coating, your truck bed will look good for years to come.

3. Tie-down equipment – What is a truck better for than transporting large and heavy objects? Equip your new truck with tie-down anchor points and straps or ropes so they’ll be handy whenever you need them. Be sure to attach the anchor points at strategic places in the bed or along the bed rails so you can secure both large and small loads.

4. Tool box – Just like the tie-down equipment, you never know when you’re going to need a tool while you’re out and about with your truck. Sometimes the tools are for the truck itself – lug nut wrench, jack, screw drivers, etc. – but a wide assortment of tools can come in handy for many other uses as well. Store these tools in a box in the bed of your truck, and consider lining the box itself with LINE-X PREMIUM to keep the tools from sliding around and becoming damaged.

5. Cover – For better fuel mileage with your new truck, install a hard or roll-up cover over the bed to help give the truck better aerodynamics, and to help protect what’s stored in the bed from the elements. Some covers are lockable, allowing you to securely store more valuable equipment as well.

With these five must-haves, your truck is now ready to handle any task you assign to it, with plenty of power. By adding a cover, LINE-X PREMIUM bedliner and mud flaps, you’re also helping to extend the life of your truck.

Budgeting 101: How new graduates can conquer entry-level income challenges

4/1/2013

(BPT) - Spring is the perfect time for young Americans to take a look at their budgets and become financially fit. Not only is April Financial Literacy Month, complete with nonprofit organizations around the country offering free seminars and online resources, but millions of high school and college students are also preparing for graduation and the next phase of their lives.

But are new grads ready for the financial challenges that lay ahead? The average student loan debt for borrowers in the college class of 2011 was about $26,500, according to a report by the Institute for College Access and Success’s Project on Student Debt. While the National Association of Colleges and Employers projects that 2013 college graduate hiring will increase about 13 percent, budgeting for the start of a new career can be overwhelming. Budgeting money from that part-time job at the mall for movie tickets and other entertainment expenses is quickly replaced by rent, utilities, food and transportation costs as well as student loan payments.

Fortunately, many tools and tips are available for new graduates to get started with budgeting and saving. Microsoft Office offers a free personal budget worksheet to help track income and expenses each month. Several organizations offer free tips for saving money and budgeting on a lower income, which is typical for entry-level jobs.

“Effective budgeting and saving is essential for young adults to reach their personal and professional goals,” says Matt Chevalier, senior vice president for TD Bank. “Being able to afford everyday living expenses, transportation to work, and essential insurance coverage all begins with understanding your income, your expenses and how and where to save money.”

The not-so-obvious expenses

Recent graduates must also prepare for those under-the-radar expenses, such as auto insurance premiums, health insurance contributions and banking costs. While in school, most students can stay on their parents’ or guardians’ auto and health insurance plans, but not long after graduation, they will be required to purchase their own plans, either independently or through their employer.

Student bank accounts can also change soon after graduation, but many banks, such as TD Bank, feature a checking account selector tool that compares checking account options to best fit customers’ needs and help them save money on fees. To help facilitate saving, new grads should set up direct deposit with their employer and connect a savings or money market account to their checking account, automatically transferring a manageable amount from each paycheck to build savings.

“Joining the professional workforce is an exciting and challenging time for young adults, and all the new expenses can seem overwhelming at first,” says Chevalier. “Take it one step at a time, use the tools and resources that are available, and don’t forget to budget for entertainment. Remember, just because you are out of school it doesn’t mean you can’t have any fun.”

Rare Disease Impact Report quantifies patient and caregiver challenges on journey to diagnosis and beyond

4/9/2013

(BPT) - Getting a diagnosis is just the first of many challenges patients with rare diseases – and their caregivers – face.

“We went through a number of specialists until we found a team that finally looked at my daughter, Hannah, as a patient with unique needs,” says Carrie Ostrea of Las Vegas, Nev. “The process was filled with huge financial challenges. My husband was laid off from his job of five years and we had to continue to pay for insurance just so Hannah could continue getting treatments. The isolation was also incredibly difficult. Some of our family even stayed away from us because they couldn't handle the situation of us having a child with a rare illness.”

Hannah Ostrea was diagnosed with Gaucher Disease type 2/3, a fatal rare genetic disorder characterized by brainstem dysfunction, loss of primitive functions such as breathing and swallowing, low blood platelets, and enlargement of the liver and spleen. She passed away at age three.

Carrie Ostrea is just one of the 350 million people worldwide who are affected by rare diseases. While Carrie’s experience caring for her daughter – from diagnosis to treatment – was unique, the challenges she faced resonate with many patients and caregivers facing a rare disease. Specific challenges and new insights are featured in a first-of-its-kind Rare Disease Impact Report, commissioned by Shire Human Genetic Therapies. This Impact Report identifies and quantifies the health, psycho-social, and economic impacts of rare diseases on patients, families, and the medical community.

According to more than 1,000 survey responses from patients, caregivers, physicians, and payors who handle reimbursements for healthcare plans and governments/institutions in the United States and United Kingdom:

* It takes more than seven years in the U.S. and five years in the U.K. for a patient with a rare disease to receive a proper diagnosis

* On the journey to diagnosis, a patient typically visits up to eight physicians (four primary care and four specialists) and receives two to three misdiagnoses

* Physicians (both primary care and specialists) often don't have the time, resources and information to properly diagnose/manage patients with rare diseases, compared to more common diseases seen

* Due to the uncertainty, the lack of available information, resources, and economic strains, rare diseases take a major emotional toll on patients and their caregivers

Rare diseases are conditions that affect a small portion of the population, but are often chronic, progressive, degenerative, life-threatening and disabling. While individual rare diseases are uncommon and disparate, collectively there are about 7,000 different types of rare diseases and disorders that have been identified.

“The new insights featured in the Rare Disease Impact Report reinforce some of the major issues we see in the rare disease space, particularly the obstacles in getting adequate information and ongoing care,” says Nicole Boice, founder and CEO of Global Genes | RARE Project, and advisory board member for the Rare Disease Impact Report. “My hope is that these gaps identified in the report inspire the rare disease community to work together to create a better outlook for patients and their families.”

Visit www.RareDiseaseImpact.com to get more information and view the full Impact Report.

How to ace your next job interview

3/25/2013

(BPT) - Making it to the job interview stage means your skill set and resume have caught the interest of a potential employer, who now wants to determine if you’ll be a good fit as an employee of a company. Acing the interview is essential if you want to convince the employer that you’re the right person for the job.

“Employers are open to bringing in several candidates for job interviews, and this is the time for both the employer and the candidate to determine if they will be a good fit for each other,” says Joe Seitz, director of career services at Everest Institute-Grand Rapids. “The goal for the candidate is to receive a job offer, and the goal for the company is to find the perfect person for the job.”

Seitz and Everest Institute offer these tips to ensure that you walk away from your job interview and receive either a call back for a second interview or a job offer:

Practice makes perfect

Hundreds of websites provide traditional job interview questions, so think about what kind of answers you’d give for these questions. For example, “What is your worst quality?” could be turned into an opportunity to show your future employer you identify your faults, but are able to recognize opportunities to improve, with examples of how you’ve already taken steps in this direction. Employers ask these kinds of questions in many different ways, so think of actual examples and prepare mini-sound bites to describe your skills.

Be yourself

Although the interview is a great time to sell yourself to a potential employer, be careful not to go overboard. Embellishment may be tempting – particularly for young graduates – but employers want to know what you’ve really done. Communicate any career training you have and how it relates to the position.

“New graduates have a lot going for them, even if they don’t have a lot of experience,” says Seitz. “They can bring fresh ideas to the company, and are trainable to perfectly match what the company needs.”

Be yourself, and in cases where you lack experience, display a willingness and desire to learn the necessary skills.

Every interaction counts

Anyone you encounter within proximity to the interview setting can have a direct influence on its outcome. Having a positive and respectful attitude creates a more welcoming environment all around you and sets you up for success during the interview.

“Smile, be polite and greet every person you meet, from the moment you get into your car to drive to the interview to the time you arrive home,” says Seitz. “You never know when the person standing in line in front of you at the coffee shop prior to your interview could very well be the person you interview with later in the afternoon.”

Follow-up

Good follow-through is important and shows a potential employer that a candidate cares about the opportunity. Be sure to send a note to everyone who interviewed you thanking them for their time and consideration. Remember the interview is a formal process, so hand-write a thank-you note and send it through the mail.

Enhance your skills

Schools like Everest Institute cater to the demands of non-traditional students by offering fast-track programs, flexible classes and online education programs in popular fields, such as health care and accounting, allowing students to work or interview for jobs while enhancing their skills in the meantime.

Upcycling: Breathe new life into decor with a dash of DIY inspiration

4/19/2013

(BPT) - If you’ve ever looked around your house and gotten the urge to purge, you might consider pausing and first thinking about how you could transform that old, damaged piece of furniture or outdated light fixture into a fresh-faced showpiece for your home.

Not only are you doing something good for the environment - and likely your pocketbook - by restoring something, you’re embracing your inner creativity. You can make a truly one-of-a-kind decor piece, tailored to your personality and style.

This notion of restoring and reusing items that would otherwise be cast aside to the junkyard or thrift store is called “upcycling,” and it's a trend that has caught on quickly, especially in home design. With a little inspiration, creativity and the right tools, you can tackle countless decorating projects with things you already have around your home. And the best part? Upcycled pieces make for great conversation starters, often tell a good story and can even be sold for a much higher price than you put into them.

So where do you start? Here are some helpful tips for tackling your own upcycling projects.

Start with a little inspiration

Take a look through magazines, home design blogs and websites to gather inspiration. Look for pieces that catch your eye and have the same structure and “bones” as the items in your home that you’d like to restore.

For example, DremelWeekends.com is filled with inspiring and low-cost do-it-yourself projects, tool recommendations and step-by-step instructions to help you transform just about anything while bringing a new perspective to home renovation and decoration. You can even sign up to receive weekly project inspiration right to your email inbox.

Shop around without breaking the bank

Decorating your home doesn’t have to cost a fortune. Look around your basement, attic, or at yard sales and consignment shops for free or inexpensive items that you might be able to breathe new life into. The old adage “never judge a book by its cover” would apply here. Do your best to look beyond an item’s current condition and let the inspiration you’ve gleaned take over as you see its full potential in a different light. If the piece has some defects, don’t immediately overlook it. Sometimes perfection and personality can be found in the imperfection.

Secrets of upcycling success

The secret to any do-it-yourself project is to plan ahead. Beyond finding the inspiration for a project, gather the supplies and tools you’ll need, read up on step-by-step instructions, dedicate a roomy workspace where everything is at your fingertips, and be sure to carve out time to focus on the project.

But the No. 1 secret of upcycling success is to be patient and not get discouraged. If at first you don’t succeed, try, try again. It’s OK to make mistakes because sometimes you’ll uncover hidden beauty during the process. The important part is that you find the whole experience of restoring and reusing rewarding.

Tips for baby boomers seeking divorce

4/3/2013

(BPT) - Baby boomer couples that have been married 25 years or more are divorcing at record rates, according to a recent study by the National Center for Family and Marriage Research at Bowling Green University in Ohio. While overall divorce rates peaked in the 1980s at around 50 percent, divorce among baby boomer couples 50 years or older has doubled over the last 20 years. In 1990, the study noted, 1 in 10 people who divorced were 50 years or older. Today, that figure is 1 in 4. And, if you’ve been married previously, the likelihood that your second or third marriage will end in divorce is 2.5 times greater than first-time marriages.

“Because of several high-profile splits of baby boomer couples in the news recently, most people would assume that infidelity is the leading cause of divorce among older Americans,” says Don Cosley, a divorce attorney with the Cosley Law Office in Chicago. “The reality is that lack of communication is often the deal breaker. Empty nesters wake up one day and realize they have nothing in common with their spouse. That’s because they haven’t kept up the communication in their marriages.”

Unlike a younger couple that divorces, when a couple that has been married for a long time breaks up, the impact can be dramatic for the couple and those around them, notes Cosley. The division of assets, health care issues, handling long-time friendships with other couples, and sharing the holidays with adult children are just some of the issues that come up in the dissolution of a long-time marriage.

If you’re over 50 and considering filing for divorce, or if you’re in the middle of a divorce, here are some tips from FindLaw.com, the nation’s leading website for free legal information:

* Prepare financially: Legal fees alone can range from several hundred dollars to tens of thousands, depending upon how long you’ve been married, child custody and the size of the estate that needs to be divided. The cost alone of establishing a new household can double expenses overnight. If you foresee divorce in your future, it’s important to save to prepare for a new transition. Women should especially be concerned. According to the National Center of Health Statistics, it’s not uncommon for women to experience a 45 percent post-divorce drop in their standard of living.

* Seek professional help: Couples divorcing may just want to rip off the bandage and sever all ties as quickly as possible. However, immediately cashing out stock and bond investments, IRA accounts and selling your home or vacation property can cost both parties thousands in capital gains taxes. Consider consulting a certified divorce financial analyst to assist you in making wise decisions in separating assets, in conjunction with your divorce attorney.

* Retirement and Social Security: Couples that are retired and living off retirement assets face other complexities. A Qualified Domestic Relations Order, which is a separate court order determining the division of retirement assets, may be required. Older couples also need to face questions about survivor benefits if the other spouse dies. They should review special rules regarding Social Security benefits, such as entitlement to survivor benefits for couples that have been married for more than 10 years and are older than 62.

* Be cautious with social media: According to the American Academy of Matrimonial Lawyers, 81 percent of U.S. divorce attorneys say they’ve seen a dramatic rise in the number of divorce cases involving social media such as Facebook and Twitter. Family law attorneys warn baby boomers that some of these websites can be potential problem spots. Posts on social media sites are frequently being entered into evidence in divorce cases to document infidelities or spousal neglect.

* Consider your pets: You may think of your pets as if they were your own children, but the courts look at a pet as property. Because pet custody cases have increased dramatically over the past several years, divorce attorneys say if you want to avoid a judge making a decision about who gets the pet, it's best if the couple decides between themselves. Consider ownership, visitation rights and how veterinary bills will get divided. Otherwise, judges are most likely to award pets to the spouse who gets primary custody of the children.

* Health care insurance: One of the most complex aspects of divorce among older couples is health care insurance. In cases where one spouse is dependent on the other for health care insurance, some couples separate but do not go through with divorce because of the enormous costs of insurance, especially if one of the partners is suffering from a health issue such as Alzheimer’s or Parkinson’s diseases. Many insurance companies have strict rules related to divorce, so check your policies and consult an attorney.

To learn more about divorce law and find an attorney near you, visit FindLaw.com.

Celebrate the grads in your life with financial gifts

4/29/2013

(BPT) - Do you have a child in your life who will be graduating this spring?

Whether it’s from kindergarten or college, graduation marks the completion of one chapter in a young person’s life and the start of a new adventure. Honor your grad’s achievement by helping him or her save for the future with a digital U.S. Savings Bond.

“Graduation season is a time of celebration and great pride for families. In preparation for this milestone achievement, we encourage parents to consider opening a TreasuryDirect account for their child within their own primary TreasuryDirect account, so the gift of savings bonds can be given by relatives or friends who want to contribute to a young grad’s future,” says Jerry Kelly, national director of the U.S. Department of the Treasury’s Ready.Save.Grow. campaign.

Savings bonds are a great gift choice for a child of any age. They’re a low-risk way to save, and offer steady accumulation of interest.

Additionally, interest earned from savings bonds is exempt from state and local income taxes, and may also be exempt from federal income taxes when used to pay for qualified higher education expenses.

If there’s a special child in your life, read on for helpful information about gifting savings bonds.

Opening a TreasuryDirect account

Parents – need help setting up a TreasuryDirect account for your child? If your child is under the age of 18, you’ll first need to establish your own account, then open your child’s account within your account.

TreasuryDirect is the Treasury Department’s secure, online system where you can safely buy, manage and redeem digital savings bonds and other Treasury securities.

Ready.Save.Grow. provides information and tools to help people sign up for a TreasuryDirect account, including a tip sheet and a guided tour, at www.treasurydirect.gov/readysavegrow.

After your TreasuryDirect accounts have been opened, your child is ready to receive digital savings bond gifts for birthdays, graduations and other special events.

Giving a digital savings bond gift

Consider contributing to a child’s college fund or other financial goal with a digital savings bond gift bought through TreasuryDirect.

The first step in giving a savings bond as a gift is having the gift recipient’s name, Social Security number and TreasuryDirect account number.

Ready.Save.Grow. offers resources to help you give a savings bonds gift in TreasuryDirect, including a graphic that walks you through the most important steps. You can also print out a step-by-step tip sheet and watch an overview video. Visit www.treasurydirect.gov/readysavegrow to access these tools.

Commemorating the occasion with a gift certificate

TreasuryDirect.gov offers a variety of themed gift certificates for graduation, birthdays, holidays and other events. Simply print your favorite and present it to the gift recipient in a card or envelope to signify your savings bond gift.

For more information

Ready.Save.Grow. helps people take control of their future by providing information and resources about the safe, affordable savings options offered by the Treasury Department. Visit the Ready.Save.Grow. website, www.treasurydirect.gov/readysavegrow, to learn more or follow the campaign on Facebook or Twitter @ReadySaveGrow.

The preceding information was provided by the U.S. Department of the Treasury, Bureau of the Public Debt.

TreasuryDirect is a registered mark of the U.S. Department of the Treasury. Ready.Save.Grow. is a service mark of the U.S. Department of the Treasury.

National Infant Immunization Week: a reminder of the importance of vaccination for children

4/17/2013

(BPT) - Immunizations have had an enormous impact in helping to improve the health of children in the United States, according the US Centers for Disease Control and Prevention (CDC). While vaccination has helped to reduce many childhood diseases, some of these diseases still exist and could reappear if vaccination coverage wanes.

National Infant Immunization Week (NIIW), held this year April 20-27, serves as a great reminder to parents and caregivers that vaccines can help protect children from 14 childhood diseases by age two. NIIW is an annual observance supported by the CDC to highlight the importance of vaccination in helping to protect infants from certain diseases and to celebrate the achievements of immunization programs in helping to promote healthy communities.

“Incidence of many serious childhood infections has greatly declined because of the widespread use of childhood vaccinations,“ said Dr. Patricia Samuelson, a family physician based in Sacramento. “However, if vaccination rates drop, disease rates could rise again, so it’s important that we are diligent in vaccinating to help protect children.”

Parents should know that it's recommended to vaccinate their children at certain ages and with the appropriate number of doses. Maintaining the schedule of a child’s well visits helps ensure children get the vaccines they need, at the right times.

NIIW can also be a reminder that vaccines are recommended not only for children, but for people across a lifetime. While parents are naturally concerned about the health and safety of their children, it is important to remember that vaccination is important in helping to maintain health and wellness for people of all ages. In fact, the CDC has recommended immunization schedules for children and adolescents, as well as adults.

Dr. Samuelson recommends talking to a health care professional or visiting sponsor.WebMD.com/VACCINES to learn more about what vaccines are recommended for people of all ages. The website provides information developed by Merck on WebMD about the history of vaccines and how they are developed, approved and manufactured. It also offers a resource that can be used when talking to your health care professional.

“By staying informed and learning about recommended vaccines, people can learn how to help protect themselves and their loved ones from certain infectious diseases.”

NIIW is also part of a global effort to raise awareness about vaccinations, celebrated as part of the World Immunization Week, April 21-28, an initiative of the World Health Organization (WHO). To learn more, visit www.cdc.gov/vaccines.

This information is provided by Merck.

Financial planning insights for the LGBT community

4/19/2013

(BPT) - Over the last decade, many companies have paid increasing attention to the buying power and consumer habits of the Lesbian, Gay, Bisexual and Transgender (LGBT) market. But until recently, little attention has been focused on the financial experience of LGBT individuals.

The groundbreaking “LGBT Financial Experience 2012-2013 Research Study” by Prudential Financial takes an in-depth look at the financial challenges and concerns of LGBT Americans, and provides eye-opening insights for individuals seeking financial services that will address their own circumstances.

“This is an important baseline study that provides a snapshot of the financial lives and experience of LGBT Americans today,” says Debra Abbott-Walker, manager of Agency Recruiting for Prudential in White Plains, N.Y. “We hope that its insights will enable both Prudential and the financial services industry as a whole to better serve people of all orientations and backgrounds.”

Abbott-Walker, an experienced financial services industry professional, says she finds the study compelling from both a professional and personal standpoint. Abbott-Walker, a lesbian and married mother of two, has extensive experience in marketing and selling financial services and insurance products to members of the LGBT community.

“The study concludes that financial health and decision-making vary significantly by gender, generation, ethnicity, state of residence and relationship status,” says Abbott-Walker. “The research also highlights financial concerns and challenges related to the legal status of LGBT relationships that are unique to the community.”

Measuring the financial confidence index

The study finds that LGBT Americans earn a Prudential Financial Confidence Index score of 48 out of 100, right in the middle. While income levels span the economic spectrum, as a whole the LGBT community is largely in the middle class.

“Overall, we found the LGBT community solidly in the middle when it comes to their financial attitudes and actions. Attitudes toward investing, savings, home ownership and debt are more moderate, compared to Prudential’s general population research,” says Abbott-Walker.

The LGBT community as a whole shares common struggles yet retains distinct traits, outlooks and characteristics. For example, lesbian couples are far more likely to have children than gay men. The bisexual community is comprised of both opposite-sex and same-sex couples, while transgender people often face increased economic discrimination. With that in mind, LGBT individuals seeking financial planning advice should avoid a “one size fits all” approach.

Tips for meeting with a financial professional:

1. Discuss the benefits of a will or trust. Without a will, the intestacy laws of your state will govern distribution, and assets will not pass to an unrelated or unmarried partner. A trust is a good idea for LGBT couples whose families may not support their relationships, increasing the odds that a will may be contested.

2. Make beneficiary designations. LGBT couples may wish to list each other as beneficiaries on life insurance, 401(k) plans and IRA accounts. On non-retirement accounts, consider establishing “transfer-on-death” or “payable-on-death” provisions where state law permits such transfers.

3. Establish a durable power of attorney. These documents are important for same-sex couples who are not afforded the same range of privileges and access to each other’s financial information as opposite-sex married couples.

4. Consider a health care proxy and living will. These documents are important because same-sex couples are often denied “next of kin” status by hospitals and other medical care providers.

5. Understand the limitations of Social Security benefits. LGBT couples can have difficulty accessing the Social Security benefits of their partners, even when their home states recognize their marriages. Your retirement savings strategy will need to take this reality into account.

A timely opportunity

The Prudential research study uncovers a wealth of information that can positively impact the lives and financial futures of the LGBT community. For more insights on this topic, visit www.prudential.com/lgbt.

Give your home a true green cleaning this spring

3/6/2013

(BPT) - When you clean your house in the spring, you really want it to be clean. Dirt, dust and germs are banned, and all appliances, floors and walls are scrubbed clean. But is your house really clean, or have you traded dirt and germs for caustic and toxic chemicals found in most conventional cleaning products?

Even some so-called natural cleansers can contain these same or similar nasty ingredients. And you would know this only if the manufacturer practices full disclosure of ingredients on their labels, which is not required on home care products. Think about it - when was the last time you saw a full ingredient listing on your spray cleaner?

The best way to make sure your living space is clean and healthy is to use safe, natural cleaning products you create yourself, using natural and inexpensive ingredients you can pick up at any natural grocery store. It's cost-effective, not difficult and, like the task of spring cleaning itself, it’s satisfying and rewarding. You can craft your own, home-spun versions of everything from carpet cleaner to furniture dusting polish - and have the satisfying assurance that you really are keeping your home clean and green.

Whether you’re shopping for prepared natural cleaning solutions or making your own, keep in mind that the word "aromatherapy" is now being applied to everything scented - from dishwashing liquid to laundry detergent. The true practice of aromatherapy relies on using pure essential oils extracted from plants. These natural plant essences nurture us on mental, emotional, physical and even spiritual levels. House cleaning isn’t exactly a spiritual exercise, but adding the effects and properties of essential oils to your homemade household products can enhance the experience and the effectiveness of your task.

Essential oils have potent antimicrobial effects along with their clean, pleasant natural aromas. Here are a few "classic" homecare essential oils suggested by the experts at the leading aromatherapy company, Aura Cacia: lemon (clean, sweet, uplifting scent; deodorizing), peppermint (minty, fresh; air purifier; mild pest repellent), eucalyptus and tea tree (air and surface sanitizers; fresh, therapeutic aromas).

Here's a shopping list of key ingredients for making your own homecare products:

* Baking soda (Sodium Bicarbonate) - Gently abrasive scouring powder, odor absorber and an excellent base for making your own cleaning preparations.

* Washing soda (Sodium Carbonate)

* Borax (Sodium Borate) - Natural mineral compound, laundry booster, multipurpose cleanser, fungicide/insecticide.

* White distilled vinegar (Acetic Acid)

* Liquid soap (Sodium Hydroxide) - Choose from vegetable oil-based soaps such as olive oil or sweet almond.

* Distilled water - Clean, distilled water acts as a better carrier and dirt solvent. Tap water will often contain salts and minerals that can lead to spotting and build-up.

* Essential oils

* Spray bottles

* Natural bristle scrubbing brushes

* Squeeze bottles

* Cotton dusting cloth

* Hemp or Jute fiber scrubbing cloth

* Tote to put it all in

Follow these simple recipes for making your own basic homecare products:

Basic Spray Cleaner

2 cups water

1/2 teaspoon sodium borate

1/4 teaspoon liquid soap

36 drops essential oil*

*Cleansing and purifying essential oils: lemon, tea tree, eucalyptus, spike lavender.

Gentle Scouring Cream

1/2 cup baking soda

Liquid soap

18 drops essential oil*

*Oils that brighten: lemon, lemongrass, grapefruit.

Add essential oils to baking soda and blend. Next, incorporate the liquid soap, several drops at a time, until a creamy paste forms.

Window Cleaner

2 cups water

3 tablespoons vinegar

1/4 teaspoon liquid soap

36 drops essential oil

Wooden Furniture Polishing Oil

3 tablespoons vinegar

1/2 teaspoon jojoba oil

10 drops lemon essential oil

Carpet Deodorizing Powder

1 cup baking soda

18 drops essential oil*

*Deodorizing essential oils: bergamot, coriander seed, lavandin.

Carpet Cleaner

1 cup baking soda

1 teaspoon liquid soap

18 drops essential oil

For more information and eco-friendly cleaning tips, visit www.auracacia.com.

Entice buyers into your home with aromatic scents

2/19/2013

(BPT) - When a home smells good, it makes a favorable impression on visitors. This is exactly what home sellers want when they put their house on the market.

The concept of ambient fragrancing started to trickle into the real estate market years ago. Savvy real estate agents advised sellers to bake cookies or cinnamon rolls in the homes they were showing to create a comforting, deliciously scented atmosphere meant to entice buyers. If you're trying to sell a home in today’s challenging real estate market, you may have tried this technique. However, with the excess of available homes, you may need to think a bit more creatively to make your home stand out.

The essential oils used in the practice of aromatherapy offer a more practical and potent way to use scent marketing to move buyers to feel good about a property. Tiny amounts of familiar, tempting aromas like cinnamon, clove, vanilla and orange, can fill a whole house with pleasant ambient fragrance. An added bonus is that essential oils are all-natural and distilled from plants. They are less likely to elicit the kind of adverse reactions that harsh synthetic fragrances do.

Aromatherapy expert Tom Havran has several ideas to help you sell your home. He crafts blends for Aura Cacia, purveyor of 100 percent pure and natural essential oils and aromatherapy products. A passionate expert on the properties of essential oils, he has been crafting essential oil blends for 15 years.

His first suggestion is an easy and sleek way to create a warm, comforting atmosphere that can help put potential property buyers at ease. Havran recommends using vanilla essential oil blended with jojoba for this first recipe.

Vanilla Amber Aroma Crystals

Ingredients:
1 cup coarse-grained, chunky sea salt
1 teaspoon jojoba or grapeseed oil (just enough to make the salts glisten and gleam)
25 drops vanilla precious essential oil
10 drops lavender essential oil
10 drops sweet orange essential oil

Directions: Mix salt and oils, pour into a decorative dish or bowl and set out on a table. Placing the crystals in a warm sunny window or near a heat register will help diffuse the delicious aroma throughout the room. Stir in additional essential oils to boost the scent as needed.

Fresh flowers and bergamot vacuum powder make a light and transparent floral/citrus scent that will create a cheerful, friendly and clean atmosphere to impress visitors. Since you need to vacuum before each property showing anyway, this is a great way to turn the chore into a smart real estate marketing move.

Flowers and Bergamot Vacuum Powder

Ingredients:
1 cup baking soda
35 drops bergamot orange essential oil
5 drops ylang ylang or neroli (orange flower) essential oil

Directions: Mix baking soda and essential oils in a canister and lightly sprinkle over carpets, then vacuum.

Because essential oils are so concentrated, a little goes a long way. An initial investment in a small 1/2 ounce bottle of oil will provide you with enough applications to conduct dozens of open houses.

Using essential oils to craft your own bit of psychological scent marketing might provide a good return on a small investment. Aromatherapy may give you that much-needed unique and surprising edge-up on the competition. Learn more at www.auracacia.com.

Experience an extraordinary life with diabetes

4/18/2013

(BPT) - According to the Centers for Disease Control and Prevention (CDC), approximately one in 10 Americans is living with diabetes and one in three adults could have diabetes by 2050. While every case requires an individual treatment plan, with the right attitude and management, people living with diabetes have an opportunity to overcome the challenges they face.

Stephen Richert, a mountain climber and founder of LivingVertical, is an example of someone who embraced his diabetes diagnosis head-on to push himself beyond what most people thought was possible for a person living with diabetes. When he was diagnosed with type 1 diabetes at age 16, Richert made a conscious decision to learn all he could about diabetes so that he could continue to pursue his passions. He did not let his diagnosis stop him from achieving the extraordinary. Since then Richert has been sending a powerful message of inspiration through his organization and lifestyle to those living with diabetes.

“When I learned I had diabetes, I made a choice to not let it take control of me. My diagnosis inspired me to find a way to push my limits through climbing - which came into my life right around my diagnosis - since I was told that I may never be able to safely do that,” Richert says. “I wanted to rewrite the terms of what having diabetes means - what we can and can’t do.”

Recently, Richert accomplished his most ambitious challenge to date: Project 365. Through internal strength and motivation, he was able to climb every day for 365 consecutive days.

“My wife and I decided to do Project 365 because we felt that my experience of living with diabetes wasn’t really represented anywhere,” Richert explains. “We felt that the message of empowerment is one that is highly understated - and that needed to change. We saw a lot of people getting behind diabetes ‘cure’ research, but saw very little emphasis on living powerfully until that cure is found. We wanted to serve as that inspiration for others living with diabetes.”

Richert recognizes that it is critical to have the right devices and technology from brands you trust to manage a lifestyle with diabetes. When Richert is climbing, he uses the Duracell powered ACCU-CHEK Nano blood glucose meter to monitor his blood sugar levels - it offers the peace of mind that’s needed, especially during extreme conditions like mountain climbing. Trusting that your diabetes management tools will work when it matters most is a vital part of the equation.

Aside from having the essential technology, Richert advocates for educating yourself on your body and being in tune with its needs. “Eating a healthy diet, monitoring blood sugar levels and maintaining a healthy weight can help people better manage their diabetes,” Richert says. “Don’t be afraid to learn about your body. It is your own lab, your own experiment. Find out what works and what doesn’t. Do and eat what works for you. If you don’t like your body’s response, if your sugars are not good - then do something different!”

Along with partnering with a physician for a diabetes management plan that’s customized for individual needs, Richert’s extraordinary journey points to keeping a positive outlook as a key component. As Richert puts it, “If we put our goals as the focus and accept that there is a way to get from wherever we are to where we want to be, the subsequent steps will reveal themselves. Attitude is everything.”

For more information about the Duracell powered ACCU-CHEK Nano blood sugar meter, visit Duracell.com/cbfinder or accu-chek.com/Duracell.

Small energy improvements that save big money in the new year

1/23/2013

(BPT) - The beginning of the year is a great time to make positive changes in your home. While many will wait until March to embrace “spring cleaning” season and make home improvements, a few simple changes can be made now to help you conserve energy and start saving money right away. Here are some steps that can help lower energy consumption – and associated costs – in your home this month and throughout the year:

Turn your house into a "smart home"

From heating and cooling to ceiling fans, lighting and security systems, homes can now be wired for a number of automated functions to optimize the energy consumed by the systems they run.

“Smart home” technology, like the ADT Pulse home automation system, can help save homeowners money by allowing customers to remotely manage thermostats and lighting controls. In addition to helping protect homes against intrusion, fire, flood and dangerous levels of carbon monoxide, integrated home automation systems can help users plan ahead to create schedules to turn off lights when they’re not needed, or decrease heating or cooling settings when no one is home. In fact, according to ENERGY STAR’s website, using a programmable thermostat alone can save up to $180 a year in energy costs. Users can control their home automation system either through in-home panels, or through smartphones, tablets and computers.

Don’t forget the basics

Every home requires insulation and sealing, whether you live in the steamy south or wintery north. Plus, adding insulation can prove to be economically beneficial for homeowners, who can save up to 20 percent on heating and cooling costs by sealing and insulating the “shell” of their homes (exterior walls, ceilings, doors, windows and floors), according to EnergyStar.gov.

Sealing and insulating is well within the abilities of most do-it-yourselfers, but you can also hire a professional to:

* Seal air leaks around windows and doors to prevent drafts.

* Add insulation to attics and exterior walls.

* Replace old, inefficient, worn-out or damaged windows.

* Seal heating and cooling system air ducts.

Lower your light bills

If your home is like the average American household, a significant portion of your energy bill each month could be attributed to lighting costs. Since you need a basic amount of light to function in your home, reducing the number of light sources is probably not an option. Instead, look to reduce the amount of energy needed to power the lights in your home, or increase the amount of natural light that enters the house.

Start by replacing incandescent bulbs – which are energy inefficient – with energy-saving bulbs. Energy.gov says replacing just 15 incandescent bulbs could save you about $50 a year. Energy efficient bulb options include halogen, CFLs and LEDs. And while some homeowners may balk at the higher initial cost of these types of bulbs, keep in mind that CFLs last 10 times longer and use a quarter of the energy of traditional incandescent bulbs, according to Energy.gov. LEDs are even more energy efficient, lasting 25 times longer and using only about 20 to 25 percent as much energy.

Taking proactive steps to improve your home’s energy efficiency early on is a great way to save money this winter and throughout the year. It’s a lifestyle commitment that will begin to pay off right away and continue for the rest of the year to come.

Top tips for avoiding injury and strain while gardening

4/29/2013

(BPT) - Fresh packets of seeds, the dirt between your fingers, and the smell of freshly churned earth – gardening season has officially begun. Whether you’re a seasoned green thumb or a newbie to home planting, gardening is a great activity that provides both physical and mental health benefits.

Enthusiasm for gardening is high. Nearly half (49 percent) of American homeowners have gardened in the last 12 months, or 164 million people, as stated in a 2012 report on GreenhouseManagement.com.

In addition to burning calories while enjoying the peacefulness of Mother Nature, gardening also rewards you with fresh fruits and vegetables that help cut your grocery bill. But one unwelcome part of taking up gardening as a hobby is the potential for strain and injury.

To get the most out of your time gardening, consider these tips for avoiding physical discomfort:

1. Start with a few stretches

You wouldn’t go for a jog or attend a workout class without warming up, so why would you garden without taking a few moments to stretch first? Before grabbing your tools and heading to your yard, spend five or 10 minutes doing stretches focusing on your arms, legs, back and neck. You’ll be moving and turning a lot, so be sure to stretch and loosen muscles to avoid strain when you’re out tending your garden.

2. Avoid bending and lifting the wrong way

Chronic back pain is an issue for many Americans both young and old. Just because you have back issues doesn’t mean you can’t enjoy gardening. Consider installing raised garden beds, which allow you to garden without having to bend over. Additionally, container gardens can be placed on tables or deck railings for easy access. If you don’t suffer from back pain, avoid back injury by bending and lifting the right way. Remember to maintain good posture, minimize quick twisting motions, bend at the hips and knees only, lift items in a slow and controlled manner, and enlist help if necessary.

3. Protect hands and wrists

Gardening can be physically demanding, and the repetitive motions of weeding, hoeing, raking or shoveling can be problematic for the hands and wrists, particularly if you suffer from arthritis. Minimize irritation by wearing a supportive glove, like Imak arthritis gloves, commended by the Arthritis Foundation for Ease-of-Use. These specially designed gloves provide mild compression that helps increase circulation, which ultimately reduces pain and promotes healing. Washable and made from breathable cotton, the gloves are great for the garden enthusiast. Plus the extra protection helps gardeners avoid painful blisters.

4. Protect the skin from the sun

One of the best parts of gardening is you get to enjoy the beauty of the outdoors, but that can mean extended time in the sun so it’s important to protect your skin. Wearing a wide-brimmed hat and light cotton clothing that covers exposed skin are good first steps. Always apply a water-resistant, broad-spectrum lotion that is SPF 30 or higher at least 15 minutes prior to going outside, as recommended by the American Academy of Dermatology.

These simple tips will help position you for a full season of gardening delights. Without injury or other physical irritations, you’ll be able to savor the fruits of your labor in the beauty of the warm weather.

Reinvent yourself: How to start your own (creative) business

5/7/2013

(BPT) - Many graduates in creative fields like graphic design, interior design or Web design are opting to start their own businesses. This is because recent figures show only a slight reduction in the unemployment rate, and job growth is at its lowest in six months. So, how can you make your business a success?

Bruce McCain, director of career services for The Art Institute of Tampa, a branch of Miami International University of Art & Design, and Kathleen Holland, director of career services for The Art Institute of Charleston, a branch of The Art Institute of Atlanta, share five essentials they identified as success factors in starting a business.

1. Self-assess and research. It is imperative that you are honest with yourself and truly understand what you are good at and what you enjoy doing. Doing a SWOT analysis (a way to analyze Strengths, Weaknesses, Opportunities and Threats) is a great way of assessing that.

2. Know your niche. A business plan is highly recommended to help identify both those industries with a need for your services and your competition. This exercise will also help identify whether there might be a smaller and important niche market where your business can focus and be profitable.

“If you’re a graphic designer, will you be a generalist, offering services to all types of industries, or do you have specialized experience handling retailers that you can build on?” asks McCain.

Knowing your niche will enable you to develop a consistent brand identity in every aspect of your business. The business plan also sets the goals and objectives that will guide many of your decisions.

3. To incorporate or not to incorporate. Many students in creative fields are familiar with taking on freelance work while still in school. But after graduation, it is important to formalize the business. It’s a good idea to invest in some legal and accounting advice to help you make the best decision about incorporation. There are significant advantages and disadvantages to each type of business structure.

4. Develop a stream of business. New business owners often envision being successful within a short period of time. Developing and building a business from the ground up takes time, energy and hard work, but it can be very rewarding. The industry research you did for your business plan will come in handy in determining what a realistic rate of growth means for your industry and area.

5. Network, network, network.

“I can’t stress enough the importance of networking,” says Holland.

Networking may be your only means of marketing for quite some time – it is important to get in front of as many people as possible and give them your “elevator pitch” (a quick story about your business that you can say in 90 seconds or less). When meeting each person, make sure you take his or her business card; this comes in handy when writing a “nice to meet you” note the next day.

“Yes, you should write a quick note to each person you meet. In this note, you should mention where you met them, refer to your conversation, and remind them what your business does and how it can be helpful to them,” Holland says.

It takes a lot of hard work to be a creative business owner and there are no shortcuts to success. So put in the time to reap the rewards.

Tips on how to use Craigslist safely and responsibly

4/8/2013

(BPT) - Need a bike to start getting into shape? Looking for a new job? Interested in renting a condo for that long-desired trip?

Every day, millions of Americans turn to Craigslist.org to buy and sell items, find jobs, meet other people or find a vacation property to rent. More than 60 million people use the website and view an estimated 100 million ads per month in the U.S. alone, according to the company.

As Craigslist has become one of the most well-known online marketplaces in the world, it’s also become a destination for criminals, according to FindLaw.com, the nation’s leading website for free legal information. Criminals use the site to scam individuals and conduct other criminal activity, ranging from armed robbery to prostitution.

Whether you’ve used Craigslist many times before or are a newbie to this online destination for trading and selling, here are some helpful tips from FindLaw.com to help you navigate Craigslist safely and responsibly:

If it sounds too good to be true, it probably is. This is the No. 1 rule of Craigslist. Whether you’re seeking an item to purchase, hunting for a new job or looking for a place to rent, if it sounds like it’s too good of a deal, trust your instincts and avoid the seller.

Use a separate email account. Open up a free email account for Craigslist as a preventive measure to protect your privacy. Avoid using the email address you rely on for communicating with friends and family, or your work email.

Never share personal or financial information. If someone starts asking you personal questions about where you live and work, or your appearance, break off the communication, immediately. Don’t advertise your home address and avoid meeting at your home or office.

Always meet in a public place. Remember, you’re dealing with strangers. You don’t know who they are or what their motives are. To complete your transaction, meet during daylight hours in a public place with a lot of traffic, like a fast-food restaurant or a shopping mall. If it involves the exchange of a very valuable item, bring a friend who can witness the exchange, and always have your cell phone with you.

Don’t carry large amounts of cash. For purchases of $100 or more, it’s best to use a cashier’s check. If you’re the seller, don’t accept a personal check (in case of check forgery) and tell the buyer to come prepared with a cashier’s check or money order from his or her bank. If you’re the buyer, do not offer to go with the seller to an ATM or your bank to withdraw cash.

Avoid listings outside your local area. Craigslist was designed to facilitate local buying and selling. If you want to buy or sell something from someone in another state or country, it’s best to use another online service. Requests from a seller to wire funds from your checking account or to pay for shipping are potential signs of mail fraud.

Assume you’re buying “as is.” In other words, you’re purchasing the product or service in its current condition without refunds or returns. Because you’re not dealing with an established merchant or business, your only recourse to challenge a product or service with which you’re not happy is through small claims court. That’s why you should be knowledgeable about what you’re buying (or selling) and carefully inspect the product or service before exchanging money, or trading a product or service.

Keep current records. To a lot of people, buying and selling items on Craigslist seems a lot like a garage sale, only online. However, if you become a regular seller, then you should maintain records of your sales, expenses and profits. If your intention is to make a profit, then you should plan to report it.

To learn more about your legal rights and responsibilities, visit FindLaw.com.

How to host a healthier happy hour

3/26/2013

(BPT) - Going out with co-workers or friends after work is a great way to relax, but when you host a happy hour at home, you have full control over the guest list, atmosphere, music and, most importantly, the menu. Use these simple tips to entertain your friends, and your home may just become the new happy hour hot spot.

Create whole-fruit drinks

Entertaining at home allows you to use whole fruits and natural juices to create wholesome, yet delicious cocktails. For example, you can make a Whole Fruit Margarita using fresh oranges, lemons and limes instead of a bottled sweet and sour mix. Add the fruit, along with your favorite tequila, a few ounces of Grand Marnier or Triple Sec, water, a touch of sugar and some ice into a high-powered blender, such as the Vitamix Professional Series 300, for a refreshing, restaurant-quality cocktail. Add the final touches by pouring the drinks into salt-rimmed glasses and toast to better-for-you margaritas.

Plan a nutritious menu

Plan a menu to go along with the healthy theme by creating a variety of small bites for your friends to sample. Try making soup shooters, nachos with low-fat shredded cheese and extra veggies, or a sweet and spicy Mango Salsa served with tortilla chips or crackers. With just a little creativity, it’s possible to have a fun and delicious happy hour while keeping the fare healthy.

Set the mood

Shake off the stress of a tough day - literally - with an energetic playlist that will have you and your guests grooving in no time. Mix up the music by plugging into a friend’s iPod, or send an invitation asking guests to RSVP with their favorite party song selections. In addition to mood-enhancing tunes, soft lighting is a relaxing, welcome addition to any after-work soiree, serving as a contrast to the bright, fluorescent lights found in most work spaces. Plus, the right lighting helps your guests feel less self-conscious, and free to dance their cares away.

If you must go out

If you’re not one for hosting and would rather spend the evening out, there are still plenty of ways to keep your choices on the right track. First, be aware of how much you’re drinking. Second, make healthy menu choices. Order a salad or lean meat like chicken satay with sauce on the side; skip the chips, pretzels and fried indulgences. Another tip is to have a glass of water between drinks. This will cut down on your alcohol intake and keep your body hydrated.

Enjoy a healthier happy hour by incorporating wholesome ingredients - and a few mood-boosting additions - into your work week. For more happy hour recipes, visit www.vitamix.com.

Whole Fruit Margarita

Yield: 8 cups

Total time: 11 minutes

Ingredients:

1/4 cup water

6 ounces tequila

2 ounces Grand Marnier or Triple Sec

1 orange, peeled, halved

1 lime, peeled, halved

1 lemon, peeled, halved, seeded

6 tablespoons granulated sugar

6 cups ice cubes

Directions:

Place all ingredients into the Vitamix container in the order listed and secure lid. Select Variable 1.

Turn machine on and slowly increase speed to Variable 10, then to High. Blend for 45 seconds, using the tamper to press the ingredients into the blades. Pour into salt-rimmed margarita glasses.

Whitewashed floors complement lively decorating trends

4/23/2013

(BPT) - It’s the season of sunshine and enjoying the great outdoors. Celebrate it with a style makeover for your home by tapping lively decorating trends and home decor ideas that will refresh and brighten your living space.

“Look to nature for inspiration for decorating ideas to refresh your home,” says Erinn Valencich, Los Angeles-based interior designer, style expert and designer partner for Quick-Step, a laminate flooring leader. “Incorporate garden-fresh shades of green, warm and sunny color palettes, botanical prints, weathered woods and whimsical accents that will help reinvigorate your home’s style and awaken your senses.”

Top style trends for 2013

Green– It’s the eternal color of lush and abundant life and the 2013 Pantone Color of the Year. Look for accent pieces in emerald and other shades of green to create a sense of well-being, balance and harmony.

Patterns – Floral patterns are hot, especially as fabric covers and wall decor. Choose bold, bright florals to make a big statement or florals on white backgrounds for a softer, romantic touch.

Stripes – In fabrics, carpets, artwork and other design elements, stripes can create the sense of movement and energy in a room.

Wide planks – Update the look of your room with new wide plank flooring to show off your unique sense of style. Wide plank laminate floors from Quick-Step come in many hardwood styles and colors and will help transform the look of a room.

Reclaimed woods – From barn board bedroom walls to wooden beams in kitchens, reclaimed wood adds unexpected rustic touches and weathered warmth to your home. For the look of time-worn wood without the high cost, Quick-Step offers the Reclaime Collection of laminate planks that look like vintage hardwood floors. There are nine reclaimed wood designs from which to choose, including the newest White Wash Oak Planks, that mirror the wood grain pattern, color and texture of weathered, whitewashed boards.

“Whitewashed floors offer tranquility and comfort, making them ideal for family rooms, dining rooms and other high-traffic living spaces,” Valencich says. “Whitewash opens up a space and adds rustic appeal while keeping the look of your room fresh, soft and clean. It is also a very versatile foundation for a room’s design and serves as a pleasing canvas on which to nicely showcase just about any wall colors and most styles of furniture.

“Work with what you have and add a few new-to-you items to your spring decorating projects,” Valencich adds. “This will help you stay within a budget and create beautiful living spaces quickly, easily and affordably.”

How to choose a new floor

Keep these tips in mind when selecting a new floor for your room makeover project:

* When selecting a floor color, consider the tones of furniture you have, but don’t feel that everything has to match. Contrasting tones make for a more pleasing design.

* Brown, gray and white floor tones work with a greater variety of furniture colors and paints.

* Light, neutral floor colors brighten a room and make it feel more spacious.

If you are considering purchasing a new floor, quickstepstyle.com offers the “Imagine It” room designer tool that allows you to choose both wall color and floor styles to see how they work together. To make floor selection even easier, Valencich has designated her favorite Quick-Step floors as “Designer’s Choice” products, which can be viewed at quickstep.com.

Tips for making your spring cleaning a breeze

3/12/2013

(BPT) - A long winter season can leave you and your family longing for outdoor activities. Before you head for some fresh air fun, you need to get your home in order for the spring and summer months ahead.

Spring cleaning can be a drawn-out chore, but that can change this year. The key to a quick and painless deep clean involves staying organized, having the right tools on hand and keeping track of time to ensure a quick and efficient job done right the first time.

“Let’s face it, very few people actually get excited about spring cleaning, but with a little planning and the right tools, it doesn’t have to be such a chore,” says Alison Gutterman, president of Jelmar, a leading seller of cleaning products. “Start your spring cleaning with a powerful, multi-surface cleaner to get rid of the grime, gunk and water spots that have built up over the winter months and go room by room to tidy up. Perhaps most importantly, once the big job is over, it’s important to maintain a level of cleanliness so you aren’t faced with a daunting spring cleaning task next year.”

Spring cleaning tips:

Assign and attack: Everyone contributes to dirtying a home over the year, so having everyone also contribute to tidying it up is important. Assign a leader and have each member of your family say what area of the house they feel they can tackle best, ensuring everyone is comfortable and able to quickly and effectively clean their section.

Assess the problem areas: Take your family cleaning crew on a quick walk-through of the home and identify areas that need the most attention. This will allow you to supply your crew with the right set of supplies and allot them the proper amount of time to get the job done. Add an extra hour to normal cleaning times for each area, since this is a deep spring clean.

Arm yourself with the right tools: Nothing is worse than starting your spring cleaning and realizing you do not have the right cleaning supplies to get the job done in one take. For discarding old, unnecessary clutter, try using durable trash bags and solid cardboard boxes to ensure nothing falls apart and it makes it out the door. For cleaning, pick up a powerful multi-purpose cleaner like CLR that cleans away built-up grime, white residue and hard water spots that have collected on neglected surfaces like ceramic tiles, shower doors, toilet bowls and kitchen counter tops.

And one final walk through: Once you have tackled your spring cleaning list, take a final walk-through to make sure you covered every nook and cranny. Hidden dust and tarnish can be hard to spot the first time around so make sure to take a cleaner like Tarn-X with you for a quick and efficient last-minute cleanup. Taking the family with you on the final walk-through will show everyone all the work that goes into keeping a house tidy all year.

Take a big, deep breath of relief because you just finished this year’s spring cleaning – and in record time. Throughout the year, your home won’t keep itself clean; make sure to keep the right cleaning supplies on hand for quick cleaning jobs and touch-ups. Now go outside and enjoy some springtime activities - you deserve it.

Keep your cool: Don't get stuck on the road this summer

4/5/2013

(BPT) - Summer is the time for road trips, whether they cover thousands of miles across the country, or are “staycation” day trips. As we head into the summer months, gasoline prices continue to fluctuate and are expected to average $3.56 per gallon for regular-grade gasoline, according to the U.S. Energy Information Administration. Whether you’re driving for hours or sitting in traffic, you will want to make sure your vehicle is ready for the road.

The most important component that makes your vehicle run is the engine. Your vehicle will last longer if you take care of the engine by following regularly scheduled maintenance as recommended by the manufacturer. This includes oil changes, replacing the air filter and keeping a detailed history log of the work that has been done.

Just as important to the engine itself are the components around it that help it run. Check the hoses that are connected to the radiator. They help pump coolant to and from the engine. Look for cracks, leaks and loose connections, paying special attention to where hoses are clamped. Make sure the engine is cool when you touch the hoses. They should be firm and not soft.

Belts that help cool the system should also be checked for cracks and damage. A visual inspection is good enough, but for the more mechanically inclined, you could also remove the belt to make sure the material inside isn’t separating into layers. Cracked hoses or a belt snapping will result in your engine overheating, leaving you stuck on the side of the road.

Another way to help cool your engine and protect it is to use a radiator coolant additive like Purple Ice from premium synthetic lubricant manufacturer Royal Purple. A high performance radiator conditioner, Purple Ice can help reduce engine temperatures, protect against corrosion and provide improved vehicle performance. For use in both gasoline and diesel engines, Purple Ice can be mixed with antifreeze or straight water, and is compatible with factory fill and major brand antifreeze.

Taking the time to maintain your engine and its components will get your further down the road and on your way to a great summer vacation.

Backyard oasis planning made easy

5/17/2013

(BPT) - Hooray for a holiday. You’ve got the day off, you’ve sent out the backyard barbecue invite and all your nearest and dearest are coming over to eat, drink and be merry.

So, what’s next? Whether you’re a seasoned entertaining pro or a new host, The Home Depot has tips to make your backyard an oasis for a long holiday or any weekend.

A week before

About a week before the long holiday weekend, check off your heavy cleaning jobs like power washing, mowing the lawn or cleaning the grill. Whether you’re washing the outside of the house or the back patio, new innovations like the Ryobi 3100 psi Pressure Washer make the job a breeze. Powered by an 187cc Honda engine, it has five spray pattern adjustments and a 25-foot hose – making it easy move around freely and customize water flow for different areas.

With the neighbors over, you want to be the envy of the neighborhood where the grass really is greener. Give it a fresh mow and clean up the edges with a hedge trimmer. Outdoor power tools that use the latest technology like the Ryobi ONE+ Lithium Ion Hybrid Trimmer make the job easier. The battery charge lasts four times longer, the tool is lighter and easy to maneuver.

Cleaning the grill used to mean getting a bicep workout, but simple cleaning products on the market today make it a lot easier. An example would be a non-toxic, multipurpose cleaner like Simple Green Concentrated All-Purpose Cleaner and Mr. Clean Outdoor Pro Magic Eraser - versatile enough for your grill, patio furniture, car rims and hand tools.

If you’re in the market for a new grill, it’s time to strike while the iron is hot with great holiday deals - a Brinkmann 5-Burner Gas grill is $399 with a free propane tank. You’ll look like a gourmet using this grill with its 634-square-inch cooking area - it can handle burgers, veggies and your other sides all at once. Color is a huge trend in grills this year - the Brinkmann 5 Burner makes a stylish statement in copper while other grills, like the Aussie Walk-A-Bout, pop in cheerful bright red.

Nothing is more inviting outdoors than some fresh flowers in pots or in the garden. The Home Depot offers easy options like the new Drop ‘n Bloom flowers or stress-free design options like Thriller, Filler, Spiller. For Thriller, Filler, Spiller, choose your favorite large plants - the thriller - to serve as the focal point. Smaller plants - the filler - are used to fill in the space between the focal point plants. Finally, low-growing, cascading plants - the spiller - are used to cover the ground of the garden.

The day before

Prep your decor for tomorrow. If you’re looking for a creative way to display your American flag, try a DIY project like The Home Depot’s DIY American Flag, made from lumber. This folk-art inspired flag is an easy project to complete in 24 hours. Look to Pinterest for table inspiration and know that a beautiful tablescape doesn’t have to be expensive. Combinations of burlap, mason jars filled with wildflowers and potted plants are beautiful and inexpensive. Small, clustered arrangements aren’t as pricey as large floral arrangements and make a bigger impact. Buy your supplies today and check off any last-minute cleaning projects. Prep your arrangements and water the plants - one less thing to deal with tomorrow.

Weekend time: Relax and barbecue. Congratulations on being the envy of the block. With all the prep work you’ve done, all you have to do today is decor detail. Assemble your table and check off the last of your finishing touches. Now, put your feet up on your patio furniture and wait for the guests to arrive.

What to look for when buying a zero-turn mower

2/13/2013

(BPT) - Ever wonder how those lawn-care guys get so much done in a day? They use zero-turn radius mowers that can significantly trim the time and effort involved in cutting grass. If you have a large yard to cut, a zero-turn mower can make your task quicker and easier.

These mowers offer the ability to cut tight contours, meaning less time on foot with a hand trimmer or push mower. They also offer improved visibility and faster cutting speeds, so you can spend less time maintaining the lawn and more time enjoying it.

Like any other investment, a zero-turn riding mower can be a great asset if you take the time to learn as much as you can before you buy. The lawn-mowing experts at Toro offer some tips on what to look for when you’re ready to buy:

* Durability – Overall sturdiness of the frame and deck construction are key elements of durability. Comparing specs on steel frame design and dimension, the gauge of the steel (the lower the gauge, the thicker the material) and protection surrounding the rear-mounted engine can give you a good idea of overall durability.

* Deck construction – Is the deck stamped? Commercial zero-turn mowers typically have decks made of several pieces of continuously welded heavy-gauge steel, while residential mowers have decks of lighter-gauge steel stamped in a press. For homeowners, stamped decks will be more than adequate, but for properties with rough terrain they may be less durable than the welded decks found on most professional mowers. Welded decks appear on commercial-grade products and are constructed to stand up to more rugged daily use. Also look to see if the mower has small wheels designed to raise the deck over uneven terrain to protect the lawn from getting cut too short, or scalped. How many gauge wheels does the deck have, and are they adjustable to accommodate different cutting heights?

* Engine design –Zero-turn mowers at the lower end of the pricing spectrum may come equipped with a single-cylinder engine. Twin-cylinder OHV engines are becoming more prevalent, and are widely used on commercial grade zero-turn-radius mowers. These engines are more powerful and run smoother.

* Easy-to-adjust cutting height – Adjusting the cutting height on the mower should be easy and fast. Look for a foot assist, if you want the extra leverage, in addition to a hand lever, to quickly raise the deck for short periods, such as when you’re mowing over an exposed tree root.

* Wider tires – Look for a mower with wider tires, which distribute the machine’s weight over a large area and are easier on the grass. They also provide improved traction. Opt for more durable four-ply-rated tires.

* Comfort – Granted, you’ll spend less time riding your zero-turn mower than you would a lawn tractor, but comfort is still key. You will be leaning back against the seat instead of leaning over a steering wheel, so back support is an important consideration. Is the control panel easy to see and reach from the seat? When all the controls are on the same side, it makes operation easier.

* User friendly – Are you a novice or an expert operator? Some zero-turn mowers allow you to adjust your mowing speed to match your level of comfort and control. Choosing the “high mode” gives you maximum speed for mowing flat, open spaces in your yard. The “low mode” allows for enhanced maneuverability when cutting around trees, landscaping, or other tight spaces.

* Price – Zero-turn mowers range in price from just less than $2,500 to a little more than $6,000 for residential versions, and more for commercial ones. While it’s possible to get a quality zero-turn at the lower end of the price range, keep in mind riding mowers at higher range of the spectrum usually come equipped with more features and added durability.

Finally, while zero-turn mowers can significantly reduce the amount of time and effort involved in caring for a large acreage, you’ll still need to follow appropriate lawn mower safety practices. To learn more about lawn mowing and zero-turn mowers, visit www.toro.com.

Top technology trends for 2013 that make your life easier

3/5/2013

(BPT) - Whether you are a college student, working parent or empty-nester, modern life has never been busier. Luckily, a variety of technology innovations are dramatically affecting the way we live, helping us streamline our routines, reduce stress and maximize each minute of the day. Which new technologies are proving to be indispensable?

Here are the current top technology trends that can help you manage your hectic life and enjoy it a little bit more:

Trend 1: Home security in the palm of your hand

Keeping your home and loved ones safe is a top priority, and now new technologies make it easy to stay informed and protect your property and family even when you’re not there. How would you like alerts sent instantly to your phone or computer if a window breaks, a door opens or a pipe bursts? If you have a Honeywell home security system, you can get all this and more when you stay connected through Honeywell Total Connect Remote Services.

Remote services like this use advanced software technology to keep you informed about your property through alerts to your computer, smartphone or tablet. Kids come home early? You can see who is at your door via online video and unlock the door remotely. Keep children and elderly relatives safe by setting up alerts for restricted areas – you’ll know when the liquor cabinet has been opened or a family member leaves the property.

Trend 2: Energy efficiency goes on auto pilot

What was once only imagined in fictional TV shows like the Jetsons is now reality. Homes are quickly becoming more automatic, allowing homeowners to use energy and resources efficiently, which reduces their carbon footprint as well as their utility bill. Lighting, heating, cooling, water use – just about everything your home does can be regulated automatically.

Heating and cooling can easily be automated with a programmable thermostat. Tie it to your Honeywell alarm system so when you set the alarm, the system recognizes you’ve left the house and makes the necessary temperature adjustments. Controlling lighting is simple now too, thanks to remote technology. Forget to turn off the basement light and shut the garage door when you left this morning? Now you can verify through Honeywell Total Connect Remote Services on your smartphone and fix in a few clicks.

Trend 3: Entertainment and learning made easy

The way we watch TV is changing thanks to DVR technology that allows viewers to record shows and watch them when it’s convenient. Plus you can fast-forward through commercials. A DVR can be set to record multiple shows at once and you can even watch your recordings in different locations, whether that’s a TV in another room or on your smartphone while traveling to another state.

How families read and learn is changing too. Today, people of all ages are opting to read ebooks. Rather than trekking to the library, you can now “borrow” books by downloading them online from the comfort of your home. In addition to ebooks, there are literally millions of apps that entertain and educate – today your toddler may learn colors or ABCs on your smartphone or tablet.

Trend 4: Cooking is fun in a futuristic kitchen

The kitchen is the heart of a home, and now technology is making this space more efficient than ever. Smart refrigerators now include LED screens with Wi-Fi capabilities. Make grocery lists, access recipes, listen to music and more, all directly from your refrigerator.

Ovens are smarter too – this year you can get an oven with a preprogrammed guide that takes the guesswork out of cooking popular dishes – simply select the recipe from the menu, place the dish inside and the oven does the rest, intuitively cooking the food to perfection and then switching to warming mode until you’re ready to eat.

These technology trends are booming in popularity for good reason – they make modern life easier, enabling us to run our households and day in the most efficient manner possible. Plus, new technology can be a lot of fun to use, too.

Get organized to help grow your business

2/19/2013

(BPT) - Small businesses are always trying to find ways to get organized so employees can work more efficiently and save money in the process. With tax time just around the corner and projects opening and closing on a daily basis, taking your business organization standards to a new and improved level might seem like a huge undertaking.

“A well-organized office helps you find what you need and to work efficiently, which reduces stress,” says Julie Morgenstern, an internationally known organizing and time management expert. “More importantly, staying organized lets you to spend more of your valuable time on what’s most important to your business.”

It’s easier than you think. Your small business can increase efficiency and get organized in three easy steps - shed, shred and get ahead.

Shed: Go through your project folders and purge any unwanted files or papers. Organize the documents in binders, labeling them with pertinent information so you can quickly scan multiple binders to find the information you need at a later date. For tax filing resources, the Internal Revenue Service recommends keeping important business records from three to seven years, depending on the documents.

If you have old binders that are no longer in good condition, don’t throw them away, recycle instead. Take these binders to a Staples store, which gives customers $2 off the purchase of a new binder for each old one brought into a store to recycle.

Shred: Private and sensitive data that is no longer needed must go through the shredder to protect your business and employees from fraud and identity theft. Surprisingly, almost 20 percent of small-business owners don’t shred confidential material, with the leading reason being that it’s just easier to throw materials away, according to the 7th Annual Staples National Small Business Survey. To simplify the shredding, consider Staples 10-Sheet Cross-Cut Shredder, which includes new features like a convenient pull out bin and a lockout key that functions as a master power control, rendering the shredder non-functional until the key is replaced.

Get ahead: Don’t let your piles grow in your office this year. Get a jumpstart on those files right away and train all your employees to keep organized during the work process so you won’t have to play catch up at a later time. In an effort to establish a better filing system as you get everything organized, try the BETTER Binder with removable FileRings, available exclusively at Staples.com. These binders allow you to remove all the material inside (keeping the rings intact so nothing is lost or out of order), for easy filing in a standard filing cabinet or storage box. This process allows you to use the binders to securely take material out while the project is in the process or put the material away into a permanent storage once the project is closed. FileRings are sold separately, allowing you to reuse the binders.

An organized small-business owner has more time to get work done as 83 percent of these entrepreneurs are solely responsible for organizing their companies, according to the survey. It’s never too late to tackle this task, and as a small-business owner, you’ll feel better and be able to spend more time focused on growing your business.

Aging-in-place upgrades that look great and make sense

5/1/2013

(BPT) - Do the words “aging in place” and “home improvement” conjure images of institutional-looking grab bars in bathrooms and overhead kitchen lights that could illuminate an airport runway? Many people eschew certain types of home improvements for the same reason others refuse to wear hearing aids – the negative connotations of age.

Changes in mobility, vision, hearing and stability are a reality of growing older for many Americans. Certain types of home improvements can make your home safer and more comfortable as you age, allowing you to live there longer. From lovely skylights that fill rooms with vision-friendly natural light and fresh air to slip-resistant flooring in designer colors, those “aging in place” home improvements can be beautiful as well as functional.

Here are a handful of aging-in-place upgrades that shout “fabulous” instead of “fogey”:

In the kitchen

We all spend a great deal of time in the kitchen, and it’s the room where we also do the most work. Upgrades that improve your ability to reach important appliances, enhance vision and boost safety will help you use your kitchen more efficiently for as long as possible.

Age-related vision changes can necessitate increasing the amount of light in your kitchen. Task lights and under-cabinet lighting can focus illumination where you need it most, and hide discretely out of sight without disrupting the clean lines and unmarked beauty of kitchen cabinets.

Overhead lighting is also important, but rather than opting for industrial-type lights that may cause harsh glare, consider introducing natural light. Research published in the British Journal of Ophthalmology suggests that natural light may be better for aging eyes than artificial light. A skylight is an upscale, beautiful home improvement that can benefit boomers with natural light.

Skylights can also help improve indoor air quality. Most exposure to environmental pollution occurs by breathing indoor air, according to research by the Greenguard Environmental Institute. No leak solar powered fresh air skylights, like those made by Velux America, not only provide healthful natural light, they also provide passive ventilation to reduce fumes, humidity and stale air – improving overall indoor air quality.

You can increase a skylight’s energy efficiency with solar powered blinds. The complete daylighting system, plus installation, is eligible for a 30 percent federal tax credit. To learn more about these Energy Star-qualified skylights, visit www.veluxusa.com. The website offers a skylight planner app to show you exactly how skylights and blinds will look in your home, as well as a tax credit calculator to figure your savings.

In the bath

Falls are a leading cause of injuries that result in hospitalization of older people. Most falls in the home occur in the bathroom, so taking precautions in this much-used room makes sense. Like them or not, grab bars improve safety in the bathroom. Fortunately, bathroom fixture manufacturers seem to understand the need for products that blend safety and beauty. It’s now easy to find grab bars in a variety of attractive finishes and designs that complement your interior decor.

Lighting is also important in the bath, and a fresh air skylight can be beneficial in this room. Skylights provide natural light and passive ventilation while ensuring privacy in the bath. If your bathroom is on the ground floor, without direct roof access, you can still enjoy natural light by installing a Sun Tunnel tubular skylight.

Flooring is another opportunity to blend beauty and practicality in the bathroom. Replacing slick, traditional ceramic tiles with slip-resistant flooring such as stone, vinyl or textured ceramic tile, can be visually pleasing and safety-enhancing at the same time.

Outside the house

Navigating from the car to the front door can be fraught with peril for older folks, yet many people dislike the way certain assistive devices, like ramps, look in front of their home. If you’re not ready to add a ramp, a decorative railing for outdoor stairs is a great alternative. It’s easy to find good-looking options and virtually any home contractor can help you create a railing that meets your safety needs and meshes well with your home’s exterior design.

Outdoor lighting is also important for safety. Make sure walkways are well lit with low lamps that put illumination directly at your feet. New high-output solar lights are a great way to effectively light a path while minimizing energy costs. Finally, keep concrete sidewalks and brick pavements in good repair. Take care of uneven spots or loose pavers right away, to reduce the risk of falling outside.

Add fresh grapes for great summer dishes

5/15/2013

(BPT) - Grapes from California are in abundant supply throughout the summer, which is welcome news for those seeking a healthy, refreshing snack. They’re also a boon to the home cook: grapes provide bright color, a sweet-tart flavor and a refreshing burst of juice to warm-weather dishes.

Grapes also complement, enhance and balance many flavors, including salty, hot-spicy, herbaceous, sweet (such as honey and maple syrup), citrus, vinaigrette-tart and many more. Their juicy and crisp qualities work well with other textures, too.

Grapes are always ripe and ready to use – in a word, dependable. Added bonus: grapes are a natural source of antioxidants and other polyphenols, which may contribute to heart health.

To enjoy the juicy sweet delight of grapes in fresh summer salads, try these recipes:

Quinoa Salad with Grapes, Almonds and Spinach

Colorful juicy grapes are the perfect culinary accent for the chewy quinoa, crunchy aromatic almonds and tangy citrus dressing in this anything-but-ordinary spinach salad.

Ingredients:

1 cup multi-colored quinoa

Salt

1/3 cup Orange Mustard Dressing (recipe follows)

1/2 cup slivered almonds

2 cups washed and dried baby spinach

4 scallions, finely chopped

3 cups green seedless California grapes, halved

Freshly ground black pepper

Orange Mustard Dressing:

1/4 cup vegetable oil

1/4 cup rice vinegar

2 tablespoons honey mustard

2 tablespoons orange juice concentrate

1/4 teaspoon salt

1/4 teaspoon freshly ground black pepper

Preheat the oven to 350 F. Bring a medium pot of water to a boil and add the quinoa and season with salt. Simmer 9 minutes and drain well. Cool 10 minutes. Meanwhile, spread the almonds on a baking sheet and toast until golden, 6 to 8 minutes. Let cool. Transfer the quinoa to a large bowl and stir in the dressing. Mix well and stir in the remaining ingredients. Season well with salt and pepper and serve at room temperature or chilled. Serves 6.

Nutritional analysis per serving: Calories 311; Protein 8.5 g; Carbohydrate 46 g; Fat 12 g; 33 percent Calories from Fat; Cholesterol 0 mg; Sodium 193 mg; Potassium 491 mg; Fiber 6 g.

Fennel, Arugula and Grapes with Candied Pecans

Every ingredient combines to create an elegant salad, fragrant with the anise scent of fennel and the toasty nutty pecans. Grapes add the bright color and a sweetness that complements the tart vinaigrette dressing.

Ingredients:

Candied Pecans

3/4 cup pecan halves

1 tablespoon sugar

1 tablespoon maple syrup

1/2 teaspoon salt

1/2 teaspoon ground cumin

Large pinch cayenne

Fennel Grape Salad

1/4 cup extra-virgin olive oil

2 1/2 tablespoons champagne or white wine vinegar

Salt and freshly ground black pepper

5 cups red and green seedless California grapes, halved (about 1 1/2 pounds)

1 large fennel bulb, halved, cored and thinly sliced

2 cups baby arugula

To make the pecans: Preheat the oven to 400 F. In a medium-size bowl, toss together the pecans, sugar, maple syrup, salt, cumin and cayenne. Spread in a single layer on a parchment or foil-lined small baking sheet and bake until browned and crisp, stirring once or twice, about 10 minutes. Let cool.

To make the salad: In a large salad bowl, whisk together the oil, vinegar and salt and pepper to taste. Add the grapes, fennel and arugula and toss. Sprinkle with the pecans and serve.

Serves 8.

Nutritional analysis per serving: Calories 209; Protein 2 g; Carbohydrate 22 g; Fat 14 g; 57 percent Calories from Fat; Cholesterol 0 mg; Sodium 237 mg; Potassium 345 mg; Fiber 3 g.

Grapes from California are available from May through January. For more information and recipe ideas go to grapesfromcalifornia.com or facebook.com/grapesfromcalifornia.

Get your car road trip ready for spring

2/22/2013

(BPT) - You may be dreaming about escaping on a vacation, but the sky-high costs of flights and cruises can quickly turn into a nightmare. If you’re looking to take a break without breaking the bank, a good, old-fashioned road trip could be the way to escape. Aside from packing snacks and preparing the perfect playlist, there are a few things you should consider before venturing out on the open road. A few updates and precautions can help you avoid the wear and potential safety hazards a long trip can have on your vehicle.

Fast fixes

Winter can be hard on a vehicle’s exterior, and even seemingly insignificant cosmetic damage can become a large issue if left unattended. Many owners are aware of some scratch or dent in their vehicles but are wary of the cost to have it professionally repaired. But allowing exposed metal to rust can create an even bigger problem. Fortunately, you can avoid ugly and potentially costly issues using Dupli-Color Scratch Fix touch-up paint. This innovative solution is available in hundreds of exact-match colors for a seamless fix to nearly any vehicle paint damage. With a roller ball tip for precision and a taper brush for full coverage, Scratch Fix is the ultimate tool for any vehicle owner. Make sure to apply Dupli-Color Scratch Fix Clear Coat over the touch up paint, to ensure a manufacturer-approved color match. For a fraction of the cost, this do-it-yourself solution will help protect and beautify your vehicle before and after a long road trip.

Trip-worthy tires

Good tires are an integral aspect of vehicle safety, and it is extremely important to check your tires before heading on an extended road trip. According to the Car Care Council, thin tire treads create hazardous driving conditions, particularly on wet roadways. Thin or worn treads can cause tires to hydroplane and potentially lead to loss of control of the vehicle. To ensure tires wear evenly and avoid dangerous situations, it is commonly recommended to have tires rotated every 7,000 miles. This simple routine not only makes for a more dependable vehicle, but also saves money by extending the life of your tires. Replacing worn tires before a trip is also a good idea to ensure you will have no problems while far from home – plus, you may even see better gas mileage.

Brake check

Checking your brakes is an extremely important aspect of routine vehicle maintenance, and you should be sure your brakes are in prime condition before a long journey. New brake pads and fluid may not be the most appealing travel expense, but will certainly save you the hassle and cost failed brakes can incur.

Routine maintenance

Whether your trip is 100 miles or 1,000, checking your vehicle mechanics is important before heading out on the open road. This includes checking and changing your oil, coolant, brake and transmission fluids as needed. In addition to its inner workings, make sure all outside components of your vehicle are in top shape. Ensure headlights and blinkers work properly, inspect windshield wipers and review mirrors, and check windows for any cracks before setting out.

Take advantage of the preventative tips above and you will have your vehicle ready to hit the open road with no hiccups just in time for vacation season.

Educate yourself before starting the path to a new career

2/12/2013

(BPT) - If you’re looking to start a career – whether it’s because you’re just beginning your journey as a working adult or because you’re ready for a change in life – you should know that the process is much larger than just getting a degree and looking for a job.

A career involves knowing your interests in a particular industry or area, knowing what to expect as far as compensation and responsibility and researching what tools and knowledge you will need to be an asset for companies in that industry. It’s wise to begin your pursuit by educating yourself on what careers are in demand and what skills you need to enter those careers.

“Job seekers and students seeking a degree to build their skills need to take control of their careers,” says Abby Kohut, a human resources executive, recruiter and author of “Absolutely Abby’s 101 Job Search Secrets.” “They need to understand the connection between their education and a meaningful career by becoming more informed about where their interests lie, what jobs are in demand and what education is needed to gain the skills that today’s employers demand.”

Here are few simple steps that can help get you started:

1. Understand your interests – Some colleges and universities offer prospective and current students complimentary self-assessment options to help determine careers that fit their interests. For example, University of Phoenix offers Phoenix Career Services, a comprehensive suite of tools and services specifically designed to help prospective and current students make informed decisions regarding their career paths and educational needs. And the Career Interest Profiler helps students to identify professional interests in several areas, allowing them to plan ahead for paths of study.

2. Understand employer needs - Knowing what jobs will keep your interest going strong is a good start, but it’s also important to learn what employers need from workers in that field so you can take the right college courses and learn the appropriate skills. You also should learn what jobs are in demand in your field of interest, so you can assess whether your career of choice offers room to enter and grow. University of Phoenix’s Job Market Research Tool helps potential and existing students learn the demand and typical salary information in the current market.

3. Understand educational needs – Starting a new career often involves the need to return to school for a new degree so you can be more competitive when entering the job market. My Career Plan is a personalized roadmap that University of Phoenix students incorporate into their academic journey so they are developing the competencies that employers are seeking in the workforce today. And career preparation tools provide students with resume, cover letter and interview development services so they can put the best foot forward while job searching.

4. Understand your financial responsibilities – Schools will provide information on financial obligations and options, helping potential students determine if starting or going back to school is a viable option at the moment. Having a clear picture of the total cost and anticipated timing for paying off a college expense can help you set a budget as you pursue your new career goals. University of Phoenix, for instance, offers a complimentary Financial Plan designed to help prospective students estimate tuition and fees for their entire degree program and build a personal plan for how they will pay for it.

A new career is an exciting opportunity, and can provide a new look on life from income to social connections and even where you live. Just be sure to educate yourself before you jump into schooling so you can prepare yourself for the perfect career.

Weekend home improvement projects that add value and curb appeal

2/6/2013

(BPT) - Weekend warriors rule as 2013 is proving to be the year that the do-it-yourself trend reaches full momentum. If you have a weekend to spare, you have plenty of time to make some home improvements that add value and curb appeal. The key is to choose projects that have a big impact, but only take a few days to complete.

The first step in preparing for any home improvement project is ensuring you have all the right tools and supplies. If you need project-specific tools, it may make sense to rent them rather than buy, depending on how many times you plan to use them.

Next, head to a home improvement store for supplies. An invaluable tool for weekend warriors is the Adarac Truck Bed Rack System. This removable rack is compatible with most inside-the-rail tonneau covers, and can be quickly added to your specific truck model within minutes. The system provides a sturdy framework that carries a 500-pound load with ease – perfect for ladders, boxes, lumber, pipes and more.

Consider these projects that can be done in one weekend – each will add impressive curb appeal while enhancing your home’s overall value:

1. Garage door upgrade

One of the largest focal points of a house’s exterior is the garage door, yet it’s often overlooked when it comes time to consider home improvements. An old garage door with dings, scratches and dents can be an eyesore that dates a home. A new garage door can give your house’s facade a stylish facelift, revamping the home’s look instantly. Modern options are convenient to install and operate, and are sure to impress neighbors, guests and potential buyers, if you are selling. Plus, according the 2013 Cost vs. Value report from Remodeling magazine, replacing a garage door has a 75 percent return on investment, meaning you’re sure to add value to your real estate investment.

2. Create a grand welcome

Many people use their garage entranceway as the main way to enter their home, so it’s easy to forget about the experience of entering through the front door. That’s why it’s important to take a moment to walk to your home through the main entrance, like a guest or potential buyer would. Is the experience warm and welcoming, or drab and dated? If the entrance path to your home is less than stellar, a few upgrades will improve it tremendously. Trim overgrown shrubs, add new mulch, paint wood stairs or railways and consider replacing your entry door – a new steel entry door has an impressive 85 percent return on investment. Use your Adarac Truck Bed Rack to move all the supplies, which is simple with the multitude of tie-down points that run the entire length of the system.

3. Reseal the driveway

A cracked, faded driveway can make your property look older than it really is. If you have an asphalt driveway, it’s easy to refresh it without a complete replacement or upgrade to concrete. Sealing, while messy, is achievable for even modest DIYers, helping to extend the life of your driveway while adding an attractive cohesive black appearance. Visit your local home improvement store for all necessary supplies. Remember to fill cracks and holes before brushing the sealer over the surface of the driveway. Keep in mind that older driveways that have not been resurfaced may require two coats

These projects have a big impact and can be completed in one weekend or less, making them perfect for today’s DIY homeowner. But no matter what home improvement project you decide to take on, make sure you start with a plan and get the appropriate supplies so you can manage your time and budget efficiently.

Address your skin's needs through a holistic approach to facial skincare

5/6/2013

(BPT) - Many women cite a number of external factors that can trigger sensitive skin flare-ups, including harsh ingredients, weather and makeup. What they may not know is that lifestyle choices can also influence the health and appearance of their skin.

Different lifestyle factors, including diet, fitness and stress management can affect skincare in addition to the facial skincare products used. Simple, a line of facial skincare products that is perfect even for sensitive skin, recognizes this, and therefore, takes a holistic approach to skincare by focusing on the link between all of the factors that impact skin.

Simple is launching The Simple Advisory Board, a panel of leading industry experts who offer advice for a complete approach to skincare. Board members are sharing tips to help achieve natural, healthy-looking skin all year long through a balanced, holistic lifestyle approach.

* Dr. Debra Luftman is a Board Certified Dermatologist who believes that healthy skin can have a positive impact on overall health. She also firmly believes skincare does not need to be complicated to be effective.

Top tip: Sooth tired eyes with a cool home remedy

Sometimes when eyes are feeling tired or irritated, the wakeup call they need might be found in the refrigerator! Chill spoons in the refrigerator and place them over your eyes for an instant soothing sensation and an immediate, chilly jolt back to life. Dr. Luftman says, "your eyes will feel cool and look refreshed, the blood vessels around your eyes will shrink and eye circles will appear to vanish!”

* Trainer-to-the-stars, Kacy Duke – whose client list reads like a red carpet who’s who – is one of the most sought-after personal trainers and fitness consultants in the world, in addition to being one of the founders of Equinox Fitness Clubs.

Top tip: Get moving and get skin fit

Exercise can be hard to fit into busy schedules and often takes a back seat to other priorities. On the days when you cannot make it to the gym, find alternate ways to squeeze in some movement so your daily routine can help you pick up the slack. Take the stairs over the escalator, get off the bus a few stops early or jump around the living room to your favorite song. By finding ways to move – even on non-gym days – you promote better blood flow and circulation, which show in the health and beauty of your skin.

* Gita Bass is no stranger to the stars. She’s credited with creating amazing looks for many celebrities on and off camera and is the talent behind numerous editorial photo shoots and advertising campaigns.

Top tip: Take it all off (makeup that is) before hitting the sheets

One of my top tips for a great make-up look is to start with the proper base: prepping your skin. If your skin is smooth and even, then your makeup is halfway done, which makes getting ready for a night out much easier. Just because you look amazing for a special date or dinner with friends doesn’t mean that you can forget about your skin once you get home (even if it’s past your bedtime). The best way to ensure your skin achieves a natural, healthy glow is by getting into the routine of cleansing before bedtime. Overnight, skin needs oxygen to repair itself, and sleeping in make-up can clog pores, causing breakouts and puffy eyes. Gita’s favorite way to cleanse gently and rid skin of impurities before sleep is with the new Simple Foaming Cleanser.

* Ellie Krieger is a “New York Times” bestselling author and host of the Food Network and Cooking Channel’s hit show “Healthy Appetite.” A registered dietitian, Krieger holds a master’s degree in nutrition from Columbia University. Her success can be attributed in part to her unique way of offering real life advice without any of the gimmicks and crash diets that permeate today’s trends.

Top tip: Put tomatoes to the test

Fine lines are a natural part of aging, but you can help combat them with the right diet. Tomatoes, in particular, contain an antioxidant that is proven to reduce skin cell damage, which can often lead to fine lines. Try an easy spinach salad with chopped tomatoes. Go the extra mile and top your salad with almonds or sunflower seeds. The vitamin E found in these nuts and seeds can help further protect against cell damage.

* Dr. Josie Howard is a board-certified psychiatrist with a practice dedicated to general adult psychiatry. She specializes in psychodermatology, an area of medicine that focuses on the relationship between stress, emotional well-being and skin health.

Top tip: Say it with a smile

Any level of emotional stress we experience can readily be detected on our face, whether it is seen through breakouts, irritation, blushing and of course, frowning. When we smile, we look better, less tired and more refreshed. An added benefit of smiling is that our brains interpret this as a signal that we really are happy and content. Moreover, smiling can help others react to us in a more positive way, which can lead to better and less stressful interactions (or a better and less stressful experience). For more information about Simple and tips from the Simple Advisory Board visit www.simpleskincare.com. While there, check out the Simple Sense diagnostic tool to receive a personalized skincare routine that includes lifestyle tips.

Backyard trends: Save money installing your own vinyl fence

2/6/2013

(BPT) - If you want the maintenance-free benefits of a vinyl fence but are intimidated by the price tag, you’re not alone. Many homeowners are initially surprised at the cost of a vinyl fence, particularly since the installation costs are generally as much as the materials. Recent trends show that more and more homeowners are saving money by installing their own vinyl fencing.

In the past few years, the market has surged with DIY-friendly fencing products, making it much easier for a homeowner to install a vinyl fence without the use of specialized equipment. In the past, heavy auguring and cement mixing equipment was required to install a fence, making the project much more intimidating, time consuming and dirty.

The modern way is to install a vinyl fence post much like you would a chain link fence post - by driving a pipe anchor deep into the ground. After leveling the pipe, a vinyl post is sleeved over top. The result is a level fence post installed without the labor-intensive process of digging a deep hole and pouring concrete to set the post.

“The no-dig installation method makes vinyl fence installation so much easier and cleaner,” says Denise Esser of WamBam Fence, a company that ships no-dig vinyl and aluminum fencing to homeowners all over the country via www.wambamfence.com. “You manually drive the posts with a pounder, but for those who don’t like the idea of manually driving pipe, there are new gasoline powered pounders on the market. Although certainly not required, renting one for an afternoon makes the job even easier.”

The no-dig way of installing vinyl fence has been used in Western Canada, where weather conditions are particularly harsh, for almost 20 years. In the past decade or so, it has also gained traction in the States as fencers and homeowners embrace the simpler installation method, particularly after the method passed wind load tests withstanding the class 1 hurricane category winds of up to 75 mph.

“We believe every homeowner with an average skill set can install their own vinyl fence, which can save their family thousands of dollars,” says Esser. “It’s important to make sure that the fence you buy has detailed installation guides, videos, and technical support available so that if you run into a snag, you’re not left feeling stranded.”

This may be one of the reasons that homeowners have been hesitant to tackle their own fencing projects. Along with the labor-intensive and tedious installation method of digging holes and pouring concrete, fencing wasn’t previously sold with installation guides and other helpful resources. Fortunately this has changed with the DIY-friendly fencing products currently on the market.

In a day when consumers everywhere are looking to save money, it’s refreshing to see that this is one home project that just got a lot easier for homeowners to tackle.

Make laundry safety a priority this summer - and always

5/14/2013

(BPT) - Sunnier skies and summertime fun are just around the corner, and with them comes plenty of outdoor activities like long days at the playground, sporting events and barbecues. With so many options, the last thing most people want to think about is household responsibilities … but all that outdoor fun can add up to a lot of laundry.

During the summer, when we’d all rather be outside, it can be all too easy to turn on the “autopilot” switch and rush through household tasks like laundry. However, during times like these it’s important to take the time to think about your daily routine and how to better incorporate safety. Kids are curious by nature and get into everything, making it vital that all laundry and cleaning products are kept out of reach of children.

In addition, with the recent introduction of single-load liquid laundry packets – a product that’s easy-to-use but needs to be handled differently than liquid detergent – it is a good time to revisit your laundry routine to ensure your children’s safety.

There are small things you can do before, during and after your laundry routine to help keep your laundry room as safe as possible during the summer months and throughout the year. The American Cleaning Institute (ACI) offers the following steps to help you take your laundry routine off autopilot:

Before you start your laundry:

* To reduce the risk of curious children getting into single-load liquid laundry packets, as soon as you bring them into your home, immediately store them safely away, either out of reach or within locked cabinets or drawers.

* Keep single-load liquid laundry packets in their original containers with the labels intact to prevent misuse. Teach young children that laundry products and their containers are not toys.

* Familiarize yourself with laundry product labels and know where the safety information is located on the label.

* In the event of an emergency, also keep the Poison Control Center phone number (1-800-222-1222) available at all times.

While doing laundry:

* Focus on your laundry routine and reduce distractions by doing this task in the absence of young children.

* Know exactly how to handle single-load laundry packets:

- Do not let children handle laundry packets

- Do not puncture or pull packets apart

- Packets quickly dissolve upon contact with water, wet hands, or saliva so it is necessary to keep them dry

- If packets rupture, they can release contents into the eyes

After you finish up:

* Always close the single-load liquid laundry packet container or pouch and make it a habit to put them away immediately after use.

* Never use empty single-load liquid laundry packet containers for storage of any other materials, especially for anything intended for human consumption.

As the kids enjoy the long summer days at home, enjoy the season along with them. Having a laundry routine that isn’t on autopilot will alleviate worries and ensure that your family is safe and healthy. For additional laundry safety information and ways to keep you and your family healthy, clean and safe this summer and during the months ahead, visit www.cleaninginstitute.org/laundry.

Get ready to spice up summer meals

4/22/2013

(BPT) - The inspiration for a great taco can be found in many places – from farmers markets to food trucks to upscale restaurants. All across the country, chefs and home cooks alike are reinventing the taco with global flavors and fresh ingredients.

Just in time for summertime celebrations, the Betty Crocker Kitchens partnered with Old El Paso to create five tacos with a twist.

“We were inspired by the creative tacos we’ve been seeing, and wanted to bring these global influences home with some simple ideas for fresh taco-and-margarita pairings,” says Jennifer Kalinowski, Food Content Strategy, Betty Crocker Kitchens.

All suggestions feature the five elements that make an awesome taco experience: a shell + hot filling + cold topping + sauce + finishing touch such as a fresh garnish. Take this formula and customize and experiment – tacos are the ultimate fun, casual food.

This summer and beyond, enjoy a global taste experience at home with these taco and margarita ideas:

Tex-Mex inspired
Create your own puffy taco shell, widely served at restaurants. The make-at-home secret: flour tortillas transformed into puffy shells.

Chipotle Chicken Puffy Tacos: Puffy taco shells stuffed with pulled rotisserie chicken in chipotle sauce, topped with fresh guacamole, salsa and favorite toppings like lettuce, tomato and queso fresco.

Citrus Margarita with Smoky Chile Salt: A triple citrus (orange, lemon, lime) margarita with a smoky chile salt rim. Chile salt is hand mixed with fine sea salt, ancho and chipotle chile powders.

Mexican inspired
This fun mash-up of flavors plays on the wildly popular fish taco, paired with a hibiscus-infused margarita.

Beer Battered Fish Tacos: Crispy taco shells filled with Mexican beer battered fish, topped with shredded red cabbage, chimichurri aioli and fresh jalapenos.

Hibiscus Lime Margarita: Homemade hibiscus syrup adds bright flavor and vibrant color to a fresh lime margarita.

Thai inspired
Grilled, fresh and light, this taco features the unexpected flavor of green apple, matched with a margarita that’s lighter on calories but packed with flavor.

Coconut Curry Chicken Tacos: Grilled tortillas filled with coconut curry chicken, green apple and Thai basil, topped with mango chile sauce and crunchy peanuts.

Mango Thai Basil Margarita: A mango margarita infused with the flavors of lime and Thai basil.

Vietnamese inspired
Try this combination of fresh flavors that takes its cues from the popular Banh Mi sandwich.

Banh Mi Pork Tacos: Spicy, honey-glazed pork wrapped in warm tortillas, topped with carrot daikon slaw, Sriracha mayo and fresh toppings like jalapenos, cilantro and cucumber slices.

Cucumber Cilantro Margarita: Muddled cucumber and cilantro add fresh flavor to a lime margarita.

Middle Eastern inspired
This gluten-free, vegetarian taco highlights spicy harissa and sweet potatoes, along with a “skinny” margarita.

Harissa Roasted Sweet Potato Tacos (Gluten Free): Warm corn tortillas filled with harissa roasted sweet potatoes, topped with herbed feta, Greek yogurt and crunchy quinoa.

Honey Lemon Margarita (Gluten Free): A fresh, light and lemony margarita sweetened with a touch of honey.

Try this recipe for Chipotle Chicken Puffy tacos. For more recipes and summer food and entertaining ideas, visit www.bettycrocker.com/cinco.

Chipotle Chicken Puffy Tacos
Prep Time: 30 Minutes
Start to Finish: 40 Minutes
Serves 8

Toppings

2 avocados, pitted, peeled and cubed
1 can (4.5 ounce) Old El Paso chopped green chiles
1 tablespoon lime juice
2 tablespoons chopped red onion
1/4 cup chopped fresh cilantro
1 1/2 cups shredded iceberg lettuce
1 plum (roma) tomato, seeded and diced
3/4 cup crumbled queso fresco cheese

Chipotle Sauce

3/4 cup Old El Paso Thick 'n Chunky salsa
1 canned chipotle chile in adobo sauce (with 1 tablespoon adobo sauce)
1/4 cup water

Filling

2 1/2 cups pulled (not shredded) deli rotisserie chicken (from 2-pound chicken)

Puffy Tortillas

1/4 cup vegetable oil
8 Old El Paso tortillas for soft tacos & fajitas (6 inch)

1. In medium bowl, make guacamole by mixing avocados, green chiles, lime juice, red onion and cilantro, mashing slightly; set aside.

2. Place Chipotle Sauce ingredients in blender or food processor. Cover; blend on high speed until smooth. Pour half of sauce in 10-inch skillet over medium heat with chicken, reserving 1/2 cup for topping. Cover skillet; heat chicken and sauce until warm.

3. Meanwhile, heat oil in 10-inch nonstick skillet over medium heat. Add 1 tortilla. Cook until it starts to puff up, then turn over. Once second side is puffed up, remove from skillet; drain on paper towels.

4. Fold each tortilla in half, and top with slightly less than 1/3 cup chicken mixture. Top with guacamole, a drizzle of reserved sauce, lettuce, tomato and cheese.

For a zestier chipotle flavor, dust the puffy tortillas with chipotle powder after draining on paper towels.

Warm-weather entertaining made easy with expert tips and recipes

5/2/2013

(BPT) - Warmer temperatures often mean a busier social calendar. So whether you’re planning a meal to enjoy al fresco, or whipping up a sweet treat for a neighborhood block party, it’s a great time of year to experiment in the kitchen.

But when you’re trying out a new recipe, do you hesitate when it calls for certain ingredients? Ted Allen, television personality and cookbook author, suggests making simple substitutions in your cooking and baking to cut back on added fat and calories and improve the nutrition profile of favorite dishes.

“Whether I’m judging dishes on TV, or hosting a dinner party for my family and friends, taste is always key for me. That’s why I like to use a spread such as I Can’t Believe It’s Not Butter! or Country Crock, both made by Unilever, instead of butter,” says Allen. “They are made with a delicious blend of oils and have a rich, buttery taste. Spreads are a great-tasting recipe ingredient and help me feel good about the food I serve to my guests because they have less saturated fat and fewer calories than butter.”

Allen has created five exclusive new recipes using Unilever spreads – including I Can’t Believe It’s Not Butter! and Country Crock – which have no partially hydrogenated oil and contain 0 grams trans fat per serving, making them a better-for-you recipe ingredient than butter without sacrificing flavor.

Allen also suggests using fresh, in-season ingredients such as fruits, vegetables and herbs in recipes to not only impress guests, but to serve a better-for-you dish that is fresh and delicious as well.

“I’ve created a recipe for a Garlicky Chicken Breast Sandwich with Aioli that is just perfect for warm-weather entertaining!” says Allen. “The flavorful aioli I created features fresh herbs and is topped off with field greens and a ripe slice of tomato – it’s the perfect al fresco dish!”

The best way to discover the rich, buttery taste and versatility of spreads is to see for yourself how well they perform in your recipes. Visit www.itisgoodtoknow.com for all of Allen’s exclusive new recipes, including Dutch Baby Pancakes with a Trio of Fresh Berries; Garlicky Chicken Breast Sandwich with Aioli; Stuffed Chicken with Herbed Goat Cheese and Crispy Bread Crumbs; and Coffee-Infused Chocolate Cupcakes – with a choice of powdered sugar and fruit topping or frosting with sea-salt – perfect dishes for your warm-weather gatherings.

Dutch Baby Pancakes with a Trio of Fresh Berries

Ingredients:
1/2 cup blueberries
1/2 cup blackberries
1/2 cup raspberries
3 tablespoons maple syrup
6 large eggs
1 cup whole milk or low fat
1 cup all-purpose flour
1/2 teaspoon vanilla extract
1/2 teaspoon finely grated lemon zest
2 tablespoons I Can't Believe It's Not Butter! Original Spread

Directions:
Pre-heat oven to 450 degrees.

In a bowl combine the berries and the maple syrup. Let them macerate while you make the pancake.

In a large mixing bowl beat the eggs until well mixed and frothy. Add the milk and combine. Slowly beat into the egg mixture the flour, vanilla and lemon zest. The batter should have the consistency of thick cream. Place the 2 tablespoons of I Can't Believe It's Not Butter! Original Spread in a 10-inch oven proof skillet and put into the oven for 4 to 5 minutes until melted. Remove the skillet from the oven and pour in the batter. Place back into the oven and bake 20 minutes or until golden and puffed. Cut into quarters and serve with berries on top. Makes 6 servings.

Nutrition Information per serving:
Calories 230, Calories From Fat 70, Saturated Fat 2.5g, Trans Fat 0g, Total Fat 8g, Cholesterol 19mg, Sodium 120mg, Total Carbohydrate 29g, Sugars 11g, Dietary Fiber 2g, Protein 10g, Vitamin A 10%, Vitamin C 10%, Calcium 10%, Iron 10%

Garlicky Chicken Breast Sandwich with Aioli

Ingredients:
1 tablespoons fresh ginger finely chopped
1/8 cup scallions finely chopped
1/2 tablespoon low sodium soy sauce
Fresh ground pepper to taste
3/4 pound boneless skinless chicken breast (slice into quarters)
Non-stick cooking spray for the grill pan
8 large garlic cloves with skin on
1 tablespoon Dijon mustard
2 tablespoons Country Crock Original room temp + 1 tablespoon melted
2 tablespoons chopped parsley
1 (8 ounce) multigrain baguette sliced lengthwise and cut into quarters, ends removed

Directions:
In a mixing bowl combine ginger, scallions, soy and pepper. Add the chicken breast to marinate while making the spread for the baguette.

To make the spread place the unpeeled garlic cloves to a dry skillet over medium high heat. Roast the garlic and turn the cloves as the skin chars for 7 to 8 minutes. Transfer to a bowl and peel when the garlic is cool. In a food processor place the peeled garlic, 2 tablespoons of Country Crock Original and mustard. Process until smooth. Add the chopped parsley. Place a grill pan over medium high heat and spray with cooking spray. Add the chicken and grill 3 to 4 minutes on each side until done. Remove and place on a plate. Spread the remaining melted 1 tablespoon of Country Crock Original on the baguette and grill until toasted about 2 minutes. Spread each sliced baguette with 1 teaspoon of the garlic spread and 2 to 3 pieces of the grilled chicken. Top with field greens and sliced tomato. Makes 4 servings.

Nutrition Information per serving:
Calories 290, Calories From Fat 80, Saturated Fat 2g, Trans Fat 0g, Total Fat 8g, Cholesterol 55mg, Sodium 650mg, Total Carbohydrate 29g, Sugars 1g, Dietary Fiber 4g, Protein 24g, Vitamin A 10%, Vitamin C 10%, Calcium 2%, Iron 60%

Coffee-Infused Chocolate Cupcakes

Ingredients:
1 1/4 cup all-purpose flour
3/4 cup unsweetened cocoa, sifted
1/3 cup sugar
1 1/2 teaspoon baking powder
1/2 teaspoon salt
1 cup warm brewed coffee
8 tablespoons I Can't Believe It's Not Butter! All-Purpose Sticks, melted and cooled
1 tablespoon vanilla extract
2 large eggs

Directions:
Pre-heat oven to 350 degrees. Line a 12 hole-muffin pan with paper cupcake liners.

In a bowl, mix together the flour, cocoa, sugar, baking powder and salt. In a separate bowl, mix together the warm coffee (warm water can be a substitute for the coffee), melted I Can't Believe It's Not Butter! All-Purpose Sticks, vanilla and egg. Add the wet ingredients to the dry and mix to combine. Fill the cupcake liners 3/4 the way full and bake 15 to 20 minutes or until toothpick comes out clean. Cool before frosting. Top cupcakes with powdered sugar and fresh fruit.

Topping
Powdered sugar
Fresh fruit: strawberries, blueberries and raspberries (12 each)

Nutrition Information per serving:
Calories 140, Calories From Fat 45, Saturated Fat 1.5g, Trans Fat 0g, Total Fat 4.5g, Cholesterol 20mg, Sodium 160mg, Total Carbohydrate 23g, Sugars 14g, Dietary Fiber 2g, Protein 2g, Vitamin A 6%, Vitamin C 8%, Calcium 4%, Iron 6%

Alternate Cupcake Topping: Sea-Salt Frosting

Ingredients:
4 tablespoons I Can't Believe It's Not Butter! All-Purpose Sticks, room temp
1 cup powdered sugar
1 tablespoons milk
1 tablespoons dark brown sugar
1/2 teaspoon flakey sea salt for sprinkling
1 cup fresh raspberries
2 tablespoons sugar

Directions:
For the frosting
In a mixer with a paddle attachment, place the I Can't Believe It's Not Butter! and beat on medium speed until light and fluffy. Slowly add the powdered sugar and beat until smooth. In a small bowl combine the dark brown sugar and milk until it dissolves. Add it to the mixer and beat slowly until combined. In a blender combine the raspberries and sugar until pureed. Place into a small bowl. Ice each cupcake with a tablespoon of frosting, sprinkle with salt and drizzle a teaspoon of raspberry sauce. Frosting recipe can be doubled for larger amount of frosting on the cupcakes. Makes 12 cupcakes.

Nutrition Information per serving:
Calories 200, Calories From Fat 60, Saturated Fat 2g, Trans Fat 0g, Total Fat 7g, Cholesterol 20mg, Sodium 250mg, Total Carbohydrate 32g, Sugars 23g, Dietary Fiber 2g, Protein 3g, Vitamin A 8%, Vitamin C 2%, Calcium 4%, Iron 6%

Trash vs. treasure: Expert tips when hunting for authentic garage sale finds

2/4/2013

(BPT) - Collecting relics isn’t a hobby just for Grandma and Grandpa any more. With the explosive popularity of TV shows centered around unearthing historic memorabilia and valuable pieces of Americana, searching for knickknacks and artifacts that make one-of-a-kind home decor is now a popular pastime for people of all ages. But how do you know the difference between what’s really treasure and what’s simply trash?

Larry Singleton, decor manager at Cracker Barrel Old Country Store, Inc., is an expert when it comes to collecting historic relics. Singleton and his family have been collecting for more than 40 years, providing real American artifacts, memorabilia and signage to the more than 600 Cracker Barrel Old Country Store locations nationwide. He offers these insightful tips for the next time you’re on the hunt at a garage sale, flea market or thrift store:

1. Research and learn

Research and learn as much as you can before you shop. Watch TV shows, search on the Internet, visit local collector’s stores. Discovering what’s valuable and knowing what’s currently in-demand helps guide you in making that “big discovery.” It’s important to be willing to invest the time and never be afraid to ask questions.

2. Know your interests

If you have an interest in a particular type of item – such as vintage advertisements, folk art or children’s toys – familiarize yourself with what makes a piece authentic and what might indicate a reproduction. Plus when you have a personal interest in the item you’re seeking, the hunt becomes that much more fun.

3. Keep a smartphone close

A smartphone can be a treasure hunter’s best friend because you can conduct research quickly while on location. You can also research similar items to compare prices and see if the price is reasonable or inflated.

4. Know an expert

Keep an expert’s number on hand – every collector runs into questions and having a knowledgeable contact you can call or to whom you can send a picture is invaluable. Good resources include community associations, historical societies and friends or family members.

5. Network

One of the best ways to learn about items as well as where to find them is to talk to likeminded people. Treasure hunters and collectors love to share info on what they collect, buy and sell. Use this information (and camaraderie) to your advantage.

6. Know the story

While some items might have plenty of monetary value, other historic relics might be valuable simply because of the story they tell. Seeking historic artifacts and memorabilia provides a piece of decor that is more than just pretty; it’s a conversation piece when guests visit your home.

These expert tips are what Singleton follows to find the authentic memorabilia that decorates all Cracker Barrel locations. Each store has about 1,000 artifacts displayed, giving patrons a taste of American history. You, too, can create an interior space that pairs modern comfort with the panache that only unique historic relics can bring to a home’s decor. Start your own treasure hunt today.

Boarding your four-legged family member

2/15/2013

(BPT) - Whether traveling for business or fun, it’s not always practical to take along a four-legged family member. Arranging care of a beloved pet for an extended absence can be daunting. Knowing what to look for in a kennel, and what to look out for, can help you choose wisely.

Ask around

“Family and friends can be a good source of recommendations,” says Christi Olszewski, registered veterinary technologist (RVT) and instructor at Brown Mackie College - Albuquerque. “Your veterinarian is also a good reference point."

Scout out facilities

Be sure to tour a facility before boarding your pet. “Ask to see everything, not just a single room or two,” says Dr. Barry Kellogg, senior veterinary advisor for the Humane Society Veterinary Medical Association.

Here are some factors to consider during your tour:

* Cleanliness: Floors, runs and kennels should be clean and free of debris.

* Light and ventilation: The interior should be bright, with odors whisked away.

* Cage size: Each animal needs space for a bed, plus room to move. For cats, the space also should accommodate a litter box, and offer a place to hide.

* Exercise runs: Runs are usually located both inside and out; those with a double-gated entry provide extra security.

* Separation of dogs and cats: Ideally, cats and dogs are kept in separate rooms, not just separate enclosures; it can be highly stressful for cats to reside near unfamiliar canines.

Who are the caretakers?

“Most kennels won’t have a veterinarian on staff; however, the staff should be trained and experienced, and include at least one RVT with technical knowledge of health concerns and elderly pets,” says Olszewski. Kellogg reminds pet owners to “watch staff interaction with your pet. You want to see if they can sense the personality, and understand animal communication and behavior.” The experts also advise to ask about the ratio of staff to pets. The fewer animals each staffer is responsible for, the more individual attention your pet is likely to receive.

Daily activity

“Ask about the daily routine, the number and length of walks and exercise sessions,” Olszewski advises. “Exercise should occur more frequently than is necessary for bladder relief.”

Kellogg suggests defining ‘exercise.’ “Do they put him in a run by himself, or is there a person there with hands-on interaction? Some dogs prefer to go running alone. Other animals would become highly stressed without human playtime,” he says. He also recommends against group play.

“Dogs are pack animals, but the pack is hierarchal. There will be issues. This is always the risk associated with group play,” he says.

When boarding a cat, beware the cat condo structures with lots of cubbyholes. “A big castle may look appealing, but the carpeted surfaces pose a sterility problem. It cannot be cleaned thoroughly, and can become a source of disease,” Kellogg says.

Individual needs and preferences

Even though the Humane Society of the United States names boarding kennels as a known cause of stress in pets, you can take steps to help calm your furry friend. “Providing a familiar blanket or sleeping pad can help to reduce anxiety associated with being in different surroundings,” Olszewski says. “This stress coupled with a sudden change in diet can lead to gastro-intestinal upset. I recommend providing the kennel food your pet regularly eats.

If your dog is on medication, ask about the administration procedure. Most facilities will give medications, but some will not. Ask ahead of time to be sure.

Safety issues

Safety is the most important thing you want for your pet. Here are some important issues to address.

* Vaccination policy: Look for a strict vaccination policy, verified through a veterinarian; unvaccinated animals could threaten the health of vaccinated ones.

* Aggressive animal screening: You will no doubt feel better if aggressive animals are not permitted.

* ER clinic affiliation: Many kennels have a contract with a local ER clinic; an RVT on staff is trained to know what to look for and when to take an animal for treatment.

* On-site supervision overnight: Is someone on the premises 24 hours a day?

* Disaster plan: Fires, floods and earthquakes happen. Ask for details of the facility’s plan to be sure they have one in place.

Green gardening tools and techniques that really work

3/19/2013

(BPT) - Americans have embraced recycling and are enthusiastic about cleaner energy sources. Yet when it comes to caring for their outdoor environment, many people still use less earth-friendly tools and techniques. So what’s standing in the way of Americans going green in their gardens and landscapes?

One answer may be the common misconception that eco-friendly products and practices don’t work as well as less environmentally conscious ones – such as chemicals that repel common garden pests, but can also cause groundwater contamination.

“Advances in environmentally responsible products have made it possible for homeowners to effectively care for their gardens and landscaping, while protecting the environment at the same time,” says Elizabeth Summa, president of Repellex, which makes eco-friendly lawn and garden products.

Some greener gardening tools are time-honored, like rotary lawn mowers. Others are leading-edge, such as pest-control products that are eco-friendly. Here are a handful of environmentally safe, effective ways to keep your landscape and garden green this spring and summer:

Responsible repellent – Deer, rabbits, squirrels and gophers – animals munch on landscaping and garden plants because they’re hungry and the vegetation tastes good to them. Eco-friendly repellents, like those made by Repellex, use taste aversion and natural ingredients like pepper, dried bloodmeal and egg to make non-edible plants less appealing to foragers. Repellex Systemic Tablets deliver a dose of pepper to the roots of plants – just place in soil, water and walk away. The flavor gets absorbed through the roots into non-edible plants, making them taste unappealing to garden pests. For edible plants, Repellex Fruit & Vegetable uses a combination of putrescent eggs and plant extracts to keep animals and insects away from fruits and vegetables all season long. Log on to www.repellex.com to learn more.

Friendlier mowing – Long before combustion engines made it possible to mow your lawn quickly and easily, people relied on rotary mowers – also known as reel mowers. Environmentally responsible gardeners have rediscovered these people-powered mowing machines. Reel mowers have many positive attributes: they are pollution-free, quiet and very economical to operate. Modern reel mowers are lighter, smaller and with fewer working parts that require maintenance and repair. They’re also a great way to exercise; walking behind a rotary mower burns more calories than pushing a self-propelled mower.

Organic fertilizing – Chemical fertilizers are a well-known source of groundwater contamination, yet some form of additional nutrients is almost always necessary for successful gardens and lawns. The EPA says composting can eliminate the need for chemical fertilizers and results in higher crop yields. You can compost food waste from your own kitchen, as well as grass clippings and other yard waste. Composting your own organic waste at home not only reduces the amount of waste that ends up in landfills, it can provide you with an effective, eco-friendly and essentially free way to fertilize gardens and flower beds. For lawns, you can find a variety of organic fertilizers – based on natural ingredients rather than chemicals – at most hardware, big box stores and garden centers.

Kinder weed control – Weed killers are also well-known contaminants, and can be hazardous when used around small children or household pets. Before you bring out the spray bottle, consider weed-elimination alternatives that are kinder to the environment. Some very effective options include using a mixture of vinegar and water, boiling water and even pulling weeds by hand. Removing weeds by hand also adds a health benefit for you – you’ll burn more calories pulling weeds than simply spraying them.

Bug-free without bugging the environment – Chemical insecticides can be harsh on the environment – not to mention skin if you use a chemical repellent to ward off mosquitoes and other biting bugs. Instead of chemical insecticides, consider natural alternatives. Repellex’s Mosquito & Tick product keeps mosquitoes, ticks and other insects off you by keeping them out of your lawn and garden. The all-natural repellent sprays on your lawn, garden, patio, deck and home exterior to ward off these disease-carrying insects.

Choosing to go green with your lawn and garden care doesn’t mean you have to give up effectiveness. With the right tools, it’s possible to accomplish your lawn and gardening goals while protecting the environment at the same time.

Roof maintenance tips for every season

4/17/2013

(BPT) - From intense heat to extreme snow, your roof protects your house from the elements all year long. When is the last time you checked to make sure your roof was in good shape? No matter what the seasons are like in your area, now is the time to begin preparation for extreme weather by giving your roof a second look.

“Regardless of your area’s climate, it is imperative that your roof stays up-to-date so that it can protect your home efficiently,” says Aaron Phillips, corporate director of technical systems for TAMKO Building Products, Inc.

Time-consuming roof projects can be a nuisance and a stress to homeowners. But, by staying on top of repairs, a roof will stay well maintained.

Spring

Spring brings warmer temperatures, green grass and flowers, but it also brings spring rain. While spring rain may be great for your garden, it can severely damage your home if your roof is out of shape.

Have your roof professionally inspected for any problems winter storms may have caused. Finding and fixing leaks is important so that the rainwater does not drip into your attic. Fixing leaks early will help you avoid problems later.

Water from spring rain needs to have access to easy drainage so it does not saturate your roof. Check your gutters for leaks and clean out leaves and debris that winter has left behind.

Summer

When the temperatures start to rise, it is important to assure that your roof can breathe. The area underneath your roof needs access to cooler air so that the warm, expanding air can escape. Allowing the warm air to escape can help the home maintain a comfortable temperature without overworking your air conditioning unit. When you consider how hot the temperature can get inside your attic, it is easy to see why proper ventilation is so important.

It is important to inspect your ventilation system, both inside and out. Ensure that nothing could block the escape of air, such as insulation or debris, and look for signs of wear that indicate you need to update your ventilation system. Under-ventilated attic space can lead to higher cooling costs and accelerate the aging of shingles.

TAMKO Building Products, Inc. carries a wide variety of ventilation products that help reinforce the beauty of a home and provide ventilation to your attic. The TAMKO Solar Attic Vent is a great product for all areas, including those that have unpredictable climates. The optional cold-weather thermostat automatically disengages the fan when the temperature falls below 50 degrees Fahrenheit. To learn more about TAMKO products, visit www.TAMKO.com.

Fall

As the summer heat starts to break and the kids go back to school, fall provides the perfect time to ensure that your home is protected for winter. If your roofing system is not up to standard, it may be time for new shingles. Shingles provide great protection for your home, but like everything else, reinforcing them with back-up makes them stronger.

Before having your new shingles installed, consider reinforcing your roof with an extra layer of protection. TAMKO carries a line of underlayments which help give your roof an extra layer of protection against rain and snow.

Your roof makes up around 50 percent of your home’s exterior. Something that is such a large part of your home and provides protection to your family and your belongings should be well maintained. By spreading your roof checkups throughout the seasons, you can ensure that your roof is always in the best shape possible. A well-kept roof means a happy house.

Four hot, new-home trends that can work for your remodel

5/14/2013

(BPT) - Builders are back in business, and new-home construction is up in areas across the country. So is remodeling, as plenty of Americans choose to stay put and upgrade their current homes rather than tackle the challenge of buying and moving into something new.

If you’re planning to renovate your home, you can tap some of the hottest trends showing up in new-home designs. Here are four new-home trends that offer strong returns on your time and money:

1. Creating a view – Americans continue to embrace all things green and that trend is showing up in new home construction in a number of ways, including an emphasis on energy-efficient windows that bring the outdoors inside with a great view.

If your home has older windows, they’re likely not as energy efficient as newer options, so replacing them can improve your heating and cooling efficiency. Window replacements typically provide a high return on investment at the time or resale, too – more than 73 percent for wood windows and 71 percent-plus for vinyl, according to Remodeling Magazine’s Cost vs. Value Report.

While you’re replacing your windows, you also have the opportunity to open up your home more to outdoor views. Work with your architect or designer and contractor to determine where the best views are, and how much additional glass you can incorporate into your renovation to capitalize on those views.

2. Adding a bathroom – When it comes to renovations that improve resale value and enhance a home’s usability, adding a bathroom is at the top of the list for many homeowners. While today’s new smaller homes often have less square footage, demand for multiple bathrooms has not changed.

In existing homes, adding a bathroom can sometimes pose plumbing challenges. Up-flush plumbing can solve a lot of them. Up-flush systems pump waste and water from a toilet, sink or bathtub up and out, instead of into a below-floor sewage pit.

Up-flush toilets enable homeowners to easily and cost-effectively install a bathroom virtually anywhere without breaking through the floors – a special advantage when those floors are made of concrete. That means adding a basement bathroom doesn’t require cutting into a home’s concrete foundation, and you can easily add an attic bathroom without tearing up the first-floor ceiling. According to Saniflo, makers of up-flush plumbing products, adding a bathroom using this type of plumbing can cost about $5,000 less than one that uses conventional plumbing.

3. Defining the kitchen – Kitchens are another popular renovation that pays off in a number of ways. Architects are fine-tuning the popular wide-open floor plan concept, and the change is showing up in the kitchen. Favored designs now open the kitchen on one side to an adjoining room, such as the family room, but enclose the other three walls to create a more defined space, as well as more storage and cabinet options.

This trend works particularly well in older homes where you frequently find a completely separate kitchen. Now, rather than ripping out three walls to create an entirely open flow, you can tap the latest kitchen design trend by opening up just a single wall in the kitchen. This leaves the space well-defined, but also adds the open, social feeling that is so appealing in many new home designs.

4. Maximizing every inch of space – With smaller floor plans gaining popularity, making the most of every inch of space is vital. New-home design employs entertaining nooks, breakfast alcoves, built-ins, pocket doors and other tricks to use every inch of space wisely.

It’s a trend that also works well in older homes that may have smaller rooms and less square footage than the McMansions popular a few years ago. For example, it’s easier to add a built-in desk to a spare corner and create an office alcove than it is to add an entire office to your floor plan.

If you crave a fresh environment and the latest home design trends, you don’t have to give up your old home and tackle the hassles of moving into something new. With some planning and creativity, it’s possible to translate some of the hottest new-home design trends into your renovation project.

Body hair styling: what women want [Infographic]

4/5/2013

There’s no denying that body grooming is on the rise. In fact, a recent survey found that 63 percent of guys believe men should style their body hair, and 69 percent said women have an influence on how they style. With that in mind, Gillette is helping men to understand what women want when it comes to their preference in male body hair styling. With the Fusion ProGlide Styler, men can trim evenly, shave closely and edge accurately to get exactly the look they want, no matter what it is. As part of this campaign, guys across North America are invited to join a live interactive discussion on April 18th on Gillette’s YouTube channel, hosted by the brand’s first female brand ambassadors – Kate Upton, Hannah Simone and Genesis Rodriguez – kicking off at 12 p.m. PST. Guys will be able to submit any questions they may have about body grooming via social media for the brand ambassadors to answer live. Just visit www.youtube.com/Gillette.

Preserving our planet: How to celebrate the environment every day

3/27/2013

(BPT) - Greenhouse gases are at an all-time high. Although some gases are naturally present in the atmosphere, such as water vapor, ozone, methane, carbon dioxide and nitrous oxide, human activities have created a new set of greenhouse gases (GHG) that are negatively affecting the ozone layer. GHGs are making it easier for the sun’s harmful UV rays to pass through, which has resulted in global warming.

The United States is among the world’s worst offenders when it comes to GHG emissions per capita, according to the United Nations Statistics Division. In 2008, the U.S. emitted 22.22 GHG per capita, which was a 13.3 percent increase from 1990.

One thing Americans can do to change is to support environmentally friendly mandates and legislation that are specifically targeted at large businesses and manufactures, since they tend to be the largest producers of GHG. Some companies are already striving to reduce their environmental footprint.

For example, The American Trucking Association (ATA) has a sustainability initiative called “Trucks Deliver a Cleaner Tomorrow,” that focuses on reducing fuel consumption and finding innovative ways to reduce carbon monoxide emissions. The organization’s goal is to reduce fuel consumption by 86 billion gallons and carbon monoxide emissions by 900 million tons for all vehicles by 2018, according to Bill Graves, ATA’s CEO and president.

Other companies like ECORE, a recycled flooring manufacturer, are producing products in an environmentally friendly way. “We are committed to operating our business and facilities in a manner that uses resources wisely,” says Arthur Dodge III, ECORE chairman and CEO. “We have developed energy-efficient manufacturing processes that use minimal water and little or no heat, and we reuse our scrap to minimize waste.”

ECORE’s state-of-the-art equipment and manufacturing processes also improve the quality of its products and increase energy efficiency. By incorporating these proprietary methods, ECORE uses 40 percent less energy than standard industry procedures. The amount of natural gas conserved each year could service 120 average American homes.

The second thing Americans businesses can do to be more eco-friendly is to strive to implement their own green practices, such as recycling paper and using energy efficient light bulbs. The U.S. Small Business Administration has even developed a Small Business Guide to Energy Efficiency that offers tips, advice, and resources on how to help companies do this.

The third thing Americans can do to make the earth a better place is to be more conscious of their own impact on the environment. There are many simple things people can do every day in order to be conscientious consumers, according to Green America, a non-profit organization founded in 1982 to harness economic power to create a socially just and environmentally sustainable society. Aside from buying green products and recycling, Green America offers easy, sustainable tips, such as how to make nontoxic cleaners to air drying your clothes and how to choose energy efficient appliances over conventional models. “Going green” doesn’t have to be a daunting task, and simple changes can have a positive impact.

To learn more about ECORE and its mission to create solutions that are both environmentally friendly and sustainable, visit www.ecoreintl.com.

On the move? Use these packing tips and tricks

5/14/2013

(BPT) - Let’s face it – moving is hard. Along with the stress of leaving a familiar place and adapting to new surroundings, moving means packing, loading, transporting, unloading and unpacking everything you own – as well as everything you forgot you owned.

While relocation may never be completely carefree, there are ways to ease the anxiety. A well-thought-out approach to boxing up belongings can help simplify the moving process and bring you one step closer to making your new house a home.

* Box it up. To be prepared for packing, seek out a large quantity of clean, sturdy containers in a variety of shapes and sizes. When selecting boxes, you may choose to purchase new ones, helping to ensure they can withstand the rigors of moving. You can also purchase dividers, which come in handy for packing glasses and other small, fragile items. No matter what you are using, remember not to over-pack. As a general rule, heavier items should be placed into smaller boxes to avoid too much strain on the box (and your back).

* Leave it. The easiest packing is no packing at all. Moving is the perfect time to clear the clutter out of your life. Before boxing up your belongings, decide what to keep. Clothing and housewares in good shape can be donated, and broken or unused old items can be tossed or given to someone who can repurpose them.

* Mind the supplies. The right tools can go a long way toward easing the moving process. Pick up plenty of quality wrapping material, like Bubble Wrap Brand cushioning, as well as strong packaging tape to help make boxing up your belongings a painless process. Don’t get caught up in common frustrations that cause stress and waste time, such as tape that constantly tear or splits or struggling to find the tape end. Choose a quality tape, like Duck brand EZ Start packaging tape (packagingtape.com), for your moving needs; the brand’s Frustration Free special release technology ensures that you never lose the tape end. And EZ Start unrolls smoothly and easily, without splitting or tearing.

* Organize and prioritize. Pack from room to room and label boxes based on box contents, where boxes will be unpacked in the new location and priority. EZ Start packaging tape provides a solution here, too – with different prints to choose from, boxes can be organized and prioritized according to the particular design used.

* Get help. Be organized to help the entire moving day run smoothly, so that your volunteers aren’t waiting around for a job to do. Providing tasty snacks and drinks is a thoughtful way to say thank you, as are gift cards for coffee, movie theaters or their favorite stores.

* Pack a survival kit. Moving can be exhausting, and an all-day move may not wrap up until late in the evening. Don’t spend your first night in your new home unpacking. Instead, pack a survival kit or an “Open Me First” box with essentials to get you through that first night. Make sure to include some fun items, such as your favorite movie or a batch of brownies, to reward yourself for a hard day’s work.

Moving day may never rival a beach vacation, but these simple tips can make it a lot less stressful and help you enjoy your new home faster and easier.

Stop your relationship rut: 3 simple steps to a fresh start this Valentine's Day

1/29/2013

(BPT) - Feeling like you’re in a relationship rut? You’re not alone. Whether you’re single or married, getting stuck in a routine may be normal, but that’s no excuse to keep on down the same path. Take control of your love life and break out of your relationship habits. Relationship expert and author of “Cheat On Your Husband With Your Husband,” Andrea Syrtash, shares three simple steps to help you identify your patterns, make small changes and ultimately decide if this is the right relationship for you.

* Identify the patterns.

If you want new results in love, you have to do things - and date - differently. Once you’ve identified your habits, it will be much easier to steer clear of any ruts.

The first step is to look at your pattern. If you don’t know what your relationship pattern is, consider this: If your dating life were a movie - what would it be called? How would it begin and end? What character do you always play? You’ll start to see some themes.

We all get into patterns in our relationships and often expect things to get better without changing our ways. It’s like using the same search engine day in and day out and expecting better results. We do things because we’ve always done them; but as Einstein said, the definition of insanity is doing the same thing and expecting different results. Branch out and give Bing a try this Valentine’s Day to see if it’s your perfect match.

* Make small changes.

With step one under your belt, it’s time to take action. Advanced Valentine’s Day planning can go a long way in showing your love and affection. Not putting in the thought to pre-plan, forgetting the card, buying drugstore gifts on the way home from work, and thinking that Valentine’s Day doesn’t matter (if it doesn’t matter to both of you that’s one thing ... but if it matters to one of you, it should be acknowledged) puts a strain on your relationship, whether or not you realize it at the time.

Planning ahead seems like a daunting task, but it is easier than you think. Take it one step at a time, and lean on the various online resources available that make planning simple. Use Bing to get ahead this Valentine’s Day to quickly find flowers, book dinner reservations and buy tickets for a romantic movie all in one place.

* Move forward.

A surprising one in 10 people admit to having broken up with someone on Valentine’s Day, according to a recent survey by Bing and Impulse. If making a few small adjustments isn’t changing your relationship patterns, give some thought to if you’re in a healthy relationship or if it’s time to break it off. Don’t just think about the person you’re with, think about the person you are when you’re with your significant other. That will tell you everything you need to know. If you’re usually cool and you’re crazy or insecure with someone, they’re not your match. You deserve to be happy, and if that means it’s time for a change, than embrace it.

Trying something new may lead you to a better alternative you never knew existed. Use this Valentine’s Day as an opportunity to start fresh. Whether you are working on making the small changes that matter, or deciding to part ways, don’t let your relationship continue along in the same rut. There’s no better time than the present.

The truth about losing weight: Separating facts from fiction (and magic pills)

2/4/2013

(BPT) - Losing weight can dramatically improve your emotional and physical health, but it’s often a slow process. Millions of American adults use dietary supplements to lose weight, choosing a range of products that claim to decrease appetite, block fat absorption or increase metabolism. But with hundreds of products on the market, how do you determine which one to choose?

Here are some myths and facts about weight loss and weight-loss supplements that may help you cut through the clutter:

Fiction: You can lose weight fast ... and keep it off.

Fact: It takes time to lose weight safely, and keep it off. Losing a pound or two per week is actually an excellent rate of weight loss. If you lose any more than that, then it is very likely that the weight loss will not be permanent – it will come right back. Rapid weight loss is not healthy – it often means you are losing water and lean muscle mass, not the desired fat mass. Intense weight loss of more than three pounds per week over several consecutive weeks can be damaging to your organs and cause health problems.

Be cautious about promises of quick results, such as "lose 10 pounds in one week" or “this celebrity sprinkled her way to weight loss.” If it sounds too good to be true, it probably is. Look for overblown claims on the label, such as "miracle fat burner” or “miracle cure." If you're unsure about a product, ask your doctor or pharmacist. Or, research the supplement manufacturer to see if they have conducted studies to support the claims they are making. If you are not making lifestyle changes as well, your weight loss is less likely to be maintained.

Fiction: You have to overhaul your diet and give up your favorite foods.

Fact: You don’t have to overhaul your diet. In fact, studies have shown that making significant changes in your diet does not work over time. It is very hard to stick to diets, especially fad diets. Instead, simple changes work, including portion control (eating less) and moderate exercise. If you eat fast food, don’t supersize.

Fiction: You have to work out for 30 minutes to an hour each day to maintain or lose weight.

Fact: Scientific research demonstrates that 15 minutes a day of exercise is enough to lose weight, especially in conjunction with weight loss supplements that have human clinical research support that they accelerate fat burning, such as NuShape brand supplement. The important thing is to be active at least 15 minutes a day to get exercise benefits, including taking the stairs or getting off at an earlier subway stop.

Dr. Michael Zemel, former director of nutrition at the University of Tennessee, notes that simple lifestyle changes are the key to weight-loss success. "People put too much pressure on themselves to change everything in their diets, which sets them up for failure," says Zemel. “Instead, set your sights on making several small dietary and lifestyle changes, and you'll lose weight without really missing out.”

Zemel created NuShape, an all-natural dietary supplement that is scientifically demonstrated to work with the body to turn 15 minutes of moderate exercise into 60 minutes of fat burning. When combined with 15 minutes of exercise a day, NuShape’s unique formulation helps the body burn 300 calories for sustainable weight loss. And there are no known side effects.

Fiction: All weight-loss supplements are the same.

Fact: There are no magic pills, but there are a few (very few) good ones. Many weight loss supplements and products on the market have no scientific backing and just rely on hype. When choosing a weight loss supplement, look to see if there are scientific studies behind it and whether they have been published in a scientific journal. Look for products that base their claims on clinical evidence for the formulation they are selling. For example, there is limited, if any, clinical evidence to support many of the most popular weight loss ingredients, such as green coffee, raspberry ketones or HCG.

Also, be wary of side effects. Many supplements on the market contain stimulants. Avoid products with excessive levels of caffeine, which can cause increased heart rate and elevated blood pressure. Others cause gastrointestinal problems because they block the fat from entering your body. Check the label: If a supplement does not identify its ingredients or calls them a "secret formulation," steer clear of that supplement.

For more information on the all-natural weight-loss supplement NuShape, please visit www.nushape.com.

A guy's guide to being smooth [Infographic]

5/6/2013

There’s no better way to impress a date than by being smooth. Follow this guide to learn how.

Creating the perfect sleep environment this spring

3/20/2013

(BPT) - Everyone, including moms and doctors, can agree that a good night of sleep is necessary for good health, high energy, and an individual’s overall well-being. Not getting enough good sleep – or rapid eye movement sleep – can affect the mind and body’s ability to react appropriately to outside factors, the National Sleep Foundation reports.

Creating the perfect sleep environment is the first step toward ensuring a good night of sleep. March, the first month of spring, is also National Sleep Awareness Month, and it aims to remind everyone why a good night of zzz’s is so important. One in four adults in the United States experience occasional sleepiness, difficulty falling asleep, or waking up feeling un-refreshed at least a few times per week, according to the National Sleep Foundation.

Fortunately, you can implement these tips this spring, and create a comfortable sleeping environment in your home for both you and your family.

* Eliminate distractions – Electronics. Noises. Lights. Many items, such as laptops, TVs and cellphones, commonly found in bedrooms can cause distractions and prevent a person from entering REM sleep. Remove these items from the room. Also, consider running a fan or white noise machine to create a soft sound barrier, which will help muffle unexpected sounds like a person flushing the toilet or an engine rumbling loudly on the street outside.

* Establish comfort – Creating a sleep-conducive environment is an important factor in making the most out of every minute you sleep. Cuddle up each night with soft linens and create a calming atmosphere in the bedroom. To do this, try adding Downy Infusions Lavender Serenity liquid fabric softener when washing your sheets and sleepwear this season, to make your linens and sleepwear silky, soft and soothing. It will help lull you right into bed. With Downy you can wake up to a great scent and start the day off on the right side of the bed.

* Be routine – The human body reacts favorably to familiar and repeated movements. So consider following a routine every night, whether it’s taking a warm bath, reading a chapter in a book or journaling. The National Sleep Foundation advises against watching TV or using electronics as part of this routine because electronics can hinder quality sleep.

* Stay active – Sleep is needed to give the body energy to get through its daily activities. Conversely, daily activities are needed to tire the body out for a good night of sleep. Consider adding physical activities into your daily schedule so you can settle into bed between the covers each night, tired and ready for a good night of sleep.

Nobody enjoys walking around in a mental fog or having no energy during the day, so be sure to create the perfect sleep environment in your home for you and your family this spring. It will help you get the most out of every minute of your zzz’s.

To comfort a cold or flu, home remedies make a world of difference

2/5/2013

(BPT) - For generations, families have passed down home-spun remedies that can help loved ones feel that even during those sniffles and sneezes, they’re cared for. Having a bowl of grandma’s famous soup or your aunt’s special healing concoction can help your body heal and set your mind at ease. Recently, a group of Latina mom bloggers shared their families’ home remedies that bring comfort to loved ones.

“Home remedies come from the heart – and what could be more comforting than that?” asks blogger Ana Flores, of SpanglishBaby.com. “The little gestures matter, whether it’s making a bowl of soup for someone, wrapping them in a warm blanket or giving them a pack of Kleenex brand facial tissue to help with the sniffles.”

Ana shared a few examples of home remedies other moms shared in their blogs:

* Lilian Hurn of SuperBaratisimoGratis.com says that her grandmother had a wealth of advice and practices that helped her ailing family members. To reduce nasal congestion and calm a sore throat, her grandmother put thinly sliced ginger into boiling water, let it steep and then had her family members drink the liquid throughout the day.

* Dania Santana of LaFamiliaCool.com says her mother and grandmother’s cold season cure-all is simple, effective and lasts up to three weeks in the refrigerator. The concoction was made by mixing together aloe vera pulp, lemon juice, horseradish and honey in a blender and then judiciously serving it to sick loved ones.

* Jessica Escobar of JustJessATX.com says that her mom always recommended drinking chamomile (manzanilla) tea – for just about any ailment. She also makes “sopita” (soup) with a kid-friendly twist – using star-shaped pasta instead of rice. Jessica browns a small portion of chicken, adds water, a little bouillon, as well as the stars, and lets her “sopita” simmer for an easy, comforting treat.

“While these home remedies are not scientifically proven, they do demonstrate the need moms have had for generations to comfort their loved ones,” adds Flores. “Everyone can use a bit of comfort, and small gestures can make a big difference.”

The Centers for Disease Control and Prevention (CDC) has some tips of its own to help you through this year’s tough cold and flu season:

* Cover your nose and mouth with a tissue when you cough or sneeze. Immediately throw the used tissue in the garbage.

* Make sure your workplace has an adequate supply of tissues, soap, paper towels, alcohol-based sanitizing hand rubs and disposable wipes.

* Avoid touching your eyes, nose and mouth to minimize the spread of germs.

* Stay home when you’re sick.

To show someone how much you care, pick up specially-marked bundle packs of Kleenex brand facial tissue and locate the special code on the package. Enter the code at Kleenex.com to send a Care Pack, which includes hand sanitizer, tissues and more, to someone who needs a little extra comfort when they’re feeling under the weather. To learn more, visit the Spanish-language Kleenex “Softness Worth Sharing” website www.es.kleenex.com/suavidad. While supplies last. Some restrictions apply.

A tech refresh: Top reasons to buy a new PC

4/15/2013

(BPT) - At 4 years old, your child is probably adorable. But your 4-year-old PC – not so much. More than 300 million computers around the world are more than 4 years old, including one-third of American PCs, according to research by Intel. Sixty-five percent of those are bulky desktops that are so far behind in terms of technology, they might as well be wooden abacuses.

In just four short years, PCs have evolved to be faster, more powerful and lightweight, easier to use and more versatile. If you find you have plenty of time to brew coffee, prepare your cup, drink it down and start on the next while still waiting for your PC to boot up in the morning, it may be time for a new computer.

Not convinced you need to buy a new PC? Consider these warning signs:

* You spend minutes staring at the spinning hourglass while your PC struggles to download a movie.

* You lug your heavy charger brick everywhere because your PC’s battery won’t hold a charge for more than an hour

* The wires and weight of your bulky PC tie you down to using it in one place.

* Your PC freezes when running too many applications – a problem cited by 36 percent of people who owned older PCs in the Intel study.

* Your PC takes too long to boot up. Thirty-three percent complained of this problem, according to Intel.

Technology is no longer just a tool; for many Americans it’s become an integral part of their lifestyle. Mobile technology makes computing on the go easier than ever, but how do you know what device is right for you?

Technology advancements over the last four years have driven the development of thin, light and powerful PCs. New PCs have powerful processors that make them fast and responsive so things such as photo editing, HD video streaming, and gaming, run best on PCs.

In addition to new PCs, the latest generation of Ultrabook convertibles easily switches from laptop to tablet mode by flipping, folding or twisting the screen, and also have touch capabilities.

If you’re still suffering with an older, slower PC, here are some more reasons to upgrade:

* Today’s Intel-powered PCs are, on average, three times faster than PCs built just four years ago.

* An Intel-powered Ultrabook boots up in less than seven seconds. A 4-year-old PC can take more than a minute.

* Newer PCs weigh an average of about three pounds. Older ones? More than seven pounds.

* Many modern PCs are less than an inch thick.

* Battery life of newer PCs is double that of older models – up to eight hours on a single charge.

* The advent of touch-screen technology and sharper, clearer screen resolution make newer PCs more enjoyable to use.

Still not sure it’s time to buy a new PC? Consider costs. It may seem like everything these days, from gas to milk to cars, costs more. But today’s PCs cost, on average, $200 less than that 4-year-old dinosaur still sitting on your desk. For more advice on how to buy a computer that’s right for your needs, visit intel.ly/10P3O5M for a buyer’s guide.

No need to buy new - a simple update will do

2/18/2013

(BPT) - If you’re like most homeowners, you have several furniture and decor pieces around the house that have seen better days. And while the natural response is to throw away outdated items and buy something new, even lackluster home objects deserve a second chance. You can easily transform your trash into treasure with a little creativity and some elbow grease.

Follow these quick and easy makeover tips and before you know it, those worn out and uninspiring pieces will be looking great again.

Endless possibilities

Because of its resilience, plastic is a popular choice both around the house and the yard. From furniture, to kids’ toys, even coolers, plastic surfaces are everywhere. And although these pieces are inexpensive and durable, they often can look a little worse for wear after a few years of use.

Luckily, it’s easy to make over what you already have with the new Indoor/Outdoor Plastic Primer from Krylon. Plastic Primer is made with Krylon’s innovative Fusion for Plastic paint technology to offer lasting durability and improved adhesion. Simply apply the primer to any outdated or lackluster plastic surface and then paint with any Krylon product you want, including one of the 85 colors in Krylon’s Indoor/Outdoor paint line. You’ll be able to truly customize any plastic surface to fit the theme you’re looking for.

Even if the object is brand new, sometimes improvements still need to be made. Plastic storage drawers and cabinets are the perfect example of something new – and yet still boring. They often come in clear or are limited to a few, select colors that never quite match your decor theme. And unless you want to keep them hidden, re-painting is a must. By using Krylon’s Indoor/Outdoor Plastic Primer, you can paint the drawers in any color to match the rest of the room. Now, those inexpensive storage units will look like real furniture you can show off.

Make a stylish transformation

Do you have an old furniture piece that just doesn’t fit in with your decor? Chances are you do. But instead of going through the hassle of getting rid of it, breathe new life into it and transform the piece into something completely new.

Take for example, an outdated or unsightly chest of drawers you may have hidden in the attic or in the corner of the room. Instead of hiding it – give it a new outlook on life. Simply sand it down and give it a fresh coat of paint that will coordinate with the rest of your room. Add a few embellishments, such as new knobs or paint accents and voila – you have a new nightstand or end table.

You can also use the same creativity to transform an old vanity into a chic desk or an armoire into a stylish potting bench and garden center on your patio.

Picture this

Picture frames are a great way to display family portraits and your favorite memories while also adding a little style to a blank wall. Repurpose old frames you already have lying around the house to create a gallery wall with some pizzazz. With a few coats of spray paint, you can take frames from mismatched to mesmerizing. Spruce them up a bit more by using patterned papers as mats. Instead of white or cream, use dramatic colors and bold prints. Simply cut an opening the size of the photo, and you’ll have an unexpected pop of style and color in your new photo gallery.

With a few simple and easy ideas, your outdated and boring pieces can find a new spot in your home, instead of on the curb.

Save time and money with easy DIY auto maintenance tips

5/2/2013

(BPT) - Vehicles are a big investment for families – usually the second highest valued item in a household after the home itself. While the purchase price for cars, trucks and SUVs keeps going up, the cost of maintenance is holding steady or even dropping for most vehicles. Better materials, sophisticated computers and other advances increase reliability and allow less frequent oil changes, tune-ups and other service.

Owners can do some of the work themselves to lower maintenance costs even further. Anyone interested in saving money and increasing pride of ownership by doing their own work can spend just a few minutes and accomplish the following four maintenance tasks easily, without any expensive tools or training.

* Cabin air filter replacement – The air conditioner is cranked up on those hot summer days. The cabin air filter keeps the air blowing through the heat and air conditioning ventilation system clean, and it should be replaced at least once a year. But in areas of the country where there is a lot of pollen or dust – from dirt roads, construction projects or even arid conditions – it’s a good idea to replace this filter more frequently.

“Cabin air filters are usually easy to install, but installation will vary between cars,” says Tom Taylor, engineer and vice president of RockAuto.com, an online auto parts retailer. “Some filters are behind the glove box, and others are accessed through the cowl panel below the windshield.”

Check your owner’s manual to see if there is information on replacing the cabin air filter, or visit RockAuto.com to find installation instructions provided by filter manufacturers.

* Headlamps and tail lights – When a headlamp or tail light burns out, you may be surprised to discover how easy it is to replace these bulbs. For most vehicles, installation of headlamps is from the engine compartment. Just unplug the electrical connector on the back of the bulb, unscrew the large plastic ring that holds the bulb in place and pull the bulb out. Because headlamps are usually halogen lights, be sure to wear gloves or use a cloth to avoid getting fingerprints on the bulb. Oils from your hands can shorten the life of the bulb.

Tail lights are similar – usually you can gain access through the trunk of the vehicle underneath the trim material.

* Wiper blades – Trying to see the road through a streaky window is almost as bad as trying to see the road in a heavy rain shower. The quality of the blade purchased will determine how long the blade will last and how well it will perform in clearing the windshield of rain.

“It is now easy to choose wipers that are better than what originally came on the car,” Taylor says. “There are longer-lasting blades, winter blades that resist freezing to the windshield and beam-type wiper arms that hold the blade more firmly on the glass.”

Higher quality blades tend to cost more, but drivers will appreciate the durability and clarity they provide. RockAuto.com is promoting a wiper wholesaler closeout for top-quality blades at extremely low prices. Once you have your blades purchased, just follow the included directions on how to install them.

* Engine air filter – These air filters keep the oxygen supplied to the engine’s combustion chambers free of dirt and other contaminants. Clean air is needed to optimize the engine’s performance and extend its life. Manufacturers recommend replacing an engine air filter every 12,000 miles driven. However, it will also depend on the car’s model and how dusty the environment is. This filter is typically located under the hood in a large, rectangular, plastic air filter housing. Remove the four bolts or clips around the edges and then lift the dirty filter out.

These maintenance tasks are ongoing, but they become even easier with repetition. DIYers save money and time when they handle them at home.

One-of-a-kind ideas for an unforgettable wedding

4/25/2013

(BPT) - Mark knew he wanted to marry his girlfriend, Stacy, but he didn’t know how to pop the question. The proposal had to be memorable, unique, and meaningful for just the two of them. A cozy picnic on their favorite beach, surrounded by soft sand and cresting waves sounded perfect. Mark just needed that one final detail to make saying “I do” irresistible.

Mark decided to ask his friend Travis, a store manager at Things Remembered in Clovis, California for ideas. Mark told Travis about his beach proposal. As soon as he mentioned his girlfriend’s love of wine, Travis suggested, “Bring in a bottle of her favorite vintage and we’ll engrave: ‘Stacy, Will You Marry Me?’ on it. When she says ‘yes,’ fill it with sand from the beach as a keepsake.”

As details for the upcoming nuptials were set, Mark and Stacy added an engraved wine charm displaying their wedding date. And when the day finally arrived, the couple was able to use the very special bottle to adorn their head table.

Want to make your wedding moments as one-of-a-kind as Mark and Stacy’s? Here are some unique wedding ideas to inspire you.

Capture the look of your love with a custom logo

Are you classic and sophisticated, modern and chic, or casual and whimsical? Whatever your style, you can design a logo that captures that unique spirit. Use it to seamlessly tie together all of the many elements of your event, from the invitations to the programs to your aisle runner and toasting flutes. Imagine your logo as your cake topper or delicately weaved into the design with fondant. The possibilities are endless.

You may be thinking that a wedding logo sounds amazing, but it’s probably time-consuming and expensive. No worries – the personalization experts at Things Remembered will do all the work for you. You’ll get a customized logo (available in several digital formats) that can be used in dozens of ways. And it’s free with any qualifying bridal purchase - perfect for any wedding budget.

Spice up your guest book

It’s tradition to have your guests “sign in” at your wedding. But how can you turn it into an experience? Get a big, blank-paged guest book with plenty of room inside. Engrave your names and wedding date on the cover. Then grab some props that fit your wedding’s theme and rent a photo booth. It’s time for everyone to strike a pose! Who doesn’t love playing around with different looks while a camera captures the moment?

Your guests can keep a few photos for themselves, plus paste favorites into your guest book along with their personal messages. It's much more fun than a simple signature!

Take your wedding gifts up a notch – personalize them

When she was younger, Kristen, a bride-to-be in Minnesota, loved taking walks with her father after dinner. It was their time to catch up and share stories. For her special day, she wanted to give her dad a gift to remind him of those moments. She bought a frame ready for a photo of the two of them walking down the aisle. On it she engraved, “Of all the walks we’ve taken together, this one is my favorite.” It’s a gift her dad will never forget.

The best way to share your love and gratitude is to give personal, one-of-a-kind gifts that are made just for the ones you love. Add a meaningful quote to a pocket watch for your best man or personalize a bracelet with your maid of honor’s favorite song lyrics. Flower girls will love seeing their monogram on a customized keepsake locket, and ring bearers can’t help but show off their first engraved ID bracelet.

And what is more personal than a message written by you? A new service at Things Remembered called iEngrave lets you personalize your gifts with your own handwriting. Write out your message as only you can and iEngrave will take care of the rest. Your friends and family will never receive another gift so unique.

For more information on custom wedding logos, iEngrave and other personalized wedding day gift options, visit www.thingsremembered.com.

Make your house look like a 'million dollar listing' for less

3/27/2013

(BPT) - A new report reveals houses are selling faster and for more money, yet another indicator of a rebounding housing market. According to the National Association of Realtors, full-year sales of previously owned homes increased by 9 percent in 2012 over the previous year. Plus, home prices jumped up 12.3 percent, the biggest percentage gain since January 2005.

This will challenge sellers to sharpen their competitive edge as more homeowners, encouraged by promising indicators, put their house on the market. Josh Altman, one of the top 10 realtors in the country and star of Bravo’s hit TV show “Million Dollar Listing: L.A.,” shares three strategies for making houses more desirable to buyers.

Install hardwood floors

“Installing hardwood floors is one of the smartest investments a seller can make,” said Altman. “Hardwood flooring is easy to install, never goes out of style and is extremely desirable to homebuyers.”

Countless hardwood flooring options, including popular bamboo varieties, allow homeowners to easily select a floor that looks great and fits within their budget. Homeowners can even differentiate their floors – and houses – by transferring the flooring’s warranty to the new owner. For example, Lumber Liquidators’ Bellawood brand of prefinished hardwood flooring offers a certified 100-year transferable warranty.

Laminate or vinyl flooring is another option for getting a fresh, updated look. Laminate enables homeowners to get the look of hardwood for less, and there are even options for DIY novices, such as flooring that easily clicks together without glue or nails.

Increase the curb appeal

First impressions matter, and home buying is no different. “Making a few updates to a house’s exterior goes a long way in making houses more inviting and valuable,” said Altman.

Homeowners can put their green thumbs to work by weeding their garden, trimming plants and branches and adding color by planting vibrant flowers in containers or planters. Simple repairs and updates offer a lot of bang for your home improvement buck, whether it’s getting a new front door, updating house numbers or painting the trim, downspouts and gutters.

Update the kitchen

Remodeling a kitchen can bring a home to the top market value, and you don’t have to tear down walls or break the bank to do it. “No matter what budget a homeowner has, there are simple ways to add that wow factor to a kitchen,” said Altman.

Unique, stylish light fixtures can create a warm and inviting environment, while new appliances add visual interest and help increase the value of a home. Even subtle touches like updating cabinet hardware or installing a tile backsplash behind a stove can give a kitchen the facelift it needs.

Serving God and your country: Be the one service members seek to provide constant spiritual guidance both at home and overseas

2/27/2013

(BPT) - Whatever their backgrounds, beliefs and duties, Sailors have religious needs that must be met while they are answering the call to serve their country. They need guidance, moral support and worship opportunities – services especially critical to help guide them through the challenges of the job and family life.

Establishing religious support for service members isn’t anything new. Back in 1775, the Continental Congress recognized the importance of religion for Sailors, and required that services be held on Continental Congress ships. Later, during World War II, large numbers of civilian clergy stepped forward and enlisted to meet the religious needs of millions serving in the United States Navy. Today, the Navy’s Chaplain Corps consists of active duty and Reserve Chaplains who tend to the spiritual and emotional needs of all military members and their families.

Navy Chaplains and Religious Program Specialists from the Religious Ministry Team are available to meet the religious needs of Sailors, Marines and Coast Guardsmen. The Navy Chaplain Corps is made up of more than 800 Navy Chaplains representing more than 100 different faith groups. All Chaplains are Navy Officers, meaning each holds an important leadership role practicing ministry and providing faith leadership as well as personal advice in a ministry that is truly 24/7. Chaplains live, work, eat and pray with their fellow shipmates and understand their needs and challenges like no one else.

Navy Chaplains are in high demand, and a religious counsel career can be especially rewarding in the military. Whether conducting worship ceremonies on a ship at sea or assisting clergy with religious activities on a base, these men and women are in a unique position to serve their country and fellow service members.

Navy Chaplains have more time to:

* Conduct worship services in a variety of settings
* Perform religious rites and ceremonies such as weddings, funerals and baptisms
* Counsel individuals who seek guidance
* Oversee religious education programs
* Provide spiritual guidance and care to hospitalized personnel and their families
* Train lay leaders
* Advise leaders at all levels regarding morale, ethics and spiritual well-being

In addition to providing religious ministry for overall faith and facilitating all religious requirements for those of different faiths, Chaplains also advise the command to ensure the free exercise of religion.

To train for the Navy Chaplain Corps, five weeks of training at Officer Development School are held in Newport, R.I., followed by seven weeks of Naval Chaplaincy School in Ft. Jackson, S.C. Continued educational opportunities are available through the funded Chaplain Corps Advanced Education Program, and clinical pastoral educational programs are also held. Any student in the process of earning a graduate theological degree could potentially enter the Navy Chaplain Candidate Program as a student.

Visit navy.com to learn more about Chaplain career opportunities and the background required to answer this exciting and important call to serve.

Sure-grow guidance for first-time gardeners

4/10/2013

(BPT) - Each year, thousands of first-timers will join the millions of seasoned gardeners who already know the satisfaction of picking a perfect tomato at its peak, serving up salads from greens just grown right outside the back door, or harvesting home-grown peppers and specialty herbs never even seen at the grocery store.

Most of us want that home-grown, healthy goodness that veggie and herb gardens provide, but sometimes it’s hard to figure out just where to start. Diligent effort and smart investment can result in less-than-expected results, but starting your own produce plot and reaping its rewards is not out of your reach.

Even a small garden can fill your table with fresh, nutritious food, and help save money, too. In addition to the satisfaction you’ll get from growing your own food, gardening delivers a host of other health benefits, from low-impact exercise to boosting vitamin D levels with the hours you’ll spend in the sunshine.

Whether you start with a few containers on your patio, create a raised bed in a side yard or go big and plant a grand victory garden, gardening can be easy if you start with these six simple steps.

Step 1 – Pick transplants

While every plant starts from a seed, transplants make establishing your garden easier, and help ensure better success. Transplants, like Bonnie Plants which are grown regionally across the country and available at most garden retailers, nationwide, can trim six to eight weeks off growing time, and allow you to skip over the hard part of the growing process when plants are most vulnerable – so they’re more likely to survive and thrive.

Bonnie Plants offers a wide variety of veggies and herbs, available in biodegradable pots, making the selection process easy. Plant what you eat and try some easy-to-grow favorites, like these:

* Easy herbs – The volatile oils that make herbs valuable in cooking also naturally repel many insects and garden pests. Try basils, parsley, rosemary and something new, like grapefruit mint, which tastes as refreshing as it sounds.

* Bell peppers – You’ll find the Bell peppers grown in your own backyard will taste sweeter than those bought from your grocer. Harvest them green or red, when vitamin levels are higher. Bonnie offers the classic “Bonnie Bell,” that’s a productive proven winner.

* Eggplant – Eggplant thrives in hot weather. Try easy grow “Black Beauty” or something different like the white-skinned “Cloud Nine.”

* Lettuce – Go for “leaf” lettuces like “Buttercrunch,” “Red Sails,” or Romaine. They’ll tolerate more heat than head lettuces and if you keep picking the leaves you’ll get multiple harvests.

* Summer squash – Squash are easy-grow too, and very productive. Try zucchini “Black Beauty” or new-for-2013 Golden Scallop Patty Pan Squash. Many gardeners call this the flying saucer squash because of its unique shape. The flavor is delicate and mild, similar to zucchini.

* Tomatoes – These crimson favorites are the most popular backyard vegetable. Choose disease-resistant “Better Boy,” “Bonnie Original” or the extra-easy cherry tomato “Sweet 100.”

Step 2 – Location, location, location

Be sure the spot you choose for your plants gets six to eight hours of sun.You don’t need a lot of space to begin a vegetable garden. If you choose to grow in containers, you don’t even need a yard – a deck, patio or balcony will provide plenty of space. The amount of space you require will depend on what you’re planting and how many plants you intend to cultivate.

Sun-deprived plants won’t bear as much fruit and are more vulnerable to insects and stress.

Step 3 – Suitable soil

Success starts with the soil. Most vegetables do well in moist, well-drained soil that’s rich in organic matter like compost or peat moss. Adding organic material loosens stiff soil, helps retain moisture and nourishes important soil organisms.

Step 4 – Feed your food

All edible plants remove some nutrients from the soil, and can quickly exhaust soil without the help of a fertilizer. Since one of the reasons for growing your own vegetables is to control exactly what your family consumes, be sure to use all-natural, safe products like Bonnie Plant Food, which is derived from oilseed extract such as soybean seed extract. Research shows plants are healthier and more vigorous using organically based foods, rather than chemical based options.

Step 5 – Water well

Most vegetables aren’t drought tolerant, so you’ll need to water them regularly. The closer your garden is to a water source, the easier it will be to keep plants hydrated. One inch of water weekly is adequate for most vegetables.

Step 6 – Pest patrol

Let natural predators fight your battles, hand-pick pests or dislodge them with a jet of water. If you spray, do it late in the day when beneficial insects are less active.

You can find plenty of resources to help guide you through the planting process, from websites like www.bonnieplants.com to your local community college’s agricultural extension. Read up, watch videos, take a class and get your hands dirty.

Go green and live comfortably all year long

3/18/2013

(BPT) - Milder temperatures and longer days mean winter is fast becoming a distant memory. However, environmentally conscious homeowners know that the arrival of warmer weather also means the likelihood of increased air-conditioner use and higher energy bills.

With more green solutions available on the market, homeowners can make informed decisions of how to "green” their home while living comfortably all year long and saving money. Simple and inexpensive changes, such as replacing incandescent light bulbs with compact fluorescent lights, can make a noticeable impact on monthly energy usage. Some homeowners also consider installing small roof-mounted, solar hot water systems to minimize their carbon footprint and utility bills.

While these eco-solutions can help homeowners make the transition to living green, one area that homeowners usually do not consider is their home’s envelope – that is the home’s walls, windows, ceiling and floors. The U.S Department of Energy Savers suggests that air leakage from these areas can account for up to 40 percent of the energy lost by your home. When considering the amount of energy lost daily due to air leakage, homeowners are potentially losing thousands of dollars annually on air that is escaping their home.

Although it may not be top-of-mind, homeowners can tackle air leakage several ways. Double glazed windows, originally designed for extreme climates, are an increasingly popular and effective way to help minimize air leakage in a home. The U.S Department of Energy Savers says that air leakage through windows equates to around 10 percent, therefore considering high-performance, low-emissivity, double-glazed windows can help homeowners conserve energy, reduce heating and cooling bills as well as add value to their home, according to InsulationSmart.com.

Another effective consideration is replacing a home’s traditional batt insulation with a high-performance spray foam insulation. Spray foam insulation, such as Icynene, is a valuable solution for homeowners who want to make eco-friendly improvements to their home. Able to perform in all climates, spray foam insulation in a home allows homeowners to use their heating and cooling systems less, and enables them to effectively control their indoor environments.

As a modern insulation solution, spray foam insulation expands rapidly to completely seal a home’s walls, floors and ceilings to prevent air leakage. Insulation experts from Icynene note that quality spray foam insulation can noticeably reduce heating and cooling costs, in some cases by up to 50 percent. Additionally, spray foam insulation helps minimize random airborne moisture and pollutants from entering the home, ideal for anyone currently suffering from seasonal allergies. More information on how spray foam insulation can help homeowners minimize air leakage is available online at www.icynene.com.

Getting girls excited about science and math

4/22/2013

(BPT) - “My research experiences have shown me that, in spite of what statistics say about women in science, any girl with a passion for exploring unanswered questions can and should be persistent in pursuing that work,” says Sara Volz, 17. “Being female should not hold anyone back from science or engineering.”

Volz won the grand prize and $100,000 in the 2013 Intel Science Talent Search, the nation’s oldest and most prestigious high school science research competition, for her research of algae biofuels. The competition inspires students to tackle some of the world’s biggest challenges, from cancer treatments to natural disaster solutions. This year, nearly half of the 40 finalists were female.

According to the Department of Commerce, women currently hold fewer than 25 percent of jobs in science, technology, engineering and math fields, but job opportunities in those areas are expected to grow almost twice as much as other occupations by 2018.

Parents of girls currently in junior high or high school can encourage their daughters to stay interested in science and math by supporting their education in the subjects, both in the classroom and in extracurricular activities. To help inspire girls to pursue science, female Intel Science Talent Search finalists share their experiences on how they stayed involved:

* Develop a science network. A support team of like-minded classmates and friends can strengthen a girl’s interest and success in science and engineering subjects.

* Find a mentor. Teachers, neighbors, parents of friends and even business leaders in your community make great mentors in science and math. They help girls visualize the exciting path ahead of them.

* Get your hands dirty. You can only learn so much about science by reading a textbook. Immerse yourself in hands-on experiences, in the laboratory or out in the field. Actually doing science is what makes science so fun.

* Embrace your unique perspective. Research has found that men and women approach problems from different angles, which gives girls interested in science the ability to provide new and creative suggestions.

* Prepare to be surprised. Science is fun. Girls can learn and explore cutting-edge territory and be involved in researching breakthroughs in science. These breakthroughs, from medical treatments to environmental solutions, can lead to changing the world.

* Don’t give up. Stereotypes exist, but they shouldn’t prevent a girl from doing something she loves. Instead, embrace the challenge of going against socially-constructed limits and wow everyone.

As the 19 female finalists in the 2013 Intel Science Talent Search prove, girls can succeed in the fields of science and math and enjoy what they’re learning, as well. Those who explore and study these subjects have excellent future career potential and will embark on a journey of discovery in their learning.

Bringing home baby: When to call the doctor

4/22/2013

(BPT) - Most new parents are anxious when their infant has a fever, or is fussy, stuffy and simply not acting right. But how do you decide to call the pediatrician or to wait – especially in the middle of the night?

“We understand the uncertainty that comes with bringing home a newborn, and it’s always better to be safe than sorry,” says Linda Ciampa, a registered nurse in the labor and delivery department of a Boston-area hospital. “Even at 2 a.m., most doctors’ offices are on call to give you assurance and advice. We would much rather have you call than be up all night worrying – or possibly overlook something important,” adds Ciampa. “Even for the pros – ruling out anything serious offers the best possible peace of mind for us all.”

Ciampa encourages all first-time parents to take advantage of the postpartum care, newborn CPR and safety classes offered at many hospitals and community centers. Knowledge and information can reduce stress when your baby isn’t feeling well. She offers the following tips on what to look for when you suspect your baby may be sick:

Fever

Fever helps the body fight infection and doesn’t always need to be treated. But sometimes, fever in a newborn can be serious. A temperature of 100.4 degrees or higher in a baby under the age of 2 months should be reported. Your doctor will likely ask whether the baby is feeding, urinating and sleeping adequately. Never give medicines or other home remedies to a baby without first consulting with a pediatrician.

Historically, the most accurate way to determine a baby’s core-body temperature was with a rectal thermometer. Now, however, many doctors’ offices and hospitals use a forehead scanner, such as the Exergen TemporalScanner. One swipe provides a fast and accurate reading in just two seconds.

Studies show that temporal artery thermometers are just as accurate as the more invasive methods of temperature taking, such as rectal. They take the stress out of taking a baby’s temperature – and work on grownups too.

Seek immediate medical attention and call 911 if your infant is struggling to breathe or turns a shade of blue. Don’t hesitate to call your pediatrician if:

* Your baby’s skin appears yellow or you suspect jaundice

* The newborn’s stools appear red, white or black (aside from the first black meconium bowel movements)

* Your little one has a persistent cold, cough or is vomiting (more than spitting up)

* Your baby is unusually fussy, lethargic or not waking up for feeds

* The baby is not wetting enough diapers (look for six or more daily after 6 days of age)

Health care providers are there to offer advice and reassurance whenever you are unsure about any health issue concerning your newborn. Health care providers want your baby to be healthy – and you to feel confident – so you can enjoy this special time with your precious, new arrival.

Five tips to take your home from 'for sale' to 'sold'

3/18/2013

(BPT) - If you’ve been thinking about selling your home, there’s no time like the present. House hunters come out of the woodwork in warm weather months and “for sale” signs pop up everywhere. Your job is to set your home apart from all the others. In most areas around the country, it’s a buyers’ market. So how do you get a leg-up on the competition?

Deborah Rossler, Interior Design instructor at The Art Institute of Dallas, a campus of South University, and Maryse Jospitre, Interior Design program coordinator at The Art Institute of Phoenix share the top five tips you can really use to turn that “for sale” sign into “sold.”

1. Detach

You may love the outdated recliner that was passed down from grandpa. You may also think that lime green and fuchsia are the foundation for a great color scheme. But others may not. “Before you put it on the market, emotionally detach from your home,” advises Rossler. Look at it from the buyer’s point of view. Figure out what needs an update, a touch-up or an overhaul and then do it.

2. De-clutter

You want to open up the space to make it feel larger. While it’s fine if your home has the “lived in” look, all the extra knick-knacks should be put away. Jospitre suggests renting a storage unit if your place is small. If you’ve got a garage or an attic, store your items there in plastic bins.

But do not shove all the extra stuff in your closets. People look in there, warns Rossler, and a messy closet tells potential buyers that there won’t be enough room for their things either. The same goes for drawers and cabinets. Tidy them up and organize them neatly. Make sure your belongings aren’t packed tightly because it will make the cabinet look smaller.

Free up the space on your kitchen countertop. A coffee maker and toaster are fine. But put away the blender, stand-mixer and popcorn maker. You might as well tidy up the bathroom counter while you’re at it.

3. Go neutral

Neutral colors allow house hunters to visualize what the space will look like with their belongings. “Heavily saturated colors are overwhelming and don’t go over well with prospective home owners,” says Jospitre. If they dislike the colors, they will be put off by the space.

Rossler agrees that sellers should paint neutral colors that blend room-to-room. But she does make room for an exception: “If you’re living in a trendy area where something out of the norm is expected, then a bright wall could be a welcome feature.”

4. A little rehab and some heavy lifting

Does the carpet need to be replaced? Better yet, is there hardwood under the carpet you can refinish? Go for the latter, if that’s an option. Buyers love a good hardwood floor. Get the fresh coat of paint on the walls if they’re chipping or peeling.

Move furniture away from walls. A big couch against a wall looks frumpy and is not aesthetically pleasing. And remove extra furniture (this could also be filed under “de-clutter”). It’s good to see baseboards and corners, which gives the room a more open and spacious feel.

5. Before the doorbell rings

Clean. Then clean some more. A dirty, dusty house is a huge turn-off. Don’t forget to clean the light fixtures on the ceiling. And after you’ve done all that, do a quick 15-minute spruce-up before potential buyers walk through the door.

Open the curtains and blinds. Let natural light in. It makes the home seem cheery and bright. Of course, make sure the windows are clean too. Keep fresh flowers in a vase.

And don’t forget the smell. A fresh smelling home is a big plus. Open windows to air the home out. Don’t cook potentially pungent foods – like fish or garlic – before a showing. Instead bake some cookies or use an air freshener that smells like baked goods.

New technologies offering hope for those with tinnitus - or ringing in the ears

3/13/2013

(BPT) - If you experience a constant ringing in your ears that’s bothersome at best and debilitating at worst, you are far from alone. Tinnitus affects roughly one in five Americans and about 16 million people have serious tinnitus that requires medical attention. It’s also the most common disability for military veterans, since it can be caused by extended exposure to loud noise.

While tinnitus is a common condition, it’s one that can affect each person differently. While the general description involves a ringing in the ears audible only to the person with tinnitus, sufferers also report hearing a hissing, buzzing, whistling, roaring or chirping sound. It also varies in severity – merely an unwelcome distraction for some but completely debilitating for others.

Those who have tinnitus often report trouble sleeping, an inability to concentrate or complete tasks and changes in cognitive ability. If left untreated, tinnitus can lead to extreme stress for sufferers, and can present challenges both at work and at home.

No cure, but treatment available

Tinnitus is often related to hearing loss, although it can also be associated with earwax, head injuries, medications and other conditions. Much like hearing loss, there’s no known cure for tinnitus, but there are treatments available.

Counseling and sound therapy are often used to provide relief for those with tinnitus, and the hearing aid industry has also recently developed products than can help alleviate the problems caused by tinnitus. For example, Xino Tinnitus from Starkey is an innovative, nearly invisible, behind-the-ear device that provides relief for tinnitus sufferers.

The device has adjustable features designed to allow the wearer to experience a maximum level of relief, including volume and memory controls that can be controlled with the touch of a finger. The device can help offset the irritating sounds and thus many of the problems caused by tinnitus. This device can also be used as a hearing aid for tinnitus sufferers who also have a hearing loss and could benefit from amplification. More information can be found at www.starkey.com.

What to do if you think you have tinnitus

Tinnitus is a condition that can often be treated by a hearing care professional, although certain conditions might require medical treatment from a physician or ENT. A specialist can help you develop a treatment plan and determine if a tinnitus treatment device can help alleviate your symptoms.

If you’re suffering from tinnitus, the time to get help is now. While there is no cure for tinnitus, the right treatment methods can help you manage your condition and prevent it from reaching a debilitating level. Visit www.tinnitushearing.com to learn more about this condition and find a hearing care professional near you.

Tips and trends to create the wedding of your dreams for less

3/22/2013

(BPT) - When it comes to the big day, you want a wedding that suits you and your fiance perfectly, whether it’s a casual outdoor affair or a formal black-tie event. One thing every couple can agree on is that planning a wedding shouldn’t be stressful.

A few insider tips and trends of 2013 will help you plan the wedding of your dreams without undue stress. Start by utilizing online resources. Planning months in advance can help ensure you get every detail perfect for your dream wedding. A variety of helpful online resources will provide everything you need.

For the latest trends without the extra cost, renting has never been more in vogue. Helpful sites like RentalHQ.com from the American Rental Association (ARA) have everything you need to create your dream wedding. From choosing your china and linens to finding the latest decor and color options, it’s a great planning resource. Brides remain stress-free because many ARA rental stores offer complementary professional assistance for wedding equipment rentals, helping you plan all the intricate details for your big day.

Next visit Brides.com, the online website for Brides magazine, which has a plethora of informational articles as well as info on the latest bridal trends. From tips on choosing the right dress to a beauty calendar checklist for up to 12 months before the big day, it’s a fantastic resource for staying organized. For the do-it-herself bride, Pinterest.com is a great resource for finding unique decor and ideas to make your wedding completely “you.”

When you’re feeling stumped about some aspect of planning, Theknot.com is sure to inspire. Start by learning your personal wedding style – are you modern, vintage or offbeat? Then jump into learning about color schemes, fashion, honeymoons and more. MyWedding.com is a helpful resource also, with a variety of planning tools, insightful guides and the opportunity for couples to create a free website about their wedding.

Want to know some of the top bridal trends of 2013? From color to cake, brides today are thinking outside the box. Here are some top trends to consider:

Color: When it comes to colors there’s no need to be coy – top trends of 2013 are bright and bold. From ruby reds, rich blues, vivid violets and sunshine yellows, splashes of color liven up your decor and create a memorable atmosphere. It’s easy to seamlessly incorporate a fun color without going over the top when you rent – consider renting runners, centerpieces and even stemware in the color of your choice.

Dessert: While traditional brides may prefer a multilayered wedding cake, many others are taking a fun approach to desserts. Do you and your honey love apple pie? Place homemade apple pies on each table. Have your first date at an ice cream parlor? Set up an ice cream bar with a variety of toppings for guests to create their own sundae. You can rent all the extras to create an authentic ice cream shop atmosphere.

Go virtual: It’s unlikely that every guest you invite will be able to attend, so now technology is bringing people closer together no matter where they reside. Couples with guests who live far away or family who aren’t able to attend are now sharing their special day by live-streaming the ceremony and reception. Guests can then attend the wedding virtually.

Bouquets: Flowers are beautiful, but creative brides are taking a fresh look at traditional bouquets. Adorn your blooms with gems or feathers for a stunning accent as you walk down the aisle. Or, skip flowers altogether and create a family heirloom – gather vintage brooches from friends and family and make a sparkling jewelry bouquet with supplies from your local craft store.

Whatever trends you decide to incorporate into your big day, renting your dream wedding supplies rather than buying is a wise decision. You’ll get the latest trends at an affordable price.

Lawn care 101: Dig into spring with tips for a lush lawn

3/28/2013

(BPT) - Having a well-kept lawn not only will keep you in your neighbors’ good graces, it also adds value to your home. Lawn care doesn’t need to be complicated, but sometimes it just needs to be done.

Whether you’re a new homeowner or just looking for smarter ways to mow, seed or weed, the experts at The Home Depot have got the tips to keep the front, side and backyard lush and lovely. Taking steps to care for your lawn now can make sure you have a long, green summer ahead of you.

Take a sweep
What’s going on with your yard? Walk around your yard and check for wear and tear, good drainage and any damage caused by a long winter. Do you have barren spots or areas overgrown with weeds? Assess your needs before getting started this season.

“Sometimes knowing where to start can be the hardest part of taking care of your yard,” says Home Depot Certified Garden Consultant Nick Blassman. “Before heading to the store, take a critical look at the lawn and jot down a list of your trouble spots.”

Weeds and bald spots
Nothing ruins a beautiful, sloping lawn like weeds. Get rid of them easily this year with products like Amdro PowerFlex Weed and Grass Killer - it starts working immediately and kills weeds and unwelcome grasses down to their roots. Bare spots should be patched with healthy grass and most kinds of grass can be seeded over.

Fertilize
It’s a step many people skip over, but a good quality fertilizer can be the key to a beautiful yard. Fertilize once in the spring and then again in the fall. For a healthy yard, choose a fertilizer like Scotts Southern Turf Builder, with a large percentage of slow-release nitrogen and micronutrients. If you’re looking for an organic fertilizer, try Scotts Natural Lawn Food. Err on the side of under-fertilizing verses overdoing it - too much fertilizer can dry out your lawn or cause thatch to develop.

If you’ve fertilized and your lawn is getting a good amount of sunlight and water, test the soil to see if it has the proper pH balance (typically between 6.5 and 7.0 for most soils). “Home test kits are very easy to use - get several soil samples from different areas of your lawn, each from about 2 to 3 inches below the surface. Follow the instructions to complete the test and then doctor the soil as necessary,” says Blassman. Adding lime helps up your pH levels, but sulfur, sawdust and compost will bring the pH levels down.

Watering
Lawns need on average about an inch of water a week (either from irrigation or rain). Before spring gets into full swing, check your sprinklers. Turn them on and look for sprinkler heads that may not be working and replace any damaged ones. When you get into the season, if you’re noticing water is collecting in pools around the yard but everything is sprinkling smoothly, your lawn may not be draining properly. Consider removing the turf and adding a topsoil coat to level the ground, then replant with grass or ground cover like water-retaining Cypress Mulch. If you’ve got hard-to-reach shrubs or hanging baskets, a shower wand like the Orbit 33-inch Shower Wand makes watering much easier.

Get a mow on
When you’re mowing your yard, run the lawn mower in a different direction each time so you don’t hurt your lawn by creating ruts in the turf. Leave the clippings out on your lawn as an extra fertilizer. If you’ve got a small yard with tight corners, new mowers like the Ariens 42 inch 21 horsepower, available exclusively at The Home Depot, boasts a small 16-inch turning radius for navigating obstacles and hard turns. For a full yard’s work, the Honda 21-inch Steel Deck Smart Drive Self-Propelled mower is a perfect fit; it has an easy button start, a quiet engine and the Smart Drive system self-propels at adjustable speeds.

For more information on lawn care tips or anything related to the garden, sign up for The Garden Club at www.homedepot.com/gardenclub which provides regionalized information, forums and deals.

Tips to navigate the real estate landscape and find the perfect home

5/1/2013

(BPT) - For most Americans your home is the biggest ticket item you will ever purchase. It’s no wonder that people can take months, and sometimes even years, to find the perfect home. When you walk into a house that’s on the market, many times the homeowner or real estate agent has “staged” it to ensure that you focus on the home’s greatest assets and overlook its flaws. Your job is to look past all that to see if this house is right for you.

Annette Lawrence, academic director of design programs, at The Art Institute of Ohio - Cincinnati, and Marissa Alexander, interior design program coordinator at The Art Institutes International Minnesota, offer these tips to navigate the real estate landscape.

Before you ever step out of your current home, make a list says Alexander. Your list should include one column for “must haves” and another for “wants.” “The wants you can compromise on,” advises Alexander. If you know what you are looking for and what you can’t live without, it’s a lot easier to find it.

Many people get caught up on the basic aesthetics of a home. “The paint is not a big deal,” says Lawrence. “Countertops are not a reason to choose a home or cross it off your list.” The shag carpeting can be ripped out and replaced. These are all easy fixes.

You should beware of the fixes that can break the bank. Will the roof need to be replaced? What about other big-ticket items like the heating and cooling system? Does the perimeter of the house slope toward it? That could mean flooding during a heavy rain. And what about the structural integrity of the foundation? A good inspector will spot the red flags and could keep you from making a costly mistake. That inspector will also check the chimney, the insulation in the attic and the gutters and spouts.

And there are things you can check on before you call in an inspector. “If you want to know whether a floor is warping, just take a ball and roll it across the room,” says Alexander. If it doesn’t roll straight across, it could signal issues with the foundation.

Figure out what kind of layout you want for your house. “Ask yourself what kind of floor plan you like,” says Lawrence. “Those are the kinds of things that are costly to change.” If the floor plan is right for you, the cosmetics will be a fairly easy and inexpensive fix.

While you may think that this home purchase will be one of many, you should consider the possibility that this could be your home for decades to come. That’s why Lawrence is a big proponent of finding a home that allows you to “age in place.” She suggests you find a home with a first floor master bedroom and laundry room. Also consider how many steps there are from the driveway into the home. Are the hallways and doorways wide enough for a wheelchair or a walker?

Even if you do not think you’ll need these accommodations, consider your home’s “visitability.” If you have elderly relatives or friends with disabilities, are they going to be able to come to your new home? “My grandmother was one of my most frequent guests,” explains Lawrence. “I had low lighting and had painted the walls dark colors. Consequently, she couldn’t see too well when visiting.”

Give your home a fresh look with color

4/12/2013

(BPT) - A fresh coat of paint can give any room an instant lift, making it a great solution for converting a space from drab to fab.

Though neutrals reign as America’s most popular paint choices, the National Home Color Survey from Sherwin-Williams shows people are becoming bolder with color. Three-in-four homeowners indicate they want to incorporate more color into their home, most commonly in their living room, bedroom and kitchen.

“Colorful paint is an easy and inexpensive way to stylishly transform a space,” said David Bromstad, HGTV(R) star and celebrity interior designer. “Set the mood for a room with a splash of color and you’ll spice up your space like a design pro.”

Bromstad offers the following tips for anyone looking to add color to their home:

* Identify a colorful object as the focal point of the room. Select bold items to build your room around, such as a piece of artwork, rug or chair that really makes a statement.

* Use a color palette to guide design choices. HGTV(R) HOME by Sherwin-Williams takes the guesswork out of choosing colors with coordinated collections of color, paint and wallpaper designed to flow beautifully throughout your home. Mix and match the colors to help guide your wall, furniture and accessory color choices.

* Coordinate your color transitions. For high-impact transitions, combine bolder shades with their more neutral counterparts and for a more tranquil transition, stick to softer or lighter shades that are from the same color family.

* Highlight unexpected areas. Turn ordinary areas like ceilings, banisters or door frames into extraordinary spaces. If you want to keep walls neutral, paint a piece of furniture, such as a chair, headboard or the back of a bookshelf.

* Use colorful patterns for the illusion of space. Horizontal stripes can help small rooms feel more spacious, while vertical stripes can add the illusion of height to low ceilings.

“Every colorful room adds personality to a home, from playful to serene to luxurious and beyond,” said Bromstad. “That’s what’s great about paint colors; they allow you to express yourself through your home.”

For more tips and color inspiration, visit sherwin-williams.com/color.

Protect your information during the tax-season identity theft boom

2/19/2013

(BPT) - Tax season can be stressful, and each year people scramble to send in their tax returns, right down to the deadline. But for those who do a little preparation and avoid procrastinating, it can be significantly less tense. However, whether you’re a last-minute rusher or an ahead-of-the-game planner, you need to take steps to protect your identity during tax time, or you could be facing the greatest stress of all.

With so much financial information crossing the wires and the mail routes, tax season is ripe for exploitation by identity thieves. Unfortunately for many, the thieves haven’t hesitated to take advantage. According to a U.S. Government Accountability Office (GAO) report (November 2012), the Internal Revenue Service identified more than 640,000 incidents of identity theft that impacted tax administration in the first nine months of 2012 alone, a large increase over prior years.

Those numbers make it clear that tax-time identity theft is a risk that everyone should take seriously. You should take steps to protect your information – this year and every year around tax time.

* Be cautious with your paperwork. Don’t leave mail with sensitive information sitting in your mailbox, where it’s vulnerable to theft. And whether you’re sending or receiving, avoid leaving items sitting in your car or in your home where they are in plain sight for someone looking in the windows.

* Check your credit report. One of the best ways to stay informed about the state of your identity is by monitoring your credit. Everyone is entitled to a free yearly credit report, but if identity theft happens after you view that report, it could be months before you notice an instance of fraud – and a lot can happen during that time. Using a credit monitoring program gives you better protection, thanks to unlimited access to your credit report from companies like Equifax and automated alerts when key changes appear on your accounts. In the event that the worst happens, some programs offer help through 24/7 access to identity theft resolution specialists.

* Learn to be scam-savvy. Identity thieves are no fools – but they will try to fool you. Stay informed about scams and never give out personal information over the phone or on the Internet unless you initiated the contact and you’re absolutely certain about whom you’re dealing with. Keep in mind that the IRS does not ever request sensitive information via email – almost all official IRS communication is carried out by regular mail.

* Make sure you’re using safe technology. Update your computer’s anti-virus software and security patches and check to ensure that any site you’re using is firewall-protected. Also, be aware that some photocopy machines have hard drives that store digital versions of anything they are used to copy.

Don’t let tax time become more nerve-wracking than it needs to be. Prepare your return in time, and prepare yourself to fight identity theft, in order to ensure that you’ll be on time, secure and hassle-free.More information about credit and identity theft issues is available at the Equifax Finance Blog (www.blog.equifax.com).

2013 tax season tips

3/25/2013

(BPT) - It’s tax season and, as always, there are many new rules that can create traps for the unwary. But with a few tips and tricks, you can help minimize your taxes and maximize your overall long-term financial position.

Consider the following five tax tips from Robert Fishbein, vice president and corporate counsel, Prudential Financial, who has more than 25 years of experience in tax law.

1. Last minute retirement funding - You can still make a $5,000 2012 contribution to your traditional or Roth IRA, or $6,000 if you attained age 50 during or before 2012. If self employed, you can likely contribute a larger amount to a SEP IRA. The contribution must be made on or before the due date of your tax return, and you should indicate it relates to the 2012 tax year.

2. Understand the new cost basis rules – In 2011 financial institutions started tracking and tax reporting investments in stock and gain when sold. For 2012 the new rules applied to mutual funds, dividend reinvestment plans (DRIPs) and exchange traded funds (ETFs). You can choose the method to determine cost basis or default to the approach used by the financial institution. On a go-forward basis, then, the IRS will know the amount of investment gain you need to include on your tax return. For investments that predate these rules you remain responsible for tracking and reporting cost basis and gain.

3. Beware the Alternative Minimum Tax (AMT) – The American Taxpayer Relief Act of 2013 (ATRA) is said to have “fixed” the AMT. More precisely, it permanently adjusted the AMT exemption amount for inflation. The AMT exemption acts as a shield from the tax, and the adjustment precludes being subject to the tax merely because income has increased with inflation. Don’t be misled, though, and think the AMT has gone away. The AMT is alive and well and you need to calculate your regular tax liability and your AMT liability and pay the higher amount.

4. Use the reinstated rules – ATRA restored retroactively certain provisions for the 2012 and 2013 tax years, including the ability to deduct the larger of your state income tax or sales tax and to exclude from income IRA required distributions that are paid directly to a charity. Make sure you understand how you might benefit from these various reinstated rules.

5. Plan for higher tax rates – In 2013 several new changes will increase the burden for taxpayers. The expiration of a 2 percent reduction in payroll tax means a $2,000 tax increase for $100,000 of wages. The highest rate on ordinary income increased from 35 percent to 39.6 percent and on capital gains from 15 percent to 20 percent, and limitations on itemized deductions and personal exemptions can add around 2 percent more to your tax rate. Also, the health care law enacted in 2010 introduced a .9 percent increase in Medicare tax on wages and a 3.8 percent tax on investment income for high income taxpayers.

Regardless of your income level, it is likely you will pay more in taxes this year. You should consider whether to adjust your withholding or estimated tax payments so you are not subject to interest and penalties. You should also understand that the increased taxes make planning for 2013 and beyond more important than ever.

Five fast fixes and tips for a summer-ready car

4/5/2013

(BPT) - With summer just around the corner, it’s time to get your car in tip-top shape to withstand hot days and long road trips. Summer driving requires your car to run differently; some adjustments and inspections are important to ensure your vehicle lasts season to season. Follow these five fast fixes and inspections to cruise through the summer and avoid roadside headaches.

Tire care
Tires perform differently in different weather conditions, so as the weather changes, it’s important to check tire pressure and tire tread. To check tire tread, see if the built-in "wear bars” are visible. These are narrow strips of rubber across the tires that appear when the tread is worn down to one-sixteenth of an inch. If you can see wear bars, your tires need to be replaced.

Now that you’ve put in the effort to make your tires safe, make them shine. The Tire Shine Coating from Dupli-Color will keep your tires looking like new all season long. It’s easy to apply and features Shine-Last technology. Its formula lasts five times longer than silicone-based tire dressings, so tires will keep their shine through rain and other harsh elements. Simply spray it on your tires and hit the open road in style.

De-winterize your car
De-winterizing your car is easy and affordable. First, check all the fluid levels – coolant, transmission, differential, power steering and brake fluid – to make sure there aren't any leaks. It’s also a good idea to change the oil between seasons, as oil gets thick and collects condensation if it sits in the engine all winter.

It's also important to thoroughly clean the undercarriage of your car after a long winter, especially if you live in a snowy climate. To avoid spending extra money on detailing, clean the undercarriage yourself using a basic water hose or high-pressure cleaning system. In just a few minutes, you can ensure your vehicle is ready for the new road conditions and help you avoid any unnecessary issues.

Paint protection
Winter can be tough on a car’s exterior and sunshine will reveal every nick, chip and scratch in your vehicle’s paint. Restoring your ride’s original factory finish takes only minutes with the easy-to-apply Dupli-Color ScratchFix 2 in 1. This innovative touch-up paint product is available in hundreds of Exact-Match colors for domestic and imported vehicles.

Simply use your vehicle’s make, model and year to find your guaranteed matching color code, and use one of the two applicators to fix any scrapes or nicks in no time. With a roller ball tip for precision and a tapered brush for full coverage, ScratchFix 2 in 1 will not only make your car look great, it will also protect the damaged surface from rusting and becoming a big, expensive problem.

Check the AC
Your air conditioning system will be working overtime in the summer, so take time to test it to make sure it’s working properly sooner, rather than later. Since the vehicle’s refrigerant is under high pressure and harmful to the atmosphere, it’s best to leave any inspection or maintenance to a qualified professional. Mechanics can easily trap and recycle used refrigerant with the proper tools, and you can drive off with confidence you’ll stay cool all summer.

Inspect hoses and belts
The key to comfortable, safe summer driving is keeping the engine cool, and hoses and belts play a huge part in helping your engine run properly. Hoses pump coolant to and from the engine block, and belts run the fan that cools the system further. If the hoses crack or the belts snap, the radiator will quickly overheat, leaving you stranded. Check hoses for cracks, leaks and loose connections. Hoses should be firm, never soft and malleable, and belts can be visually checked for damage. If anything is noticeably wrong, get it fixed immediately, before you’re stranded in the summer heat.

Vehicles need updating and maintenance through the changing of the seasons, but a few easy steps can prevent a summer of unexpected issues and repairs. Start now on these preventative maintenance tips and you’ll be cruising smoothly all season long.

Shrug off that winter chill with smart home improvement projects

1/31/2013

(BPT) - Spring is drawing nearer and, for homeowners, now is the time to shrug off the winter chill and think about home improvement plans. Building industry experts say that it’s an ideal time to carefully consider and prioritize your plans – both cosmetic and structural.

Understanding what is an essential home improvement and what is purely cosmetic is fundamental for those looking to make a smart investment in their homes. The foundation, for example, is a key investment area during a renovation project. Hiring an energy rater, inspector or appraiser to examine the home will give a better sense of the required work and avoid any subsequent costly headaches.

If you’re thinking of going green, small changes such as using compact fluorescent light bulbs can contribute to reducing your home’s carbon footprint. Fluorescent light bulbs typically have a longer life and use less energy thereby reducing excessive energy waste as well as monthly energy bills.

Investing in energy-efficient appliances is another effective way to live green and add value to your home. Many modern air conditioners use 30 to 50 percent less energy to produce the same amount of cool air as air conditioners from the 1970s, according to the U.S. Department of Energy. Homeowners with an old central air system can consider having a new, more energy efficient HVAC system installed. While these may come with an expensive up-front cost, the savings on energy bills over the long term will prove to be a wise investment. Additionally, the inclusion of other energy efficient appliances such as refrigerators, washing machines and dryers will contribute to lower energy bills.

Another significant way to reduce energy consumption is to adequately seal the home to stop air leaks by opting for a smart insulation material. Insulation experts say that homeowners should survey their house from top to bottom, and assess any trouble spots such as drafty areas or cold zones which could be caused by air leakage. Air leakage can limit the effectiveness of heating systems and leave you with higher energy bills. According to InsulationSmart.com, floors, walls and ceilings can account for up to 31 percent of air leakage in a home. Spray foam insulation, which can help combat air leakage, is growing in popularity amongst homeowners since it is an energy-efficient material that delivers year-round benefits. Spray foam insulation, like that available from Icynene, works well in all types of homes across the country, regardless of climate.

Spray foam insulation performs for the life of the property, ensuring that homeowners enjoy comfortable indoor temperatures all year round without overrunning their heating and cooling equipment. Insulation experts from Icynene note that quality spray foam insulation can noticeably reduce heating and cooling costs, in some cases by up to 50 percent. Additionally, spray foam insulation helps minimize random airborne moisture and pollutants from entering the home, ideal for allergy sufferers. More information on the effectiveness of spray foam insulation is available online at www.icynene.com.

Updating your home with cost- and earth-conscious improvements will provide a multitude of benefits. Not only will your home be more comfortable, but you’ll be saving money and doing right by the environment.

Protect yourself from summer's backyard pests

4/11/2013

(BPT) - Warm weather is here for the next few months, and that means you’ll be spending more time outdoors with family and friends – and more time with summer pests. Mosquitoes, fire ants, bees, wasps and yellow jackets are some of summer’s worst bugs. And those pests can be more than a mere nuisance.

In 2012, the Centers for Disease Control and Prevention reported more than 5,300 cases of West Nile Virus throughout the United States. West Nile Virus can be a serious disease for a few people (about one in 150), according to the CDC. Up to 20 percent of the people who become infected have milder symptoms, while most people who get the disease (about four out of five) will not show any symptoms at all.

“The best way to protect yourself from mosquitoes is to take the proper precautions,” says Orkin entomologist and technical services director Dr. Ron Harrison. “Use insect repellent when spending time outdoors, empty any standing water from around your home, and either stay inside or wear long sleeves and pants if you must be outside during dusk and dawn, because that is when mosquitoes are most active.”

Fire ants prefer warm, sunny conditions, and are most common throughout the southern United States, but have been found as far west as California and as far north as Maryland. Their mounds can grow up to 2 feet around and stand more than a foot tall. These colonies can contain several hundred thousand ants, including at least one queen. By attaching themselves to their victims and injecting venom through their stingers, they can sting animals and humans repeatedly when threatened or searching for prey. These ants are reddish-black and range in size from 1/16 to almost half an inch long.

Many bees, wasps and yellow jackets are social insects and live in colonies. Unlike bees, however, wasps and yellow jackets are capable of stinging multiple times. Many can exist where humans live, and can be dangerous if disturbed. All three insects can wreak havoc on outdoor fun, especially since they are attracted to food, garbage cans and sugary soft drinks.

Bee, wasp and yellow jacket stings can cause significant and life-threatening allergic reactions in about 3 percent of people who are stung, according to the Mayo Clinic. While stings are usually not life-threatening to most people, they can be painful, become infected and aggravate skin disorders or allergies.

Orkin recommends preventing these backyard pests from being summertime bothers by remembering the following tips:

* Clean up spilled food and drinks immediately, and keep food stored tightly, especially during outdoor picnics.

* Rinse out cans before recycling, and empty garbage cans and recycling bins often.

* Seal cracks around doors and windows.

* Keep gutters and downspouts clean and keep plants away from your home’s foundation.

The evolution of accounting: new careers in the language of business

3/27/2013

(BPT) - Numbers span all languages and cultures, creating what is known as the language of business: accounting. The earliest accounting records date back thousands of years to the use of an abacus, a rudimentary counting tool. As the workplace has progressed, so has the role of the accounting professional. This has been particularly evident in recent years; the integration of technology in accounting has created many specializations and job opportunities within the field – from forensic accounting to health care IT auditors.

According to the U.S. Bureau of Labor Statistics, accountants, auditors, financial bookkeepers and clerks rank among the top 25 occupations in the nation – and the employment of accountants and auditors is expected to grow 16 percent by 2020. This increasing diversity of career paths and the bright employment future are attracting many professionals to a career in accounting.

“Accounting is an exciting, expanding field going beyond traditional corporate and public accounting; the evolution of technology's role in the field has allowed new concentrations to emerge,” says Sarah Engle, professor of accountancy in the College of Business and Management at DeVry University and owner of Black River Tax Prep. “Technology has expanded the traditional boundaries associated with the profession. Mobile devices and cloud computing, for instance, allow small and mid-size accounting firms to broaden their reach to clients worldwide.”

The need for accountants with professional specializations is on the rise. The demand for forensic accountants, for instance, has expanded with the fallout from high-profile financial scandals like Enron and Lehman Brothers. These accountants focus on disputes or litigation in civil or criminal law and often investigate corporate and securities fraud, insurance and personal injury claims and computer fraud. The Federal Bureau of Investigation (FBI) has adapted by adding forensic accountants to its roster of permanent positions. According to research by the American Institute of Certified Public Accountants (AICPA), the top three characteristics for a forensic accountant to possess are analytical, detail oriented and ethical.

Environmental or "green" accounting is also a growing field. With sustainability and environmental protection becoming more prominent objectives in today’s business world, green accountants will be employed to help leaders make more informed decisions. Accountants with expertise in both traditional accounting and various environmental technologies are needed to provide a more comprehensive analysis of the future cost of business.

“Today’s accountants need a widened skill set, learning and leveraging both hard and soft skills,” says Shanae Bond, a staff accountant at Macy’s and alumnae of DeVry University’s Keller Graduate School of Management. “For example, I use both fundamental accounting principles and economics each day as well as critical thinking and customer service skills.”

There are varied educational paths for accountants, but most positions require at least a bachelor's degree. Many professionals in the field choose to earn a master’s degree and certification, such as becoming a Certified Public Accountant (CPA), to enhance their resume and marketability.

DeVry University, for example, is helping to meet the demand of this booming industry by offering several bachelor’s degree programs that can lead to an accounting career. Courses such as cost accounting, ethics and fraud, and accounting information systems allow students to gain insight and experience that will translate in the working world.

The language of business has evolved. Future generations of accountants will have many diverse opportunities if they are well-educated and possess the skills required of today’s business world.

What to do with all this stuff? Moving tips for newlyweds

3/6/2013

(BPT) - Wedding day traditions vary ever so slightly from decade to decade based on music, fashion and cultural change. However, today’s newlyweds have a distinct issue that their parents probably didn’t face a quarter century ago – which sectional couch stays, and which one goes?

Today’s wedding registries are still chock-full of china, saucers, spatulas and the like, but chances are your newlywed friends have already accumulated many of life’s necessities as a result of living on their own for years before marriage.

A recent survey of first-time newlyweds by the Centers for Disease Control and Prevention shows the median age of people marrying for the first time in the U.S. is at an all-time high. And while the percentage of young men and women living with their parents has risen in the past decade, more than 80 percent of Americans ages 25 to 34 live independently before marriage, according to Census Bureau reports.

So, what does a couple do when faced with duplicates of nearly everything before moving in together?

“Detach,” is the advice from Sean E. Burns, a psychologist with Counseling Associates of West Michigan.

"Try to respect the fact that some people will build emotional attachments to items,” says Burns. “However, you must jointly establish reasonable limits. Otherwise, you risk associating sentimental value to everything in an effort to avoid difficult decisions.”

Melanie Bergeron, former CEO and current chair of the board for the nation’s largest franchised moving company, Two Men And A Truck, suggests a successful move begins with an open mind.

“I was 30 years old and my husband was 40 when we got married, so we had a lot of duplicates on that first move,” Bergeron says. “All my decor was light and contemporary and his was dark antiques, so I was certain we had a decorating nightmare on our hands. In reality, we ended up finding a happy medium and gave away those items we didn’t absolutely need. So, rule No. 1 is to keep an open mind as you combine homes.”

Bergeron suggests these additional tips to make your first nesting experience as painless as possible:

Duplicates to dollars: Take a pen to paper and lay out your combined inventory a month before your move day. This way, you can begin to visualize what goes where and what duplicates can end up on Craigslist to build funds for items you haven’t yet acquired.

Box yourself in: Once inventory is complete, decide what will go where and organize everything in boxes that are clearly marked for each room. The more direction you can provide your movers, the faster your move will go and the less it will cost. Contact your local Two Men And A Truck moving company to have all your moving supplies delivered in advance for free.

Purge before you merge: De-junking before moving day is critical to streamlining belongings. Most movers estimate jobs by the hour, so the more you can clean out beforehand the less time it will take to move.

Sweat the big stuff: If you can’t afford to hire a moving company for all your belongings, consider hiring professionals for just heavy, bulky items. In an effort to save money, you have to consider the favors you’ll be forced to ask, the pizza and beverages you’ll need to buy and the anxiety that comes with every hardwood ding and drywall puncture. Before you rent that truck yourself, call for an estimate; the time and money saved will be better spent celebrating your nuptials.

For more moving advice, visit www.twomenandatruck.com.

Top three reasons to find your banking bliss

3/25/2013

(BPT) - What would you do with an extra hour this week? Maybe you would sit down to watch your favorite TV program, jump back into that book you’ve been dying to finish, or pick up the phone to catch up with an old friend. Gaining an hour this week may be as simple as having a good relationship with your bank.

“A recent study showed that happy banking consumers spend an hour less on average per week worrying about their fiscal affairs,” says Ryan Bailey, executive vice president at TD Bank. “Finding a bank that will alleviate your financial stress is much easier than you think.”

When it comes to selecting a bank, it’s important to choose wisely advises Bailey. “While banking is a necessity, that does not mean that all financial institutions are the same in terms of the value they provide. Research shows that having a consistent, positive banking connection can lead to a happier and healthier financial state overall,” Bailey says.

Take a look at the top three reasons to find bliss with your bank:

Have less financial stress

According to a recent poll from TD Bank, those in happier banking situations are more positive about their current financial state and 60 percent of these consumers report having low or no financial stress. Similarly, the American Consumer Satisfaction Index reported that customer satisfaction has increased by 2.7 percent from last year to 77 percent, suggesting that consumers are feeling the love from their banks. What defines a good connection is unique to each individual, but research has shown the majority of people define a good banking experience by exceptional customer service. If you’re not feeling satisfied with your bank, it may be time to reconsider what you need in a financial institution.

Be more fiscally confident

When assessing their current financial situation, consumers in a happy banking relationship are more confident in their financial future and reaching their personal goals, studies show.

A bank should be more than a place to withdraw and deposit money; a great bank will be a financial partner and offer you the opportunity to have broader financial conversations to help you achieve your fiscal goals.

If you’re unsure of whether your bank is truly committed to you as a partner consider these questions: Are you currently able to bank on your terms, to fit your schedule? Do you need to visit your bank earlier or later than normal business hours? Do you plan to conduct banking on weekends? How likely is it that you will need to speak to a bank representative to discuss your finances? Look for a bank with expanded conveniences and financial choices; this added value in your banking experience will contribute to a more positive outlook and less financial stress.

Have more time and less worry

Find a bank that respects your time and fits your financial needs into your schedule – not theirs. In addition to offering standard banking services, more and more banks are making customer service and convenience a priority. TD Bank, for example, has real people available 24/7 and will even chat with customers on Twitter to provide customers support whenever it’s needed. Look for a bank that opens early and stays open late so you can bank on your schedule.

If you’re among those who are not happy with their bank, have high financial stress, and feel you spend too much time worrying about your finances, consider making a change. One of the best and easiest ways to try another bank is to open a checking account. You’ll get a feel for a bank’s customer service, accessibility, and added financial value right from your first transaction – some banks even offer instant issue debit cards, so you can be up and running by the time you walk out the door.

Ultimately, using a bank that makes you a priority, is accessible whenever you have questions, and offers reliable financial information will help you to reduce stress and feel more confident about your financial future.

Tips for setting up your home theater viewing space

3/28/2013

(BPT) - Few things are more disappointing than turning on your new TV for the first time only to discover the picture doesn’t look as good as it did in the store. Or the audio balance is so far off that you feel like you’re listening from inside a tunnel.

The home entertainment center concept has evolved dramatically over the past decade, from a single “tube” TV and a DVD player to full-blown, high-definition multi-media centers. The technology today offers a more immersive experience. And with a proper set up, you can enjoy the full potential of the pride and joy of your living room.

Technologist and industry veteran Tom Campbell, who helped first launch high definition (HD) TVs and played a key role in the recent emergence of “Ultra HD,” has some tips for setting up the ideal viewing space for your home theater:

Control lighting

“While darkness is great in a big movie theater, it’s not always practical for your home theater. You’ll need to manage lighting in the room to ensure the best picture quality, whether you’re enjoying a family movie with the kids or watching the big game with friends,” Campbell says.

Choose adjustable lighting; place lights on a dimmer so that you can adapt the lighting level depending on what you’re watching. Outfit windows with shades that can easily be closed to further darken the room. For times when the lights will be on, be sure to position lights so that they won’t create glare on the TV screen. And, if possible, avoid placing your screen in direct light from outside, such as opposite a window.

Maximize TV positioning

Believe it or not, the TV’s height or the angle at which your eyes meet the screen can actually affect how good the picture looks. If you’re putting the TV on a stand, position the screen so that your eyes are level with the bottom third of the display. Generally, the center of your screen should be no more than 42 to 52 inches above the floor. If you don’t already have your TV, for the widest viewing angles you want a plasma or an LED TV with IPS technology, like LG, which ensures a good picture for off-angle viewing (both horizontal and vertical).

“A TV over the mantel or fireplace may look nice, but that height can mean an awkward angle for maximum viewing quality,” Campbell says. “Viewers may have to crane their necks to see well and the picture quality might be compromised.” An adjustable wall mount can help you adapt the angle of the TV so you still have a straight-on angle and good picture. They can also help with different viewing arrangements or lighting conditions, based on the time of day.

Find the optimal viewing distance

The best quality equipment can leave you disappointed if you aren’t watching from the optimal viewing position. Sitting too close to a large-screen “FULL HD” TV can make the picture appear grainy. Too far, and you’ll lose the immersive feeling a big screen provides.

Opinions vary on what’s the best distance from which to view a screen. According to Brian Markwalter, senior vice president of research & standards for the Consumer Electronics Association (CEA), a simple way to calculate the optimal viewing distance is to multiply the diagonal size of your TV by two or three. “That number will tell you how many inches you should sit away from the screen for the best possible picture. Remember, though, to measure from the screen to the point where your eyes would be, not the back or front of the furniture you’ll be sitting on,” he says.

Keep in mind that in addition to the size of the screen, the resolution will affect your calculations. “Generally speaking,” Markwalter says, “you’ll want to sit farther away from a larger screen, but if it has a higher resolution you can sit closer.” For example, a “4K” TV like LG’s 84-inch Ultra HD TV offers four times the resolution of typical HDTVs, meaning more detail, so viewers get a crisp, clear picture from as close as five feet. If you want a large screen in a small space, an Ultra HD TV is an ideal solution.

Take care of sound quality

Campbell advises that, while you may love the look of your hardwoods and hate to cover up the view from the picture window, bare floors, walls and windows can make your home theater sound as if it has an echo or the sound is too sharp and bright. On the other hand, if the room is heavily padded with wall-to-wall carpeting, heavy drapes and lots of cushioned furniture, you may think sound seems muffled. A mixture of different surfaces and materials can help ensure the best sound quality.

“Position the center speaker channel in the center of the screen, either above, below or directly behind. Additional surround-sound speakers should be placed around the room – to the side, above or even behind the audience,” explains Campbell.

With a good-quality TV and some proper space planning, you can ensure your home theater delivers the best viewing experience possible.

Don't duplicate the stress: think taxes year-round

3/5/2013

(BPT) - Now that the April 15 tax filing deadline has passed, so too has the stress associated with filing taxes for most people. This year, resolve to think about taxes early and often so you don’t get caught in a last-minute panic.

Not only does this advance preparation help reduce anxiety, but it also positions you for a bigger return in the future. A little ongoing effort could mean more money and less chaos when taxes are due next year.

Follow these tips for a hassle-free filing next year:

1. Think taxes year-round. Don’t wait until you’re ready to file your taxes again to start collecting and organizing the supporting documents you’ll need to complete your return. Avoid the scramble by capturing and uploading digital image copies of important receipts when they come in, such as each time you pay the babysitter or have a tax-deductible transaction, fill a prescription at the pharmacy or make a charitable contribution such as dropping off a clothing donation to your local thrift store.

2. Securely store documents online.Avoid the mess of a mound of paperwork by storing – and organizing – all of your tax-related documents online. A secure service such as the Master Lock Vault (www.masterlockvault.com) ensures you’ll have easy access to all of your files wherever you are and that none of your paper documents will ever be lost, misplaced, stolen or damaged. Not only can you upload PDF forms, you also can upload photos from your phone of important receipts and expenses for your records. All data is instantly synchronized between the website and the app. As a bonus, you can securely store log-in information for your bank accounts and tax filing site in the Vault so you’ll never have to worry about forgetting your username or password.

3. Adjust your withholdings. While getting a large return at tax time sounds great to most people, it can sometimes mean that you are withholding too much money from each paycheck – funds that you could be spending or investing earlier in the year. Use an online tax withholding calculator, such as the one offered by the Internal Revenue Service (www.irs.gov), to ensure you’re claiming the correct number on your W-4 form and withholding the correct amount.

4. Educate yourself on new credits and deductions. If you wait to educate yourself on potential tax credits and deductions, you might miss your window of opportunity to take advantage of them and save yourself some money when it comes time to file taxes again. The IRS offers a list of credits and deductions for both individuals and businesses on its website.

5. Call for help.Sometimes, outside advice is necessary, particularly if the new year will bring a life changing event, such as a marriage, birth or buying a home. Scheduling a meeting with a tax advisor now will mean you have a strategic plan in place for managing your taxes year-round.

For more advice and to start taking advantage of these tools, visit www.masterlockvault.com.

EDITOR’S NOTE: Master Lock is not a legal, tax or accounting advisor, and the information in this press release should not be construed as legal, tax or accounting advice. Master Lock recommends that consumers consult a professional advisor for advice concerning specific tax or other matters.

A small investment returns a safer and healthier home

4/25/2013

(BPT) - Warm weather is here, which means many homeowners are beginning new DIY projects. Have you included home safety on your list?

Almost every home in the U.S. has a smoke alarm, but most do not have enough. Fire experts recommend installing alarms on every floor and inside and outside of every sleeping area. A recent survey by Kelton Research found less than a quarter of homeowners have applied this rule. A fire can double in size every 30 seconds. The sooner you hear a smoke alarm, the more time you have to escape.

Also, 75 percent of homes have a potential source of carbon monoxide (CO), but only half of the homes have a working CO alarm, according to the U.S. Census Bureau. Produced by fossil fuel-burning appliances and engines, CO can cause injury or death if it builds up in your home. A working CO alarm is the only safe way to detect this odorless and invisible gas.

Consider these questions from the experts at Kidde to determine if your home is safe from fire and CO dangers:

1. One in four older homes needs to update fire safety equipment. How old are your smoke and CO alarms? Replace your smoke alarms every 10 years and your CO alarms every seven to 10 years, based on the model you purchased. Consider purchasing an alarm with a sealed lithium battery, such as the Worry-Free smoke and CO alarms, which provide hassle-free protection for 10 years. No need to change a battery and no low battery chirps.

2. Seventy-five percent of homeowners don’t know where to install smoke alarms. Do you have enough? Place smoke alarms on every floor and inside/outside of all bedrooms. Place a CO alarm near sleeping areas and on each floor.

3. Do your alarms incorporate the newest features?

Sealed-in lithium battery – continuously powers alarm for 10 years and eliminates low battery chirps.

Digital display – shows the level of CO and updates the reading every 15 seconds.

Intelligent multi-sensor – responds faster to real fires & CO plus reduces nuisance alarms commonly caused by cooking.

4. Do you need other safety products? Do you have a fire extinguisher within reach in rooms where fires often begin: the kitchen, garage, bedroom and living areas. Place an escape ladder in second and third-floor rooms as an alternative escape route. And consider conducting a mold and radon test using a kit. A quick test shows levels of these environmental hazards that may be lurking in your home.

5. Have you developed a family escape plan? Be sure to make a plan for every room in the house and practice it regularly. Be familiar with two ways out of every room and who will assist children and those with mobility/health issues.

6. Do your children know their address and how to dial 911? Post your home address and emergency phone numbers on the refrigerator.

For a downloadable home safety checklist and other information, visit www.WorryFreeAlarm.com.

Preventing medication fraud and abuse starts at home

2/25/2013

(BPT) - Prescription drug abuse has reached epidemic proportions across the United States. More than 6 million Americans abuse prescription drugs and much of the abuse begins at home, according to a national survey on drug use and health. In fact, more than 70 percent of those who illegally use prescription pain relievers obtained them through friends or family, including surreptitiously raiding the home medicine cabinet. However, a recent study revealed that only 19 percent of parents are concerned about the misuse of narcotic pain medicines in their own families, showing that many do not recognize the severity of the problem.

The most commonly abused prescription drugs are opioids or narcotic pain medications. When used along with other prescription medications like benzodiazepines and muscle relaxers, they deliver a cocaine-like high. Abuse accounts for 84 percent of patient-related prescription drug fraud, according to research by Express Scripts, the nation’s largest pharmacy benefit manager.

“Narcotic pain killers can be essential in the treatment of a variety of serious medical conditions; unfortunately they can also ruin lives when used improperly or abused,” says Jo-Ellen Abou Nader, senior director of Express Scripts’ Fraud, Waste and Abuse program. “Ending the national epidemic of prescription drug abuse demands constant vigilance and this includes proper storage and disposal of these medications.”

Abou Nader offers some simple do’s and don’ts you can follow at home to reduce the risk of drug fraud and abuse:

Do:

* Keep drugs out of reach: Be sure to store your medications in a locked area out of children’s reach. Ask your pharmacist if they can provide medication bottles with child-resistant caps.

* Keep track of your treatments: Keep a list of the medications in your home, especially those prone to abuse. Periodically count the medications remaining in the container and make sure that it’s the correct amount according to the prescribed dosage.

* Dispose properly: If specific disposal instructions are provided on the label, follow them. Otherwise, remove the medication from their original containers or vials, mix them with an undesirable substance such as used coffee grounds, kitty litter or saw dust and place them in a sealable bag that can be disposed in the trash. Also, people should take advantage of the next DEA Drug Take-Back Day on April 27.

Don’t:

* Make it easy: Don’t store narcotics or potentially addictive drugs in a medicine cabinet. If that is the only option, add a lock to the cabinet and hide the key.

* Save for next time: Once your condition has been treated and your prescription regimen complete, properly dispose of the drugs. Never keep extra medication for potential use in the future.

* Share your medicine: The specific drug and dosage was selected specifically for the person it was prescribed for and could lead to dangerous drug interactions and serious side effects if used by someone else.

By following these simple steps you can help protect your family and friends against the nation’s costly problem of prescription drug fraud and abuse. For more resources and information about prescription fraud and abuse, visit Express Scripts’ Healthcare Insights blog at lab.express-scripts.com.

Tips for motorcycle riders: Hit the road and ride responsibly

4/3/2013

(BPT) - Freedom. The open road. There’s nothing quite like the big sky ahead of you and feeling the rumble of your motorcycle. It’s motorcycle season across the United States and Canada. Warm weather accompanied by clear roads means it’s time to seek adventure, even if that means ditching your car for your daily commute to and from work.

But before heading out, motorcyclists should take heed, because in our automobile and truck-dominated society the odds are not on the side of motorcyclists, according to FindLaw.com, the nation’s leading website for free legal information. Motorcycle operators account for about 2 percent of the vehicles on the road, but account for 14 percent of all road traffic deaths, according to the Network of Employers for Traffic Safety.

“For freedom of the road, motorcyclists take on greater risks,” says Timothy D. McMahon, a personal injury attorney who specializes in motorcycle cases for the San Jose law firm, Corsiglia McMahon & Allard.

“But you can reduce your risks by doing four simple things,” says McMahon. “Make sure you’re properly insured, wear a helmet, make sure your bike is in good working condition and keep learning, so you are always improving your riding skills.”

Here are some additional tips for motorcycle operators and their passengers from FindLaw.com:

Drive defensively: Regardless of how long you’ve been riding, always ride defensively, especially when approaching intersections, where, according to Allstate Insurance, 46 percent of all motorcycle crashes occur. On the highway or in the city, avoid an automobile or truck’s blind spot. Ride with your lights on. Use hand signals in addition to your lights. Avoid swerving in and out of traffic, and put some space between you and other riders on group rides.

Wear your helmet: If you want to enjoy riding for a very long time, wear a U.S. Department of Transportation-certified helmet. Next to your bike, your helmet is a rider’s most important piece of equipment. Know the helmet laws in your state and the states to which you’re traveling. According to the Insurance Institute for Highway Safety, 19 states and the District of Columbia require helmets to be worn by the motorcycle operator and his or her passengers at all times. The laws in other states vary, such as requiring helmets to be worn by minors.

Check your insurance: All but three states, Washington, Montana and Florida, require motorcycle insurance (typically liability). Don’t assume your auto insurance covers your use of a motorcycle, scooter or moped. McMahon says to review your auto insurance carefully. And always have proof of insurance on you in the event that you’re involved in a crash.

Check your bike: Conduct a quick inspection before you head out. Check tire conditions, lights, controls, the oil level and the kickstand. If your bike has been stored for the winter, make sure it’s tuned up and in good working condition.

Upgrade to anti-lock brakes: Consider upgrading your next motorcycle purchase with a bike equipped with anti-lock brakes. According to the Insurance Institute for Highway Safety, “motorcycles with anti-lock brakes have a 37 percent lower rate of fatal crashes than the same models not equipped with anti-lock brakes.”

Strap on some leather: Leather jackets and leather pants or chaps offer excellent protection for riders and their passengers. Pair your leather with tough, leather boots that go over your ankles and have a thick rubber, grooved sole for better traction. And don’t forget to wear proper eyewear and gloves.

Watch the road: Look down the road to anticipate changes in the road surface. For motorcyclists who live in the northern half of the continent, take extra care in the spring when roads may have patches of sand and gravel, and potholes are common.

Be seen: Black may be cool, but bright colored outer clothing increases your chance of being seen by other drivers. In addition, position your bike on the road to make sure you’re seen. Make eye contact with car and truck drivers, especially at intersections, to make sure they see you. Motorcyclists in the northern part of the country should take extra care in the spring – after a long winter, other drivers are not used to seeing motorcycles on the road.

Know your bike: Every bike is different. Take the time to get to know your bike before you head out on the road. If you’ve just purchased a new bike, practice with it so you understand how it reacts, such as in an emergency stop situation. Study your owner’s manual and don’t be afraid to improve your skills with a refresher course.

Ride straight: Don’t mix riding with alcoholic beverages or other substances that could impair your ability to operate your motorcycle, put your passenger at risk and put you at risk for a DUI.

To learn more about your legal rights and responsibilities of operating a motorcycle, visit FindLaw.com.

Staging on a shoestring: Tips from the pros for quick home sales

3/14/2013

(BPT) - The real estate market is starting to show signs of improvement, which is welcome news for people wanting to sell their homes. This positive momentum alone isn’t enough to close a deal, though – a homeowner must make their properties appealing to potential buyers so they stand out from the competition. The good news is it’s easy to create an appealing atmosphere with a few staging tips and tricks from the experts.

“When people ask what is most important about home staging, I say, ‘delete, delete, delete and clean, clean, clean’,” says Cathy Mansour, an interior designer and director at Aqua Hospitality Carpets. “You can’t be too tidy or too well-scrubbed.”

Start by eliminating all clutter. Not only does it make your home look unorganized, clutter also makes it look much smaller. Pack away papers, knickknacks, excessive photography or decor, and extra furniture. Uncluttered rooms highlight the space and personality of a home so buyers take notice of these attributes rather than the cluster of family photos or stack of magazines on the coffee table.

Once clutter is gone, it’s time to assess the flooring. More buyers desire carpet because it is comfortable, reduces noise and improves indoor air quality. Sellers should highlight this feature.

“Carpet is warm and inviting in a family room,” says Karen Dembsky, owner of Peachtree Home Staging and president of Georgia Real Estate Staging Association. “Area rugs over hard surface floors make the room look smaller.”

While clean, fresh carpeting is an asset when it comes to selling a home, any floorcovering can be a drawback if it is dirty, dated or has an odor. Have carpets professionally cleaned before opening your doors for showings. The Carpet and Rug Institute (CRI) recommends hiring only reputable carpet-cleaning professionals who will use effective cleaning solutions and equipment to do the best job possible. Ask about training and certifications, and whether a cleaner will come to your home for an inspection first to determine what type of cleaning or repair is required, including any stain treatments. Visit www.carpet-rug.org to find cleaning professionals who use CRI-certified carpet cleaning products as part of their cleaning process.

If repairs can’t be made, the carpet will need to be replaced. Dembsky stresses carpet is one of the most cost-efficient upgrades you can do when staging your home for sale. “Replacing carpet – you can always get your money back,” she says. “Just don’t put it in the bathroom – buyers don’t like that.”

Once your home is clean and clutter-free, it’s time to let in the light. Dark houses look drab no matter how stylish or clean they are. Pull back drapery, turn on the hallway sconces and update wattages on dim bulbs. About 100 watts per 50 square feet is a good target. If you have outdated lighting hardware or lampshades, consider affordable replacements – it’s typically an easy update that transforms a room instantly.

Once you let in all that wonderful light, some walls may look dated. A fresh coat of paint can liven up a room and make it look modern and clean. While there’s often no need to repaint every interior wall, focusing on rooms where walls are dirty, damaged or feature a dated color can give your entire interior design a facelift.

What paint colors are best for attracting buyers? Stick to neutrals like warm honey or soft green so potential buyers can easily envision their own furniture and decor in the space. If you have a smaller home, consider painting adjacent rooms or spaces the same color. For example, a small dining room and a small kitchen painted in the same color tricks the eye so the space appears larger than it actually is.

Finally, remember sight isn’t the only sense you want to stimulate when it comes to selling a home. How your house smells can make it appealing or distasteful to potential buyers. “Smells are a huge factor . People are often unaware that there is a specific odor,” says Mansour.

Because it’s difficult to distinguish different scents in our own homes, invite a few guests over to give their honest opinions. A deep cleaning of any textiles as well as a few fresh flowers should do the trick. Before you know it, you’ll be reviewing bids and moving forward on the sale of your home.

Five tips for lighter, brighter summer eating

5/8/2013

(BPT) - Simple, fresh and delicious – that’s summertime eating at its best. Less time in the kitchen means more time to enjoy the bright delicious flavors of just-picked berries, peaches, greens and other vegetables.

“It makes sense to eat lighter in the summer,” says Chef William Tillinghast, culinary academic director at The Art Institute of Philadelphia. “Hot weather slows down the digestion and heavy foods are harder to digest.”

Chef Tillinghast got together with Chef Jeffrey Floyd, culinary academic director at The Art Institute of Virginia Beach, a branch of The Art Institute of Atlanta, to offer these five tips for enjoying summer’s gastronomic delights.

* Buy local and seasonal – or grow it yourself

Summer brings locally grown specialties – berries of all types, melons, lettuce, tomatoes, peppers, cucumbers, sweet onions and more. Visit farmers’ markets and ask what’s in season. Consider joining a CSA (Community Supported Agriculture) program to explore eating seasonally. And nothing tastes better than tomatoes from your own garden.

* Process produce as little as possible

The fresher the produce, the less preparation needed. “The longer the time between preparation and consumption, the more flavor is lost,” says Chef Tillinghast. Try cutting up peaches and a honeydew melon, add fresh blueberries and a squeeze of lemon or lime. Serve immediately for an instant refreshing dessert.

Cook veggies quickly by stir frying. Cut vegetables small. Cook briefly with olive oil in a wok or large saute pan over medium-high heat (or put the wok on your grill). Add a little coarse salt and freshly ground pepper – it’s the perfect side dish for a simple roast chicken, grilled steak or swordfish.

* Keep flavors simple

Allow the flavor of fresh summer produce to shine. Chef Floyd loves this summer salad, adapted from “American Regional Cuisine,” by The Art Institutes system of schools. Cut zucchini into matchstick strips. Combine with wedges of ripe tomato, finely sliced fresh basil, thin slices of sweet or green onion. Add a splash of red wine vinegar and olive oil. Season with salt and pepper and serve on a bed of lettuce, spinach or other greens. Add feta or bleu cheese crumbles if you like.

* Use that grill

Grill eggplant, zucchini, onions and peppers. Brush with olive or walnut oil if you like. Put veggies directly on the grill, use a griddle or wrap in a single layer in foil. Grilled peach halves and pineapple rings are also delicious.

* Soup is for summer, too

“Cold soups like gazpacho, vichyssoise, avocado and cucumber, or various fruits, are refreshing,” says Chef Tillinghast. For a delicious cold soup, peel and chop pears and apricots (or hull and cut up strawberries). Add a sprinkling of sugar and perhaps a little cinnamon or cardamom. Mash lightly with a fork and add sour cream or yogurt, half and half or milk – even champagne.

Beat the heat with lighter, simpler meals – you’ll feel better and have more time for summertime fun.

For more information about The Art Institutes schools, visit www.artinstitutes.edu.

Three stress-free tricks to refresh your home from floor to ceiling

3/20/2013

(BPT) - Spring is the time of year for renewal. So, it’s no surprise that springtime finds most people planning to rejuvenate their spaces. Four out of five Americans have a room in the home in need or redecorating, according to a 2013 study by Homegoods. Unfortunately, all too often the decorating process is a source of stress and anxiety for homeowners. How will you ever afford new furniture in your living room? How can you be on-trend without dating your home?

Follow these three tips to give your home a stress-free, springtime makeover:

Reclaiming your home’s foundation

Chances are your floors took a beating during the winter. Spring is the ideal time to install new flooring and revamp one of your home’s most important components. As the foundation of your home, your flooring needs to complement your personal taste, while living up to your lifestyle in terms of traffic, household members and pets, exposure to moisture and maintenance required. With the countless color and design options, the wide range of flooring materials and your own budgetary considerations, you may find selecting flooring to be particularly stressful.

Tapping into the customer-focused trends of high-end and online retailers, Tarkett empowers customers as they shop for flooring. Tarkett’s iSelect system delivers exactly what the name promises. It lessens the unknowns, simplifies the choices and introduces an interactive, multi-faceted shopping experience. The system begins with sorting multiple flooring options into six inspirational color families: Champagne Celebrations, Cool Conversations, Earthy Connections, Evening Receptions, Fireside Chats and Warm Gatherings - each offering its own feel and color space to help you find the perfect floor to coordinate with your existing furnishings and adjoining floors. Visit www.tarkettna.com/Inspiration/iSelectStory to walk through the iSelect process and find the perfect, customized floor for your taste, lifestyle, budget and even health.

Sweat the small stuff

Instead of worrying about the new armoire you can’t afford, focus your energy on the finishing touches which can revitalize a space quickly and inexpensively. Paying attention to the details is a cost-effective and fun way to express yourself in spaces throughout your home, while also making each space feel complete.

Mirrors have a magical effect on a room by making a space feel larger, reflecting light throughout and adding a touch of panache. You can find a wide variety of hanging mirrors to fit your taste at discount retailers or you can purchase a mirror at an estate sale or secondhand store and “upcycle” it with a textured coat of Krylon Dual Hammered Finish spray paint in Silver or Dark Bronze.

The sky’s the limit

If you really want to embrace the warm weather and revitalize a room, it may be time to look up. One of the most popular design trends of 2013 is painting your ceiling. This blank and all-too-often-overlooked canvas has tremendous potential to transform a bedroom, living room or dining room. It can be as simple as repainting a white ceiling a very pale blue or gray to create the illusion that there is no ceiling. Or if you’re feeling bolder, you can make your ceiling a major accent element that gives a dull room a bright or daring splash of color.

Spring decorating should be an enriching experience, rather than a stressful one. Whether it’s budget, time or simply choosing among the vast number of options available, the usual redecorating stress triggers can be eliminated by focusing on simpler, cost-effective and empowering decor solutions.

Cut home entertainment costs without loss of shows

5/8/2013

(BPT) - Families are always looking for ways to cut household costs. One area that provides a bit of budget-cutting flexibility is home entertainment costs.

Americans are watching more TV than ever before, especially with the development of flat screen sets and high-definition TV (HDTV). Americans spend 34 hours a week watching TV, according to Nielsen.

How can you save money on your TV viewing? Ask yourself these questions:
1. Do I pay more than $100 a month to watch TV?
2. Does every TV in the house need cable or satellite?
3. What programs do I typically watch?
4. Do I want HD quality without extra fees?
5. Would I like to lower or eliminate my monthly fees and still watch up to 90 percent of the most-watched TV shows?

You can get rid of cable or satellite altogether, or reduce the number of boxes you need. One money-saving solution is to embrace new, inexpensive high-tech antenna technology like the FlatWave Amped, which receives signals up to 50 miles away. Hang it on the wall or better yet, in the window. This thin, flexible HD antenna is designed to be placed wherever the signal is the strongest.

"One advantage of this antenna is a patent-pending design that maximizes UHF and VHF signal reception without the need for cumbersome rabbit ears protruding out from a great-looking flatscreen TV," says Grant Whipple of antenna manufacturer Winegard Co." And you can easily move it to get a better picture."

Now, for about $90, anyone can buy one of these advanced antennas that delivers anywhere from a few channels to dozens of free over-the-air channels, depending on where they live.

"The FlatWave Amped is slim and compact, which allows for easy installation in places that would challenge traditional antennas," says Brett Thebeau, who works in the construction industry. "I don't have cable, but I receive about 20 unique channels and know for a fact that some people with traditional antennas don't even know about some channels that are available. My HD reception is near flawless with this antenna."

This technology means free TV from all the major local broadcast networks, such as ABC, CBS, NBC, FOX and PBS, plus additional networks like Qubo, ION, The CW, Universal Sports and many more. It also includes some 24-hour news networks and sports channels, as well as 24-hour music, children's, classic movie, travel and dining networks.

The FlatWave Amped is a great complement to an existing TV system, since it can receive programs satellite or cable packages may not offer, like local TV channels. The FlatWave Amped is made in the U.S.A. and is available online from GetFreeTV.com or through Amazon and Winegard Company, and is available at Costco stores nationwide.

Couples who design together, stay together

4/15/2013

(BPT) - Opposites attract, and for couples who live together, compromising on personal style and design choices can be a difficult bridge to cross. Someone who wants a modern, contemporary vibe might not like the decor choice of someone who prefers a more traditional or rustic feel. What most people don’t realize, however, is that blending two opposing tastes can actually be more visually appealing than sticking with just one design style. And, more importantly, it can be done quickly and affordably.

Paint is prime

Adding a splash of color (or two, or three) is a low-cost way to liven up the blank canvas of your home. While neutral colors are ideal for selling your home, living with them might be a different story. If you want to evoke emotion, establish visual intrigue or set a certain mood, color is the best way to get the job done.

And you don’t have to stick with just one color throughout your home. Highlight an accent wall in your living room with a darker shade or apply a funky wallpaper print. Or, paint your kitchen red with shades like Crisp Crimson or Rocket Red from Dutch Boy, as it increases appetite and elevates passion, perfect for a romantic dinner for two. Purples such as Plumes or Merlot Grape, also from Dutch Boy, have been known to induce passion, ideal choices for a couple’s bedroom.

Art and soul

Bringing artistic elements into the space is an easy way to add personal flair. From wall decor and blown glass accents to picture frames and candles, no decorative piece is too small to make a big impact. Display items in groups of three for a dramatic display. Candleholders or vases in varying heights or complementary color schemes can marry two styles easily, and pairing a gothic frame with a softer, lace-applique can actually bring great dimension to an overlooked nook of the home.

Just because you’re a fan of Monet and your partner prefers Picasso, that doesn’t mean you can’t proudly display your favorite pieces for all to enjoy. While Picasso’s pieces seem more abrupt and geometric, by combining with larger, softer pieces from an impressionist painter like Monet, you can actually blend the two artistic styles seamlessly.

The perfect mix

Don’t be afraid to mix various textures and patterns. This will add dimension to the space, transforming a flat and otherwise boring look into a world of wonderment. First, pick a main color you want to focus on, which will be the anchor color for the space. Let’s say you choose blue for this role. Lay all blue fabrics on the floor – window treatments, rugs, pillows and blankets. You’ll immediately notice some that seem out of place. Remove these from the pile and you’ll begin to notice an interesting cohesion among the remaining fabrics. Next, you’ll want to incorporate a complementary color. If blue is your anchor color, add hints of orange to the mix for a playful pop.

Also, be mindful of the pattern’s scale. If you have too many large scale patterns in one space, they will be competing with each other, adding unnecessary drama. Keeping it to just one large scale print and several mix-and-match small and medium scale prints will create perfect harmony. In terms of texture, pairing coarse fabrics with smooth variants will add yet another level of dimension to the space. While too many coarse items can seem overbearing, by adding some softer, more feminine textures you can actually create an interesting, eye-provoking combination.

Taking the time to blend your and your mate’s style preferences can be a rewarding experience. Throughout the process you’ll learn his or her likes and dislikes while having fun in the process, creating a stronger, more unified couple. And by playing around with colors, textures and patterns, the end result will be a well-designed joint space that stimulates the senses from start to finish.

Building project tips to ensure a successful and smooth build

4/19/2013

(BPT) - Joey Logano, driver of the No. 22 Shell-Pennzoil Ford Fusion, recently started a huge project: building a race shop for his cars and equipment from the ground up. After deciding to build his own shop, Logano purchased a piece of land and started digging. The massive undertaking brought with it its own trials and learnings, but in the end, Logano took measures to build safely and securely. The project resulted in an impressive race shop that will be used for years to come.

From planning the build and clearing the ground for digging, to physically installing the foundation and power lines, Logano has a fair share of tips to share for anyone looking to plan their own digging project at home.

Define success as a team

An important component to any digging project is defining what success looks like, and making sure everyone working on the project is on the same page. This will help keep your digging project under budget and efficient. Take your time to do things right and achieve your goals.

“Building projects, like racing, are often a team effort,” says Logano. “Identifying goals to achieve along with your team is an important step. With my race shop, we took the time to meticulously plan out and establish what we wanted to accomplish, the same way we game plan for a race and set goals ahead of time.”

Digging and building projects are a lot of work, but when you get your whole team working toward the same goal, you can make sure your building project is a safe and successful experience.

Call 811 before you dig

There is a complex network of pipelines, wires and cables buried underground. Unintentionally striking a line can result in inconvenient outages for entire neighborhoods, harm to yourself or your neighbors, and repair costs. For this reason, it’s important to call 811 before doing any digging.

A quick and easy call to 811 will connect you with a local One Call Center operator who will take down information about your dig location and notify all appropriate utility companies of your intent to dig. Then, the underground facility operators will contact you so they can mark the approximate location of underground utilities such as natural gas and oil pipelines below your project. Once the lines are marked, you can begin to dig, but always dig with care.

“Whenever I’m having anything done or any new projects going that require any sort of digging, I always make it a point to make sure that I or the guys that are working give 811 a call,” says Logano. “Just like we make sure our car is running well every single time we hit the track, it’s key to call 811 and make sure the digging you’re doing goes off smoothly and safely – whether you’re building a race shop or planting shrubs, calling 811 is really important.”

Failing to plan is planning to fail

Before so much as picking up a shovel, make sure your entire project is planned out. A structurally sound design, the correct building materials, and proper funding are all things that cannot be overlooked under any circumstances. Seemingly small details are the difference between a successful and failed project.

“No matter what you’re doing, whether you’re driving a race car or building a race shop, if you don’t adequately prepare, you’re going to be in trouble,” says Logano. “I took a long time to get started on my race shop as I was consulting with professionals, looking over plans and just making sure we were ready to go in general. Preparation is the key to success, no matter what, and building the race shop was no different.”

By making use of these tips, you are more likely to have a successful digging project.

You are unique - your nutrition should be too

1/23/2013

(BPT) - Remember when you were a child and the world was big – full of adventure and possibility? You ate your favorite cereal for breakfast, lunch and dinner and at the end of every day, your mom would make you take those little multi-flavored vitamins usually shaped like a popular cartoon character. You didn’t necessarily understand why you had to take these, but you always did what your mom told you – because mother knows best.

Now you’re older, a little wiser, and you still take your vitamins every day – at least you should. But how do you know if the vitamins you’re buying are right for you? You know you’re different. You know your nutritional needs aren’t the same as your friends, neighbors, and co-workers.

You are keenly aware of how much sleep you need to feel vital, which snacks get you through the slowly ticking minutes of the afternoon, and how much exercise is required to stay on target. But do you understand the crucial role vitamins play in your individual health?

Dr. Brian Dixon does.

As executive director of scientific and clinical affairs at USANA Health Sciences, Dr. Dixon extensively studies the body’s evolving need for vitamins and understands the important functions they play in an individual’s health. His primary focus is on the aging process, antioxidants and detoxification.

"Dr. Linus Pauling, the only person to win two unshared Nobel prizes, said it best, and even coined a term regarding this issue: orthomolecular medicine,” Dr. Dixon says. “That means getting the right molecule or nutrient, at the right time, in the proper or correct dose."

Since you’re not like anyone else, why would you require the exact same nutrition as everyone else? You don’t. And that’s where a tool like the USANA’s True Health Assessment comes in. The program assessment takes you through a series of questions and then determines the best nutritional supplements and vitamins to support your specific health needs. It’s the perfect instrument to help you discover your nutritional needs as well as provide you with a personalized lifestyle plan that evolves as you do.

Your lifestyle has an enormous impact on your nutritional needs, but generally speaking, your body requires different nutrients during the distinctive phases of your life.

Your 20s and 30s – a roaring good time

During these decades, you may be relatively healthy, but you’re busy building a career, starting a family and enjoying a rigorous social life. During this time period, you could benefit from vitamin B12 for energy, vitamin C to boost the immune system, and melatonin to get restorative sleep — all are important when burning the candle at both ends. Preventative measures, such as adding essential fatty acids like omega-3s into your diet, are a good idea as well.

Your 40s – where fabulous meets red flags

Even though 40 seems to be the new 30, this is the time frame when both men and women usually develop an increased risk of heart disease. Go on the offense by getting annual checkups, setting dietary restrictions and getting plenty of exercise. Adding heart-smart nutrients like vitamin C, folic acid and vitamin E to your daily diet may help promote good cardiovascular health.

50 and above – a golden era of health awareness

At 50 and above, your life experience starts to take physical form. This is the age when major health problems are most likely to arise. Women 50 and older are subject to a higher risk of osteoporosis and should consider calcium and vitamin D for stronger bones. Eyesight deterioration is common in both men and women, so vitamins A, C, and beta-carotene can be helpful in maintaining vision. And don’t forget, after years of wear and tear, a supplement with glucosamine can aid in joint health.

The nutrients listed above are by no means a comprehensive guide, but instead an overview on how supplements are designed to fit age and activity. These recommendations are a starting point for most people because vitamins are also unique to each individual’s lifestyle choices within those age categories. A tool like USANA’s True Health Assessment can help pinpoint your singular nutritional needs at any age.

"At its very simplest, we all require the same essential micro- and macro-nutrients,” Dr. Dixon says. “However, we are all unique and have different health goals and needs. The True Health Assessment makes it easy to achieve both.”

You are one of a kind. Your nutritional needs are, too. No longer are you a child being coaxed to take your cartoon-shaped vitamins. Mom knew best, and now so do you. It’s time to be accountable for your own wellness. Make the effort to discover your specific health needs and decide which nutritional products are right for you. The good news is you don’t have to do it alone. The USANA True Health Assessment can help.

Low-maintenance exterior upgrades that add value and style to your home

5/6/2013

(BPT) - Sunny days and clear skies are perfect for making exterior home improvements. Homeowners want to use their time and money wisely, so it’s important to choose projects that are low-maintenance and have a good return on investment.

Consider these top exterior projects that will increase your home’s value and curb appeal. And, because they’re low-maintenance, you’ll get more time to enjoy the beauty of the season.

Fence, railing or deck upgrades: no painting or staining required

If you’re updating or replacing your fencing, patio or deck railing or an entire deck, you’ll want to select the right wood for the job. If you like pressure-treated lumber, but don’t want to have to paint or stain the wood, then ProWood Dura Color is for you. Each piece is color-infused through and through, and has the natural color characteristics and appearance of cedar or redwood, but won’t fade to silver or gray over time, like untreated lumber.

“People like the natural look of redwood and cedar, but they don’t want the drawbacks that come with them, such as the high price and the fact that they fade to gray,” says Chris Fox, product manager at Universal Forest Products. “ProWood Dura Color products not only look like natural cedar or redwood, their color lasts much longer and they’re backed with a lifetime limited warranty against termites and rot.” What’s more, all ProWood Dura Color lumber boasts a two-year color assurance warranty.

How is ProWood Dura Color different? Colorant is infused deep into the wood’s fibers during the treating process, eliminating the need to paint or stain. You’ll get natural-looking lumber with color that’s guaranteed to last. Visit www.ProWoodLumber.com for more information.

Use ProWood Dura Color for your deck addition. A wood deck addition has great return on investment – 77.3 percent, according to Remodeling Magazine’s 2013 Cost vs. Value Report. Plus, you’re sure to enjoy the expanded outdoor living space.

Exterior door updates are functional and fashionable

If you look at your home from the street, do you like its curb appeal? If not, maybe it’s the doors. The doors that mostly affect the style and function of your home’s exterior are the entryway and garage doors. If yours are dated, drafty and always need painting, it’s time for new, modern options, and they may cost less than you think.

The average cost to replace a steel entry door is $1,137, according to the Cost vs. Value Report, and the cost recouped when you sell the house is 85.6 percent. Your new door will look great and help keep your home energy efficient too.

Garage door replacements come with a similar price tag, averaging $1,496, according to the report, but you’ll recoup 75.7 percent when it’s time to sell. A garage door upgrade is functional as well as beautiful – because it takes up so much visual space on your home’s exterior, a new garage door can set the tone for your home’s personality. Plus, most of today’s options are low-maintenance and don’t require annual painting.

Cut energy bills and seasonal drafts with new windows

If you ignore or delay window maintenance, you’re not alone, but doing so could be costing you more money than you think. Windows – particularly old ones – can be a lot of work. Wood windows need annual maintenance to avoid deterioration and rot, single pane windows need to be insulated and sealed during cold seasons, and screens need repair when warm weather approaches.

Take a look at your windows and determine which can be repaired and which need to be replaced. New windows have so many technological advancements that they’re virtually maintenance-free and often come with a lifetime warranty.

New windows with multiple panes, low-emissivity coatings, gas treatments between the panes and other advancements make new windows a worry-free addition. New vinyl windows have a return on investment of 71.2 percent, according to the Cost vs. Value report.

Whether your next home improvement project is big or small, researching low-maintenance options today will help ensure your home looks good for many years to come. Plus, you’ll have more time to enjoy the long sunny days with a refreshing drink in hand rather than a hammer and drill.

Get glowing with simple tips for summer skincare

4/29/2013

(BPT) - Sunshine and fresh air make us fall in love with summer every year. It’s a time to explore the outdoors and enjoy fashions like tank tops, flip-flops and sun dresses. How can you get beautiful summer-ready skin while keeping it protected from the sun’s hot rays?

Get healthy, radiant skin that you’ll be proud to show off with these skin care tips and tricks for warm weather months:

Toss your old sunscreen
Long days playing in the sun are a part of what makes summer such a special season. Be sure you protect your skin. Sunscreen loses its effectiveness over time, so it’s best to toss the remnants from last year and get fresh bottles. Look for options that are water-resistant, broad-spectrum and SPF 30 or higher. Apply 30 minutes before heading outside so sunscreen can be properly absorbed and reapply regularly to ensure constant protection.

Cleanse and moisturize
Cleansing daily not only helps to ensure skin looks fresh, but a clean base also allows sunscreen to be absorbed more easily and makeup to be applied more evenly. If your skin feels tight and dry after showering with soap, do not mistake that feeling for clean! That tight, dry feeling means soap has stripped your skin of essential nutrients. Dove Beauty Bars do not strip your skin like soap; they nourish dry summer skin by replenishing nutrients lost during cleansing.

Exfoliate regularly
Don’t skip the exfoliation, especially in the summer. Exfoliation helps to boost skin’s glow. It removes the top layer of dead skin cells and helps your skin to more evenly absorb moisturizers and sunscreens. Try Dove Gentle Exfoliating Body Wash, with gentle cleansers and superior nourishment, it offers superior care for skin. Along with a pouf, it helps you reveal soft, smooth skin.

Stay hydrated
Hydration is essential inside and out. In the summer when you are more active and temperatures are warm, it is easy to become dehydrated. Ensure you are drinking plenty of water as well as hydrating your skin.

Nourish skin from the inside
Summer’s bounty of flavorful produce isn’t just a tasty way to reinvent meal time, it’s also an opportunity to choose foods full of nutrients that are good for your skin. Colorful fruits are bursting with antioxidants that may help to protect your skin cells from external damage from the sun, smoke or even stress. Try berries like blueberries and raspberries, as well as dark-skinned grapes.

Follow these tips to help get healthy, glowing skin – the perfect accessory in any weather. Visit www.dove.com for more information.

More beauty, less beast in your lawn and garden

4/11/2013

(BPT) - A tale as old as time, true as it can be ... insects, weeds and poor fertilization are the beasts that take away from the beauty of plants and flowers in our lawns, gardens and even homes. To maintain a home and landscape your neighbors envy, interiors and exteriors should remain pest-free, and plants should be fed with the proper nutrients to stay healthy all-season-long.

Given the many things to consider when it comes to sustaining a lush landscape, homeowners are seeking new ways to simplify their lawn and garden maintenance techniques.

Trusted brands Amdro and Pennington have developed five quick tips that take the guesswork out of warm weather chores and make any home flourish with “more beauty, less beasts.”

1. Decoding soil DNA: The best gauge for fertilization requirements of your landscape is through a soil test. These tests are used to evaluate the condition and levels of nutrients in the soil, especially pH, which determines how well plants are able to draw the nutrients they need from the soil. Home soil test kits are available at most lawn and garden retailers or homeowners can contact their local Department of Agriculture for more information.

2. Fertilizer frequency factors: During periods of drought, it is important not to over-fertilize as this can result in unhealthy or burnt-looking plants. The frequency of fertilization depends on climate, plant type and the fertilizer. A pre-measured, ready-to-use fertilizer, such as the Pennington Smart Feed Sprayer System, ensures efficient feeding, proper nutrition and vigorous plant growth. The benefit: better results with bigger blooms and produce, when compared to unfed plants. The system also saves time, minimizes water usage and removes guesswork.

3. Select the right plants: One of the best defenses against problem insects is a strong, well-maintained plant. When designing your landscape, select plants that are less prone to insect problems. For example, native plants tend to be more pest-resistant, if planted where the sun and soil are right for them.

4. Go on the offensive: While weeds grow year-round, pest activity in many ways correlates with temperature. In general, as temperatures increase, so does insect feeding and insect populations in and around the home. Combat insects and weeds with a simple, versatile tool, such as the Amdro PowerFlex Pest & Weed System. With no mixing, measuring or cleaning required, this all-in-one system allows homeowners to reclaim their properties, both indoors and outdoors.

5. Protect beneficial species: Within every landscape and garden are pest predators that are beneficial to the health of plants – either by feeding on problem pests or by helping with soil aeration and drainage. Examples include earthworms, spiders, ladybugs and praying mantises. Attract beneficial insects to your landscape with plants that provide nectar, pollen and other food sources.

For more information and additional helpful hints, visit www.penningtonusa.com or www.amdro.com.

How to find the right vet for your pet

2/5/2013

(BPT) - Pet owners have many responsibilities, and keeping your pet healthy with veterinary care is a significant one. To help make sure your pet receives high quality medical care, several veterinarians offer advice on how to find the right vet for your pet.

Ask for recommendations
“A good way to begin your search for a high quality veterinary practice is to ask for recommendations from friends and family,” says Dr. Meredith Hope, fulltime Veterinary Technology instructor at Brown Mackie College - Louisville. “Word of mouth from people with experience as a client can be valuable. You can also read online reviews and look at veterinary websites for information on specific doctors and practices.”

Dr. Barry Kellogg, senior veterinary advisor of the Humane Society Veterinary Medical Association, suggests paring down your list of options by looking for a practice that is certified by American Animal Hospital Association (AAHA). This independent organization has developed accreditation standards to measure excellence in veterinary medicine. “AAHA represents the gold standard in quality,” Kellogg says. “Certification is voluntary and shows that a practice goes above and beyond to ensure certain standards are met both for the doctors and the facility.”

Visit the practice
“Practices grow by developing relationships that show you are valued as a client,” says Hope. The temperament and qualifications of the overall staff say a lot about the practice. “Staff members trained as registered veterinary technicians (RVTs) are a good sign of quality care,” continues Hope. “The training provides clinical competence and technical knowledge.” This can go a long way in easing your mind about the people who will play a major role in your pet’s care.

Doctor credentials
One of the first things many people notice about the veterinarian is his or her bedside manner. Are you comfortable talking to and listening to this person? Keep in mind you are looking for a medical expert; you want to weigh more than personality. “How do you know what the vet knows?” asks Kellogg. “Technical knowledge and educational status aren’t easy to judge from the outside. Your decision should come from a blend of interpersonal relationship and educational knowledge and credentials.” Credentials are typically displayed on an office wall in the form of a Doctor of Veterinary Medicine degree.

Accessibility matters
In addition to office visits, how accessible is the veterinarian or a professionally trained staff member to answer your questions on the phone? “If a practice is too busy to respond, you may want to rethink your decision,” says Kellogg. “You want access to guidance when you have a question about your pet. As a client, you deserve personal service and attention. Some practices now use email as a forum to answer questions.”

Overnight essentials
In case your pet ever requires surgery and an overnight stay at the veterinarian’s office, it’s a good idea to ask up front about overnight care. “Some practices have an attendant on site throughout the night,” Hope says. “Others may assign a staff member to check in periodically. If there is no night staff, many will transfer the patient to a local ER veterinary clinic for overnight monitoring.” Each pet owner must decide what seems right for each pet. “Animals need some kind of supervision, even after a simple spay procedure,” says Kellogg. “The larger multi-doctor practices may be more available to staff the facility at night, sharing off-hour coverage.”

No one knows your pet better than you do
“Veterinary care involves give and take between you, the doctor and the staff. Most pet owners want to make their own decisions about their pets with appropriate guidance from the practice,” says Kellogg. “I feel a veterinarian’s responsibility is to present treatment alternatives objectively and let the individual decide how to proceed.”

Three tips to save time spring cleaning

3/14/2013

(BPT) - It’s that time of year - throw the windows open and refresh your house with a good, deep clean. Americans spend nearly 70 hours cleaning their homes each year, according to a recent report from the U.S. Bureau of Labor Statistics. Get your time back with three easy tips to make the process fast and stress-free.

Set the stage
Before diving into spring cleaning, tidy up your home and get rid of the clutter left behind from a long winter cooped up indoors. This will help to clear surfaces and make room for a deep clean.

Storage bins are an affordable solution for organizing items that you want to keep but don’t use frequently. Consider installing a shelving unit in your closet to create added space for items you use on a daily basis.

During warmer months, outdoor spaces can be just as functional as indoor rooms, so don’t overlook these areas when you start cleaning. Hide blankets, pillows and other items in storage that doubles as decor pieces. The design-savvy, Home Depot-exclusive storage bins, the Rubbermaid Rattan Resin Storage Cube Deck Box and Suncast Wicker Resin Deck Box provide ample room for storage, can double as a side table and match a wide variety of outdoor decor styles.

For items you’ll be throwing away, be sure to use trash bags that are up to the job. “Choose trash bags that are able to handle heavy loads of garbage without breaking or spilling,” says Rick Carpenter, Home Depot store manager. HDX Expandable Drawstring Embossed Kitchen Bags are strong, expandable bags designed to safely and efficiently hold large amounts of garbage. “The embossed texture helps prevent tears and increases durability, making them a must-have for tough cleaning jobs,” Carpenter says.

Don’t forget the tough spots
Roll up your sleeves and tackle the hard-to-reach spaces after you declutter. In the kitchen, scrub safely with Simple Green Concentrated All-Purpose Cleaner - it’s a powerful nontoxic formula that’s completely safe for children and pets and will make every inch of your refrigerator sparkle. It’s also multipurpose and can be custom-diluted for almost any type of surface cleaning, like floors and walls, pots and pans or large appliances.

Many begin and end cleaning the laundry room with emptying the dryer vent. But taking care of your dryer isn’t just limited to the lint filter screen. Small particles get through and can eventually build up inside the dryer to block the outside vent ducting. Avoid this pricey mistake and use a vacuum with a hose attachment to clean out all remaining lint. It takes a couple minutes but this easy step could save you headaches in the future.

Clean smarter to sniff less
Spring should be enjoyed, both inside and out, without the sniffles. Basic upkeep around the house with easy-to-use products can help you stay healthy and enjoying the season.

For everyday sanitizing, the Windex Touch-Up Cleaner is a multi-surface cleaning solution, ready at the push of a button. Just a dab is all you need to clean and sanitize kitchens, bathrooms and other frequently used areas of the home. Keep the Touch-Up within reach in high-traffic places (like the living room or kitchen) and encourage family members to sanitize items like the remote, faucet handle and doorknobs after each use.

“For perennial allergy sufferers, an indoor HVAC system can make a difference. The HVAC has a filtration system built into it and if maintained regularly, can help protect against pesky allergens,” Carpenter says. Below are two simple ways to maintain your HVAC system and help improve the air quality in your home all season long:

* Change your air filter regularly: Changing the air filter will prevent build-up of allergy causing particles that can enter the home. Make sure to check your specific manufacturer’s recommendations for the best possible results.

* Assess your air quality needs: If there are pets in the home or multiple allergy sufferers, you’ll want to choose an air filter with a higher rating.

Starting the spring season off with a deep clean can reduce the time you spend cleaning throughout the year. Following a deep clean, maintenance cleaning is faster and less frequent, giving you more time to enjoy spring with friends and family, gardening, grilling or simply relaxing in your backyard. For more information, visit www.homedepot.com/cleaning.

Five tips for kitchen redos

5/9/2013

(BPT) - Feel the need to renovate? If so, you’re not alone. Fifty-three percent of homeowners believe that now is a good time to remodel, according to a recent survey by Houzz.com. When deciding on where the makeover begins, look no farther than the kitchen. Kitchens are a major selling point for homebuyers, so a kitchen remodel is good for the home-selling price. Even if you have no plans to move, the kitchen gets more traffic than any other area of a home and serves as the family hub, so it deserves the attention. To ensure a successful project, keep in mind these kitchen-remodeling tips:

* Add color and light. Splashes of color and artwork can transform a kitchen from a workspace to a fun, vibrant family-gathering spot. To show off those dazzling colors, choose window treatments that let the sunshine in. And take a look at the windows themselves. High-efficiency replacement windows and patio doors can not only save you money over their less-efficient predecessors from the second they are installed, but they often retain most of their value should the home be sold, according to industry statistics. Simonton Windows offers a variety of types, sizes and styles across a number of collections, and can help you find the right windows for your remodeling needs. For detailed window options, visit www.simonton.com.

* Add appeal and ease. Stainless steel continues to be the most popular finish for kitchen appliances, sinks and fixtures. Besides its modern, sleek appearance, stainless steel cleans easily and resists wear and tear. That is especially true for kitchen sinks, which receive the brunt of abuse. New lines of stainless-steel sinks, in a variety of styles, configurations and sizes, are available from Moen. To ease renovation, the new styles feature an updated drop-in deck design. These drop-in sinks include Moen’s refreshed sink-deck design, a minimal, transitional style that coordinates with a variety of decor and faucet designs. The new recessed deck allows sponges or other wet items placed on the deck’s inner ledge to drain back into the sink, and not onto the countertop. The sinks’ wear-resistant, uniform, brushed finish offers durability and resistance to chipping, cracking, staining or peeling.

* Go bold with fixtures. For topping off a kitchen-remodeling project, nothing beats bold and functional fixtures. The new STo collection of stylish, modern faucets from Moen encompass a slim, sleek design, including the innovative, integrated pulldown wand which neatly docks inside of the spout. The rounded, high-arc spout of the STo faucet features a tubular design that unites with a cube-shaped base. Adding the finishing touch is a rectangular lever handle. Available in both single-handle pulldown kitchen and bar/prep pulldown models, STo faucets also feature Moen’s Reflex system, which offers self-retraction of the wand, as well as an exceptional range of motion, generous reach and secure docking retraction. Choose the Spot Resist Stainless finish, with Chrome and Matte Black as other finish options. For more information about Moen products, visit www.moen.com.

* Store in style. Kitchen storage can be practical and stylish. After determining what you don’t like about your current cabinetry - consider location, storage capacity, storage flexibility, material and finish - find out what options you have. MasterBrand offers a spectrum of cabinetry products ranging from standard to custom, with solutions for every budget and lifestyle. For more on cabinetry products from MasterBrand, visit www.masterbrand.com.

* Freshen the flooring. While design, color and surface appeal are important considerations, you’ll also want kitchen flooring that can live up to your lifestyle and provide the comfort and durability you need, according to bobvila.com. Natural stone and ceramic tile are high-end products that ooze taste and elegance. If selecting these hard surfaces, also invest in mats for areas where you’ll be standing for longer periods of time. Linoleum and vinyl offer the look of tile or wood in a more economical, easy-to-clean package. Hardwood has made great strides as a flooring option for kitchens, due to improved product quality and sealing technology.

Spring fling must-haves

3/7/2013

(BPT) - Spring provides the perfect opportunity to host a party and show off all of the hard work you’ve put into your lawn and garden. Before your first guest arrives, make sure you have made all the preparations for your blooms to blossom, your garden to grow and your outdoor space to be pest free.

There’s nothing like uninvited guests or a dull landscape to ruin a gathering of friends or family. Keep in mind these housekeeping tips for spring entertaining:

* Create a beautiful floral centerpiece of freshly-picked flowers from your landscape. Include a range of colors, textures and smells. A landscape maintenance plan that provides flowering plants with a proper blend of nutrients will ward off destructive pests and guarantee a centerpiece guests will enjoy. In fact, one of the best defenses from pests is a strong, actively growing and well-maintained plant.

* Protect your showcase garden.Given last year’s record-breaking heat, and the corresponding uptick in insect activity, your garden may be faced with another pest-invasion this season. Protect your growing garden from feeding and foraging pests by applying an insecticide, such as GardenTech Sevin products, which breaks down in the environment. Depending on the produce, this insecticide can be applied throughout the growing season, right up until the day before harvest.

* Remove unsightly weeds. Warmer weather also will undoubtedly introduce the presence of ugly growth on decks and walkways, and in landscapes. A specialized herbicide is just the solution to eliminate troublesome moss and other weeds – letting your home’s exterior shine when it matters most.

* Prevent pesky party-crashers. To prevent pest infestations while guests enjoy themselves, apply insect bait around the perimeter of planting beds and entertainment areas. The bait serves as a protective barrier, so insects don’t come inside those areas to cause mischief. Foraging insects take the granules back to their nests and share - eliminating colonies at their source.

* Green-up landscapes. Take your pale green or yellowing plants - a common symptom of iron deficiency - from plain to vibrant with a mineral supplement, such as Ironite. The “greening” supplement ensures plants receive the essential secondary and micro-nutrients they need to develop strong roots and lush, green growth. Feeding is made easy with liquid and granule formulations that have been customized for various plant types and application needs.

* Leave a lasting-impression. Impress and indulge guests by incorporating garden-fresh ingredients (herbs, veggies and fruits) in your meal. You can even take it a step further by creating gift basket party favors stocked full of your own home-grown goodies - an idea that is sure to keep guests coming back.

Cue up the invites, apply these tips and throw in a few of your own. You’re now ready for a little outdoor entertaining. For more information and additional helpful hints, check out www.central.com.

Give your small business a social facelift

3/5/2013

(BPT) - Small businesses that adopt online marketing strategies see significant business benefits, ranging from improved campaign performance to higher return on investment (ROI), according to a recent study conducted by Forrester. However, small businesses are likely still favoring newspaper advertising and direct mail, which are time-intensive and costly.

Consumers, however, are now spending more time online than ever before: the average time spent online by U.S. residents is 32 hours per month. They spend a large portion of that online time connecting with friends and family as well as businesses.

There is no better time than now for business owners to take a fresh look at how best to take advantage of social channels to reach consumers in a relevant way. For example, 150 million people visit Facebook pages (home to brands and businesses) every day, where they share word-of-mouth recommendations. With social platforms, business owners can listen, respond, take part in real-time conversations with their customers, and see how these recommendations drive sales.

Lolly Wolly Doodle, a North Carolina-based online retailer that creates personalized, monogrammed children’s clothing, went straight to social media to reach the right audience and increase business traffic. “We really built a community on Facebook, so we’re able to listen to consumers and talk to them,” says company founder Brandi Temple. “The very first time we posted something we got immediate response, people sending in orders faster than we could do production on them.”Temple discovered that social media was the marketing channel that was growing the fastest and, as a result, shifted resources accordingly.

Millions of business owners have seen big business growth through social marketing. Below are a few tips to enhance your business’ presence on social media and more effectively reach the right audience to grow sales in 2013.

1. Build your social hub

A business’ social profile, such as a Facebook page, is the central hub for any business and it’s free and easy to set up. Fill out business hours on the page, then people can easily see when you're open (there's a green dot on your page when you're open). Also, put your page’s URL on in-store materials – receipts, napkins, brochures, etc. to increase the number of people who can become fans of the page. These are all free ways to get the word out about your business.

2. Engage with your customers

Create content that will keep your audience interested and coming back for more. Post quality content regularly by listening to what customers have to say and making sure posts are relevant to your audience. Post at least two to three times per week to stay relevant to the people who are fans or followers. Mix up the content with engaging photos and videos. Be timely by posting about current events, holidays or recent news.

State Bicycle Co., a bike manufacturer based out of Tempe, Ariz. that specializes in limited edition bicycles, used Facebook to frequently host photo contests on its page, and the contest winners received prizes including a new bike. They also encourage fans to like posts to see a sneak peek of new products.

3. Boost your results

After engaging with your customers, amplify your results by using social ad offerings geared towards small businesses.

If you’re on Facebook, promoted posts are an easy way to reach more people with your important messages. Promoting a post turns your posts into ads, right from your page, ensuring that more of your audience sees your posts. Promoted posts can be targeted according to gender, age, geography and other factors to reach the best audience.

Local businesses ranging from restaurants to salons to retailers can all take this opportunity to get a much-needed social facelift. Regardless of the industry or budget, now is the time to consider social as an integral part of your marketing strategy. Any business owner starting with these three tips will be on the way to building strong relationships with customers, reaching new people and, most importantly, driving sales.

Easy cleaning tips for gameday hosting

1/21/2013

(BPT) - When you’re hosting during a big sporting event, prep and cleanup needs to be part of the game plan. Even the most diligent person can’t do it alone. While some may be intimidated by the mess left by overly excited fans, there are a few suggestions to help you get through the cleanup and salvage your home from the nacho cheese caked in the carpet and the deep drink spills on the couch.

“On game day for me, I’m typically entertaining outside across the country in stadium lots with my RV and the great football fans around the country. If some food or a drink spills outside, it’s not a big deal ... but inside my house ... now that’s a different story,” says Joe Cahn, commissioner of tailgating and party planning legend. “Whether your tailgate celebration is in the stadium parking lot or in front of your big screen TV, you always need to be ready for a few unexpected food fumbles. Think ahead and be prepared for a thorough cleanup to ensure you are not missing out on any of the game day action.”

Get your home back to pre-game conditions by following the following tips from Stanley Steemer and the Commissioner’s personal game day cleanup playbook.

* Help your guests help you

Have garbage cans and recycling bins in an accessible and convenient location. If it is tough to find a garbage can, plates and cups are more likely to get stacked all over the house.

* Have a game plan for game day

An unwanted spill is inevitable on game day. Be prepared with a quality spot remover like Stanley Steemer Spot Remover, which can quickly and effectively remove most spills and spots around the house.

* Clean as you go

During commercials, grab a few friends and do a quick recycle run so that there's less clutter when the game is done. If someone helps ... extra wings for them.

* Blitz quick on spills

Don’t let the clock count down to zero on spills, especially with wine. Do yourself and your upholstery a favor and act immediately on them. Did a guest spill a little red on the couch? Use white wine to help fight the spot.

* Don’t give up on stubborn spots

If your guests really did a number on the house, give yourself a break and get help from the pros. Stanley Steemer offers deep cleaning services to help clean your home top to bottom; from carpet and hardwood floors, to upholstery and tile.

Traditional at-home cleaning methods such as vacuuming and dusting only remove a relatively small portion of dirt, dust and particles that lurk in your floors and furniture. Without a deep cleaning, you’ll be trapping dirt inside your home long after the party ends. Visit StanleySteemer.com to help recover from the game day celebration.

Tips for a bigger tax refund

2/1/2013

(BPT) - If you typically dread income tax time, remember this: Three out of four taxpayers receive a federal refund, and the average direct-deposited refund last year was $2,923.

You have almost as many tax savings opportunities as last year, thanks to the fiscal cliff-averting tax changes passed in early January. In addition to extending the lower Bush-era income tax rates for nearly all taxpayers, the American Tax Relief Act made permanent or extended dozens of tax breaks.

"This year’s tax law changes included thousands of dollars in tax benefits for working families, college students and homeowners in particular," says Jessi Dolmage, TaxACT spokesperson.

When you’re ready to file your 2012 federal tax return, due April 15, 2013, watch for these key tax benefits:

Families

* The child tax credit is worth up to $1,000 per eligible child, and is refundable for taxpayers with an earned income of more than $3,000.

* Parents who work or attend school and pay for child care may qualify for the child and dependent care credit. The maximum amount is $3,000 per qualifying dependent or $6,000 for two or more qualifying dependents under the age of 13.

* The earned income credit is for working taxpayers with low to moderate income. The refundable credit amount is based on filing status, number of qualifying children and income level. Families with three or more qualifying children could qualify for up to $5,891.

* The refundability of the adoption credit has expired, but the credit is still available and worth up to $12,650 in qualified expenses for 2012.

College and education

* You could deduct up to $4,000 for tuition and fees paid in 2012.

* Paying off student loans? You may be able to deduct up to $2,500 in interest paid during 2012.

* The American Opportunity Credit is worth up to $2,500 per student for post-secondary tuition, fees and course materials.

* Contributing to a Coverdell Education Savings Account? You can exempt a maximum of $2,000 per student in annual contributions.

Homeowners

* If itemizing your deductions, you may be able deduct mortgage insurance premiums paid during 2012.

* The nonbusiness energy property credit for qualified energy-efficient home improvements (insulation, exterior windows and doors, central air conditioners, water heaters and other improvements) was extended for 2012 and 2013. If you've claimed this credit on previous year tax returns after 2005, you must subtract the collective amount from the $500 available for 2012.

Employees

* Grade K-12 educators can deduct $250 in out-of-pocket expenses for classroom supplies.

* You may be able to exempt employer-provided mass transit and parking benefits from your gross income.

* If you itemize and have paid for work-related education, there’s a deduction for your costs paid minus any employer reimbursed amount.

Hundreds more tax benefits are up for grabs on this year’s federal returns due April 15.

When you’re ready to do your taxes, use these tips to make tax time easier and faster.

1. Gather all your tax forms (W-2, 1099, 1098, etc.), receipts and a copy of last year’s return first. Use TaxACT's free return checklist at www.taxact.com/checklist.

2. Don’t spend too much on tax preparation. Online and downloadable software has all the guidance, forms and tools the vast majority of taxpayers need to do their own taxes. Some of the solutions are even free. “All taxpayers can file their federal tax returns free with TaxACT Free Federal Edition,” says Dolmage. "TaxACT includes all e-fileable forms for simple and complex tax returns, and there’s instant and personalized help available every step of the way."

3. According to the IRS, more than nine out of 10 refunds were issued in fewer than 21 days last year. You should expect the same this year. For the fastest possible refund, e-file and choose direct deposit. You can track your federal refund with “Where’s My Refund” at www.irs.gov.

4. File your return by the deadline. If you need an automatic six-month extension, e-file Form 4868 and pay any taxes owed by the April 15 deadline to avoid late-filing penalties and interest fees. Finally, don’t procrastinate. Rushing can lead to costly errors.

For more information about tax deductions and credits available on 2012 tax returns, visit www.irs.gov and www.taxact.com/taxinfo. Visit www.taxact.com to file your IRS taxes free with TaxACT Free Federal Edition.

The 5 money habits that can help you find true wealth

2/8/2013

(BPT) - When did money get so complicated? From spending and charity to saving and investing, it’s hard to know exactly what to do with your finances. Cut through the confusion and consider five smart ways you can use your money to your advantage today.

Bruce Helmer, award winning financial services advisor, author and radio host, believes in a straightforward, values-based approach to managing wealth. “Money itself doesn’t matter; it’s the people and things you love that provide real wealth in life. Using your time and money to support what you value is the foundation of a rewarding financial plan.”

Helmer co-founded Wealth Enhancement Group and recently wrote the book “Real Wealth: How to Make Smart Money Choices for What Matters Most to You.” He recommends five smart things to do with your money:

1. Spend it

Everyone spends money, but the key is to make thoughtful choices and determine necessities versus luxuries. Based on your personal values, necessities will vary, so it’s important to take a realistic look at your priorities. Then you can determine what you need now and what can wait for the future.

Remember to avoid consumer debt and only spend what you currently have for day-to-day expenses. If you can’t pay off a credit card each month, don’t use it. Not only are you paying high rates of interest, but you’re forfeiting the return you could be earning on those dollars if they were invested.

2. Save it

There are three main reasons to save: emergencies, spending and investing. Start with an emergency fund. Prior to the Great Recession, most people saved three month’s worth of expenses. Today, with continued economic instability, six months is a wiser choice. Life is unpredictable, and you never know when injury or job loss will affect your income.

How much of your income should you save? A good goal is at least 10 percent. Remember, saving and investing are different. Saving puts money in a secure place readily available to you – making it a liquid asset. Investing puts money away, allowing it to grow for future use.

3. Invest it

Investing is a key part of growing your finances and securing your future. Smart investors make it a habit to pay themselves first, meaning each payday they designate a specific amount of money to investment accounts. Remember, a long-term investment plan with consistency and stability will overcome market swings. Start investing as soon as you can – time is a great ally.

The first step is to identify your individual goals and how much time you have to achieve them. Then talk with a trusted financial advisor about expected rate of return and risk levels of different investments and diversity your portfolio.

4. Manage your tax burden

Taxes are an often overlooked part of financial planning. But knowing how your money will be taxed today and in the future can help you make wise decisions. It’s safe to say most people want to pay as little taxes as possible, and your decisions today will help you do that.

Balance taxable investments like CDs, money market accounts and bonds with tax-deferred investments like 401(k)s and traditional IRAs. Do not forget about the importance of tax-advantaged investments like Roth IRAs and life insurance too. Balancing these three types of taxable investments is important to a long-term financial strategy.

5. Give it away

At face value, giving money away may sound a little crazy, but sharing your wealth can be a rewarding part of a financial plan. Whether it be to a nonprofit, a faith community or to your own children, sharing money either during your lifetime or upon death is gratifying and can have many economic benefits.

Charitable donations done now are tax deductable this year, but other types of giving provide benefits in the future. For example, donating money in a will can possibly lower the estate tax liability to your heirs. Because tax laws are complex, it’s important to work with a professional who can guide you in the right direction.

Helmer uses these five areas in his own financial plan and you can help secure your financial future by doing so also. For more expert money tips and to buy Helmer’s book, visit www.BruceHelmer.com.

Staying at the top of your game

4/17/2013

(BPT) - We feel our best when we do our best. At the top of our game is where we all want to be. This is as true in the workplace as it is on the basketball court. But to stay at the top of your game at work and in life, you need to stay primed – ready for that next big play. It requires staying alert; keeping your skills sharp; and hearing your best. That’s right – hearing your best.

Listening doesn’t typically come to mind as a highly coveted job skill. But the truth is, listening is one of the top skills employers look for in those being promoted, according to the International Listening Association. Both business practitioners and academics identify listening as one of the most important skills for an effective professional. Individual performance in an organization directly relates to listening ability or perceived listening effectiveness. And good listening skills are even tied to effective leadership.

So if being at the top of your game – especially on the job – is what you’re after, pay attention to your hearing. Hearing your best is the first step to good listening skills. And good listening skills help pave the way to success.

For those with hearing loss: Be encouraged. Today’s modern, sleek, and virtually invisible hearing aids can help the vast majority of people with hearing loss. In fact, the days of letting unaddressed hearing loss stand in your way are long gone – and good riddance to them! Hearing aids, other forms of amplification, and even modest workspace accommodations enable almost everyone to hear their best so they can do well on the job. Today’s hearing aids are digital, wireless, and can be as discreet or as stylized as you choose. They allow you to hear from all directions and in all sorts of sound environments so you can more easily discern what people are saying.

So whether you’re a mechanic, a plumber, a nurse, a teacher, a C-suite executive, a police officer, a customer service representative, an attorney, or in any line of work, there are hearing-aid technologies and other approaches to dealing with hearing loss that can help. And remember: You are not alone. Roughly 60 percent of Americans with hearing loss are in the workforce overcoming the very same challenges you are.

Research shows that hearing aids really do help. A study by the Better Hearing Institute found that using hearing aids reduced the risk of income loss by 90-to-100 percent for those with milder hearing loss, and from 65-to-77 percent for those with severe to moderate hearing loss. What’s more, people with hearing loss who use hearing aids are nearly twice as likely to be employed as their peers who do not use hearing aids. And eight out of 10 hearing aid users say they’re satisfied with the changes that have occurred in their lives specifically due to their hearing aids. From how they feel about themselves to positive changes in their work lives, relationships and other social interactions, hearing aid users are benefiting from today’s technology.

Face it. You’ve got too much game in you to slow down now. So play at the top of your game. Stay at the top of your game. Make an appointment with a hearing healthcare professional and learn how you can hear your best today.

To take a free, quick and confidential online hearing check to determine if you need a comprehensive hearing test by a hearing healthcare professional, visit www.hearingcheck.org. For more information on hearing loss, visit www.BetterHearing.org. Download "Your Guide to Buying Hearing Aids" - a step-by-step breakdown of what to expect, ask and look for when visiting a hearing healthcare professional and purchasing a hearing aid - at www.BetterHearing.org under publications.

Tips for knowing when it's time to replace products on your home

2/18/2013

(BPT) - Owning a home means giving constant attention to the building products that go into protecting the structure of your house. While we’d like to believe items like our roof, siding and windows will last forever, that’s not the case.

Mark Clement, co-host of the national home improvement radio show MyFixitUpLife, offers a variety of tips for knowing when it’s time to replace products on your home.

“The first thing homeowners need to understand is that every element of a home’s exterior, from the top of the roof down to the front entry door, will eventually need to be replaced,” says Clement. “The key is to know when the time is right to invest in new products. This means an ongoing evaluation of your home’s current products, researching new product options and contacting professionals for support.”

Clement points out that replacing older products with newer, more energy efficient and longer-lasting products is a sound investment for homeowners. “We have a 100-year-old home and just replaced the original decaying wood door with a Therma-Tru fiberglass door and trimmed it out with long-lasting PVC millwork from Fypon,” says Clement. “We also replaced older windows with ENERGY STAR qualified vinyl windows from Simonton Windows and added a new polymer slate roof from DaVinci Roofscapes. These are all man-made products that add more life to our house. Plus, we’re saving more on our daily energy bills because of the incredible features of these products.

“Another important aspect to consider when it does become time to replace key products on the home’s exterior is to look at upgrading and taking advantage of newer, more aesthetically pleasing products that are on the market. That’s what we did with the high-performance, low-maintenance products we selected. Our product choices not only make our home more livable right now, but also more add value to the home and make it more ‘sellable’ when it comes time for us to put the house on the market.”

Tips for evaluating your roof

1. Using either a ladder or binoculars from across the street, look for problem areas, such as missing or broken shingles, along with roofing tiles that may be “flapping” in the wind.

2. Check the sides of your roof. The southern exposure weathers significantly faster than the other sides of the roof, so make sure to carefully examine this area. Also, shallower pitches weather faster than steeper pitches. So again, if your roof has a shallow pitch - like a shed dormer - make certain you can clearly see it to get a true indication of the condition of your roof.

Tips for assessing your windows

1. Evaluate the functionality of your current windows. If you have condensation between glass panes, the windows are hard to open or close, your energy bills are soaring, or if there are drafts coming in around the window units, then it’s time to seriously consider replacement windows.

2. Look at the frames of your windows. If you spend too much time scraping paint and repainting wood frames, consider an investment in vinyl-framed, low-maintenance windows.

Tips for knowing when to replace a front door

1. If you can see light around your main entry door from the inside, the door is hard to close or lock, or the door itself is warped, it’s time to consider a new door.

2. Think about the weather conditions your home’s door faces along with your energy bills. If either run to the extreme, consider replacing your entry door with a high-performance fiberglass door (which can have up to four times more insulation than wood doors). Doors with enhanced weather stripping, corner seal pad, door bottom sweep and profiled sill provide more strength and stability in your entry door.

Tips for evaluating trim features of the home

1. Take a top-down look at your home. Most houses have wooden louvers placed high above the attic or garage space to allow ventilation in those areas. Replacing older, rotting louvers with insect-resistant and rot-resistant synthetic louvers can improve the home’s appearance and functionality.

2. Wrap it up. Clement recommends that if you have unsightly porch posts you can easily transform them into showpiece parts of your home by using Column Wrap Kits. The decorative PVC or urethane pieces can generally be installed in less than 30 minutes around existing structural posts and columns to give an upgraded look to any home.

For more home improvement tips, visit www.myfixituplife.com.

Season's cleanings - tips to keep your home clean and clutter free

3/14/2013

(BPT) - After a long winter, spring is finally in sight. Before the season is in full bloom and outdoor chores pile up, take advantage of spring showers to tackle the indoors first with easy home cleaning and organizing projects. To get your home in tip-top shape, start by breaking down your to-do list room by room, so you can create an easily achievable goal that will leave your house looking fabulous and you feeling refreshed.

Restore beauty in the bath

The bathroom may be one of the smallest rooms in the house, but it can also be the one with the biggest mess. Vanities often become a magnet for clutter. Everything, from towels to toiletries, curling irons to cotton balls, can take over this space and make cleaning a nuisance. Start by reducing your items. Marry any of your multiple containers of the same product into one container. Then, recycle the empty containers to create more space.

Once your cleaning is complete, add drawer organizers, baskets and other accessories to neatly store all necessities. Then add towel bars – such as the new Moen Ashville 18-inch towel bar available in a brushed nickel finish at The Home Depot – robe hooks and shelves as they are easy, inexpensive and decorative additions to help prevent items from ending up on the floor or countertop.

Clean and clever kitchens

Next, move to the kitchen, a favorite gathering place ... and one of the dirtiest rooms in the house. Begin by sorting through cupboards to weed out any unused products, such as specialized appliances, expired pantry foods and containers with missing lids. If it’s broken or hasn’t been used in a year, it’s time to get rid of it. You’ll instantly achieve valuable cabinet storage – as well as eliminate objects that collect dust and bacteria.

Now, start from the top and give your kitchen a thorough cleaning – including tops of cabinets and appliances – and finish with a good scrubbing of the floors. Finally, focus on updating the germiest area of the kitchen – the sink. There are typically more than 500,000 bacteria per square inch in the sink drain alone, according to Health Magazine. And that doesn’t include regularly touched items, such as your sponge and faucet.

Help inhibit the growth of stain- and odor-causing bacteria, mold and mildew with the new Moen Walden single-handle kitchen faucet featuring Microban antimicrobial protection. Microban technology is built into the faucet finish, so it works continuously, even between cleanings, and won’t wash off or wear away - which can help keep the faucet cleaner, longer.

“By featuring Microban antimicrobial technology on our faucet finish, we hope to help homeowners spend more time enjoying their home ... and less time cleaning and worrying about stains and odors,” says Andrea Conroy, director of retail marketing for Moen.

Refreshed laundry room

The laundry room, since it is often located near the frequently used garage entry, can become a catch-all for everything from cleaners to coats, and shoes to shop vacs. Free yourself of this clutter by organizing and giving everything its proper place. Items often get stashed on the horizontal surfaces – such as the floor or on top of the washer and dryer – so look to the vertical surfaces of the room to create new, more appropriate places.

Adding wall cabinets is an ideal place to add storage (and keep things neatly hidden). Wall hooks dedicated to each family member can neatly hold coats, scarves and bags. Installing shelves in the coat closet can provide additional room on top and below the garment bar. Over-the-door storage racks can house frequently used items, such as brooms or shoes.

With a few upgrades and organization to key rooms, your home will look its best and the new-found organization will energize your spirit just in time to enjoy the spring season.

For more information about Moen products, visit moen.com or call 800-BUY-MOEN.

Protecting your paycheck - for today and tomorrow

5/10/2013

(BPT) - People insure their homes, their cars and even their vacations without giving it a second thought. But many do not think about insuring their most important asset – their income – from a disability caused by illness or injury. And it’s not just income during working years that is at risk. A disability can also put a serious dent in your ability to enjoy retirement.

That can happen in two ways, according to Sandy Botcher, vice president of disability income insurance at Northwestern Mutual. “When a family loses its usual source of income due to a disability, sometimes the only alternative is to dip into retirement savings to cover normal household expenses,” she says. “And even if you don’t have to take money out of savings to replace income, the other consequence of a disability is that it decreases your potential to contribute to your retirement plan.”

Botcher adds that from the moment you start working until the day you retire, your ability to earn an income is your most important financial asset.

Consider this example: A $60,000 annual salary results in $2.4 million earned over a 40-year career, and that doesn't take into account inflation, salary increases, or the long-term growth potential of money invested in retirement saving vehicles along the way. If a disability prevents the individual from earning this income, or requires him to access a portion of what’s already been saved (often with a tax penalty), it can have devastating impact on retirement dreams.

Recent research demonstrates the need to prepare for the unexpected. Over the past three years, 22 percent of Americans had dipped into retirement savings and 22 percent had stopped or reduced their savings contributions, according to Northwestern Mutual’s 2013 Planning and Progress Study. More than half of those surveyed say unexpected expenses are to blame. Yet 23 percent of respondents say they want to be more cautious with their money, and feel they have a lot of catching up to do.

“The Great Recession has reminded us that we cannot afford to lose our incomes,” says Botcher. “But we also need to remember that our chances of losing our incomes are determined by more than just our employers’ viability or our career success.”

In the minds of consumers, few things seem more unexpected than a disability. Yet the Social Security Administration reports that about one in four 20 year olds today will become disabled before retirement.

One way to prepare for the possibility of being unable to work is disability income (DI) insurance, designed to help pay living expenses, maintain lifestyle needs and preserve assets accumulated for retirement and other purposes. Many employees think that coverage they get through their employer’s group disability policy is enough. They should think again.

Group DI typically has a cap at 60 percent of salary; other forms of compensation like bonuses or commissions may not be covered. In addition, the benefits are taxable. So, if earning less than two-thirds of one’s current salary would make it difficult to make ends meet as well as work toward goals like continuing to fund retirement, it’s important that another option be considered to bridge the gap.

That option is an individual DI insurance policy. Premiums for individual DI policies are paid after taxes, so the benefits are not taxed, and the policies are portable.

“We can’t forget that the source of a retirement program is the ability to work. Having individual disability income insurance is a way to address one of the key risks to achieving your retirement goals,” Botcher says.

Better romance to beat the seasonal blues

3/13/2013

(BPT) - As spring struggles to break through in much of the country, many of us can’t help being affected and feeling comfort food, sitcoms and even chocolate aren’t enough to lift our mood.

Relationship expert Ian Kerner, Ph.D, the author of five books on sex and relationships, including “Sex Recharge,” shares how to beat the seasonal blues by getting back into bed.

Play hookie and make it hot

Go on a date day. Take an afternoon off work while the kids are at school and have a relaxed lunch with a glass of wine. Or, go to a romantic afternoon movie and act like newlyweds again. Why not engage in public displays of affection? Your midday “foreplay” will help you reconnect in the bedroom.

Arouse with random acts of romance

Better romance begins with small sensual touches. A stolen but “oh so sexy” kiss or a hug can last until the sun comes up. Hugs and kisses have been shown to boost the naturally occurring “love” hormone oxytocin.

Fantasize and it’s sure to be fantastic

Tell your partner you had a sexy dream last night with him or her in it. It’s flattering and sure to rev up your partner’s romantic engine. While you’re at it, fantasize about an exotic destination.

Variety is the spice of life

When you’re in a long-term relationship, sex can become predictable. Try a new position, a new location or even experiment with a product like the We-Vibe couples’ vibrator.

Get on the same vibe

Think that a vibrator might intimidate your guy? Think again! According to a recent study, as many as 44 percent of men have used a vibrator with their female partner. Considering this, your guy will likely be open to a vibrator you can both enjoy together.

The We-Vibe is designed for women to wear during intercourse to maximize pleasure for both partners. Small, rechargeable and non-phallic, the We-Vibe’s advanced technology helps couples achieve new levels of shared pleasure and intimacy.

Dogged by pricey pet care? Cost-cutting tips for pet owners

1/23/2013

(BPT) - These days, everyone is searching for ways to save money and stretch budgets. Consumer experts advise people to sniff out deeper discounts, saving opportunities and additional ways to cut costs. For pet owners, it can feel challenging to cut costs without compromising on care.

Being vigilant is key, according to pet expert, Charlotte Reed.

“Clip coupons, use store circulars and ask for discounts like family and friend’s rewards, and multiple pet or store loyalty programs,” says Reed. “Constantly challenge yourself to find ways to save money when it comes to pets. I do it every day!”

To get started, Reed suggests using these five tips. Before you know it, you’ll be seeing savings on everything your four-legged friend needs.

1. A membership that pays

You might think of AAA as being strictly for roadside assistance. Think again – pet owners can enjoy additional discounts, which most people never take advantage of. For example, pet-owning members can shop in-store or online and receive discounts with pet manufacturers and national pet retailers. Some discounts vary among regional auto clubs, but it’s always worth it to ask.

2. Investigate discount pet medications

The Advocacy for Pets and Affordable Wellness (APAW) raises awareness among pet owners about significant cost savings they can enjoy simply by asking their vet for a prescription, and purchasing that medication from their local retail pharmacy. Just be sure to confirm the retailer’s pet pharmacy program before dropping off your pet’s prescription. In addition, pet owners can purchase vet-grade, over-the-counter, generic medications, such as flea and tick treatment, for a fraction of the cost of the brand name at pharmacies such as Walmart, Sam’s Club or Costco. Visit www.APAW.org for more savings tips, and to find out what pharmacies carry pet Rx programs.

3. Deep discounts on pet necessities

Pet food and cat litter are two of the biggest pet expenses for dog and cat owners. If you purchase these products online from larger online retailers, cash in on the auto-ship option. In most cases, consumers not only get the discount prices of online purchasing, but they frequently get additional discounts which can more than make up for shipping cost.

4. Pet insurance can help you save in the long run

Americans spent $50.96 billion on pets in 2011, and $13.41 billion of that was on vet care, according to the American Pet Products Association. In recent years, treatments once reserved for humans, from radiation therapy to kidney transplants, are now available for pets. That means once-fatal conditions are now treatable, but often at high cost. For pet owners willing to spend the money to treat their pet, insurance can be a viable option. Carefully reviewing deductibles and monthly payments will ensure insurance can fit into your budget, ultimately helping to defray costs in the event of an emergency.

5. DIY can keep money in your wallet

Bathing and grooming at home can help save money, as opposed to going to a dog wash or paying a groomer. For additional savings, protect your pet’s health by cleaning his ears, brushing his teeth and clipping his nails. Ask your veterinarian or a vet tech to teach you how to maintain your pet’s health with these preventive measures.

When your pet is a member of the family, you want to give him the best care possible. These ideas and others about affordable pet care can be found using resources like APAW; they’ll help you treat your pet right – without breaking the family budget.

The right home tools for a healthier lifestyle

1/29/2013

(BPT) - Even with the best intentions, many of us who resolve to live a healthier lifestyle in 2013 will fall back into old, familiar habits much sooner than we would like. To maintain motivation and create a routine that is both sustainable and effective, it’s important to invest in the right tools for every room in your house.

Kitchen

Diet is key to overall wellness, and proper nutrition will help you remain energized and motivated to make other healthy strides. Unfortunately, some think making healthy meals is too time consuming and often make less nutritious decisions in the name of convenience. But with the right tools, creating a wide variety of tasty, wholesome options is quick and simple. With a high-performance blender like the Vitamix 7500, you can make nutrient-packed green smoothies, steaming hot soups and healthy frozen treats in minutes. Simply toss whole fruits or vegetables into the Vitamix, choose the settings, and in a matter of seconds the machine’s unmatched power and versatility will create dishes that taste great and are good for you. The new 7500 model also features easy controls and a compact design that will fit into most kitchen spaces - as well as your new healthy lifestyle.

Bathroom

That old bathroom scale won’t do you any good if it isn’t accurate. To monitor the benefits of your healthy habits and find motivation to continue to make health-conscious choices, invest in a new digital scale. Although many scales come with additional features, such as body-index calculators and memory storage of your latest weigh-ins, consistent readings are the most important way to follow your progress. There’s no need to spend a fortune on a new tracking tool as long as your new scale is easy to read and operate, and gets high marks for accuracy. If your bathroom storage space is limited, seemingly endless styles and sizes ensure that you can find a scale that fits any decor.

Bedroom

Sleep is crucial to living well, and making sure your body is well rested will help every other aspect of your healthy efforts. Having a supportive but comfortable mattress and pillow will do more than you may think to help your body get the renewing rest it needs. If you wake up with aches and pains, can feel coils, see depressions in the surface or have had your current mattress for more than 10 years, you likely need to purchase a new one. There are many types of mattresses to choose from, including innerspring, foam, no-flip and pillowtop selections. After researching your options, go to a store to test mattresses before purchasing to ensure you are getting exactly what you want. Carefully read the instructions to care for your new mattress properly and make sure your bed pillows are supportive of the neck and head for a superior night’s sleep.

Closet

Exercise is important to a healthy lifestyle, and the right shoes are essential to any fitness routine. Whether you take an aerobics class, run, bicycle or play a competitive sport, proper athletic shoes will provide the support and protection you need. The wrong type or improperly fitting shoes can cause serious discomfort and even injury, making this a vital component of your fitness plan. Not all athletic shoes offer the same benefits, so don’t purchase walking shoes to also act as running shoes, basketball shoes or for any other physical activity use. And despite common belief, adult feet do grow and change, so don’t assume you are the same size you were last year. Even if you plan to purchase online, go into a sports shoe store with knowledgeable staff to ensure you find the right features and fit.

Armed with the right tools, you can reach your health goals and reap the benefits of a healthier lifestyle throughout the year, and beyond.

Going the extra mile: Secrets to keeping cars running longer on the roads

4/3/2013

(BPT) - Hitting 100,000 miles on the odometer for most people means it’s time to start car shopping. But for others it’s a personal challenge to go the extra mile, save a little cash and take their cars another 100,000 miles.

Racking up miles can evoke pride in some, but it is more than just bragging rights. Many people are driving cars tens and hundreds of thousands of miles further simply to keep their wallets a little fuller. For Dave Neil, a professional bus driver and a pastor in Minnesota, going the extra mile has meant saving money by collecting more than 200,000 miles on each of his family’s last four vehicles and driving his current car a whopping 430,400 miles.

“It takes patience and luck,” says Neil of hitting the high mileage. “It can be a difficult decision to pay for repairs on older vehicles, especially when those costs are comparable to the value of the car. But, repair costs are a small price to pay compared to monthly car payments.”

For those who plan on taking a car past 150,000 miles, routine maintenance starting early in a car’s life can help mitigate hefty repair costs further down the line. Inevitably though, drivers of high-mileage vehicles will sooner or later face repair costs that challenge their willpower.

“We’re seeing professional trucking companies, small business owners and everyday drivers looking to keep their vehicles running longer,” says Andrew Hamilton, director of lubricants for CHS, which manufactures and markets Cenex fuels, lubricants and propane through a network of over 1,400 Cenex brand retailers in 19 states. “Regardless of the size or type of vehicle, it’s almost always more affordable in the long run to make repairs rather than to replace a vehicle. And in today’s economy, more and more people are doing just that.”

Using a good motor oil and changing it frequently and consistently throughout a car’s life is essential for getting the most miles from it. High-mileage oil is available with added protection for older cars, but it doesn’t necessarily benefit newer cars. Hamilton recommends a high-performing synthetic oil, such as Cenex Maxtron, which can help take a vehicle that extra mile and improve fuel economy no matter how many miles it has.

Smart driving is another simple way to keep a car running smoothly into the higher miles. Vigilant driving not only helps prevent accidents that could shorten a vehicle’s life but also is less taxing on an engine and brake system. To keep a car running well, make a habit of accelerating slowly, using cruise control on the highway and easing up on the brakes.

To learn more about going the extra mile, Hamilton recommends visiting tanksofthanks.com. The website provides consumers and business owners with useful information from fuel and maintenances experts, and allows visitors to nominate people they know for a free tank of gas.

How to be the buyer every seller wants to deal with

5/6/2013

(BPT) - For years, the real estate market has been a buyer’s world, with ample inventory, fewer qualified buyers, and highly motivated (read: desperate) sellers. This spring, some signs are pointing to a shift back toward a seller’s market. If you’re shopping for a home this spring and summer, chances are you’ll face increased competition from other buyers.

So how do you ensure you not only land the home of your dreams, but get the best possible price from the seller and the best possible mortgage deal from your lender? By becoming the buyer every homeowner wants to sell to – a financially stable, credit-worthy, pre-approved purchaser.

“Just as lenders consider many factors beyond your credit score, when deciding whether to finance your home loan, sellers consider more than just the offering price when evaluating potential buyers,” says Barrett Burns, president and CEO of credit score model developer VantageScore Solutions. “Buyers who can move quickly and decisively, who walk through the door with their financing lined up and their credit in good shape, are best positioned to stand above the competition this year.”

Steps toward being a better buyer

You can be a better buyer – one that will appear attractive to both lenders and sellers – with some simple steps.

First, understand your credit score and the role it plays in the home buying process. While a good credit score can ease the borrowing process for home buyers, it’s not the only factor lenders will use to gauge whether to approve you for a loan, Burns says.

“A credit score predicts the likelihood of whether a borrower might default in the first 24 months of a loan,” he notes. “But lenders will also consider how much of a down payment you bring to the table as a percentage of the purchase price, your income and your debt-to-income ratio when considering a mortgage application.”

Remember that lenders will pull your score from all three major credit bureaus, so it pays to check your credit report and score with all three. Reviewing your report and score allows you to catch and correct errors, and have a better idea of how potential lenders might view your credit worthiness, and rest assured that obtaining this information does not impact your credit score.

Understanding your credit score is a more complex process than you might expect. You can test your knowledge about credit scores at www.CreditScoreQuiz.org, a website created by VantageScore Solutions and its partner, Consumer Federation of America.

When you have a handle on your credit, consider other factors that can make you a better buyer, including how much you have to put down on a house.

The days of no-money down mortgages are virtually over, industry experts say. Today, even FHA borrowers will likely need to make a down payment. How much you need will depend on many factors, including the loan program you apply for and the price of the house you’re buying. Generally, it’s a good rule of thumb to save 20 percent of the purchase cost for a down payment.

Keep in mind, the more you put down, the more instant equity you’ll have, the lower your monthly payment, and the better your chances of not needing private mortgage insurance (PMI), which can add hundreds of dollars to your monthly payment. If you’re able to put down more than a lender requires, a mortgage company may be willing to give you a pass on other issues on your application, such as a less-than-stellar credit score.

“Lenders and sellers are all looking for buyers who are ‘the complete package,’” Burns says. “While you should take care of your credit score, you shouldn’t obsess over it. Instead, look at it as an important part of the overall package of assets that can make you the kind of buyer everyone wants to work with.”

Well-built decks marry personality and functionality

1/25/2013

(BPT) - As temperatures increase, your thoughts may wander to spending time outside sharing conversation, drinks and meals with friends and family.

For many homeowners, that can mean renovating an existing gathering spot or replacing it with a new deck. A well-planned deck can increase a home’s value and usable space.

“We see an awful lot of homebuilders building smaller, more cost-effective homes, especially in the last few years,” says Seattle-based deck builder Ron Spillers, owner of West Coast Decks. “A lot of them don’t have as much space, so people want to capture more outdoor living space, and they do that with a deck.”

Many homes have only a small concrete slab – a bare minimum for outdoor space. But, according to Spillers, people desire more elaborate decks for relaxing and entertaining, and select natural woods, such as Western Red Cedar, to create the perfect setting.

“The first reason is beauty. It’s a very pretty wood, especially in regions like the Northwest. The wood lends itself to our natural surroundings and the environment,” says Spillers. “Second is cost. It’s very economical, it’s a very well-managed resource, and it’s readily available and easy to work with for a professional or do-it-yourselfer.”

Spillers and New Jersey-based deck builder Sean McAleer, president and CEO at DeckRemodelers.com, say this year’s decks will incorporate greater practicality. Features will include greater use of covered space and privacy walls to expand the usefulness of a home’s outdoor space.

“A roof over a deck, a roof with no walls, dry space under the deck – these are frequent requests from our customers that add to the deck’s usability,” says McAleer. “That means that with these additions, you can use your deck whether it’s raining out or 100 degrees.”

Privacy walls add aesthetic appeal to new and existing decks. They also can function as a backstop to an outdoor grill or kitchen, or relief from the weather.

So, how do you find the perfect deck? Homeowners should consider several questions in order to make the right decision for their specific needs.

What is your budget?

Determining what you can afford will go a long way toward shaping your outdoor space. Consulting a contractor is a good place to start to get an idea of just how far your money will go.

“If you’re going to buy a car, you don’t go to see cars at all different price points,” says McAleer. “You look at all the models in the price range you’re looking for so you’re comparing apples to apples.”

Be sure to consider the deck builder’s reputation, customer reviews and portfolio if you plan to hire a contractor. If you are planning to do it yourself, remember to factor the cost of equipment rental into your budget analysis.

Several websites, such as wrcla.org, also offer online deck-planning tips and tools.

How will you use the deck?

Purpose and functionality are two important factors to consider. Ask yourself the following questions: Do you want to use it year round? Do you do a lot of entertaining? Do you want a quiet space for just the family? Where is your view?

Consider the type, size and how much furniture will go on the deck. When you design a deck, you have an opportunity to say “this is where I want the grill,” and lay out the space to adequately fit very specific needs like traffic flow and gathering places, says McAleer.

Most importantly, look at your backyard to see what you can incorporate. Think about the grade of your property and the views beyond.

“When I design a deck I want to walk through the house to see how they decorate – what’s their style,” says McAleer. “Then I want to walk outside to see what they’re looking at in terms of the view from the house looking out. A lot of people don’t take into account how it looks from the inside out. It’s important to look at the view from more than just the outside looking in.”

As an extension of your home, decks can and should be built to serve specific homeowner needs. No matter how elaborate, your deck will increase usable space, a factor that adds long-term value to your home.

Food terms to help navigate the menu and the supermarket

2/1/2013

(BPT) - When you’re scanning a restaurant menu or walking the grocery store aisles, do you know what many of the food terms really mean? What designates “local," and what is the difference between organic and non-organic?

These terms and others are becoming staples on menus and in stores – and, until now, few have been clearly defined.

Just in time for that special Valentine’s Day meal, U.S. Farmers & Ranchers Alliance wants to help you learn more about your choices and where your food comes from. Whether you’re dining out or grocery shopping, knowing some key food terms can help you navigate the menu and the supermarket. Here are common food-related terms you’re sure to see at restaurants or supermarkets.

Organic: The main difference between organic and non-organically grown foods is the production method – those who raise organically-grown food must follow a strict set of guidelines outlined by the U.S. Department of Agriculture (USDA). The USDA organic label indicates that the food or other agricultural product has been produced through approved methods that integrate cultural, biological, and mechanical practices that foster cycling of resources, promote ecological balance, and conserve biodiversity. Like many other value-added products, organic food can be more expensive because, in some cases, it costs more to produce. For example, organically-raised pigs must be fed only organic feed produced without synthetic pesticides, and may not be given antibiotics. A common misconception is that the increased cost of organic food relates directly to its superior nutritional value, which is unproven.

Another common misconception about organic food production involves pesticide and fertilizer use. Organic farmers can choose from organic certified pesticides and fungicides, which are outlined by the USDA Certified Organic program. They can also use organic matter (livestock manure) for fertilizer.

Local: Local food is grown (or raised) and harvested close to where it is sold. It‘s distributed a much shorter distance than is common in the conventional global industrial food system, which sustains our nation and world. Supporting local businesses is great – from the mom-and-pop hardware store to local farms and ranches. Did you know 95 percent of U.S. farms are family-owned? Our nation needs farms of all sizes and locations to help grow enough food for our growing population, especially during the winter months when some areas are simply too cold to grow crops.

Hormone-free: Hormones occur naturally in all farm animals, just as they do in humans – it’s a natural part of life, so no beef, pork, poultry or dairy products are “hormone-free.” When it comes to poultry raised in America, no hormones are ever used to promote growth, a common misconception. Hormones are used in farm animals under the guidance of veterinarians and animal nutritionists and only given in targeted ways – in very low doses and at particular times in the animal’s life. Over the past several decades they’ve been studied heavily. Hormones continue to be approved for use in this country and many others because studies have shown they pose no risk to consumers.

“America’s farmers and ranchers provide a variety of food, grown and raised in different ways to appeal to consumer choices. I want to make sure that people are having conversations about food and know where their food comes from,” said Katie Pratt, an Illinois farm mom and U.S. Farmers & Ranchers Alliance spokesperson. “There are many options out there for people, so knowing these key terms and how their food is grown and raised is really important when making decisions – either at a restaurant or when buying food for your family in stores.”

For more information about food production and the U.S. Farmers & Ranchers Alliance, visit www.FoodDialogues.com. Wholly or partially funded by one or more Checkoff programs.

Stylish stairs: Five can-do ideas that add personality

3/19/2013

(BPT) - Stairs are no longer just a way to get from one floor to another. Realizing that staircases are quite often major focal points in their homes, homeowners are showing love to this once underappreciated space with a wide variety of creative and easy updates.

Add personality and perk-up the daily climb in your home with these five do it yourself projects.

Walls that wow

In most homes, the staircase is the centerpiece of your entryway and serves as the first impression. Transforming this space into an extraordinary one is easy by painting a bold accent wall. To add extra panache and go beyond the expected look of one solid color, paint the wall next to the stairs or the landing with an eye-catching pattern using a premium painter’s tape, like FrogTape Multi-Surface. Pick a pattern that packs a punch, like an all-over diamond motif, geometric shapes, or classic stripes, which complement staircases well. The patented PaintBlock Technology applied to the edges of FrogTape helps prevent paint bleed and leaves precise lines, keeping your pattern looking sharp.

Dazzling photo display

If you already love the current color on your staircase wall, you can easily add a personal touch by creating a photo gallery. It’s easier than ever to find inspiration and instructions for this project – simply visit Pinterest.com to view countless ideas and find one that works with your design style and space. The key to creating an impressive photo gallery is to keep one element consistent throughout. Whether it’s the color or material of the frames, or the shading of the photographs, having a uniform component allows the finished product to look polished and intentional, instead of haphazard.

Rethink risers and steps

For an unexpected update, focus your attention a bit closer to the floor. The area of your stairs that really takes a beating are the risers. Breathing new life into them can be accomplished easily with a fresh design. No need to stick with neutral shades. Risers are the perfect place to tie in a daring pattern. Opt for a chevron or Moroccan design with colors consistent with your home’s interior to achieve your decorative stairs.

Another stair expression is to apply a haute pattern directly on your steps for a faux carpet runner look. Paint your stairs with the base color of your choice and opt for a diamond motif or patchwork design. Be sure to protect your work with two coats of polyurethane when your design is complete.

Modern touches

The spindles between the treads and banister on a staircase are there to protect people – especially children – from falling off the sides, and are an easy item to swap out for a more up-to-date look. Simply remove the old spindles, which are typically held in place with a few nails. Clean up the wood around the spindle holes and scrape off any old stain, dust, dirt and sand around the tread for a tighter fit.

When shopping for new spindles, choose from these styles to take your staircase from boring to extraordinary:

* Swirls to add a hint of elegance

* Spindles with shapes such as diamonds or squares

* Outwardly curved designs

* Twisted styles

No more wasted space

Reclaim unused space under a staircase by adding storage. If it’s hollow underneath, remove the drywall to create an instant mudroom by installing cubbies to store coats, shoes and other items. Another option is to transform that once wasted space into a nook to meet your family’s needs. Whether you long for the perfect spot for reading, a desk to keep paperwork and bills organized, or a secret play space for kids, the ways to utilize this area are endless.

With a little inspiration and elbow grease, it’s simple to add the perfect dose of personality to your staircase. For more information about FrogTape, visit frogtape.com.

How to freshen up your spring cuisine

3/19/2013

(BPT) - For food fanatics, spring is the perfect time of year to add fresh produce back into your recipes and meals.

Using seasonal ingredients can really help capture and enhance the flavors of spring and bring your cuisine to life. Whether you’re using first yields from your garden or visiting the farmers market as soon as it opens, there are plenty of ways to take advantage of the season.

Chef Alex Guarnaschelli, a recent winner on Food Network’s Iron Chef and a regular judge on Chopped, is a fan of using fresh nuts to enhance some of her favorite spring recipes. Here are her recommendations for taking your spring cuisine to a new level:

* Spruced-up salads: Healthy greens start to appear early in spring and are a great companion to nuts. Try topping a chopped Arugula salad with walnuts or adding pecans to Dandelion greens. Radicchio is delicious with almonds and apples. Using nuts can easily expand your salad horizon.

* Top it off:Springtime brings garden-fresh herbs; and parsley and basil are great flavors to finish many dishes. Chop up parsley with some Fisher almonds for added texture and taste. The Fisher Nuts Freshness Seal Bag has a re-sealable closure that will keep the leftover nuts fresh after the package is opened.

* Upgraded spice rub:The great spring weather makes it easy to fire up the grill. Add some ground nuts to your spice rub next time you’re cooking meat. The nuts can mellow some of the heat from the spice and add needed richness to the mix.

And who can forget about dessert? Strawberries are some of the earliest arriving berries; you can’t go wrong with Chef Guarnaschelli’s recipe for strawberry crostatas with walnuts. Find this recipe and more of Chef Guarnaschelli’s favorite recipes at www.fishernuts.com/alex.

Strawberry Crostata with Walnuts
Serves 8

Ingredients:

The dough:

2 cups all-purpose flour, plus some additional for rolling out the dough
1/4 cup granulated sugar
1/2 teaspoon kosher salt
Zest of 1 lemon
1 1/2 sticks unsalted butter, cubed and chilled
3 to 4 tablespoons ice water

The filling:

1 tablespoon unsalted butter
2 pints strawberries, hulled and split
1/4 cup plus 1 teaspoon granulated sugar, divided
1 teaspoon grated lemon zest
1 tablespoon fresh lemon juice
1 tablespoon cornstarch
3/4 cup Fisher Walnut Halves, coarsely chopped

Directions:

1. Dough: In the food processor, combine flour, sugar, salt and lemon zest. Pulse to blend. Add the butter and pulse until crumbly. Add cold water and pulse only to combine. Form into an 8-inch long cylinder (about 2 inches in diameter) and refrigerate for at least 1 hour.

2. Filling: Heat a large saute pan over high heat. Place a baking sheet next to the stove. When the saute pan is fairly hot, add the butter for the filling. When it melts and foams slightly, add the strawberries. Toss to coat with the butter and add 1/4 cup sugar, lemon zest and juice. Toss to blend and allow some of the liquid to escape from the berries and reduce. After 2 minutes, sprinkle with cornstarch, reduce heat to medium and cook, stirring for an additional 2 minutes. Transfer to the baking sheet. Spread the strawberry mixture out so it cools faster and refrigerate until very cool.

3. Preheat the oven to 375 F.

4. Remove the dough from the refrigerator and cut into 8 equal pieces. Roll each piece into a circle that is about 6 inches in diameter and about 1/8-inch thick. Flour lightly under and on top of the dough as you roll it.

5. Meanwhile, remove strawberry mixture from refrigerator and transfer to a fine strainer placed over a bowl. Strain strawberries so that almost no liquid remains with the berries, being sure not to crush the fruit.

6. Arrange the tart rounds in a single layer on a baking sheet. Place 1 tablespoon walnuts onto the center of each round. Divide the cooked strawberries evenly among the dough circles. Fold the sides up tightly around the fruit to form a purse, making the fruit the center; they will open slightly during baking. Cover the opening left after folding with a few more walnuts. Refrigerate circles if they become too soft to handle.

7. Place the baking sheet in the center of the oven and bake until golden brown, 20 to 25 minutes. Top with any remaining walnuts. Sprinkle with sugar for added texture. Let cool on baking sheet for 5 minutes then transfer to serving plates using a wide spatula. Serve immediately.

Solid retirement planning a must for Generations X and Y

3/27/2013

(BPT) - When it comes to making plans for retirement years, today’s younger workers are struggling to make heads or tails of all the resources and products available to them through work and personal investments. Younger professionals who fit into the Gen X and Gen Y categories also are not taking advantage of financial professionals, who can provide information and education on planning for a secure retirement, according to 2013 research by LIMRA, a research, consulting and professional development organization.

Such lack of financial acumen is a challenge for young adults who face a challenging job market as many continue to struggle paying back student loans and establishing both short and long term savings while balancing the needs of their growing families.

Working with a trusted financial professional should be a priority for Gen X and Gen Y members, says Jeff Duncan, a financial professional with Massachusetts Mutual Life Insurance Company (MassMutual) who concentrates his practice in planning for retirement.

“As the younger generations approach retirement age, a lot of the benefits their parents and grandparents enjoyed like pensions and company-sponsored retirement plans likely won’t be available any more. This will result in members of these generations having to rely on their own personal savings if they want to retire,” Duncan said.

Only one in five Gen X and Gen Y consumers work with a financial professional, according to the LIMRA research. LIMRA also found that younger professionals with access to a retirement plan through their employment were more likely to participate in the plan if they were knowledgeable about financial products.

Tom Henske, a financial professional in New York and author of a weekly news column Money-Smart Kids, believes members of both Gen X and Gen Y can take positive steps toward planning for a better financial future with a few simple steps:

1. Educate yourself with a trusted financial professional on different financial products and opportunities available to you, both via your benefits and retirement savings.

2. Understand what your work benefits can do for you, as well as areas that these benefits might not fully cover your future needs. Determine what opportunities exist to cover any gaps. Also be sure to take advantage of any “free” money offered by your employer. For example, a company may offer a 3 percent match payment to your 401(k) account if you contribute 6 percent.

3. Give yourself a good financial head start now by paying down debts and developing a long-term plan that includes emergency savings, retirement products to create additional income for when you won’t be bringing in a paycheck any longer as well as protection products like disability income insurance and life insurance.

4. Review and evaluate how well your strategy fits your current and planned future lifestyles once a year.

5. Pass on your education and lead by example. Demonstrate to your children how you take responsibility preparing for retirement. You can demonstrate this in several ways. For younger children, educate them on the importance of paying bills on time – try playing a game of pretend bank. For older children, discuss savings accounts and properly using these accounts. And for young adult children, ask them what actions they’re taking now to plan for their financial future.

“Because people in Gen X and Gen Y will likely fund their retirements via savings, it’s extremely important for them to understand what actions they can take to put themselves in a better financial position, while also taking advantage of any savings tools through employment benefits and retirement savings,” says Henske.

Outdoor entertaining made easy

5/3/2013

(BPT) - Patio season has arrived, and opportunities for outdoor social gatherings will abound in the coming months. Birthdays, graduations, showers, holidays and any other reasons to enjoy warm weather will call for unique outdoor party solutions that differ from indoor events. Here are a few ideas to make al fresco entertaining a snap.

Fruity refreshment

Enjoying seasonal fruits is one of summer’s most delicious pleasures, so incorporate fresh fruits into every aspect of your gathering. Go beyond the traditional fruit plates and garnishes, and sweeten regular water with fresh fruits for an invigorating beverage that is perfect for the patio. With a few whole fruits, ice and a high-performance blender like the Vitamix Professional Series 750, which features five pre-programmed settings - including one for smoothies, a perfect summer concoction is seconds away. To make a Strawberry Agua Fresca, simply blend one cup of fresh strawberries, four cups of cubed, seeded watermelon, three fourths cup of lemon juice and two cups of ice to create a rejuvenating and healthy whole-food juice beverage that your guests are sure to enjoy.

Get grilling

Many people associate summer gatherings with grilling, but that doesn’t mean your menu options need to be limited to the typical hamburgers and hot dogs found at most cookouts. Explore the hundreds of recipes for more health-conscious grilled cuisine, including salmon, shrimp, veggie burgers and chicken. Don’t just reserve the grill for entrees, either. For an appetizer, try grilling slices of ciabatta or pita bread and topping with chopped tomatoes, basil and olive oil to create an easy bruschetta. Season and toss sliced, cooked potatoes on the grill to make your own steak fries, and use your Vitamix blender to create a number of dipping sauces and homemade condiments. Roasting vegetable skewers makes for a light but flavorful side, and you can even use rosemary sprigs as the skewers for extra zest. The grill is a versatile tool for summer entertaining, so use it to its full potential this season!

Summer settings

Outdoor dinner parties are typically less formal events, but some instances still call for place settings and arranged seating. To create a fun, light atmosphere that is still organized and thoughtful, use colorful place mats and napkins to offset a white or neutral tablecloth. There’s no need to break out the fine china, either. Opt for bamboo or melamine plates and bowls instead, which are available in a wide array of colors and designs. Bamboo serving utensils can create a beach-like feel, and reusable, recyclable plastic silverware is an affordable alternative to disposable cutlery. Have fun with table decorations and fill glass bowls and vases with flowers, colorful stones and floating candles for an attractive, summery table setting in no time. Add pretty citronella candles for decoration that will also keep your table bug-free.

Night lights

Many summer soirees carry on past sunset, so lighting your patio area is important. With hundreds of options available for any outdoor area and budget, you can create whatever atmosphere you prefer. Solar lamps are a smart, energy-efficient way to light the walking and seating areas, while Chinese lanterns hanging in the trees create a fun, party feel. Garden lights lining the driveway and walkways will direct attendees to and from the gathering areas safely, and an enclosed bonfire pit or portable fireplace is a great way to gather people for post-dinner revelry. The right mood will encourage guests to stay past dark and allow everyone to enjoy a warm summer evening.

Follow these few simple tips to create the perfect outdoor gathering, and you’ll be in the swing of summer entertaining in no time.

Suppress the sneeze: Tips to help prep your home for allergy season

3/20/2013

(BPT) - The season of sneezing has made its annual return and that can only mean one thing for homeowners: preventative cleaning measures. Especially true for allergy and asthma sufferers, there is no better time to get a head start on prepping your home against unwanted allergens than the early weeks of spring.

According to the Asthma and Allergy Foundation of America (AAFA), nearly 40 million individuals suffer from tree pollen allergies in the United States alone, the first phase of which occurs in the month of March. As pollen-potent trees begin their blossom, it becomes increasingly more challenging for homeowners to maintain a breathe-easy household atmosphere.

But, in fact, it might get easier. According to a recent study conducted by airmid healthgroup, a professional deep cleaning from Stanley Steemer has been proven to be effective in removing up to 97 percent of surface allergens.

Helping to eliminate allergen hot spots and triggers is made easier when following these tips from airmid and the deep cleaning experts Stanley Steemer:

Ongoing TLC
Dirt and dust can quickly add up if the proper steps aren’t taken. To get the job done, vacuum heavy traffic areas two to three times a week and all other carpets at least once a week.

Keep the outdoor elements where they belong
Keep windows closed and place your air conditioner on recirculate on high-allergy days or while doing yard work. These activities may churn up dirt, dust and pollen into the air which can, in turn, end up in the home.

Have a roadmap for cleaning
There is a method to the madness of cleaning. Beware of feather dusters that simply push dust off surfaces into the air. Instead, try moist cloths or special dusters made to capture dust. Also, consider cleaning in this order: begin with air ducts, followed by upholstery and drapes, and finishing with floors.

Welcome an allergy-free season with a welcome mat
A doormat at the entrance to a house is a proven way to reduce the amount of dirt that enters the home. However, the cleaning can’t stop there. Homeowners should vacuum under indoor welcome mats and area rugs periodically to help remove any loose dirt that might be trapped.

Go with a deeper clean for spring
People should maintain their homes, as they maintain their teeth – brushing every day and visiting the dentist at least twice a year. The same regular care goes for carpets. However, for those suffering from asthma and allergies, airmid healthgroup recommends regular vacuuming along with a professional Stanley Steemer deep cleaning every three to four months is important for allergy/asthma-sufferers.

Let’s face it, cleaning is probably the last thing on your mind when those dreadful allergy symptoms start to creep up. However, prepping your home against allergy season can be as welcome as a breath of fresh air with the help of the pros at Stanley Steemer. Visit StanleySteemer.com to join in this season’s fight against allergens.

Five environmentally friendly ways to keep your lawn looking great

2/19/2013

(BPT) - Maintaining the perfect lawn is easier than you think and with the right tools, you can be both efficient with your yard work and eco-conscious. If it’s lush green turf that you’re after, but you also care about your carbon footprint, there are a few tools and practices that can help you have it both ways.

Many of the tips for maintaining a truly green lawn can also save you money and time. As you’re gearing up to enjoy your outdoor space this season, here are a few suggestions to follow for a healthy lawn you can feel good about:

* Give back to your lawn. One of the best treatments for your yard is to let a layer of lawn clippings settle on the top of your turf after mowing. The clippings decompose and replenish your soil, encouraging positive growth. A common misconception is that leaving the clippings on top of your lawn leads to the development of thatch, when in fact it’s usually caused by other conditions. Leaving your clippings only helps your lawn, and lessens the amount of work you have to do.

* Go green with battery-powered mowers and lawn tools. Gas mowers’ engines don’t run nearly as clean as more thoroughly engineered car engines and contribute significantly to air pollution, according to the Environmental Protection Agency. If you make the switch to a battery-powered mower, you can start it easily every time without having to worry about polluting the air. With a mower like the GreenWorks Twin Force Mower, you can get the same great performance as a gas mower with up to 70 minutes of run time. The rechargeable 40 volt lithium-ion batteries that power this mower can also be used other GreenWorks lawn tools that include string trimmers, hedge trimmers and leaf blowers, making it possible to take your entire arsenal of lawn care tools off gas for good.

* Be wise with your water. With a few strategic adjustments, you can significantly reduce the amount of water you use to keep your lawn healthy. Water less frequently with a good soaking each time, the water you use will go further. Watering in the morning will also help your lawn soak up the water, rather than having it evaporate before it makes it into your soil. Installing a rain barrel is also a great way to reuse the water that runs off your house without ever having to turn on the spigot.

* Buy a discerning fertilizer. Chemical fertilizers might offer quick results, but organic fertilizers often provide more staying power as they focus more on improving soil quality rather than the quick fix of applying nutrients directly to the plant. To make sure you are effective with your fertilizer use, take a soil sample to a local garden store to analyze it and they’ll recommend the best fertilizing mix for your lawn.

* Allow your lawn to protect itself. Mowing too short is a key mistake many people make. A good rule of thumb is to never cut more than one-third of the current height. This will ensure that your grass can develop deep enough roots to thrive and won’t get scorched when summer temperatures arrive.

You can have a beautiful, green lawn without putting extra stress on the environment. For more information on environmentally friendly lawn tools that offer gas-comparable performance, visit www.greenworkstools.com.

Listen up: For better hearing, work with an audiologist

4/2/2013

(BPT) - When it comes to startling health statistics, here are several you may not have heard: 36 million American have a hearing loss, yet only one out of every four people who could benefit from a hearing aid actually wears one, according to the National Institutes of Health’s National Information Center on Deafness and Other Communication Disorders. Millions of Americans “miss or misunderstand” much of everyday conversation.

“People who experience hearing loss are often like Joni Mitchell’s song ‘Big Yellow Taxi,’ ” says Dr. Kathy Landau Goodman, chair of the Audiology Awareness Campaign. “ ‘You don’t know what you’ve got till it’s gone.’ We often take our hearing for granted until we have difficulty hearing and communicating with our family, friends and coworkers. Yet searching for a quality, cost-effective solution can be confusing.”

The first step for finding the right hearing aid is to see an audiologist. Audiologists hold doctoral degrees and are uniquely qualified to evaluate hearing loss and communication needs such as hearing in noisy environments like restaurants, in business meetings, church services, lectures, or just listening to the TV or an iPod. An audiologist can prescribe, program, fit and customize a hearing aid’s high tech capabilities to improve your listening and communication experiences.

“Today’s hearing aids are quite amazing,” Goodman says. “They are natural sounding, fashionable and they work. There is no reason you should miss out on what could be the most important conversation of your life. Consumers have numerous options for purchasing hearing aids, and an audiologist can help you find the right solution for your communication challenges.”

No best model or brand

Finding the right hearing aid is not about the model or brand – or even price. While it may not be necessary to pay a lot to find the hearing technology that works well for you, keep in mind that rock-bottom-prices often come with poorer quality. It is not just about a product--being fitted with hearing aids is a process.

Modern hearing aids are sophisticated high-tech digital devices, with capabilities and options that vary from manufacturer to manufacturer. Every ear is unique. Every brain deciphers sound differently. There is no “one size fits all.” What works for your friend may not work for you. It’s important to work with an audiologist that can help you select and optimize the hearing aids to meet your needs.

Finding the right hearing professional

Having a hearing test and getting fitted for hearing aids are the next steps, but it’s also important to get counseling on how to use your hearing aids most effectively in different listening situations. You’ll need adjustments to get the settings just right, and audiologists can manage this for you. Remember, an audiologist who carries several brands is more likely to help you find the best hearing aids for your communication needs. Your audiologist should have:

* Well-established credentials and all applicable licenses.

* Satisfied clients who are willing to give a recommendation.

* Courteous support staff.

* Convenient office hours.

* A convenient location.

* Multiple brands of hearing aids.

* Hearing assistive technologies such as listening devices for phones or televisions.

* Services beyond the sale of hearing aids, such as communication training and auditory training.

The nonprofit Audiology Awareness Campaign, which provides the public with information on hearing loss, is sponsoring the sixth annual “Listen Up America Week, National Hearing Screening Week” May 13 to 17, 2013. In communities throughout the country, audiologists will offer free hearing screenings. Call (888) 833-EARS (3277) or visit www.audiologyawareness.com to find an audiologist in your area.

Digging soon? Call 811 first for safety's sake

3/5/2013

(BPT) - With winter forgotten and spring in the air, many homeowners are packing away their snow boots and rolling up their sleeves to get started on long-awaited home improvement projects. Across the country, homeowners and professionals alike will plan landscaping and home-improvement projects that require digging this season.

During the transition into “digging season,” Common Ground Alliance (CGA), the association dedicated to protecting underground utilities and the people who dig near them, reminds homeowners and professional diggers that calling 811 is the first step towards protecting you and your community from the risk of unintentionally damaging an underground line.

Every digging project, no matter how large or small, warrants a free call to 811. Calling this number connects you to your local one-call utility notification center. Installing a mailbox or fence, building a deck and landscaping are all examples of digging projects that should only begin a few days after making a call to 811.

Here’s how it works:

1. One free, simple phone call to 811 makes it easy for your local one-call center to notify all appropriate utility companies of your intent to dig. Call a few days prior to digging to ensure enough time for the approximate location of utility lines to be marked with flags or paint.

2. When you call 811, a representative from your local one-call center will ask for the location and description of your digging project.

3. Your local one-call center will notify affected utility companies, which will then send professional locators to the proposed dig site to mark the approximate location of your lines.

4. Only once all lines have been accurately marked, roll up those sleeves and carefully dig around the marked areas.

There are nearly 20 million miles of underground utility lines in the United States that your family depends on for everyday needs including electric, gas, water and sewer, cable TV, high-speed Internet and landline telephone.

Unintentionally striking one of these lines can result in inconvenient outages for entire neighborhoods, harm to yourself or your neighbors and repair costs. Every two minutes, homeowners and professionals unintentionally damage an underground utility line. This number can be dramatically reduced by calling 811 before digging.

According to the most recent data from CGA, damage occurs less than 1 percent of the time when the digger has called 811 before a project.

To find out more information about 811 or the one-call utility notification center in your area, visit www.call811.com.

Don't miss a beat this college basketball season

3/18/2013

(BPT) - The college basketball tournament is one of the most exciting times of the year for basketball fans across the country, so much so that workplace productivity takes a nosedive.

According to a survey by MSN and Impulse Research, 30 percent of people spend three hours or more per day following the tournament during work – that’s almost half of the average work day! Whether you’re watching from your desk or from your couch, the following tips can help you stay in the know this season and help make you the MVP among your friends and co-workers.

Get social. Follow your favorite players and teams on social networks such as Twitter, and check out tournament hashtags to join the conversation around the top teams, best plays and latest wins or losses. Hot news often breaks on social media before it hits the presses, so keep a finger on the pulse of social networks to get the news first.

Speed things up. If you’re going to spend three hours or more following the tournament each day, saving time is critical. On average, people lose one day of life per year waiting for Web pages to load, and during the college basketball season, there’s no time to waste! According to a study by Principal Technologies, Inc., Sports on MSN for Windows 8 is seven times faster, on average, than the top four major online sports sites, making it a quick, easy way to get all your tournament news. Who knows, you may even be able to squeeze in another game with all the time you’ll save.

Stay connected. Why follow one game at a time, when you can follow multiple? One third of people have their laptops by their side as they watch the college basketball tournament games at home, so they can keep up on all the excitement. If you don’t want to miss a beat this season, do as the sports gurus do and set up a multiscreen experience. While you’re watching one game on TV, visit MSN.FOXSports.com on your laptop so you don’t miss a thing.

Download tournament apps. On the go? Download various tournament applications for your phone or tablet to watch games on the go, share your bracket, and chat with other passionate fans. You can even set alerts on your phone to send you a reminder when a game is about to start or a score update when there are just a few minutes left in the game to prevent any games from falling off your radar.

With these quick and easy tips, you’re sure to stay in the know whether you are at home, work or somewhere in between. Give them a shot and you’ll be ahead of the game.

The key to being in-demand your entire career: Be a 'producer'

5/13/2013

(BPT) - From January 2010 to February 2013, the average unemployment rate was 8.8 percent, a stark contrast to the average of 5.3 percent from January 2003 to December 2006. Though the unemployment rate - currently at its lowest point since 2009 - has begun to improve, it is a slow recovery; the percentage of unemployed Americans out of work for more than one year has skyrocketed from 10 percent in 2007 to more than 30 percent today, according to The Pew Charitable Trusts.

Despite the competitive employment outlook, certain individuals seem to remain employed no matter how dismal the job climate. These professionals are the first to receive offers when companies are in acquisition mode and are rarely laid off during lean times. Their seemingly “charmed” reality is far removed from the struggles experienced by the vast majority of their peers, and inevitably begs the question: What is the secret to their success? The answer is simple - they possess the skills that keep them in demand.

Career expert Bill van Steenis, frequent speaker at colleges and universities across the country and author of “In-Demand: How to Get Hired, Develop a Career and Always be Successful,” offers a three-part formula for staying in-demand:

1. Solve a problem. Every successful career begins with the critical understanding of why people are hired in the first place: to solve a problem that a company or organization doesn’t have the resources to solve from within. It is important to remember that filling an open position is about what’s best for the company, not you. “If you aren’t achieving results, they’ll find someone who will,” says van Steenis.

2. Be competent. Possessing competence in your field may sound obvious, but according to van Steenis, it’s imperative for individuals to stay current and remain relevant. “Employers don’t hire you for your ability to theorize. They hire you because they know you’re capable of doing what they need you to do,” says van Steenis. This is especially critical for those either pursuing or expecting to pursue a college degree.

When selecting a university, it is important to consider schools that can provide hands-on learning and experiences from professors working in fields related to the courses they teach. Ensuring you will be able to demonstrate competence upon graduation is vital during your job search.

“Colleges and universities are shifting their mentalities to career-focused educations in order to adapt to the changing job market and address America’s skills gap,” says van Steenis. “DeVry University, for example, works with Fortune 100 companies to develop curriculum that prepares its students for emerging job opportunities, to ensure that graduates are ready to add value from Day One of receiving their first career opportunities.”

3. Produce. “My father always told me – ‘the world pays for producers – be one,’” says van Steenis. “You may be able to solve a problem, you may be highly competent; however, the key to staying in-demand is to be a producer.”

Organizations look for all the signs of a good candidate when hiring, but once that employee begins the job, the only question is, “How are you helping the company?” Employees that produce are the least likely to be let go despite rough economic conditions, and the first to be recruited when openings become available.

Whether you are just starting your career fresh out of college or a mid-career professional, applying van Steenis’ formula can enable you to join the ranks of workplace ‘producers’ and remain in-demand throughout your career.

Basic maintenance can keep your lawn equipment running longer

2/15/2013

(BPT) - Spring is just around the corner, so it’s not too soon to begin thinking about getting your lawn equipment ready. From lawn mowers to hedge and weed trimmers, you want to make sure those items are in good working order before you are ready to tackle the lawn for the first time. Taking the time for seasonal maintenance will mean more reliable equipment and a safer experience for you. Here are some great tips to make sure you’re ready to go for the season.

Use fresh gasoline: Most likely at the end of the season you drained the gasoline out of your lawnmower. Gasoline can become stale and when left in the lawn mower fuel system it will break down and can cause starting or running issues, or in some cases, damage to the fuel system. While there are some treatments available to stabilize the gasoline through the winter months, gas should not be left in the mower for more than 90 days of inactivity. The carburetor needs a “fresh” start every time, so using fresh gas is always optimal.

Change the oil: If your lawn equipment uses engine oil, changing the oil is an important step in the reliability and life of the motor. Using high-performance synthetic motor oil like Royal Purple SAE licensed and HPS engine oil will provide better wear protection and superior corrosion protection.

Check the cables: Be sure to check all cables and levers for wear and proper functioning. Depending on use, some cables may need adjustment. You will also want to check the belts for wear and replace them as needed.

Sharpen the blades as needed: Using lawn equipment that has a dull blade is equivalent to tearing off the ends of each blade of grass. Rough cuts like these can leave the grass vulnerable to sun damage and disease. Take a look at your grass after you’ve cut it, if the ends look ragged you need to sharpen your blade. Blades should be sharpened once or twice a year depending on the use of the equipment. You can either sharpen the blade yourself with the right tools or take it to a dealer who offers blade sharpening services.

Clean and lubricate: Clean all of the debris from the motor and deck and lubricate gears and other moving joints. Royal Purple’s Maxfilm is a multipurpose spray ideal for the lubrication of power tools, hinges, chains, open gears and lawn equipment. Formulated with Royal Purple’s proprietary Synerlec additive technology, Maxfilm can make equipment run smoother, cooler, quieter, longer and more efficiently.

Taking regular care of your lawn equipment will extend its life and keep your lawn looking healthier. With the right approach, you’ll enjoy your lawn all summer lawn without having to worry about major repairs.

DIY tricks that make bathroom renovations easy

5/14/2013

(BPT) - When it comes to home improvement, Americans have embraced doing it themselves – in a big way. Among homeowners who plan to make improvements, 64 percent say they will do it themselves, according to American Express’ Consumer Spending and Saving Report. Yet one area of home improvement continues to give even adventurous and confident DIYers pause – bathroom renovation.

“Many people who don’t think twice about installing flooring or cabinetry or even tiling on their own, still feel they need a professional to upgrade their bathrooms,” says Gray Uhl, director of design for American Standard. “However, with the availability of easy-to-install products, like no-tools toilets and Speed Connect faucets, bathroom upgrades are well within the abilities of most do-it-yourselfers.”

Upgrading or adding a bathroom continues to be a winning home improvement for owners, whether they intend to sell or stay in their homes. A mid-range bathroom remodel recoups more than 65 percent of its cost at the time of resale, according to Remodeling Magazine’s Cost vs. Value report. An upscale bathroom renovation returns more than 58 percent.

If you’re considering remodeling a bathroom, here are quick, easy ways to spruce up your bathroom yourself, and still end up with professional quality results:

Start small: the power of bath accessories

When you think of bathroom accessories, towels and toothbrush holders likely come to mind. But anything that enhances the look of your bathroom decor can function as an accessory. Simple moves like swapping out dated cabinet hardware (or adding it where there was none) can help transform the look and feel of the bath.

Switching out a boring mirror with a beveled option can turn a functional background element into something eye-catching. Or, dress up an existing mirror by adding a frame. It’s easy to find mirror framing kits online or in your favorite home improvement store.

Keep thinking creatively when it comes to accessories, and imagine what you could do in the shower area. If your shower is a tub/shower combination, replacing a standard straight curtain rod with a curved one not only creates an elegant appearance, it can give you more elbow room while you’re using the shower.

If you have a shower stall with a door, consider swapping a plain glass door with a decorative one. Home improvement stores often carry a variety of designer options that are frosted or have a pattern. A new shower door can make an old shower look fresh and bold.

Style and function: replace toilet and bathroom faucet

The toilet, sink and faucet are essential elements that can be beautiful as well as functional. Replacing dated, inefficient models with newer options can give a bathroom a whole new look – and improve its usability. Easy-to-install products make updating these important bathroom fixtures simple and speedy.

Replacing a faucet can be a challenge when there are so many moving parts to contend with – not the least of which is the drain. Typical bathroom faucets can have as many as 14 parts to connect. American Standard’s Quentin bathroom faucet collection features a Speed Connect pre-assembled drain that requires no special tools or plumber’s putty.

Products like the American Standard Champion line of high efficiency toilets (HETs) blend powerful performance and water savings with easy installation. The WaterSense-certified Champion HETs use 20 percent less water than standard toilets without losing any flushing power. Available in tall height and elongated or round-front models, these toilets offer practical features like a slow-close seat that eliminates loud slams. Plus, their permanent EverClean antimicrobial finish inhibits the growth of stain and odor-causing bacteria, mold and mildew on the surface. Made for fast, easy installation by DIYers, Champion toilets that feature the EZ-Install kit include everything do-it-yourselfers need to install the toilet without the use of special tools or difficult bolt-cutting.

Added bonus: Buy a Champion and be a champion, joining a campaign by American Standard to raise awareness that almost half the world lacks a safe way to go to the bathroom. For every Champion toilet sold in the U.S. and Canada during 2013, American Standard will donate a hygienic latrine pan to a developing country to help raise the global standard of living through safe sanitation. Learn more at FlushForGood.com.

Busted: The top 4 most common pet myths

4/5/2013

(BPT) - It’s no secret that Americans love their pets. When it comes to U.S. pet ownership, 39 percent of households own at least one dog, and 33 percent own at least one cat, according to the Humane Society of the United States. Furry family members bring joy and excitement to a household, and providing the best care possible helps ensure pets have a long, healthy life.

Unfortunately, with so much information available, it’s easy to become confused about what’s really best for them. To cut through the clutter, Dr. Ashley Gallagher, veterinarian at Friendship Hospital For Animals and petMD contributor, sheds some light on some of the most common pet myths.

Myth 1: If cats have nine lives, what do dogs have?

Cats’ curious nature and quick reaction times are likely the basis of the nine lives reputation, but in reality owners need to remember that both cats and dogs only have one life. That is why it’s important to schedule regular veterinary visits to ensure your pet has a long, healthy and happy one. Going to the veterinarian shouldn't only be reserved for times when your pet is sick. Your pet needs annual wellness check-ups, vaccines, dental exams and nutritional consultations, just like humans do.

Myth 2: Table scraps are OK.

Did you know that one ounce of cheddar cheese for a 20-pound dog is like a human eating more than one and a half chocolate bars? That same piece of cheese for a 10-pound cat is like eating almost three full chocolate bars! Table scraps are basically empty calories for cats and dogs. They need precisely balanced nutrition for their specific life stage and special needs to remain healthy. A food like Hill’s Science Diet is great because it gives them exactly what they need without any excess nutrients that might be harmful.

Myth 3: Dogs wag their tail when they are happy.

Dogs wag their tail for many reasons; the most common is that they are either happy or nervous. Cats will also wag or flick their tail when they are upset or thinking. Pets communicate via complex body language rather than vocal expression like humans. Learning to read what your pet is telling you will go a long way in helping to build a fulfilling relationship. Ask your veterinarian for advice if you feel stuck learning your pet’s body language cues.

Myth 4: Letting my dog out in the yard is enough exercise.

Dogs and cats both need plenty of physical activity and mental stimulation to stay healthy. If you just leave your dog out in the yard alone they might not get much of either. It’s important to take them for walks, play fetch or simply run around together. Not only will it make for a happier, healthier dog, but it will also help to strengthen your relationship. Cats should be kept indoors for their safety, but there are plenty of toys that work their brains and their bodies at the same time. Visit your local pet store to find some toys that fit the bill.

Each pet is unique, so ongoing care, including precisely balanced nutrition, regular wellness visits to the vet and daily play periods are all good things that keep your pet healthy and living well for many years to come.

Tips for creating a greener outdoor living space

3/7/2013

(BPT) - Outdoor living spaces remain a popular home improvement, but while you’re planning your patio or prepping your planting beds do you consider the impact these improvements might have on the environment? Creating a great outdoor space can be even more satisfying when you take steps to make your project as “green” as possible.

If your spring to-do list includes backyard projects such as building a patio or decorative landscaping, here are some eco-friendly ways to accomplish your goals:

Choose greener materials

Long gone are the days when it was difficult to find building materials created with sustainable manufacturing processes. Today, you can find products such as pavers and even paver base – used in patio-building – that are not only made from recycled materials, but also are 100 percent recyclable.

For example, to build a greener patio, start with Brock PaverBase, which holds the coveted “Cradle to Cradle” certification that recognizes a product’s safety for people and the environment, and design for future life cycles. The overlapping panel system makes prepping the ground for patio pavers quick and easy, eliminating more of the time-consuming and labor-intensive aspects of traditional patio-building – all while delivering a better looking, professional-quality result. You can learn more at www.brock-international.com.

When building products made from recycled materials aren’t available, consider ones that are naturally sustainable. Such products can also provide a unique look. Bamboo, for example, is gaining popularity as a fencing and decking material and it’s eco-friendly because it’s fast-growing and durable. Cedar is another decking and fence product that is naturally “green,” because it is naturally resistant to moisture – making it more durable. It also contains natural oils that prevent rot without the chemical treatments needed by other woods such as pine, and it can be recycled and used for other building projects.

Responsible accessories

Energy and water consumption are also important considerations when greening your backyard environment. Opting for solar-powered pathway, deck and accent lighting – rather than traditional electric lights – is a great way to reduce the environmental impact of your outdoor living space, while saving money on your utility bill. It’s easy to find a wide variety of solar lighting styles, whether you look online or at your local home improvement store.

Reducing water waste is also important for the environment and your wallet. If you have a lawn sprinkler system, be sure to avoid watering during the hottest hours of the day when water will evaporate off the grass before it had time to sink into the soil. Timers on a sprinkler system can also help conserve water. You can also recycle rainwater to irrigate backyard flowerbeds. Simply set up a rain barrel to collect water.

Finally, think about the furnishings you’ll use on your patio or deck. While plastic may seem durable – and cheapest to buy – consider what will happen to the furniture once it’s no longer usable. Furnishings made from recyclable materials like wood or iron may be kinder to the environment in the long run. You can also look for furniture made from recycled products. Or, visit garage sales and give old wood or metal lawn furniture a fresh coat of paint, some new cushions – and a new life in your environmentally friendly outdoor space.

Five questions to ask before hiring a real estate agent

4/30/2013

(BPT) - Want to sell your property quickly? Looking for your dream house? Are you hoping to get the best deal possible during the complex process of buying or selling a home? With so much money – and often, emotion – at stake, going it alone is generally not the best way to reach your goals. The secret for getting exactly what you want: Work with a savvy real estate agent.

A qualified real estate agent will streamline the process, help you save money and serve as a liaison with your best interests in mind. But how do you find the right real estate agent? Hundreds or even thousands of real estate professionals may work in your area, but finding the best one for your unique situation doesn’t have to be time-consuming.

Remember, you’re hiring this individual for his or her expertise and services. Your agent will get a designated percentage of the sale of the house. Depending on negotiations, this cost may be covered by the seller, buyer or split by both. You want someone who will work hard for you, but also someone you are comfortable with because you may be spending a lot of time together.

To find the best real estate agent for you, ask these five critical questions:

1. How many buyers or sellers have you helped in the last year in the area?

An active agent is more likely to be up-to-date on the market, and local and state laws. Furthermore, active agents with experience in your neighborhood, or the neighborhood where you’d like to move, are better positioned to help you because they can provide unique insight that other less-knowledgeable agents cannot.

2. Do you have advanced training?

Any licensed real estate agent can help you buy or sell a home. But an agent who has advanced specialty training is better qualified to assist you. For example, an agent who is an Accredited Buyer’s Representative (ABR), has enhanced training focusing specifically on buyers. An agent who is a Certified Distressed Property Expert (CDPE) has special training to deal with short sales and foreclosures. RE/MAX agents on average have more certifications and extra training to better serve buyers and sellers.

3. What services do you offer?

While the majority of people shop for homes online first, having someone on your side through the search and sale process can save time and money. A buyer’s agent should help you schedule showings, assist with negotiating the price of the new home, guide you through the paperwork, be there at the closing table, and provide insight through any contingencies during the process.

For sellers, an agent should help set the price of the home, based on a competitive market analysis (CMA). Ask the agent how he or she will market your home (websites, videos, direct mail). Also inquire about assistance with staging and hosting open houses. Then, when the offers come in, the agent can help you with the decision on which one to accept.

4. Who else will be working with me?

The person you hire should do most of the work, but you may work with a support team, too. Additional team members may include mortgage brokers, home inspectors or contractors. If you’d like more information about what it’s like to work with an agent, don’t be shy about asking for references. You’ll get real insight into what it’s like to work with that particular professional.

5. How often will I hear from you?

No matter if you’re selling or buying, ask how often you’ll hear from the agent and make sure that this aligns with your expectations. For buyers: Do you just want to hear when there’s a new home that may interest you? Do you want regular check-in calls too? For sellers: Do you want to hear from your agent only after a buyer has toured your home, or do you want to be kept in the loop on a weekly basis?

Buying or selling a home is a complex process most people do only a few times in their lives. Hiring the right real estate agent from a reputable company like RE/MAX can give you an edge so you get the best deal possible while meeting all your goals.

You can learn more about the home buying and selling process and find an experienced agent in your neighborhood by visiting www.remax.com.

Your first resume - dos and don'ts

4/16/2013

(BPT) - If you’re heading out into the workforce for the first time, there’s plenty of prep work to do. An employer’s first impression of you could very well be your resume.

Christine Pacheco, director of career services at The Art Institute of Colorado, and Kristin Frank, director of career services at The Art Institute of Phoenix, share the top dos you should include to get noticed and get your foot in the door - and the don’ts that could get your resume tossed in the trash.

First, the dos:

* Do look at the job description and then tailor your resume to the specific needs of the job, advises Frank. Your skills need to match what the employer is looking for. Pacheco stresses the importance of key words that should be included in your resume. “Your resume could be scanned electronically and if key industry words and words from the job description are not in it, it will get tossed before it ever gets to a human being,” she says. That means you should be tweaking your resume for each job.

* Do ensure you’ve completed at least one internship to include on your resume, even if your program of study did not require it. Explain how you contributed to the organization and how you made yourself stand out. Make sure to stress the professional skills you honed during that time. If you’ve done freelance and contract work in your field, create a ‘freelance/contract work” section and list all your clients.

* Do list your membership and participation in professional organizations, and if you haven’t joined a professional organization for your field, do so immediately. “It’s important to show a genuine interest in your industry,” explains Frank. Make sure to also list any professional certifications you’ve earned while still in school.

* Do utilize your college’s career services department. Advisors can assist you in formatting and tailoring your resume and may be able to provide you with job leads. They can also help you prepare for the actual interview.

* Do list your work-related and non-work-related accomplishments. Make sure the non-work accomplishments still showcase your benefit to a potential employer. For instance, if you planned your sorority or fraternity annual philanthropy, focus on the leadership skills you utilized and the organization the event benefitted. If you’ve completed a marathon, list that as well. It showcases your ability to stick with a project and follow through. It could also wind up being a pretty interesting topic of conversation during the interview. Just be prepared to discuss your skills and accomplishments, when asked.

Which brings us to the don’ts:

* Don’t embellish. Because you will be asked about your marathon or how you increased your company’s ROI during your three-month internship, make sure everything you put on paper is true. If not, it could come back to bite you.

* Don’t send before you proofread. “We still see typos and missing names, email addresses or phone numbers,” says Pacheco. Few things annoy hiring managers more than that kind of easily avoided carelessness. It tells an employer that you do not have attention to detail and that you complete sloppy work. In an era with spell-check, most of this can be easily avoided.

* Don’t use that “cute” email address you created in college. A hiring manager will be hard-pressed to take “partygirl@email.com” or “lovetheladies@email.com” seriously, warns Frank.

* Don’t include irrelevant info on your resume. A philanthropic event you organized for your fraternity is a plus, the spring break trip you spearheaded may not impress, nor will your award for most parties attended in a semester. Make sure the information you include showcases your responsible side. Your future employer does not want to imagine you calling in sick because you stayed out too late the night before.

* Don’t go on and on. “I’ve seen executive-level resumes that stuck to a page or two,” says Pacheco. Make sure your resume is clear and to the point.

Smart spending tips for spring home improvements

2/4/2013

(BPT) - Spring home improvement season is on the way, and if you’re like most homeowners you have a list of jobs you want to accomplish. Some will be small, economical do-it-yourself projects. Others may require the services of a professional and a greater monetary investment. However you accomplish your home improvement plans, it’s important to do so as cost-effectively as possible.

To make the most of your home improvement projects this spring, take these five steps:

1. Define what you want to do. Be precise and detailed in exactly what you want to accomplish. Going into a home improvement project without a clear vision of the end result means you’ll be making decisions on the fly – and that’s the type of decision-making that can become costly. Knowing exactly what the scope of your project will be can help you better estimate the costs and stay on track with your budget and objectives.

2. Decide if you can do it yourself or need to hire a pro. Yes, DIY can save you dough, but only if you can do the job right the first time. Fixing mistakes can cost more in the long run than hiring a professional. Be honest with yourself about your DIY capabilities, and if a project is beyond your scope, look for a pro to help.

3. Make sure you’re hiring a reputable contractor. While the majority of home improvement contractors are honorable and just trying to earn an honest living, there are also less reliable ones out there, too. Doing business only with companies or contractors who are licensed and bonded can help you weed out the scam artists. Always seek independent reviews of any contractor you may hire. Don’t just rely on the references he or she provides.

4. Create a budget for your project, communicate it to your contractor and make sure he or she understands you’re committed to staying on budget. Good contractors know how to balance quality concerns and cost constraints and will work with you to avoid cost overruns. Your budget should lay out how much you will spend on materials and labor, with some “wiggle room” left over to cover emergencies or necessary changes.

5. Check your credit. It would be great to pay cash for everything your home needs, but it’s not always possible. It’s likely you’ll need to fund larger projects with credit, so it’s important to understand your credit status before you apply for any kind of loan or line of credit. Knowing your credit score and what’s on your credit report can help you better understand the likelihood of you getting the loan you need and what terms you might expect to get on a loan. Enrolling in a product such as freecreditscore.com offers you the chance to get credit score alerts, identity protection alerts and fraud resolution support.

Spring is a great time to make improvements that will increase your home’s resale value and your enjoyment of your home. It’s important to make wise decisions about how you’ll manage and fund your home improvement projects, so that when the work is done, you’re left with a better home – and as little debt as possible.

2013's hottest home trends and easy upgrades

2/8/2013

(BPT) - The top home decor trends for 2013 are already emerging, and homeowners seeking a fresh look will find a lot to love. Not only can these looks be accomplished in minimal time – they’re budget friendly and easy enough for DIYers to finish in a weekend or less.

Giving your home an updated feel doesn’t require a full-scale renovation. Instead, focus on simple updates for the most frequently used rooms in your house. When you’re ready to get started on your home’s new look, let these trends of the year be your design guide.

In the kitchen

Kitchens need to be functional, but in this hub of the home style is just as important. Upholding practicality while adding visual interest is a top trend this season. Two-toned upper and lower cabinet colors are rapidly growing in popularity as a way to let homeowners customize their kitchen spaces and express their personalities.

* Maple is the style frontrunner when it comes to wooden cabinets, but painted cabinets in white, black and gray tones are also on the rise. Whether you opt to replace your cabinet fronts or paint them, your efforts will give you impressive – and fast – results.

* On the functionality front, innovative hands-free faucets simplify cooking and cleaning tasks while requiring minimal effort to install.

* Open shelving is seeing a boost in popularity. Both glass-fronted cabinets and simple open shelves capture this trend, allowing you to put your style on display while creating a sleek, updated look.

In the bath

A luxurious-feeling bath doesn’t need to make big demands on your wallet. By making a few on-trend updates, you’ll give your room designer appeal guaranteed to make an impression.

* Updating the vanity, often the focal point in a bathroom, provides immediate results. Customizable modular options like those from the allen + roth Windelton line let you create a storage-savvy vanity that fits virtually any bathroom while also adding functional drawer and countertop space.

* Tiling provides the perfect solution to add extra personality to your bath. Right now, trends offer two different but equally chic directions – large-scale tile and small-scale mosaics. Tiles with wood-like appearances are also gaining popularity; they create a warm, inviting look, but offer the wet-space practicality of tile. If it’s your first time tiling, home improvement experts at stores like Lowe’s can provide guidance to get startedwith your tile flooring.

Throughout the home

When it comes to low-effort, big-impact changes, it’s hard to beat a fresh coat of paint. For walls that feel drab, boring or outdated, new paint makes a color statement and draws attention to architectural details. Follow these paint tips to make an instant, dramatic impression:

* Alter the dimensions of a space by painting ceilings a slightly lighter color than the walls.

* Create patterns and shapes using painter’s tape. Stripes, chevrons and ombre effects are perfectly on-trend.

* Highlight architectural details by painting interior doors and trim in a colorful hue instead of traditional white.

In one weekend or less, these simple changes will make your home feel like an entirely new space. So when the seasonal urge to renovate sets in, don’t resist – reinvigorate your home with these ideas. Find more decorating trends and inspiration at Lowes.com.

Rise and shine: Tips for throwing the ultimate brunch

3/4/2013

(BPT) - Nothing gets your day off to a better start than a tasty breakfast – but on most days, you’re too rushed and stressed to enjoy it. Thankfully, on weekends and holidays, it’s a whole different story. There’s time to relax, enjoy the company of family and friends and prepare and serve that best-loved of all leisurely meals: brunch.

A table full of delicious dishes that inspire conversation and interaction is an essential part of a truly great brunch experience. To encourage guests of all ages to linger around the table and enjoy the festive atmosphere, include a variety of options that will please all palates. Catherine McCord of Weelicious, a family-centric food blog and cookbook author, offers some of her favorite tips for putting together the ultimate brunch:

* Make brunch interactive and fun for kids. The more you get them involved, the more they’ll be interested in the food you serve. That can make it easier for everyone to enjoy the foods you've spent time preparing.

* “French Toast on a Stick” turns a brunch staple into something a bit more fun. Make French toast cubes using different types of bread such as brioche, French bread, croissants or even regular sandwich bread. There’s no need to worry that you don’t have a particular variety – they will all produce delectable results.

* Fill bowls with fresh fruits like sliced bananas, strawberries, pineapple and melon balls for kids to skewer.

* Keep health in mind. Wash all fruits – even organic varieties – carefully. Since eggs are always an essential element of brunch, opt for Safest Choice Eggs. These eggs go through an all-natural pasteurization process that eliminates the risk of salmonella, while still maintaining that farm-fresh flavor everyone loves. Safest Choice Eggs also let kids get in on the fun of preparation, while eliminating worries you might have about their getting sick.

* Put out an assortment of drinks for everyone to make non-alcoholic "kiddy" cocktails: sparkling water, orange, cranberry or grapefruit juice, lemonade, herbal iced tea and sliced fresh fruits are great options.

*Fill the buffet table with a mix-and-match assortment of glasses, plates, placemats, napkins and silverware. It will add visual appeal to the festivities and act as a conversation starter.

Sweet or savory, formal or relaxes, brunch is one of those meals that can do it all, and be whatever you want it to be. With these tips, and McCord’s recipe for ‘French Toast on a Stick’, you’ll be well on your way to organizing an easy, yet impressive, brunch that will brighten any day. For more ideas and recipes, visit www.safeeggs.com/recipes and www.weelicious.com.

French Toast on a Stick

Serves 4

Prep Time: 10 minutes

Cook Time: 10 minutes

Total Time: 20 minutes

Ingredients

1 cup milk (any kind of milk will work)

2 large Safest Choice Eggs

1 tablespoon honey

1 teaspoon ground cinnamon

4 cups brioche, French or sandwich bread (cut into 2 inch cubes)

1 tablespoon butter or oil

16 strawberries, stems removed

2 bananas, sliced into 1/2 inch coins

8 wooden skewers

Preparation

1. In a bowl, whisk together the milk, eggs, honey and cinnamon.

2. Dip the bread cubes in the milk mixture to coat each side.

3. Heat the butter in a skillet over medium heat and cook the bread for 1 1/2 minutes on each side, or until golden brown.

4. Skewer the French toast cubes, strawberries and bananas and serve with maple syrup for dipping.

Accompaniments: maple syrup, honey or raspberry-wee sauce

Don't let spring cleaning weigh you down: Here's how to spring forward

3/22/2013

(BPT) - Spring is the time to shed your winter layers, dust off the cobwebs, open the windows and embrace the beginning of a new season. Aside from spending more time outdoors, the sunshine and warm weather often energize us to do the things we put off during the cold winter months, such as cleaning and organizing.

Spring cleaning doesn’t need to be a daunting task. The key is to take small steps and designate time to complete them – don’t try to do it all in one fell swoop. Linda Rothschild, organizational expert working with Bank of America, provides tips for conquering spring cleaning:

* Reorganize – It’s easy to get caught up in cleaning all the nooks and crannies of your house, but, it’s equally important to tackle organizing! Whether it’s arranging your DVDs in alphabetical order or digitizing that box of photos that’s been sitting in the attic, a little rearranging can make a big difference! Your belongings are meant to be enjoyed, not collect dust!

* De-clutter – Smartphones and computers help us be productive, efficient and stay on top of hectic schedules. Download an organizational app to manage your to-dos or a maintenance app to dump junk files and defragment your drives. Cleaning up your computer desktop and archiving emails will allow you to find things with ease. Having an organized device will allow you to take full advantage of these great tools!

* Go Digital – Keeping finances organized throughout the year will make doing taxes more bearable. Scan documents onto your computer to save space and avoid overwhelming amounts of paper. With Bank of America’s Mobile Check Deposit, paper checks won’t clutter your desk. Instead, you can deposit your tax refund using the camera on your mobile phone or tablet.

* Repurpose – Don’t blow your budget on pretty boxes and labels. Shoeboxes make great storage containers for miscellaneous items such as TV remotes, cords, letters and cards, and other items. You can disguise the shoebox with wrapping paper or ribbon. Think about what other items in your home can be used for alternative purposes and save a few dollars by getting crafty.

* Donate – Closets can very easily become packed to the brim with items you don’t wear or even know you have! Take everything out of your closet and go through it with a critical eye – if you haven’t worn something in the past year, it’s time to get rid of it. Donating clothing to organizations such as Goodwill isn’t only a noble act; it’s a tax deduction as well!

Start with something easy

To get motivated to clean out the gutters or dust the baseboards, start with conquering something simple. Once you experience how great it feels, you’ll be more apt to knock out spring cleaning tasks. A great place to start is organizing your finances.

There are many easy ways to keep on top of your finances. Bank of America’s Mobile App allows you to check recent transactions, monitor your balance and transfer money between your accounts instantaneously, all with the click of a button.

Tools such as BankAmeriDeals allow you to keep tabs on cash-back deals. Simply choose the cash back deals you want and shop as you normally would with your Bank of America debit or credit card. It’s about time you earn some cash back for all those spring cleaning supplies!

Want to de-clutter your desk by getting rid of all the sticky notes and reminders? With Email and Mobile transfers, there’s no need to keep up with I.O.U.s. You can transfer money to a family member or friend, using only their mobile phone number or email address.

Follow these tips to conquer spring cleaning!

For more information, visit www.bankofamerica.com.

Easy Asian recipes for everyday and entertaining

1/31/2013

(BPT) - Preparing a meal that will please everyone at the table is something that every host strives for. The vibrant flavors of Asian food are surprisingly easy to create at home – particularly when you have the right ingredients – and so versatile that they can be dressed up or down to fit any occasion.

“There’s a perception that making Asian food is challenging,” says Asian cuisine expert Corinne Trang. “But really, simple family cooking is at the heart of so many Asian cuisines.”

Stocking your pantry and refrigerator with go-to items like those from Simply Asia or Thai Kitchen makes preparing a restaurant-quality Asian meal as easy as opening the door and grabbing what you need – so when you need a quick dinner solution, a memorable meal is easily within reach. Use these tips from Trang to incorporate more Asian meals into your cooking repertoire.

For everyday

Great food is essential, even for more casual occasions. If a family member drops by, or even if you’re just looking for a memorable evening meal with the kids, there are plenty of Asian recipes that can be ready in a snap.

* Weeknight meals: If you’re juggling all the demands of the week, simply getting a meal on the table can feel like a challenge. But opting for a quick, simple recipe that dials up the flavor without taking too much time – like Sweet Ginger Garlic Stir-Fry – will make everyone happy without interrupting your schedule.

* Valentine’s Day: Avoid the headache of trying to make reservations for an overpriced set menu and make a romantic, gourmet meal right at home. A delicious dish like Pad Thai for two can be made as spicy or mild as you choose, and includes rich and complex flavors sure to please every palate.

For entertaining

There are also plenty of occasions year round that are great opportunities for inviting friends, family or coworkers to your home – but you can just as easily put together an impromptu party whenever the mood strikes.

“Asian recipes are easily adaptable for entertaining,” Trang points out. “They’re an ideal solution because they’re incredibly easy to make but will still wow your guests.” Consider these ideas:

* Chinese New Year: If you love to entertain and are looking for a reason to extend the holiday celebration season, consider throwing a Chinese New Year party. It’s a great way to enjoy delicious food, fun traditions and get the new year off to an exciting start. Chicken Satay Skewers – rich with complex flavors, thanks to a coconut milk-based marinade – with peanut dipping sauce are a delicious, fun-to-eat finger food that are ideal for mingling at a party.

* Game day: Whether it’s regular season, playoffs or the big championship, watching sports just wouldn’t be the same without some great eats. Trang recommends spicy Kung Pao Wings – which feature savory Chinese flavors – as a fun twist on the usual game-day wings.

Try these recipes for your next event or everyday dish, and find additional meal ideas at www.thaikitchen.com.

Sweet Ginger Garlic Stir-Fry

Prep Time: 15 minutes

Cook Time: 10 minutes

1 cup water

2 tablespoons Simply Asia Sweet Ginger & Garlic Seasoning

2 tablespoons soy sauce

4 teaspoons cornstarch

2 tablespoons vegetable oil, divided

3 cups assorted cut-up vegetables – broccoli florets, sliced carrots, red pepper strips, snow peas

1 pound boneless skinless chicken breasts, cut into thin strips

Mix water, Simply Asia Sweet Ginger & Garlic Seasoning, soy sauce and cornstarch in small bowl until smooth. Set aside.

Heat one tablespoon of the oil in large nonstick skillet on medium-high heat. Add vegetables; stir fry 3 minutes. Remove from skillet. Heat remaining 1 tablespoon oil in skillet. Add chicken; stir fry 5 minutes or until cooked through. Return vegetables to skillet.

Stir sauce mixture. Add to skillet. Stirring constantly, bring to boil on medium heat. Boil 1 minute or until sauce is slightly thickened.

Makes 6 servings.

Chicken Satay with Peanut Satay Dipping Sauce

Prep Time: 15 minutes

Refrigerate: 1 hour

Cook Time: 6 minutes

1/2 cup Thai Kitchen Coconut Milk

2 tablespoons Thai Kitchen Premium Fish Sauce

2 tablespoons Thai Kitchen Red Curry Paste

2 teaspoons minced fresh lemon grass

1 pound boneless skinless chicken breasts, cut into 3/4-inch strips

Bamboo skewers

1/2 cup Thai Kitchen Peanut Satay Sauce

Mix coconut milk, fish sauce, curry paste and lemon grass in small bowl until well blended. Place chicken in large resealable plastic bag or glass dish. Add marinade; toss to coat well.

Refrigerate 1 hour or longer for extra flavor. Remove chicken from marinade. Discard any remaining marinade. Thread chicken strips onto skewers.

Broil or grill over medium-high heat 3 minutes per side or until chicken is cooked through. Serve with Peanut Satay Sauce for dipping.

Makes 8 appetizer servings.

Test Kitchen Tip: Soak bamboo skewers thoroughly in water for at least 30 minutes before threading with chicken. This prevents them from burning when on the grill.

Tech talk: Understanding 'the cloud' and what it can do for you

4/11/2013

(BPT) - News headlines, commercials and chatter between colleagues – recently there has been a lot of hype around “the cloud,” but the term can be complex and confusing. What exactly is the cloud, and furthermore, what does it mean for you and the way you use technology? Although the concept feels relatively new, it’s simpler than you may think.

You’ve probably heard a lot about storing and sharing information on the cloud, but did you know there’s a good chance you’re already utilizing the cloud regularly without even knowing it? Every time you check or send an email online, you’re sending information through the cloud, in other words, through a network of servers, software and services in a remote location.

Much like connecting your television to a cable connection, you connect your tech device to the Internet to access content stored in the cloud. When you use cloud storage, what you can do with your technology devices – from desktop to tablet to smartphone – expands greatly.

The cloud isn’t just for tech elites – it can make life easier no matter how tech-savvy you are. Whether you’re heading a global conglomerate or are simply the head of your kid’s soccer team, the cloud can help streamline what you need to do online. Beyond checking email, the cloud lets you work with other people online with documents that can be edited simultaneously, store large files so you don’t have to keep them on hand, and easily access and share important photos and personal documents, like travel plans.

There are two simple ways you can start seeing the many benefits of the cloud immediately. First, personal cloud email services make staying in touch with friends, family, and professional contacts easy. Is it time you upgraded your email experience? Outlook.com is a free, personal email service from Microsoft that has tools to keep your email streamlined.

With Outlook.com you can access easy-to-use, automated tools to help you get through your inbox quickly. Set up your preferences that mirror how you live your life: bills can automatically go in one folder, important documents archived in another. You can even “sweep” out all of your old daily deals or newsletters with just a few clicks.

Spend a lot of time on Facebook, Twitter or other social media websites? Outlook.com works with your favorite social media sites. You can add contacts from your Facebook, Twitter, LinkedIn, and other networks, so that changes like address updates in those accounts are automatically updated. You can save time and energy by chatting, updating, and even posting comments or accepting friend requests in a few clicks all from your inbox.

The second way you can experience instant benefits from the cloud is through a personal cloud storage service. Microsoft’s SkyDrive provides 7 GB of free storage which is more than what most competitors offer, and additional storage is available at rates that are also lower than most competitors. Outlook.com and SkyDrive work together, and SkyDrive works with your smartphone, tablet, PC, or Mac, so you have access to your photos, documents, and other important files anytime, anywhere, automatically.

Do you ever have a ton of photos you want to email to a friend, but you can’t because the files are too large to send all in one email? Or sometimes you just want to share those photos with specific people instead of to everyone on Facebook. Just upload the photos to SkyDrive and email the link to the people you choose! You can share photos beautifully only with the people you choose, without taking up space in their inboxes.

Another invaluable benefit to personal cloud storage services is the ability to work with others on projects from anywhere at any time. With SkyDrive, you get free Word, Excel, PowerPoint, and OneNote in your browser, so multiple people in different places can work on the same document, at the same time. Plus, you get to choose who can view and edit these documents.

No matter how simple or complex your computing needs, the cloud can help keep you more organized, save time, save space in your inbox or on your desktop, and sometimes it just plain saves you from losing an important document or email. Learn more about how the cloud can change the way you use technology by visiting www.outlook.com and www.skydrive.com.

Is it time for a financial checkup?

4/11/2013

(BPT) - For most of us, checkups are a regular part of life. Dental visits, auto maintenance appointments and even glances in the bathroom mirror all help us catch potential problems and assure that all is – or will be – well. What’s true of teeth, engines and grooming is also true of finances: regular checkups are recommended.

Why? Changes both great and small affect the strategies people have developed to help achieve their financial goals. Unfortunately, too many people act as though once their financial program is in place their work is done. This isn’t so.

As a general rule, Thrivent Financial for Lutherans recommends that you should review your financial program at least once each year. Certain life changes – the birth or adoption of a child, a change in marital status (married, divorced, widowed), the death of a family member or changes to your health – should serve as reminders that a financial tune-up is in order. April is Financial Literacy Month, and serves as a good reminder to take a look at your finances and make sure changes over the past year haven’t altered any personal financial strategies that may be in place.

Other changes in personal economics can also have a huge impact on financial programs. These may include shifts in employment status or salary (e.g. loss of job or a pay cut/freeze), home ownership changes, significant changes in total assets or debt, the receipt of an inheritance, and tax law changes that can all make previous strategies obsolete.

How can you perform a financial checkup? “If you have a do-it-yourself mentality, there are any number of print and electronic resources that exist to help monitor your finances,” says Patrick Egan, a national retirement spokesperson with Thrivent Financial. “However, with the complexity and time commitment that may be involved, most can benefit from the knowledge, experience and insight that financial services professionals offer.”

Qualified financial professionals can help people evaluate their present financial strategies and keep abreast of new laws, regulations, products and economic developments. Even more important, financial professionals can challenge unrealistic assumptions people may have and help them overcome money management’s greatest threat: procrastination.

To live is to experience change. How and where change will appear is impossible to predict, but a financial checkup is one sure way to help your financial objectives – and your sense of financial confidence – keep pace with all that occurs.

About Thrivent Financial for Lutherans

Thrivent Financial for Lutherans is a faith-based, Fortune 500 financial services membership organization helping its nearly 2.5 million members to be wise with money and to live generous lives. Thrivent Financial and its affiliates offer a broad range of financial products and services. As a not-for-profit organization, Thrivent Financial joins with its members to create and support national outreach programs and activities that help congregations, schools, charitable organizations and individuals in need. For more information, visit Thrivent.com. Also, you can find the company on Facebook and Twitter.

Neither Thrivent Financial for Lutherans nor its respective financial representatives and employees provide legal or tax advice. For complete details, consult with your tax advisor or attorney.

Insurance products issued or offered by Thrivent Financial for Lutherans, Appleton, WI. Not all products are available in all states. Securities and investment advisory services are offered through Thrivent Investment Management Inc., 625 Fourth Ave. S., Minneapolis, MN 55415, 800-847-4836, a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial for Lutherans. Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc. They are also licensed insurance agents/producers of Thrivent Financial.

For additional important disclosure information, visit Thrivent.com/disclosures.

How to support your friend in a split

5/2/2013

(BPT) - When a marriage ends in divorce, it’s not just the couple who is involved. Friends and family members are also part of the process and often play many different parts – from objective confidant to reliable “vent-ee.” If you’re suddenly or unexpectedly thrown into this role, what help are you prepared to offer? Support can make a critical difference to your friend, but unfortunately, doesn’t come with how-to manual.

As the supporter of a friend going through a divorce, you may feel like you need a support group of your own. The blog, “Support in a Split,” found at www.supportinasplit.com, gives the average person basic tools to help their friends make it through divorce. Sponsored by ARAG, a global provider of legal insurance products and services, the blog provides lists, stories and real-life strategies to help people help their friends or family navigate divorce.

Whether your friends have just announced they’re going through some trials in their marriage or their divorce has been finalized after lengthy legal proceedings, you’re going to be there with them on every stage of the journey. If the journey ventures into topics you aren’t fully versed in, visit Support in a Split for background information on topics ranging from exercise routines, redecorating, entering the dating world, co-parenting and seeking professional therapists and attorneys.

For example, if your friend expresses concern about his or her marriage, encourage professional help to resolve differences. Or advise your friend to find an attorney if a resolution isn’t possible. Additionally, recommend your friend enroll in a legal plan to save money on legal fees in situations like divorce, creating a will or settling a dispute with a contractor. Many leading employers offer legal insurance and services as part of their benefits package. Recent ARAG research shows that members of a legal plan know where to turn when faced with a legal issue so therefore they are much less stressed than those without a legal plan.

When the divorce is finalized, your friendship will be needed to help your newly single friend get back on his or her feet. Sometimes divorce is viewed as liberating, while other times it can cause depression. Providing a supporting role can range from just listening and being around for the divorcee, to encouraging your friend to seek professional help and treatment for depression.

While helping a friend or loved one through a divorce is not easy, having knowledge and showing compassion can strengthen your bond with those affected. To better understand what you can do to support a friend going through a breakup, visit www.supportinasplit.com. And be prepared – situations change due to life-changing events like divorce, but that doesn’t necessarily mean your relationship has to change.

Selling your home? Make it more appealing to buyers

4/10/2013

(BPT) - You’ve made the decision to sell your home – now you want to position yourself for a quick and successful sale. What’s the most important thing you can do to entice buyers?

“The most important thing you can do is to make your home look welcoming when people drive by,” says Kimber Powell, Realtor and sales manager for Coldwell Banker Mid-America Group in Altoona, Iowa.

“You want to invite them in. Make sure your front door looks nice. Trim and landscape your yard. Accent your entryway with a new door mat and pots of flowers that contrast with the color of your home,” she says.

Follow these tips to position your house for a successful sale:

Enhance curb appeal

A well-maintained house appeals to more buyers and can sell faster and may sell for a higher price, according to Realtor.com.

Maximize your home’s exterior appearance. Keep the lawn and landscaping edged, cut and watered. Inspect doors, windows, trim, foundation and siding for peeling paint. Repaint and replace items as needed. Clean out gutters and replace missing caulk and shingles.

Declutter inside

Make your home look bigger by removing clutter and storing personal items and extra furniture before prospective buyers arrive. Make repairs where needed, Powell advises.

“Repairs are ongoing maintenance needs that show your home has been well-cared-for and kept up-to-date,” she says. “Most potential buyers want turn-key homes that are easy to move into.”

Repaint dingy or stained walls with a neutral shade of paint. Repair cracks or holes in walls, ceilings, tile and woodwork. Replace broken items and consider updating worn-out cabinet knobs, dated curtains and battered bath and kitchen hardware.

Show lifestyle possibilities

Create a lifestyle story to help buyers envision themselves living in your home. Have a small kitchen but a big deck? Focus on outdoor entertaining by adding lights, comfy cushions and showcasing grilling areas, Powell recommends. If you love your neighborhood, highlight a front porch with wicker furniture and window boxes.

“You want to show buyers the ways they can use the entire home and yard,” Powell says. “If you don’t have outdoor furniture or decorations, work with a stager to borrow those items.” Or consider borrowing items from friends or family to get your home staged for sale.

Highlight quality brands

If your home features or you’ve replaced items with high-quality brands, like Pella Windows and Doors, include their names in your home’s sell sheet, Powell says.

“People are very conscious of name brands and high-quality products. They also want to know about energy-saving benefits and warranties that may transfer to them,” she says.

Windows, door replacement

Projects like window and door replacements can recoup more than 70 percent of their cost at resale, according to the National Association of Realtors and Remodeling magazine’s 2013 Remodeling Cost vs. Value Report.

Whether you’re preparing your home to sell, or updating it to live in longer, Pella offers low-maintenance, energy-efficient vinyl, wood, and fiberglass replacement windows and doors that can help improve your home’s curb appeal, and help lower utility bills.

“Stylish exterior doors that look like wood, with the minimal maintenance of fiberglass, are popular replacement options,” says Kathy Krafka Harkema, Pella spokesperson. “Plus, fiberglass offers exceptional energy efficiency, weather resistance and outstanding durability.”

Pella fiberglass entry doors offer many prefinished options, as well as custom colors so you can design a door that truly reflects your home’s style.

Knowing your risks for type 2 diabetes

3/5/2013

(BPT) - Understanding your risk for developing type 2 diabetes, or getting an early diagnosis, is critical to successful treatment and delaying or preventing some of its complications such as heart disease, blindness, kidney disease, stroke, amputation and death.

Tuesday, March 26, 2013, is American Diabetes Association Alert Day(R) which is a one-day “wake-up call” asking the American public to “Take It. Share It.” by taking the Diabetes Risk Test to find out if they are at risk for developing type 2 diabetes and sharing the test with their loved ones.

The Diabetes Risk Test asks users to answer simple questions about weight, age, family history and other potential risks for prediabetes or type 2 diabetes. Preventative tips are provided for everyone who takes the test, including encouraging those at high risk to talk with their health care provider.

Talking to your health care provider can be crucial. When elementary school teacher Tony Castillo moved to Odessa, Texas, in the fall of 2011, he had to find a new doctor. Switching doctors, it turns out, changed his life. Castillo was diagnosed with type 2 diabetes.

Since his diagnosis, Castillo has worked hard at his weight loss through exercise and other lifestyle changes. He rode in the American Diabetes Association’s Tour de Cure cycling fundraiser in Dallas last year and will do so again this year. Training for the Tour helped him lose a substantial amount of weight and lower his blood glucose levels dramatically. His total weight loss has been nearly 40 pounds.

“Having diabetes isn’t a curse, but it does mean I have to be more careful,” Castillo says. “I now watch my carbohydrate intake and try to exercise daily for at least 30 minutes.”

Castillo says his greatest success since his diagnosis has been in speaking about his disease to the students in his fourth grade class.

“I noticed some of them started changing the way they ate as a result of sharing my story,” he said. “I showed them how to read labels and explained portion sizes. They started watching what they were eating in the cafeteria, choosing more vegetables and not going straight for the desserts.”

Everyone should be aware of the risks for type 2 diabetes. People who are overweight, not active (live a sedentary lifestyle) and over the age of 45 should consider themselves at risk for the disease.

For more information and to take the free Diabetes Risk Test (English or Spanish) visit the American Diabetes Association on Facebook, stopdiabetes.com or call 1-800-342-2383.

For every Diabetes Risk Test taken, Boar’s Head(R) - a leading provider of premium delicatessen products - will donate $5 to the American Diabetes Association starting March 26 through April 9, 2013, up to $50,000.

Save money and do a world of good with reusable containers

5/15/2013

(BPT) - Even as the country moves out of the great recession, many Americans are still in a money-saving mode – looking to conserve wherever possible.

Good news. There are simple ways to save money especially if you go back to the time-honored concept of BYO – “bringing your own” container of coffee, lunch or water as part of your daily routine. This can do a world of good not only for your pocketbook, but also for the environment, and even your health. Here are some tips to get you started:

* Bring your own coffee or tea

According to the Environmental Protection Agency, Americans throw away 25 billion foam cups each year. And 500 years from now, those cups will still be sitting in a landfill. Despite the convenience of foam cups, small changes such as bringing coffee or tea in a reusable container can have both an environmental and economic impact.

For example, Genuine Thermos(R) Brand makes a vacuum insulated commuter bottle that will keep a beverage hot for eight hours or cold for 12 hours. Not only is this great for a day at the office or running errands around town, it saves the cost of purchasing beverages day in and day out. If you still like an occasional custom-made coffee or chai latte, some retailers will fill your own bottle.

* Bring your own lunch

Many grownups still have fond memories of a school lunchbox featuring their favorite TV or movie character. Bringing your own lunch in an insulated lunch carrier is a good way to keep your favorite foods fresh and tasty, and a smart way to save money. According to a report in Time magazine, bringing your lunch to work can cut your weekly costs by 80 percent.

To keep foods fresh while on the go, insulated reusable containers are an ideal option. They come in all shapes and sizes to keep snacks or lunch foods hot or cold for hours, saving you the cost of going out and making it easier to stay away from unhealthy temptations.

* Keep yourself hydrated

As you get in the habit of bringing your own reusable portable container, don’t neglect the one thing every human needs for basic good health – water – to help you hydrate throughout the day. According to the Mayo Clinic, water makes up about 60 percent of your body weight. Lack of appropriate water intake can lead to dehydration, draining your energy and making you feel tired.

The Institute of Medicine determined that adequate water intake for men is roughly 104 ounces and is roughly 72 ounces for women. Instead of purchasing bottled water in containers that will also end up in landfills, bring plenty of your own water in a portable, reusable container. One easy option for quenching thirst while on the go is the 24 oz. Hydration Bottle with Meter that is made of BPA-free Eastman(TM) Tritan and has a rotating meter built into the lid to help keep track of your daily water consumption.

Embracing the bring-your-own mentality can make a world of difference economically and environmentally. So, take the first step to “bringing your own” on May 23, which is the inaugural National Fill Your Thermos Brand Bottle Day, and celebrate the doing-good and money-saving power of the reusable container.

The surprising ingredient that makes favorite recipes tastier and healthier

2/25/2013

(BPT) - Modern or current may not be the word that comes to mind when you think of cottage cheese but this dairy case classic is experiencing a resurgence that is taking it beyond the diet plate to a starring role in how consumers eat today.

Low-fat cottage cheese is high in protein, low in calories and fat and minimally processed. Its versatility, price and nutritional profile make it a must have in any healthy kitchen and its popularity is on the rise. In fact, Health magazine named it one of the “flashback foods of the year.”

Today, cottage cheese is anything but plain. With its light flavor and creamy texture, cottage cheese makes a delicious and healthy base for a host of dishes. Have a favorite high-fat dip? Swap out the mayo for low-fat or fat-free cottage cheese. You’ll add calcium and protein without compromising flavor. In the mood for a creamy dressing? Blend cottage cheese, herbs and spices for a rich-tasting, low calorie dressing for salads from greens to pasta.

It’s also a perfect addition to your morning pancake mix. Mild, creamy cottage cheese mixed with lightly sweetened batter forms tender, delicious California Cottage Cheese Pancakes with the added bonus of a healthy dose of protein. While people tend to add fruit and other “sweet” additions to cottage cheese, don’t overlook savory ingredients like chopped artichoke hearts, olives, nuts or even salsa.

The dairy experts at the California Milk Advisory Board (CMAB) have developed two Mediterranean-inspired modern cottage cheese plate recipes that will suit any palate or occasion. Go Greek with fresh, flavorful ingredients like cucumbers, red peppers, herbs and olives. And, when you’re craving the rich flavors of Italy, look no further than the Modern Italian Cottage Cheese Plate. Dried tomatoes, basil, garlic, lemon and pine nuts mixed with cottage cheese combine for a guest-worthy salad or dip when served with baguette slices or multi-grain crackers.

The Modern Cottage Cheese Plate: Italian

Ingredients:

1 cup California low-fat cottage cheese

1 tablespoon finely chopped sun-dried tomatoes

2 teaspoons finely chopped fresh basil

1/4 teaspoon minced garlic

1/4 teaspoon finely grated lemon zest

2 cups baby arugula

2 tablespoons pine nuts, toasted

3/4 cup red and yellow grape tomatoes

1/2 cup mixed olives

6 whole grain baguette slices

3 teaspoons Real California butter

Directions:

Spread butter lightly on baguette slices and toast. Stir together cottage cheese, tomatoes, basil, garlic and lemon zest in a small bowl. Place arugula onto two plates and top with cottage cheese. Sprinkle with pine nuts and surround with tomatoes, olives and baguette slices. Makes two servings.

A cup of cottage cheese is a high protein choice that provides calcium and is available in low-fat and fat-free varieties. It’s an excellent source of satiating protein, which means it keeps you full and may prevent you from overeating. Which is why putting cottage cheese or other dairy products on that “diet” plate or any plate isn’t off the mark. According to registered dietitians with Dairy Council of California people who consume more calcium and dairy foods as part of a balanced diet tend to weigh less and/or have less body fat than those who consume less dairy. Plus, this dairy original is convenient, versatile and readily-available. Try mixing cottage cheese with fresh fruit or cucumber for a refreshing snack.

Real California milk is used in a variety of quality dairy products from cottage cheese to yogurt. Make sure to look for the Real California Milk and Cheese seals to guarantee you’re getting products made with 100 percent California milk from California dairy farmers. For more recipes and entertaining ideas, visit RealCaliforniaMilk.com, like RCM at Facebook.com/RealCalifMilk or follow at Twitter.com/RealCalifMilk and Pinterest at Pinterest.com/RealCalifMilk.

Honeymoon encore: The big move in

3/20/2013

(BPT) - It may come as a surprise to young engaged couples, but the excitement of the wedding and honeymoon doesn’t end when it’s all over. In fact, after the honeymoon, it’s time to roll up your sleeves and plan the big move – the joining of two households.

It’s a herculean task finding the perfect location with great schools, affordable taxes and good neighbors. But once you’ve signed on the dotted line for the home where you will begin your life as a couple – and maybe also raise your family when the time arrives – you’re ready to plan your big move.

Many newlyweds face the chore of merging furniture, kitchen equipment and closet space from two households. To start your moving process off on the right foot, consider eliminating duplicate items and having a garage sale, or donating items, before beginning the packing process. It’s a great chance to upgrade household furnishings – especially if you received something new as a wedding gift.

Then determine what size moving truck you’ll need. A good rule is to plan for 150 cubic feet of space for every fully furnished room. Many young couples moving from a small apartment or condo into a larger first home will find a 12- or 16-foot Penske rental truck more than adequate. Plan to reserve your truck at least two weeks in advance. Penske Truck Rental offers rental discounts for AAA members to help young couples with savings.

For help in making moving day go smoothly, use these tips from Penske. They’ve been in the do-it-yourself moving business for more than 40 years:

* Still unpacking your wedding gifts? – If space isn’t a concern, keep those wedding gifts in their original boxes, because the store packaging will help protect the items. But if space is tight in the rental truck, throw away the store packaging and carefully repack in your moving boxes – with plenty of padding to protect your new gifts.

* Start early and group items together – Get good, sturdy boxes of various sizes, and then fill them with items of similar use, size or design. Some traditional ways to group items are by item type (i.e. photo frames) or by contents of a room. Label each box with the room name, and the contents. Make sure you have plenty of packing bubbles or towels and cloths on hand to keep breakable items from being damaged in the move.

* Save your muscles – Ask friends to help you with carrying boxes. If something is heavy, enlist some help to prevent injury or strain on your muscles.

* Loading the truck – Load the largest items (i.e. bed, couch, dresser) into the truck first to ensure they will fit, and then start loading the heaviest boxes on the bottom and lighter boxes on top. Having each box labeled with contents will help prevent you and your friends from packing heavy books on top of your new fine china wedding gifts. Penske features an online Truck Wizard application to assist.

When you cross the threshold of your new home the first time as a married couple, you’ll be surrounded by the excitement and energy of so many adventures to come in your future. Carefully unpack your moving truck, cherishing the memories of your personal belongings as you meld them to fit into your new home and life with your new spouse.

What every parent needs to know about keeping kids safe around medicine

4/19/2013

(BPT) - Every year more than 67,000 children are treated in an emergency room for accidental medicine poisoning. That’s one child every eight minutes. Even more surprising is that in 86 percent of serious cases seen in emergency rooms, the child got into medicine belonging to an adult.

“Ask any parent, and they will tell you they store medicine where children can’t get them,” says Kate Carr, president and CEO of Safe Kids Worldwide. “But every minute of every day the Poison Control Centers get a phone call about a medicine scare involving a young child.”

To find out what is causing this disconnect, and to understand what could be done to fix this problem, Safe Kids Worldwide examined data from the U.S. Consumer Product Safety Commission and Poison Control Centers, and spent time talking with moms.

“What we found is that while parents generally put medicine up and away from kids, they might not be thinking of pills stored in purses, vitamins left on counter tops or a diaper rash remedy near a changing table,” says Carr.

The study, “An In-Depth Look at Keeping Young Children Safe Around Medicine,” reveals some eye-opening facts. In 67 percent of emergency room cases, medicine was in a spot the child could easily reach, such as in a purse, on a counter or on the ground. Medicine belonging to a relative, such as an aunt, uncle or grandparent, accounted for 43 percent of emergency room visits for medicine poisoning.

“Curious kids can get into trouble fast,” Carr says. “It takes only a few seconds for children to get into medicine that could make them very sick.”

Safe Kids offers parents and caregivers some tips for helping kids stay safe around medicine:

* Always put medicine and vitamins up and away and out of sight of children. When you need to give another dose in just a few hours, it may be tempting to keep it close at hand, but it is important to put medicine up and away after every use.

* Be alert to products you might not think of as medicine but actually are, such as diaper rash remedies, eye drops or antiseptic ointments. Make sure all harmful products are kept up and away from children.

* Ask guests to put purses, bags and coats where children can’t reach them. Many people store medicine in handbags and coat pockets.

* When your child is a guest in someone else’s house, be aware of medicine risks. Take a look around to be sure medicine isn’t within reach of your child.

* Buy medicine in child resistant packaging when possible. But be aware that “child resistant” doesn’t mean “child proof.” Given enough time and opportunity, some children will still be able to get into medicine in child resistant packaging.

* Always keep the Poison Control Center number at your fingertips, either by the home phone or programmed into your cell phone: (800) 222-1222.

To learn more about keeping kids safe around medicine, or for a video on medicine safety, visit www.SafeKids.org.

“Fortunately, there are simple things we can do to protect our kids from getting into medicine, even those kids who are masters at getting into everything,” Carr says.

Deductions that could dramatically cut your tax bill

2/12/2013

(BPT) - For all the talk about taxes during the “fiscal cliff” debate at the end of 2012, many people are still left wondering what it means to them as the April 15 filing date approaches.

"'Is it a big deal? Or is it business as usual?' are questions I'm hearing," says Scott Halliwell, a certified financial planner with USAA. "While many issues were resolved, a lot of taxpayers still aren't sure how their tax returns and deductions are affected.”

If you're one of those people, brush up on these 10 deductions before tackling your tax return. They are worth reviewing, as they could lower your tax bill.

1. Traditional IRA contributions. You have until April 15 to contribute up to $5,000 to a traditional IRA for 2012 and, if you qualify, deduct it on your tax return. Here are some guidelines:

If you were 50 or older on the last day of 2012, you can contribute up to $6,000.

If you (and your spouse if you're married) weren't covered by an employer's retirement plan in 2012, you can generally deduct your contribution in full.

If you were covered by an employer plan, you can only take a full deduction if your modified adjusted gross income was $58,000 or less ($92,000 or less for married couples filing jointly). Your deduction is reduced if your modified adjusted gross income is higher. If your spouse was covered by a retirement plan at work but you weren't, you're eligible to take a full or partial deduction if your combined adjusted gross income was below $183,000. See IRS Publication 590 for more details.

2. Self-employed retirement plans. If you work for yourself, you can open a Simplified Employee Pension IRA by April 15 and deduct your contribution on your 2012 return. SEP IRAs may be an easy way to create your own retirement plan, and they can allow much higher contributions than traditional IRAs. Contributing to a SEP IRA does not exclude you from making an IRA contribution, but it may affect whether you can take a deduction for it. (A SEP IRA is considered an employer-sponsored plan).

3. Mortgage interest. You're allowed to deduct interest paid on your primary mortgage, as well as home equity loans, home improvement loans and lines of credit. In general, you may deduct interest on up to $1 million of primary mortgage debt and up to $100,000 of home equity balances.

4. State and local taxes. The federal government generally allows taxpayers to deduct property and income taxes paid to state and local governments.

5. Sales tax. If you didn't pay much state income tax - or live in a state that doesn't tax income at all - you may be able to choose to deduct sales tax instead. And you typically don't need receipts - simply calculate an assumed amount using an IRS table or online calculator.

6. Charitable gifts. Make sure you have the right documentation. Cash contributions - regardless of the amount - require a canceled check or dated receipt. Any contribution of $250 or more requires bank or payroll deduction records or a written acknowledgement from the charity. Noncash contributions valued at more than $5,000 generally require an appraisal.

7. Education costs. Up to $2,500 in interest on loans for qualified higher education expenses may be deductible if your adjusted gross income is less than $75,000 ($150,000 if you're married and filing a joint return). A portion of your tuition and fees may be deductible if your adjusted gross income is $80,000 or less ($160,000 on a joint return).

8. Medical and dental costs. You may be able to deduct these expenses if they exceed 7.5 percent of your adjusted gross income.

9. Health insurance. In general, self-employed taxpayers may be able to deduct all of their health insurance premiums.

10. Health savings accounts. If your family was covered by a high-deductible health insurance plan in 2012, you may be able to contribute up to $6,250 to a health savings account ($3,100 if it only covered yourself). Contributions are deductible, and similar to IRAs, you have until April 15 to contribute for the 2012 tax year.

Traveling made simple: easy, convenient snacks to tag along on your next trip

3/26/2013

(BPT) - With family vacation time nearly here and plans for road trips underway, it’s tempting to give in to quick, unhealthy solutions while packing snacks for the road. Here are some creative ways to revitalize your family’s snack routine and help you enjoy delicious and nutritious snacks on the go.

Crunch time

Crunchy snacks are a must-have when hitting the road or catching a flight to your favorite family vacation spot. Snack bags full of granola, cereal and other crunchy favorites can be just the ticket to getting a healthier treat and can even help stave off a temper tantrum. Try making homemade granola, pretzels or even combining your kids’ favorite cereals and pretzels to give them a salty-sweet mix they will love. You can even add a dash of cinnamon to liven up the flavor of granola. Pack it in small plastic bags for easy portion control and access – important when you’re running through the airport.

Get your squeeze on

There are a number of fun, grab-and-go snacks on the market today that make it more convenient than ever to get your kids the nutrition they need when you’re on-the-go, like Mott’s Snack & Go pouches. Kids love these delicious apple sauce filled pouches, which are easy to open and are an excellent source of vitamin C. The convenient pouches can be chilled or eaten at room temperature, making them perfect for traveling with kids of all ages.

Cheese, please

Cheese is a staple when it comes to keeping kids satiated since it’s loaded with protein, and an added bonus – calcium. String cheese is often the most popular among small children, since they can either bite into it or peel it off piece by piece, which helps keep them entertained. It’s available in a variety of flavors, from cheddar to mozzarella, so there’s something for every little one. Cheese also pairs well with sliced apples, grapes or crackers.

Hydration on the highway

It can be tempting to skip the beverages when you’re on long trips to avoid bathroom breaks, but staying hydrated is key to staying healthy and happy. Pack juice boxes or small bottles of water for car trips – the small size is perfect for your little one, but it also helps to keep track of how much everyone is drinking. For plane travel, pack empty reusable water bottles and fill them up at a water fountain or restaurant once you’re through security.

Salty snacks reduce stress

4/11/2013

(BPT) - Stress affects everyone and can cause problems at work, home and with health. Researchers have found that stress is a leading cause of illness, affecting as much as 20 percent of the population. Economic factors, such as a recession, have also been shown to significantly increase population-wide stress levels.

"Stress is a trigger mechanism for a whole range of conditions, from heart attacks to immune system disorders, mental illness, depression and anxiety,” says Professor Cary Cooper of Lancaster University, a known expert on stress.

Work and home life can be a source of stress in addition to health problems, creating a vicious cycle. Many times people will turn to food to help them relieve stress and there is a scientific reason for this. Salty snacks actually help your body reduce stress levels. Stress is characterized in the human body by high levels of the hormone cortisol, referred to as the "stress hormone.” Scientific research has shown, both in animals and in humans, that increased levels of salt consumption are very effective in reducing levels of cortisol.

Data from the U.S. National Health and Nutrition Examination Survey demonstrated that depression and stress was higher in individuals who consumed less salt, a trend more prevalent in women than men. There is a direct relationship between depression and lower salt intake in humans, consistent with the results of animal studies. Craving salty foods may very well be a biological defense mechanism we evolved to cope with daily stress.

Of course, you don’t need to be a scientist to notice the calming effect of salt. On a vegan Internet chat room, one user named Alex confessed, “I've gone a while without salt now, but I just had some with my dinner last night and I noticed it once again. Every time I eat some salt since being on this lifestyle (which is not often), I just feel better for some reason. Just more awake and more calm.” Other people responded that they experienced the very same effect of salt.

Other good stress-relieving tips include getting a good night’s sleep, and taking time off to focus on relaxation and regular exercise, which has added health benefits. Of course, with exercise, another benefit of salt becomes apparent as this vital nutrient is necessary to keeping the body properly hydrated and healthy. When you sweat, you lose not just water, but also electrolytes (salt) which need to be replenished.

The fact remains that whether they are called comfort foods or mood stabilizers, salty foods are incredibly effective at making people feel better and reducing heightened stress levels, a common condition in today's ever-changing world. So, the next time you finish a stressful day and want to wind down and relax, it may not be the margarita that changes the mood, it’s more likely the salt on the rim of the glass. To learn more about the benefits of salt, visit www.alittlesalt.org.

Expert fitness tips for a healthy, effective summer slim-down

5/13/2013

(BPT) - While children long for the lazy carefree days of summer, many adults view the season as a reason to be active and get healthy. Whether it's to look good for an upcoming beach vacation or simply to have the energy to enjoy the season to the fullest, setting health goals is a great first step.

Sticking to those aspirations doesn’t have to be difficult or stressful. Just follow a few expert tips and you’ll look and feel great in no time.

Leading fitness expert and celebrity yoga and Pilates instructor Kristin McGee has partnered with CalNaturale Svelte to help busy adults maintain overall health and wellness. Her top tips for an effective yet healthy summer slim-down include:

Go outdoors
The weather is nice, so why not take your workout routine outdoors? So many outdoor activities are natural calorie-burners, plus they’re a lot of fun. Ride bikes on the weekend, run around and play tag with your kids, or play fetch with the dog. Infuse your social activities with fitness, too. For example, finish a date night with a romantic walk outside, or have friends over for an outdoor barbecue and dance party.

Lighten meals
Light foods pair well with warmer weather, so take a fresh approach to meal time. Visit your local farmers market to pick up fresh, seasonal food and get creative in the kitchen. Incorporate water-based fruits like watermelon, cantaloupe, honeydew and pineapple into meals. For dessert, freeze grapes for a sweet treat after dinner.

Snack well
Look for snacks and drink options made from pure and simple ingredients. CalNaturale Svelte is a premium protein shake that can serve as a delicious meal replacement. This dairy- and gluten-free shake is also perfect as a pre- and post-workout drink or an anytime on-the-go snack. Each tasty flavor helps control hunger and provides vital nutrients for sustained energy, important for keeping up with the bustle of summer to-do’s.

Drink up
Stay hydrated by stocking the fridge with healthy drink options. A big pitcher of cold water with slices of strawberries, cucumbers and lime is a refreshing drink that’s readily available. This low-calorie drink quenches on even the hottest days.

Rise and shine
Get some fresh air first thing in the morning; it will keep you energized all day long. Take a quick walk or practice yoga outside – try it during sunrise for a great way to start your day. You’ll be surprised with how cheery and upbeat you’ll feel.

Green your thumb
Gardening is a great way to enjoy the warm weather, plus you burn calories without even knowing it. Try planting your own herb garden. It’s a simple activity you can even do with your kids. Plus, you will have quick access to fresh herbs when you want to add a healthy flavor boost to your dishes.

Try new activities
Warm weather is the perfect time to try something new. Take tennis or golf lessons, or meet friends on a weekly basis to play a different sport. Hit the sand with the family and try some beach body Pilates; do a few crunches on your towel, try some planks in the sand, and even some crab walks. Don’t forget sunscreen and sunglasses to protect your skin and eyes.

For more healthy tips and information from McGee, visit www.sveltebrand.com.

Quick tips for getting the most out of your smartphone camera

5/15/2013

(BPT) - Today, the majority of adults have a mobile phone, and we’re using it for far more things than simply making phone calls. According to a 2012 report from The Pew Research Center's Internet & American Life Project, of the 85 percent of American adults who own a cellphone, 85 percent use their cellphones to take photos.

Smartphone cameras are quickly replacing basic digital cameras for snapping photos on the go, and for good reason. Capturing a memorable moment is easy with your cellphone at your side, but if you aren’t sure what you’re doing, you may end up with fuzzy, dark or distorted pictures. To help you get the most out of your smartphone’s camera capabilities, Stephen Sneeden, Xperia product marketing manager at Sony Mobile Communications, offers some expert tips:

Tip No. 1: Get to know your device
Most new smartphone cameras offer multiple camera functions, effects, settings and options. It’s important to learn what’s available on your phone so you don’t miss a beat. Visit the manufacturer’s website or check out tutorial videos on YouTube – many phone makers now make these available to consumers for free.

Tip No. 2: Know when to use certain functions – and when to turn them off
While your smartphone camera may have a flash, zoom and other features, sometimes those functions won’t be optimum for the conditions in which you’re shooting. For example, turning off the flash may help prevent glare, bright spots and red-eye in certain situations. Zooming may cause an image to degrade or blur; you may want to shoot the entire image and then use editing software to crop it for the portion of the image you want to focus on.

Tip No. 3: Consider an upgrade
Technology is ever-evolving, and smartphone cameras are constantly being improved. If you’ve had your phone for a while and aren’t happy with the photos it takes, it may be time for an upgrade. When shopping, analyze key camera elements like megapixel count, sensor quality, user interface and ease of use. Most smartphones have 8 megapixel, primary cameras. The Xperia ZL from Sony outshines that standard with a 13 megapixel camera and HDR (high dynamic range) for photos and videos.

Tip No. 4: Make the most of HD technology
High resolution capabilities are a significant advantage for smartphone videographers. Look for cameras that offer Full HD recording. This function gives you the ability to capture details that translate well on larger HD screens like that of a TV.

Tip No. 5: Download free photo apps
Enhance your phone’s photo capabilities with some of today’s best photo apps that cost absolutely nothing. The award-winning application Snapseed (iOS, Android) allows you to adjust saturation, color levels, brightness, contrast as well as edit and enhance styling with a variety of filters. Quickly crop, edit and fix flaws with Adobe’s Photoshop Express (iOS, Android). Of course, social media junkies love Instagram (Android, iOS) because it’s a snap to share photos across social networks like Facebook, Tumblr and Twitter.

Tip No 6: Don’t forget photo basics
The principles of good picture-taking remain the same, no matter what kind of camera you use. That means it’s important to keep the lens clean, carefully frame the shot, fill the frame with your subject, make sure the image is in focus, pay attention to lighting, and – when photographing kids and pets – get on the same level as your subject.

Fitness tips to get ready for summer fun

4/23/2013

(BPT) - The sun is shining longer every day, telling you that it’s time to get ready for vacations, activities with family and friends and of course, swimsuit season. To help you prepare, there are some simple fitness tips you can follow to look and feel good this summer season.

Celebrity trainer and spokesman for the makers of Dr. Scholl’s(R), Dolvett Quince, helps people to look and feel their best on a daily basis.

“Summer is just a few short months away,” Quince says. “Getting your body ready for summer requires full involvement of one’s self. You need to be prepared mentally as much as you invest in yourself, physically. So, you need to be ready from your head to your toes – it’s a full body commitment. Hard work aside, you’ll be sure to enjoy the new you as you reach your goal.”

He has a few tips to help you tackle your workout routines and get your body ready for your summer wardrobe:

* Stay hydrated. Drinking water helps flush your system, and as a bonus, it keeps you from feeling bloated.

* Swimwear, shorts and dresses show off the legs, so be sure to target that area. Do squats and lunges to help tone the thighs and glute area.

* Eat plenty of fiber. Remember you can get fiber from many different foods, including delicious summer fruits such as raspberries, blueberries and strawberries!

* Wear the right footwear. You don’t want your workout routine halted by injuries or soreness in your feet or legs. Dr. Scholl’s(R) Active Series(TM) Replacement Insoles offer targeted Triple Zone Protection – in the ball of the foot, the arch, and the heel – to help protect feet with every step. These insoles can help relieve and prevent pain for those suffering from shin splints, runner’s knee and plantar fasciitis.

* Add weights to your workout routine. They don’t have to be heavy to help trim and tone your muscles.

* Keep up the workout, even while on vacation. Add a little variety to the routine with yoga or a jog along the beach. Time your workouts in the morning so you can enjoy the rest of your day.

* As always, be sure to exercise responsibly and consult with a fitness expert to ensure you use proper form.

Summer and warmer weather will be here before you know it, so get started right away to show off your physical fitness and summer-ready body. Put Quince’s fitness tips to use now to get your body toned and ready.

Set yourself up for the perfect season of outdoor entertaining

3/11/2013

(BPT) - As temperatures warm, many of us can’t wait to get outside and rediscover the joys of our outdoor spaces. One of the best ways to ensure the enjoyment of your space all season long is with some spring cleaning and upkeep of your yard and outdoor living spaces.

There are a few spring cleaning projects that benefit every homeowner and make spaces much more inviting for the hours you’ll spend enjoying the summer sun. The home improvement experts at Lowe’s offer the following checklist of improvements that will have your outdoor space looking great in no time:

* Take the time to prune. Before the season heats up and the first leaves start to appear, it’s the perfect time to shape up your trees and shrubs. Doing so before the growing season is less stressful for your plants, easier to clean up and will promote the type of growth you envision to keep your greenery looking great all season. Make sure your tools are sharp, as cleaner cuts are easier on plants. The new Fiskars DuraSharp pruners and loppers feature fully hardened steel blades making cutting and pruning that much easier. You can find these at Lowe’s.

* Clean up leftover leaves. While you probably spent much of the fall raking and mulching fallen leaves, stragglers collect throughout winter, clogging gutters and drains. In addition to cleaning areas of your yard blanketed with leaves, rake your lawn to rid it of matted leaves that can inhibit healthy growth. Break these chores into separate days so you don’t have to do it all at once. Using a blower also helps you clean up your yard in short order.

* Bring out the power washer. Winter tends to leave its mark, and the exterior of your house, deck, sidewalks and driveway can all show grime once spring rolls around. A pressure washer is a convenient way to clean these surfaces. The Generac OneWash gas pressure washer makes this easy for homeowners as it can be conveniently wheeled around the outside of your home to meet all your pressure-washing needs.

* Check in on your deck. Once it’s been pressure washed, it’s time to see if you need to re-seal it. If you drizzle water on your deck boards and it beads up, your seal is still effective. If not, it’s time to apply another coat of sealant. Pleasant spring days are ideal for re-sealing and staining and once you’re done, you can enjoy the whole season without worry.

* Design your dream outdoor room. Once you’ve cleaned up your space, you might realize there’s more that could be done to enhance it. Spring is the perfect time to consider a new patio set, or even a patio extension using decorative pavers. Dress up existing patio furniture by staining wood furniture or buying fresh new covers or cushions. This is also the perfect time to buy that new and improved grill you’ve had your eye on.

Spring is an exciting time to get back outside and take care of some of the improvements you’ve been dreaming of all winter. Visit www.lowescreativeideas.com for more inspiration on how to make your outdoor space great this year.

Simple ways to save water, money and your landscaping this summer

5/8/2013

(BPT) - With many states facing drought this summer, homeowners across the country will be looking for ways to save their landscaping while conserving water at the same time. Even if you’re not in a drought-affected area, it pays to keep conservation in mind when it comes to watering outdoors. Using less water is good for the environment and your wallet.

Fortunately, maximizing the efficiency of your watering efforts and taking steps to conserve water outdoors can help trim your water bill this summer, even if you live in a severe drought area, such as in the western regions of the country. Here are simple ways to conserve water, save money and preserve your garden, lawn and landscaping this season:

Efficient, effective irrigation

Traditional watering methods for lawns, gardens and flower beds waste a lot of water through run-off, over-saturation and evaporation. Rather than spraying water over plants, use a method that delivers the right amount of water where it will do the most good – the roots of plants.

Drip irrigation systems, like those offered by Mister Landscaper, can help you water more effectively. These systems deliver water as close as possible to plant roots, allowing you to achieve better results with less water used. You’ll also lose less water to run-off and evaporation. Place the system on a timer, and you can also ensure you’re watering at optimum times of the day to reduce evaporation and waste. A starter kit with 50 linear feet of tubing – ample enough to handle most gardens and planting beds – costs less than $1 per foot. Visit www.misterlandscaper.com to learn more.

Water lawns, gardens and flower beds either early in the morning or as evening approaches to ensure you don’t lose moisture to the hot sun. And if a day is windy, hold off watering lawns altogether as the breeze could leave you watering the sidewalk or driveway, rather than your grass.

Reuse, recycle and preserve

Even during a drought, some rain and condensation will occur. Take steps to capture natural moisture. A rain barrel situated beneath a downspout ensures you can catch run-off from your home’s roof. While using barrel water may not be practical with most irrigation systems, it’s a great option for watering container gardens or even indoor plants. You can also use household water, such as water left over from boiling vegetables or pasta, to water potted plants. Just be sure to let the water cool completely before using it.

You can help plants retain more moisture by placing organic mulch around the roots. The mulch will also help keep down weeds that would compete with plants for much-needed moisture. Depending on where you live and the type of mulch you choose, you can buy a bag of mulch for just a few dollars.

Finally, adjusting the type and location of plants is a great way to grow a drought-resistant garden or landscaping bed. Check with your local agricultural extension or search online for naturally drought-resistant species that do well in your area. By planting these hardier varieties, you can help keep your environment green and growing through a long, dry summer – and avoid the money drain of high water bills.

The wedding shoe trend for everyone: pain-free and pretty

3/20/2013

(BPT) - Sparkles, spangles and color, new or vintage, whatever your preference in wedding shoe styles there’s one trend that every bride should get behind: comfort.

“Pretty flats and even tennis shoes have been gaining popularity among brides for several years, and while those styles may not be to everyone’s taste, the concept of comfortable wedding shoes is good for everyone,” says Dr. Crystal Holmes, a doctor of podiatric medicine (DPM) and spokesperson for the American Podiatric Medical Association (APMA).

While an APMA survey indicates that most women do emphasize comfort over looks when choosing dress shoes, brides may consider comfort less important than style on their big day. “Brides may think that since they’re only wearing their wedding shoes for a day, it doesn’t matter if the shoes make their feet hurt,” Holmes says. “But shoes that hurt your feet can cause long-term problems, and make existing ones even worse. Sore feet can put a damper on your wedding, reception and even honeymoon.”

The APMA offers some advice for choosing the most comfortable options in some popular wedding styles:

Pumps – A classic wedding shoe, bridal pumps come in a wide variety of styles, colors and heights. When choosing a pump, be aware that pointy shoes place pressure on the toes and can aggravate problems like hammertoes and bunions. Choose pumps with deep, wide toe boxes that give you plenty of room to wiggle your toes. Keep in mind lower heels are better, especially if you’ll be in your wedding shoes for several hours.

Ballet flats – Flirty, feminine and fun, ballet flats can feel more comfortable than heels. But very flat shoes can actually be harmful to your arch and heel. Opt for a flat that has a bit of a heel, a thicker sole, and plenty of cushioning and support. Avoid flats that bend in half or easily twist.

Kitten heels – When it comes to good looks and foot-friendly design, kitten heels are the cat’s meow. Typically lower than one inch, kitten heels add a touch of height without placing undue pressure on the ball of the foot that higher heels can cause. They also tend to be a bit wider than the average heel, making them more stable and comfortable.

Platforms and wedges – Towering platforms and wedges provide height, style and endless options. But wearing these higher styles requires brides to take extra caution. Platforms and wedges may compromise your balance and stability, and very high shoes can lead to ankle rolls and falls. Look for lower platforms and wedges that feature secure ankle straps. Cork bottoms provide some shock absorption and traction.

Peep toes – Popular among brides who want to show off their pretty pedicures, peep toes range from towering heels to functional flats. Regardless of heel height, peep toes may cause your toes to slip forward or overlap, or may even push nail edges into the skin to form an ingrown toenail. Avoid peep toes that are too tight, and be sure they are free of seams near the toe area, as seams place further pressure on toes.

Sling backs – Showing a flirty flash of heel, sling backs are dynamic and sexy – perfect for walking down the aisle and kicking up your heels during the reception. Look for a sling back with a lower heel that will be more comfortable for extended wearing. Straps should be snug but not too tight to avoid chafing on the back of the heel. Too loose straps may cause the shoe to slip off your foot, so a proper strap fit is important.

Whatever style you choose, some advice is universal:

* Very high heels place pressure on your feet, shifting your entire body weight. If you plan to wear your heels throughout the entire ceremony and reception – likely more than two hours – consider choosing a heel of no more than two inches. Or, save the very high heels for the ceremony and switch to a lower, more comfortable heel for afterward.

* Brightly colored or patterned wedding shoes are in vogue now, and while color doesn’t affect comfort the material might. Materials that provide stability and stretch may be better for your feet. Avoid plastic, vinyl and other materials that don’t allow feet to breathe.

* Shoes should have a flexible sole that allows toes to bend naturally when you walk and a rigid, cushioned heel counter to keep the foot in place inside the shoe.

* Inserts are a great way to help cushion heels, arches and the balls of your feet. It’s easy to find inserts that work with virtually any style of wedding shoe.

* When shopping for your wedding shoes, keep in mind that – like any shoe – they should be comfortable immediately. Never buy uncomfortable shoes thinking that you’ll “break them in.” And shop for your bridal shoes at the end of the day. Not only do most weddings take place later in the day, your feet swell to their largest in the evening. Buying your wedding shoes at that time of day will ensure you get the best fit.

Rattling down the highway? What those common car noises mean

4/2/2013

(BPT) - “What is that rattling? Is it serious?” We all can get a little paranoid about a new sound our car is making. Those sounds can certainly be annoying, but what people don’t realize is sometimes those sounds may be linked to something more serious.

About 7 percent of car crashes are caused by some kind of vehicle failure, with tire degradation and brake system failures topping the list, according to the National Motor Vehicle Crash Causation Survey from the National Highway Traffic Safety Administration. But tire and brake failure aren’t the only types of vehicle problems that can lead to accidents – engine, steering system and suspension failures also cause crashes.

“Getting your oil changed, tires rotated and brake pads checked regularly not only helps keep your car running smoothly, but it also helps keep you and your family safe,” says Matt Myers, senior vice president of claims with Erie Insurance. “It’s also important to check your car’s transmission fluids and get the 50,000-mile and 100,000-mile checks. It might sound like a lot, but regular preventative maintenance is the best way to keep those strange car noises - and accidents - to a minimum.”

Here are six common car noises people hear and what they could mean:

Humming or groaning

When you hear humming while driving at faster speeds, it’s a sign there probably is some wear on your tires, which can lead to serious issues. It could be located on the insides of your tires, which is hard to diagnose on your own, but not having it checked is a risk, because the steel belts in the tire might be coming apart.

Growling

This noise could change or even go away when you turn the wheel, but it is usually caused by a defective front wheel bearing. The change in noise could be a result of the shift in the weight of the car as you turn.

Whining and creaking

You might hear these noises backing up or turning. It could be the result of a ball joint or tie rod seizing up.

Squeaking

This can be a high-pitched, steady annoyance that lets you know it’s time to get your brake pads checked or replaced.

Grinding

This sound means two pieces of metal are touching when they shouldn’t be. This sound could be a multitude of things: brakes, powertrain, suspension or something else. Whatever the case, a grinding sound means you need to get your car checked out as soon as possible.

Hissing

A hissing sound might occur after you turn off your ignition and can sometimes be followed by smoke from under your hood.

The next time you hear strange noises coming from your car, don’t just turn up the radio to drown them out – get them checked by a mechanic. Ignoring those noises today could lead to a dangerous and expensive situation tomorrow.

How to breathe easier in your own home this spring

2/14/2013

(BPT) - With spring on the horizon, airborne allergens and pollutants can cause much grief to homeowners who suffer from breathing problems such as asthma and seasonal allergies. With the potential for increased irritation, allergy sufferers typically seek long-term, consistent relief any way they can.

Regardless of the season, allergens, dust particles and pollutants can penetrate even the smallest of gaps of a home, leading to potential respiratory problems for occupants. When combined with airborne moisture, the potential for breathing problems is noticeably high. The U.S. Environmental Protection Agency estimates that Americans, on average, spend around 90 percent of their time indoors, so improving indoor air quality is an investment in lifestyle comfort and well-being.

Indoor and outdoor sources such as chemical cleaning supplies, insecticides, carbon monoxide, mold, dirt and dust can all contribute to poorer indoor air quality. For instance, in low-traffic areas such as attics and cellars, an accumulation of dust or moisture that eventually breeds mold can significantly affect the air quality of the whole home.

Homeowners can take steps to improve the indoor air quality of their home. Regular cleaning with environmentally sensitive products and tools is a great way to reduce the amount of dust within the home. Fewer dust particles in the home reduces the potential for irritation.

Another effective solution is using an air purification unit to attract dust particles and return cleaner air throughout the house. The unit works to provide cleaner, fresher air in the home and the amount of allergens and particles in the home is noticeably minimized.

Homeowners can also stop the dust particles and allergens entering their home from the outset. Using an air-sealing product such as spray foam insulation eliminates air leakage, thereby helping reduce the amount of particles and allergens that enter the home. The air-sealing qualities of spray foam insulation, like that available from Icynene, help reduce the infiltration of pollutants, airborne allergens, and airborne moisture. The product both insulates and air seals a home by expanding up to 100 times its size within seconds to fill any gaps and cracks within the building.

The air barrier that spray foam insulation creates helps prevent pollutants, dust and irritants from penetrating the structure, even in low traffic areas such as the attic. In addition to helping alleviate respiratory distress, spray foam insulation has the added benefit of protecting against the threat of moisture and mold, as well as reducing flanking noise for a quieter home.

Spray foam insulation works to provide constant indoor comfort and protection, as along with the opportunity for homeowners to significantly reduce heating and cooling bills, in some cases by up to 50 percent. More information can be found online at www.icynene.com.

Five tips for spring home decorating 'eco-style'

3/28/2013

(BPT) - As spring blossoms, so does our desire to lighten up – in life and at home. Simple eco-friendly changes to home decor can set the tone for a much fresher and brighter outlook.

Here are five tips to get you started:

Get a color lift

Color has long been credited for its mood-changing qualities. “Color can really change the energy in a space,” says C. Michael Kleeman, program coordinator of design at The Art Institute of Atlanta. Choose the season’s hottest color – orange – or seasonal citrus green, turquoise or sunny yellow, in paint, botanical fabrics and accessories.

A new coat of paint – even on one wall – can immediately set an upbeat mood. Use Volatile Organic Compound (VOC) free paints to protect the environment. “These paints don’t emit toxic fumes and are completely odorless,” says Kleeman. “They make it possible to paint a bedroom today and sleep in it tonight.”

Lighten up the mood

Give your home an eco-friendly dose of spring with updated lighting, new furniture arrangements and removal of heavy draperies and rugs.

Rachel Simmons, a member of the interior design faculty at The Art Institute of Jacksonville, a branch of Miami International University of Art & Design, suggests converting task lighting to compact fluorescent bulbs (CFLs), which are now available in dimmable versions. The reduction in energy consumption translates into a lower monthly electric bill and an overall reduction in the carbon footprint.

Try creating a more flexible floor plan with your furniture. Move a piece or two from one room to another. Angle a sofa or reorient the seating to take advantage of a view or a natural breeze through an open window. Shifting pieces can give a room the appearance of more space, making it feel less cluttered.

For instant brightening, remove heavy draperies and roll up the rug. You can place lightweight panels, preferably organic cotton or linen, on the windows, or leave them uncovered if you don’t need draperies for privacy. Leave hardwood floors bare or invest in an inexpensive natural fiber seagrass or jute floor cover for the summer.

Delight in de-cluttering

Spring brings the inspiration to cleanse and purge items no longer needed. In addition to sorting through closets and cupboards, give your home an airier look. Replace heavy accents like wood and ceramics with lighter pieces like baskets or glassware filled with flowers or fruit. Kleeman suggests storing a collection of carefully edited accessories to pull from for each season. Reposition artwork and add mirrors on walls, mantels or even bookshelves to open up a room and give the illusion of more space.

Shop and swap

For an eco-friendly seasonal update, Simmons recommends reusing or repurposing items you already have. A simple piece of furniture like a dresser or chair can be painted in a bright color to liven up a room. Or you might swap items that no longer fit your space with a group of friends or look for bargains in thrift stores or consignment shops. If you do need to purchase new items, look for selections using renewable or organic resources like bamboo, organic cotton or recycled glass.

Bring the outside in

Bring the natural goodness of the outdoors in by adding potted flowers and plants or window boxes. Simmons recommends visiting the local farmers market to find your favorite plants or flowers and place them in locations where you spend time daily. Plants not only add oxygen, but also brighten the indoor environment.

The key to smart decorating for hotter weather is not to overpower the existing elements. “Small changes can make a dramatic difference in the personality of a room,” says Kleeman.